Yahoo Finance report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Why STEM Stock dropped -7.11% Today — RQD Quant Desk Flash
Stem Inc. (Class A) (STEM) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is STEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Stem Inc. (Class A) (NYSE: STEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $2.22 (-7.11% 1D, market cap $21.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 7/20. Across 715 tracked Technology issuers, STEM ranks #472 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does STEM compare to PDC and MNDO in the Technology sector?
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Within the Technology sector (EDP Services), STEM carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of 38.4%, and ROIC of -35.0%. By comparison, PDC (Perpetuals.com Ltd) holds a E grade (31/100 RQD, P/E N/A, ROIC —, cap $20.4M) and MNDO (MIND C.T.I. Ltd.) posts a C- grade (60/100 RQD, P/E 6.8x, ROIC 11.0%, cap $17.9M). Among the 5-stock peer group, MNDO leads on earnings multiple (6.8x) while MNDO leads on capital efficiency (11.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for STEM?
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Per STEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001758766), Stem Inc. (Class A) generated $156.3M in revenue (+8.1% YoY), $0 in net income, and $6.9M in free cash flow against $308.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
SEC XBRL FY 2025 (10-K): 4.4% FCF Margin ($6.9M FCF) & 38.4% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a STEM Turnaround Squeeze
While STEM currently carries a cautious 41/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Technology with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.22) and Max Pain ($2.33) forces dealer call-delta covering toward $23.23.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why STEM Stock dropped -7.11% Today — RQD Quant Desk Flash
Stem Inc. (Class A) (STEM) dropped -7.11% to $2.22, trading at 2% of its 52-week range ($2.15 – $22.12). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 2% of its 52-week range ($2.15 – $22.12) with RSI-14 at 24.3 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $2.22 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 38.4% gross margin and $6.9M annual free cash flow.
Inside UNC Charlotte report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Plataforma Media report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
The Business Journals report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
www.debelegger.nl report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Reuters report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance Australia report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Major M&A deals this week include: Blue Matter buys Cognite, RadNet acquires ONRAD, Oak Hill Capital buys Wyyerd.
For questions about this article or underlying research, email help@trefis.com.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring STEM)
- ✓Walkthrough of STEM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
STEM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +8.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on STEM today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for STEM. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (STEM)
1. Head-to-Head Technology Peer Comparison (STEM vs. PDC, MNDO, MBAI, BLIV)
Industry: EDP Services (163 Tracked Issuers)Across 715 tracked Technology securities in the Roarable RQD universe, Stem Inc. (Class A) (STEM) ranks #472 by composite RQD confidence (41/100, grade D-) and #603 by equity capitalization ($21.4M). Within this direct 5-issuer industry benchmark cohort, MNDO leads on earnings valuation at 6.8x trailing P/E, while MNDO leads on capital efficiency and profitability with 11.0% ROIC and 51.0% gross margin. MNDO currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with STEM at 41/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| STEM
ACTIVE
Stem Inc. (Class A) | D- | 41/100 | — | 38.4% | -35.0% | -7.11% | $21.4M | Benchmark Subject |
| PDC Perpetuals.com Ltd | E | 31/100 | — | 59.5% | — | +7.73% | $20.4M | /pdc-vs-stem → |
| MNDO MIND C.T.I. Ltd. | C- | 60/100 | 6.8x | 51.0% | 11.0% | +0.68% | $17.9M | /mndo-vs-stem → |
| MBAI MBody AI Ltd. Ordinary Share | E | 29/100 | 7.7x | — | -35.0% | -10.05% | $28.8M | /mbai-vs-stem → |
| BLIV BeLive Holdings Ordinary Share | D+ | 57/100 | — | — | — | +14.22% | $28.8M | /bliv-vs-stem → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001758766 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Stem Inc. (Class A) (STEM) reported GAAP revenue of $156.3M (+8.1% vs. FY2024 revenue of $144.6M , and -66.1% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $6.9M, and free cash flow of $6.9M (+118.7% YoY). On the balance sheet, STEM closed FY2025 with $308.9M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $156.3M | $0 | $6.9M | $6.9M | $308.9M | — |
| FY2024 (FY) | 2024-12-31 | $144.6M | $0 | -$36.6M | -$36.6M | $437.4M | — |
| FY2023 (FY) | 2023-12-31 | $461.5M | $0 | -$207.4M | -$207.4M | — | — |
3. STEM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs STEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Stem Inc. (Class A) (NYSE: STEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $2.22 (-7.11% 1D, market cap $21.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 7/20. Across 715 tracked Technology issuers, STEM ranks #472 in composite RQD confidence.
How does STEM compare to PDC and MNDO in the Technology sector?
Within the Technology sector (EDP Services), STEM carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of 38.4%, and ROIC of -35.0%. By comparison, PDC (Perpetuals.com Ltd) holds a E grade (31/100 RQD, P/E N/A, ROIC —, cap $20.4M) and MNDO (MIND C.T.I. Ltd.) posts a C- grade (60/100 RQD, P/E 6.8x, ROIC 11.0%, cap $17.9M). Among the 5-stock peer group, MNDO leads on earnings multiple (6.8x) while MNDO leads on capital efficiency (11.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for STEM?
Per STEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001758766), Stem Inc. (Class A) generated $156.3M in revenue (+8.1% YoY), $0 in net income, and $6.9M in free cash flow against $308.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is STEM trading relative to its 50-day, 200-day, and 52-week technical levels?
STEM last traded at $2.22 (-7.11% on volume of 277,387 shares), positioning the stock -47.39% below its 50-day simple moving average ($4.22) and -72.86% below its 200-day simple moving average ($8.18). Across its 52-week range of $2.15 to $22.12, STEM sits at the 0.4% percentile with a 14-day RSI of 24.3 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.94 to $2.50).
STEM — Stem Inc. (Class A): What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Stem Inc. (Class A) (STEM) earns a live Roarable RQD composite score of 41/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $2.22 (-7.11% 1D, market capitalization $21.4M).
- Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of 38.4%, operating margin of -35.6%, and free cash flow yield of —.
- Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (6/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Stem Inc. (Class A) is a NYSE-listed issuer in the Technology sector, within the EDP Services industry. Per the market data, gross margin is 38.4%, indicating the company retains a portion of revenue after direct costs.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Stem Inc. (Class A) (STEM) reported $156.3M in annual revenue (up from $144.6M in FY2024, +8.1% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($461.5M revenue, $0 net income) through FY2025, STEM scaled operating cash flow to $6.9M and free cash flow to $6.9M, backed by $308.9M in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D- • RQD 41/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $2.15 – $22.12 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -35.6% operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in EDP Services (Technology), STEM carries a macro regime beta of 1.00 and gross margin of 38.4%.
- Key Question #1: Can STEM sustain or expand its -35.6% operating margin and -35.0% ROIC against EDP Services peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $156.3M and free cash flow of $6.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is STEM's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
STEM Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Stem Inc. (Class A) (STEM) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Inside UNC Charlotte report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Plataforma Media report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
The Business Journals report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
www.debelegger.nl report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Reuters report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance Australia report covering Stem Inc. (Class A) (STEM) market action, institutional positioning, and fundamental catalysts.
STEM Bull vs. Bear Conversation Board — What's Your Call at $2.22?
Balance-sheet pillar scores 13/20 with Altman Z 2.5 and Debt/Equity 0.5, and the stock trades at $2.39 versus a $22.12 52-week high.
Long STEM at $2.22 targeting $2.80. Balance-sheet pillar scores 13/20 with Altman Z 2.5 and Debt/Equity 0.5, and the stock trades at $2.39 versus a $22.12 52-week high.. Institutional whale score is 3/20 and the risk/reward vs. the $2.15 52-week low is skewed heavily in favor of bulls.
@CreditSpread_Watch Shorting a 3/20 institutional whale-flow stock at $2.22 is dangerous when funds are rotating into Technology.
ROIC of -35%, operating margin of -35.6%, and an NYSE noncompliance notice alongside a strategic review that considers a sale.
Fading this rally in STEM at $2.22. ROIC of -35%, operating margin of -35.6%, and an NYSE noncompliance notice alongside a strategic review that considers a sale.. With a beta of 1.0 and the stock sitting at $2.22 (52-wk range $2.15–$22.12), the easy multiple expansion is already priced in.