ROARABLE
FREE $100K
Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / WTW / earnings
BRO (76) EQH (53) AON (69) AJG (70) ⌘ Pro Terminal →

Willis Towers Watson Public Limited Company (WTW) Next Earnings Date & Expected ±4.7% Move

$325.51 +0.34% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $326.49

Willis Towers Watson Public Limited Company (WTW) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 17% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $29.92B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on WTW Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WTW stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Willis Towers Watson Public Limited Company (NASDAQ: WTW) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $325.51 (+0.34% 1D, market cap $29.92B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, WTW ranks #43 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WTW compare to BRO and EQH in the Financials sector?
▼

Within the Financials sector (Specialty Insurers), WTW carries a Roarable B (74/100 RQD), trailing P/E of 18.6x, gross margin of —, and ROIC of 16.6%. By comparison, BRO (Brown & Brown Inc.) holds a B+ grade (76/100 RQD, P/E 21.3x, ROIC 4.7%, cap $23.14B) and EQH (Equitable Holdings Inc.) posts a D+ grade (53/100 RQD, P/E N/A, ROIC 0.0%, cap $14.70B). Among the 5-stock peer group, AON leads on earnings multiple (18.5x) while WTW leads on capital efficiency (16.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WTW?
▼

Per WTW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001140536), Willis Towers Watson Public Limited Company generated $9.52B in revenue (-2.3% YoY), $1.60B in net income, and $1.35B in free cash flow against $29.53B in total assets and $5.76B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $326.49 (+0.30%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 14.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B
025507510074
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk B-
Cash (14)Whales (16)SEC (15)Macro (13)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+7.2% Base Target
$412 Bull$349 Base$267 Bear
📬 FREE WTW RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WTW)Realized 20D OHLCV Swing Band: ±4.7%
Deterministic 5-Pillar Attribution (74/100 Composite)
🔍 WHY WTW SCORES 74/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (22% of score)

20D Institutional Volume Accumulation (±4.7% realized swing band)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit13/20 pts (-7 pt drag)

Macro rate sensitivity & RSI-14 (60) create a -7 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
66
Grade B-$297.09+6.9% Next Q
Q2 (-2Q)
69
Grade B-$317.62+1.3% Next Q
Q3 (-1Q)
71
Grade B$321.63+1.2% Next Q
Current
74
Grade B$325.51+7.3% Hist 90D α
Trajectory: B- (66) → B (74)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WTW Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 74/100 (B) score, WTW faces multiple-compression risk if 18.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($313.52) or 200D SMA ($296.59) invalidates the momentum regime and cuts Target Base ($348.95) toward Bear Floor ($266.92).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WTW• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WTW Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 74%NO 26%Trade / Inspect Odds →
NEXT EST. WINDOW: Dec 30, 2026 (~56 DAYS)

Historical OHLCV Volatility ±4.7% Swing Band

±$15.30 Expected Swing
$310.21 (-4.7%)Spot $325.51$340.81 (+4.7%)
MODEL EARNINGS SETUP GAUGE

WTW Quantitative Pre-Earnings Setup: 74/100

Trailing EPS: $17.28 • YoY Revenue Growth: -2.3%

Model Bullish Setup (74/100)Model Risk Weight (26/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$9.52B$1.60B$1.35B52%
FY 20242024-12-31$9.74B-$98.0M$1.07B52%
FY 20232023-12-31$9.30B$1.05B$926.3M52%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating WTW & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on WTW
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
WTW // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +25.19%⚡ TESTING RESISTANCE
2026-11-03O $320.7H $325.5L $320.7C $325.5VOL 701.9K
RES: $329.5SUP: $293.0SMA50: $313.5SMA200: $296.6
$359.3$327.1$295.0$262.8$230.6RES $329.5SUP $293.0$325.52026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WTW Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WTW Butterfly Map → + Track WTW →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
11.9%/yr Implied 5Y Growth

vs. -2.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WTW today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WTW. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WTW today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WTW)

Financials Rank #43 of 1097 ⚔️ BRO vs WTW Full Matrix →

1. Head-to-Head Financials Peer Comparison (WTW vs. BRO, EQH, AON, AJG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Willis Towers Watson Public Limited Company (WTW) ranks #43 by composite RQD confidence (74/100, grade B) and #94 by equity capitalization ($29.92B). Within this direct 5-issuer industry benchmark cohort, AON leads on earnings valuation at 18.5x trailing P/E, while WTW leads on capital efficiency and profitability with 16.6% ROIC and — gross margin. BRO currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with WTW at 74/100 (B).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WTW ACTIVE
Willis Towers Watson Public Limited Company
B 74/100 18.6x — 16.6% +0.34% $29.92B Benchmark Subject
BRO
Brown & Brown Inc.
B+ 76/100 21.3x — 4.7% +3.04% $23.14B /bro-vs-wtw →
EQH
Equitable Holdings Inc.
D+ 53/100 — — 0.0% +0.76% $14.70B /eqh-vs-wtw →
AON
Aon plc (Ireland) (Class A)
C+ 69/100 18.5x — 15.0% +3.64% $68.24B /aon-vs-wtw →
AJG
Arthur J. Gallagher & Co.
B- 70/100 46.0x — 5.3% +1.02% $70.76B /ajg-vs-wtw →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001140536 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Willis Towers Watson Public Limited Company (WTW) reported GAAP revenue of $9.52B (-2.3% vs. FY2024 revenue of $9.74B , and +2.3% cumulative change since FY2023) , GAAP net income of $1.60B, operating cash flow of $1.77B, and free cash flow of $1.35B (+25.4% YoY). On the balance sheet, WTW closed FY2025 with $29.53B in total assets against $5.76B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $9.52B $1.60B $1.77B $1.35B $29.53B $5.76B
FY2024 (FY) 2024-12-31 $9.74B -$98.0M $1.51B $1.07B $27.68B $5.31B
FY2023 (FY) 2023-12-31 $9.30B $1.05B $1.34B $926.3M $16.38B $3.83B

3. WTW Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WTW stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Willis Towers Watson Public Limited Company (NASDAQ: WTW) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $325.51 (+0.34% 1D, market cap $29.92B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, WTW ranks #43 in composite RQD confidence.

How does WTW compare to BRO and EQH in the Financials sector?

Within the Financials sector (Specialty Insurers), WTW carries a Roarable B (74/100 RQD), trailing P/E of 18.6x, gross margin of —, and ROIC of 16.6%. By comparison, BRO (Brown & Brown Inc.) holds a B+ grade (76/100 RQD, P/E 21.3x, ROIC 4.7%, cap $23.14B) and EQH (Equitable Holdings Inc.) posts a D+ grade (53/100 RQD, P/E N/A, ROIC 0.0%, cap $14.70B). Among the 5-stock peer group, AON leads on earnings multiple (18.5x) while WTW leads on capital efficiency (16.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WTW?

Per WTW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001140536), Willis Towers Watson Public Limited Company generated $9.52B in revenue (-2.3% YoY), $1.60B in net income, and $1.35B in free cash flow against $29.53B in total assets and $5.76B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WTW trading relative to its 50-day, 200-day, and 52-week technical levels?

WTW last traded at $325.51 (+0.34% on volume of 1,023,109 shares), positioning the stock +3.82% above its 50-day simple moving average ($313.52) and +9.75% above its 200-day simple moving average ($296.59). Across its 52-week range of $240.61 to $351.51, WTW sits at the 76.6% percentile with a 14-day RSI of 60.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($310.21 to $340.81).

Direct Sub-Reports: WTW RQD Cockpit WTW 12M Forecast WTW Earnings & Move WTW Dividends & DRIP WTW Insiders & 13F WTW Whale Options WTW Profit Sankey WTW News & Why
ROARABLE RATING BRIEF • RQD 74/100 (B) ✓ SEC XBRL & RQD VERIFIED

WTW — Willis Towers Watson Public Limited Company: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Willis Towers Watson Public Limited Company (WTW) earns a live Roarable RQD composite score of 74/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $325.51 (+0.34% 1D, market capitalization $29.92B).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 16.6%, gross margin of —, operating margin of 23.5%, and free cash flow yield of 4.52%.
  • Whale 13F & Options Flow (16/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (15/20): Incorporates a 1.12x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

. Specific product lines, customer segments, and revenue mix are — The profile identifies the company's market capitalization as $29.8B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Willis Towers Watson Public Limited Company (WTW) reported $9.52B in annual revenue (up from $9.74B in FY2024, -2.3% YoY) and $1.60B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($9.30B revenue, $1.05B net income) through FY2025, WTW scaled operating cash flow to $1.77B and free cash flow to $1.35B, backed by $29.53B in total assets against $5.76B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (B • RQD 74/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 16/20, sustained execution supports upside toward the upper end of the $240.61 – $351.51 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 18.6x trailing P/E and 12.5x EV/EBITDA against 23.5% operating margins and a 1.12x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Specialty Insurers (Financials), WTW carries a macro regime beta of 1.12 and gross margin of —.

  • Key Question #1: Can WTW sustain or expand its 23.5% operating margin and 16.6% ROIC against Specialty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $9.52B and free cash flow of $1.35B, how will capital allocation balance growth reinvestment against $5.76B in total debt?
  • Key Question #3: How sensitive is WTW's 17.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.12x)?

WTW Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Willis Towers Watson Public Limited Company (WTW) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WTW Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WTW Bull vs. Bear Conversation Board — What's Your Call at $325.51?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WTW 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WTW:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $379.57 (+17.0%)
📌 Pinned Debate

The RQD rating of 74 (grade B) is supported by a 16.6% ROIC, 16/20 insider conviction, and a Piotroski F-Score of 8/9.

The street is overcomplicating Willis Towers Watson Public Limited Company (WTW). The RQD rating of 74 (grade B) is supported by a 16.6% ROIC, 16/20 insider conviction, and a Piotroski F-Score of 8/9.. With an RQD score of 74/100 (B) and Forensic Balance Sheet at 15/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $350.37.

SectorRotator 🐂 BULL

@CreditSpread_Watch Fair point on 18.6x trailing P/E, but you're ignoring the forward operating leverage in Specialty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $262.78 (-19.0%)
Spot @ $324.42

The Altman Z-Score of 2.5 and the 0.5 Debt/Equity ratio sit alongside a FY 2024 net loss of -$98.0M and a 13/20 macro regime fit at bet

I respect the product at Willis Towers Watson Public Limited Company, but the stock at $324.42 is a different story. The Altman Z-Score of 2.5 and the 0.5 Debt/Equity ratio sit alongside a FY 2024 net loss of -$98.0M and a 13/20 macro regime fit at beta 1.12.. FCF yield is 4.52% and RQD sits at 74/100 (B) — why pay up here when you can wait for next quarter's numbers?

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $202.06 -1.26% AAPL $338.32 -1.83% MSFT $507.12 -2.83% TSLA $403.82 +1.00% PLTR $178.34 -3.13% SOFI $16.60 -0.95% IBIT $43.35 -5.42% GLD $361.65 -3.59%