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Stem Inc. (Class A) (STEM) 12-Month Stock Forecast & Price Target Cone

$2.25 +1.35% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.25

Stem Inc. (Class A) (STEM) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $21.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on STEM Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is STEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Stem Inc. (Class A) (NYSE: STEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $2.25 (+1.35% 1D, market cap $21.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 7/20. Across 715 tracked Technology issuers, STEM ranks #472 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does STEM compare to PDC and MNDO in the Technology sector?
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Within the Technology sector (EDP Services), STEM carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of 38.4%, and ROIC of -35.0%. By comparison, PDC (Perpetuals.com Ltd) holds a E grade (31/100 RQD, P/E N/A, ROIC —, cap $20.4M) and MNDO (MIND C.T.I. Ltd.) posts a C- grade (60/100 RQD, P/E 6.8x, ROIC 11.0%, cap $17.9M). Among the 5-stock peer group, MNDO leads on earnings multiple (6.8x) while MNDO leads on capital efficiency (11.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for STEM?
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Per STEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001758766), Stem Inc. (Class A) generated $156.3M in revenue (+8.1% YoY), $0 in net income, and $6.9M in free cash flow against $308.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.25 (+0.05%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 4.4% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (41/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.2% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510041
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (12)Whales (3)SEC (13)Macro (6)CEO (7)
Each axis scored 0–20
12M PRICE TARGET CONE-7.6% Base Target
$23 Bull$2 Base$2 Bear
📬 FREE STEM RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for STEM)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (41/100 Composite)
🔍 WHY STEM SCORES 41/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (32% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (29% of score)

SEC XBRL FY 2025 (10-K): 4.4% FCF Margin ($6.9M FCF) & 38.4% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
49
Grade D$4.00-12.5% Next Q
Q2 (-2Q)
46
Grade D$3.50-18.9% Next Q
Q3 (-1Q)
44
Grade D$2.84-20.8% Next Q
Current
41
Grade D-$2.25-7.2% Hist 90D α
Trajectory: D (49) → D- (41)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a STEM Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While STEM currently carries a cautious 41/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.22) and Max Pain ($2.36) forces dealer call-delta covering toward $23.23.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $STEM• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “STEM Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 41%NO 59%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your STEM Position Size: $10,000

Shares at $2.25: 4444.4 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $1.62
$7,200
$-2,800 (-28.0%)
12M Consensus BaseTarget $2.08
$9,244
$-756 (-7.6%)
12M Bull Case BreakoutTarget $23.23
$103,244
+$93,244 (+932.4%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 9
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$274%A
Goldman SachsSector Coverage LeadUNDERPERFORM$2269%B
JP MorganUS Large-Cap ResearchSELL$258%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring STEM)

  • ✓Walkthrough of STEM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
STEM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -77.79%🛡️ HOLDING TREND SUPPORT
2026-11-03O $2.39H $2.39L $2.22C $2.25VOL 277.4K
RES: $3.69SUP: $2.07SMA50: $4.22SMA200: $8.18
$16.35$12.50$8.65$4.80$0.96RES $3.69SUP $2.07$2.252026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

STEM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 STEM Butterfly Map → + Track STEM →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +8.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on STEM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for STEM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for STEM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (STEM)

Technology Rank #472 of 715 ⚔️ PDC vs STEM Full Matrix →

1. Head-to-Head Technology Peer Comparison (STEM vs. PDC, MNDO, MBAI, BLIV)

Industry: EDP Services (163 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, Stem Inc. (Class A) (STEM) ranks #472 by composite RQD confidence (41/100, grade D-) and #603 by equity capitalization ($21.4M). Within this direct 5-issuer industry benchmark cohort, MNDO leads on earnings valuation at 6.8x trailing P/E, while MNDO leads on capital efficiency and profitability with 11.0% ROIC and 51.0% gross margin. MNDO currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with STEM at 41/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
STEM ACTIVE
Stem Inc. (Class A)
D- 41/100 — 38.4% -35.0% +1.35% $21.4M Benchmark Subject
PDC
Perpetuals.com Ltd
E 31/100 — 59.5% — -5.18% $20.4M /pdc-vs-stem →
MNDO
MIND C.T.I. Ltd.
C- 60/100 6.8x 51.0% 11.0% -1.90% $17.9M /mndo-vs-stem →
MBAI
MBody AI Ltd. Ordinary Share
E 29/100 7.7x — -35.0% -5.32% $28.8M /mbai-vs-stem →
BLIV
BeLive Holdings Ordinary Share
D+ 57/100 — — — -14.34% $28.8M /bliv-vs-stem →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001758766 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Stem Inc. (Class A) (STEM) reported GAAP revenue of $156.3M (+8.1% vs. FY2024 revenue of $144.6M , and -66.1% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $6.9M, and free cash flow of $6.9M (+118.7% YoY). On the balance sheet, STEM closed FY2025 with $308.9M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $156.3M $0 $6.9M $6.9M $308.9M —
FY2024 (FY) 2024-12-31 $144.6M $0 -$36.6M -$36.6M $437.4M —
FY2023 (FY) 2023-12-31 $461.5M $0 -$207.4M -$207.4M — —

3. STEM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is STEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Stem Inc. (Class A) (NYSE: STEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $2.25 (+1.35% 1D, market cap $21.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 7/20. Across 715 tracked Technology issuers, STEM ranks #472 in composite RQD confidence.

How does STEM compare to PDC and MNDO in the Technology sector?

Within the Technology sector (EDP Services), STEM carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of 38.4%, and ROIC of -35.0%. By comparison, PDC (Perpetuals.com Ltd) holds a E grade (31/100 RQD, P/E N/A, ROIC —, cap $20.4M) and MNDO (MIND C.T.I. Ltd.) posts a C- grade (60/100 RQD, P/E 6.8x, ROIC 11.0%, cap $17.9M). Among the 5-stock peer group, MNDO leads on earnings multiple (6.8x) while MNDO leads on capital efficiency (11.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for STEM?

Per STEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001758766), Stem Inc. (Class A) generated $156.3M in revenue (+8.1% YoY), $0 in net income, and $6.9M in free cash flow against $308.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is STEM trading relative to its 50-day, 200-day, and 52-week technical levels?

STEM last traded at $2.25 (+1.35% on volume of 128,505 shares), positioning the stock -46.68% below its 50-day simple moving average ($4.22) and -72.49% below its 200-day simple moving average ($8.18). Across its 52-week range of $2.15 to $22.12, STEM sits at the 0.5% percentile with a 14-day RSI of 24.3 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.97 to $2.53).

Direct Sub-Reports: STEM RQD Cockpit STEM 12M Forecast STEM Earnings & Move STEM Dividends & DRIP STEM Insiders & 13F STEM Whale Options STEM Profit Sankey STEM News & Why
ROARABLE RATING BRIEF • RQD 41/100 (D-) ✓ SEC XBRL & RQD VERIFIED

STEM — Stem Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Stem Inc. (Class A) (STEM) earns a live Roarable RQD composite score of 41/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $2.25 (+1.35% 1D, market capitalization $21.4M).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of 38.4%, operating margin of -35.6%, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (6/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Stem Inc. (Class A) is a NYSE-listed issuer in the Technology sector, within the EDP Services industry. Per the market data, gross margin is 38.4%, indicating the company retains a portion of revenue after direct costs.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Stem Inc. (Class A) (STEM) reported $156.3M in annual revenue (up from $144.6M in FY2024, +8.1% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($461.5M revenue, $0 net income) through FY2025, STEM scaled operating cash flow to $6.9M and free cash flow to $6.9M, backed by $308.9M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 41/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $2.15 – $22.12 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -35.6% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in EDP Services (Technology), STEM carries a macro regime beta of 1.00 and gross margin of 38.4%.

  • Key Question #1: Can STEM sustain or expand its -35.6% operating margin and -35.0% ROIC against EDP Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $156.3M and free cash flow of $6.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is STEM's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

STEM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Stem Inc. (Class A) (STEM) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to STEM Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

STEM Bull vs. Bear Conversation Board — What's Your Call at $2.25?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON STEM 🐻 33% BEARISH CONVICTION
1. Pick Your Side on STEM:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $2.80 (+26.1%)
📌 Pinned Debate

Balance-sheet pillar scores 13/20 with Altman Z 2.5 and Debt/Equity 0.5, and the stock trades at $2.39 versus a $22.12 52-week high.

Long STEM at $2.22 targeting $2.80. Balance-sheet pillar scores 13/20 with Altman Z 2.5 and Debt/Equity 0.5, and the stock trades at $2.39 versus a $22.12 52-week high.. Institutional whale score is 3/20 and the risk/reward vs. the $2.15 52-week low is skewed heavily in favor of bulls.

RetailWhale_TX 🐂 BULL

@CreditSpread_Watch Shorting a 3/20 institutional whale-flow stock at $2.22 is dangerous when funds are rotating into Technology.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $1.84 (-17.1%)
Spot @ $2.22

ROIC of -35%, operating margin of -35.6%, and an NYSE noncompliance notice alongside a strategic review that considers a sale.

Fading this rally in STEM at $2.22. ROIC of -35%, operating margin of -35.6%, and an NYSE noncompliance notice alongside a strategic review that considers a sale.. With a beta of 1.0 and the stock sitting at $2.22 (52-wk range $2.15–$22.12), the easy multiple expansion is already priced in.

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