Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Why UAL Stock slipped -0.92% Today — RQD Quant Desk Flash
United Airlines Holdings Inc. (UAL) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is UAL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, United Airlines Holdings Inc. (NASDAQ: UAL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $104.24 (-0.92% 1D, market cap $34.18B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, UAL ranks #422 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does UAL compare to RYAAY and DAL in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Air Freight/Delivery Services), UAL carries a Roarable D+ (56/100 RQD), trailing P/E of 10.2x, gross margin of —, and ROIC of 14.0%. By comparison, RYAAY (Ryanair Holdings plc) holds a D+ grade (54/100 RQD, P/E 32.8x, ROIC 9.9%, cap $28.10B) and DAL (Delta Air Lines Inc.) posts a B- grade (70/100 RQD, P/E 10.7x, ROIC 16.2%, cap $53.71B). Among the 5-stock peer group, UAL leads on earnings multiple (10.2x) while DAL leads on capital efficiency (16.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for UAL?
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Per UAL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000100517), United Airlines Holdings Inc. generated $59.07B in revenue (+3.5% YoY), $3.35B in net income, and $5.77B in free cash flow against $76.45B in total assets and $17.17B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
SEC XBRL FY 2025 (10-K): 9.8% FCF Margin ($5.77B FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (50.8) create a -13 pt regime headwind
⚔️ Adversarial Opposing Case: Why the UAL Bull Thesis Could Fail
Even with a 56/100 (D+) score, UAL faces multiple-compression risk if 10.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($107.32) or 200D SMA ($107.96) invalidates the momentum regime and cuts Target Base ($103.30) toward Bear Floor ($80.57).
Why UAL Stock slipped -0.92% Today — RQD Quant Desk Flash
United Airlines Holdings Inc. (UAL) slipped -0.92% to $104.24, trading at 36% of its 52-week range ($84.64 – $138.77). Stretched risk/reward at 10x P/E (14% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 36% of its 52-week range ($84.64 – $138.77) with RSI-14 at 50.8 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±8.7% around $104.24 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $5.8B annual free cash flow.
The Motley Fool report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
CNBC report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Trefis report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
The pullback in oil futures is a welcome reprieve for the likes of JetBlue, Delta, and other major carriers.
Airline stocks are rising as oil prices tumble on hopes that U.S.-Iran talks could ease supply fears, according to reports from The Wall Street Journal, CNBC and the Financial Times. JetBlue Airways (NASDAQ:JBLU) stock i
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring UAL)
- ✓Walkthrough of UAL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
UAL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +3.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on UAL today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for UAL. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (UAL)
1. Head-to-Head Consumer Discretionary Peer Comparison (UAL vs. RYAAY, DAL, LUV, FDXF)
Industry: Air Freight/Delivery Services (20 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, United Airlines Holdings Inc. (UAL) ranks #422 by composite RQD confidence (56/100, grade D+) and #63 by equity capitalization ($34.18B). Within this direct 5-issuer industry benchmark cohort, UAL leads on earnings valuation at 10.2x trailing P/E, while DAL leads on capital efficiency and profitability with 16.2% ROIC and — gross margin. DAL currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with UAL at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| UAL
ACTIVE
United Airlines Holdings Inc. | D+ | 56/100 | 10.2x | — | 14.0% | -0.92% | $34.18B | Benchmark Subject |
| RYAAY Ryanair Holdings plc | D+ | 54/100 | 32.8x | — | 9.9% | +0.62% | $28.10B | /ryaay-vs-ual → |
| DAL Delta Air Lines Inc. | B- | 70/100 | 10.7x | — | 16.2% | -1.82% | $53.71B | /dal-vs-ual → |
| LUV Southwest Airlines Company | D+ | 56/100 | 48.5x | — | 3.2% | -2.86% | $21.39B | /luv-vs-ual → |
| FDXF FedEx Freight Holding Company Inc. | D | 45/100 | 25.0x | — | 8.3% | +14.91% | $16.40B | /fdxf-vs-ual → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000100517In its most recent audited fiscal period (FY2025, filed 2025-12-31), United Airlines Holdings Inc. (UAL) reported GAAP revenue of $59.07B (+3.5% vs. FY2024 revenue of $57.06B , and +10.0% cumulative change since FY2023) , GAAP net income of $3.35B, operating cash flow of $8.43B, and free cash flow of $5.77B (-16.1% YoY). On the balance sheet, UAL closed FY2025 with $76.45B in total assets against $17.17B in total debt (Altman Z-Score: 1.57, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $59.07B | $3.35B | $8.43B | $5.77B | $76.45B | $17.17B |
| FY2024 (FY) | 2024-12-31 | $57.06B | $3.15B | $9.45B | $6.88B | $74.08B | $21.68B |
| FY2023 (FY) | 2023-12-31 | $53.72B | $2.62B | $6.91B | $4.49B | $64.46B | $15.08B |
3. UAL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs UAL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, United Airlines Holdings Inc. (NASDAQ: UAL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $104.24 (-0.92% 1D, market cap $34.18B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, UAL ranks #422 in composite RQD confidence.
How does UAL compare to RYAAY and DAL in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Air Freight/Delivery Services), UAL carries a Roarable D+ (56/100 RQD), trailing P/E of 10.2x, gross margin of —, and ROIC of 14.0%. By comparison, RYAAY (Ryanair Holdings plc) holds a D+ grade (54/100 RQD, P/E 32.8x, ROIC 9.9%, cap $28.10B) and DAL (Delta Air Lines Inc.) posts a B- grade (70/100 RQD, P/E 10.7x, ROIC 16.2%, cap $53.71B). Among the 5-stock peer group, UAL leads on earnings multiple (10.2x) while DAL leads on capital efficiency (16.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for UAL?
Per UAL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000100517), United Airlines Holdings Inc. generated $59.07B in revenue (+3.5% YoY), $3.35B in net income, and $5.77B in free cash flow against $76.45B in total assets and $17.17B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is UAL trading relative to its 50-day, 200-day, and 52-week technical levels?
UAL last traded at $104.24 (-0.92% on volume of 4,951,946 shares), positioning the stock -2.87% below its 50-day simple moving average ($107.32) and -3.45% below its 200-day simple moving average ($107.96). Across its 52-week range of $84.64 to $138.77, UAL sits at the 36.2% percentile with a 14-day RSI of 50.8 (NEUTRAL RANGE) and an implied next-earnings move of ±8.7% ($95.17 to $113.31).
UAL Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is UAL stock moving today?
Why UAL Stock slipped -0.92% Today — RQD Quant Desk Flash. Stretched risk/reward at 10x P/E (14% return on capital) under elevated 10-year interest-rate pressure.
UAL — United Airlines Holdings Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
The Roarable RQD Score is 56, graded D+, with the verdict "Roarable Sell — Weak Fundamentals / Trim." Across its five pillars, the Fundamental Cash Engine scores 12 of 20 (ROIC 14%; FCF yield 16.89%), suggesting the business generates meaningful cash returns relative to its capital base and market value, though not at a level that offsets weakness elsewhere. Whale 13F Flow scores 10 of 20 (institutional accumulation and options positioning), a moderate reading. Insider Conviction scores 17 of 20 (SEC Form 4 and Congressional PTR cluster flow), the strongest pillar in the rating. Macro Regime Fit scores 7 of 20 (Beta 0.9; sector sensitivity), indicating limited alignment with the current regime as characterized by the rating. Forensic Balance Sheet scores 10 of 20 (Altman Z 1.57; Piotroski F 6/9; Debt/Equity 1.12), reflecting a balance sheet the rating treats as a meaningful concern.
For a prospective investor, the upside drivers in the data are the high FCF yield and the insider cluster flow. The valuation tradeoff is that the stock trades at a P/E (TTM) of 10.2 and EV/EBITDA of 6.5 in the source data, which may look inexpensive, but the rating weighs balance-sheet forensics and macro fit more heavily than headline valuation. The Altman Z of 1.57 and Debt/Equity of 1.12 are the points the rating treats as the most constraining. This is an analytical reading of the source data, not personalized financial advice.
Snapshot
Business
United Airlines Holdings Inc. is listed on NASDAQ under the ticker UAL and is classified in the Consumer Discretionary sector and the Air Freight/Delivery Services industry per the company profile. The profile lists a market capitalization of $34.2B. The source data does not describe its products, customer base, or specific revenue-generating model beyond the sector and industry classification.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $59070.0M | $4713.0M | $3353.0M | N/A | $5772.9M | $5942.0M | $17170.0M |
| FY 2024 | $57063.0M | $5096.0M | $3149.0M | N/A | $6877.2M | $8769.0M | $21680.0M |
| FY 2023 | $53717.0M | $4211.0M | $2618.0M | N/A | $4493.7M | N/A | $15083.7M |
Per the SEC financials, revenue rose across the three reported periods while operating income declined from FY 2024 to FY 2025. Per the market data, the operating margin is 8%, the net margin is 5.7%, and the ROIC is 14%. The source data provides an Altman Z-Score of 1.57, a Piotroski F-Score of 6/9, and a Debt/Equity ratio of 1.12 within the Roarable RQD rating pillars. Debt declined from $21680.0M in FY 2024 to $17170.0M in FY 2025, while reported cash also declined over the same period.
Recent Catalysts & News Wire Analysis
Five headlines are provided, all related to UAL. The highest-impact item is labeled CATALYST (GREEN) and reports that the stock dropped despite market gains. A CNBC headline (YELLOW, MARKET WIRE) reports that United slashed its 2026 profit outlook on fuel prices while travelers continue booking despite higher fares. Other items (YELLOW, MARKET WIRE) cover a Motley Fool buying guide, a Yahoo Finance note on the stock trading up, a Trefis explainer, and a Yahoo! Finance quote page. The source data does not provide the underlying detail of these reports beyond the headlines and summaries. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.
Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples
Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE, with no butterfly links and no proprietary signals. Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore not available in source data. The only sector-level context is the Consumer Discretionary classification and the Air Freight/Delivery Services industry. The CNBC headline's reference to fuel prices is the one cost-side ripple mentioned in the source data; the source does not quantify its effect.
Open Questions
- Which specific fuel-price and fare dynamics underlie the 2026 profit outlook revision, and by how much is the outlook reduced? The source provides only the headline.
- Why does the Altman Z of 1.57 and Debt/Equity of 1.12 persist alongside a 14% ROIC, and how is debt being serviced given the $17170.0M figure?
- What drove the decline in operating income from $5096.0M in FY 2024 to $4713.0M in FY 2025 despite revenue growth?
- Who are the specific 13F, Form 4, and Congressional filers behind the insider and whale pillar scores, given that holders data is unavailable?
- Why is EPS reported as N/A across all periods when the market data lists EPS (TTM) of 10.32?
UAL Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for United Airlines Holdings Inc. (UAL) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
The Motley Fool report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
CNBC report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Trefis report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering United Airlines Holdings Inc. (UAL) market action, institutional positioning, and fundamental catalysts.
UAL Bull vs. Bear Conversation Board — What's Your Call at $104.24?
🔥 Official Bull vs. Bear Debate: Is UAL (D+ • RQD 56/100) a Buy at $105.21?
Welcome to the UAL (United Airlines Holdings Inc.) Roar Pit. Current RQD Composite is 56/100 (Roarable Sell — Weak Fundamentals / Trim) in Air Freight/Delivery Services. Bulls point to capital efficiency (14.0% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on UAL — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on UAL, but look at what you are paying: 10.2x trailing P/E with tightening sector spreads. Unless United Airlines Holdings Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
UAL cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on UAL, the market is fixating on short-term headline noise in Air Freight/Delivery Services and ignoring the balance sheet and cash flow trajectory. At $105.21 (52-wk range $84.64 - $138.77), any beat on forward guidance forces shorts and underweight funds to chase.