What is SLQT's 12-month stock price target?

SelectQuote Inc. (SLQT) carries a 12-month consensus base price target of $0.37 (-7.5% from $0.40), with a bull-case target of $2.28 and a bear-case floor of $0.29.

Stock Ratings / Financials / SLQT / forecast

RDZN (20) HIT (56) HUIZ (70) XHG (42) ⌘ Pro Terminal →

SelectQuote Inc. (SLQT) 12-Month Stock Forecast & Price Target Cone

Q: Is SLQT stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates SLQT D- (Sell — SELL) with an RQD Confidence score of 39/100.

$0.40 +12.61% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.41

SelectQuote Inc. (SLQT) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $64.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SLQT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, SelectQuote Inc. (NYSE: SLQT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $0.40 (+12.61% 1D, market cap $64.0M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 6/20. Across 1097 tracked Financials issuers, SLQT ranks #930 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SLQT compare to RDZN and HIT in the Financials sector?

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Within the Financials sector (Specialty Insurers), SLQT carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 7.4%. By comparison, RDZN (Roadzen Inc.) holds a E grade (20/100 RQD, P/E N/A, ROIC -35.0%, cap $97.1M) and HIT (Health In Tech Inc. (Class A)) posts a D+ grade (56/100 RQD, P/E 31.2x, ROIC 7.5%, cap $37.7M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while HIT leads on capital efficiency (7.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SLQT?

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Per SLQT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001794783), SelectQuote Inc. generated $1.53B in revenue (+15.5% YoY), $47.6M in net income, and -$13.9M in free cash flow against $1.35B in total assets and $385.7M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.41 (+2.08%)🧬 Dilution Drag (+1.64% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (39/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.6% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-7.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SLQT)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (39/100 Composite)

🔍 WHY SLQT SCORES 39/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (33% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Whale & Options Positioning+11/20 pts (28% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (45) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$0.35-14.3% Next Q

Q2 (-2Q)

Grade E$0.30+16.7% Next Q

Q3 (-1Q)

Grade E$0.35+14.3% Next Q

Current

Grade D-$0.40-7.6% Hist 90D α

Trajectory: E (31) → D- (39)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a SLQT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While SLQT currently carries a cautious 39/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.43) and Max Pain ($0.42) forces dealer call-delta covering toward $2.28.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.64% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SLQT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SLQT Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 39%NO 61%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your SLQT Position Size: $10,000

Shares at $0.40: 25000.0 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $0.29

$7,250

$-2,750 (-27.5%)

12M Consensus BaseTarget $0.37

$9,250

$-750 (-7.5%)

12M Bull Case BreakoutTarget $2.28

$57,000

+$47,000 (+470.0%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 9

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$0	74%	A
Goldman SachsSector Coverage Lead	UNDERPERFORM	$2	69%	B
JP MorganUS Large-Cap Research	SELL	$0	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SLQT)

✓Walkthrough of SLQT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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SLQT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -50.62%▼ DESCENDING CHANNEL

2026-11-03O $0.36H $0.40L $0.36C $0.40VOL 797.7K

RES: $0.55SUP: $0.25SMA50: $0.43SMA200: $0.77

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SLQT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SLQT Butterfly Map → + Track SLQT →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-6.4%/yr Implied 5Y Growth

vs. +15.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on SLQT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SLQT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SLQT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SLQT)

Financials Rank #930 of 1097 ⚔️ RDZN vs SLQT Full Matrix →

1. Head-to-Head Financials Peer Comparison (SLQT vs. RDZN, HIT, HUIZ, XHG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, SelectQuote Inc. (SLQT) ranks #930 by composite RQD confidence (39/100, grade D-) and #1004 by equity capitalization ($64.0M). Within this direct 5-issuer industry benchmark cohort, HIT leads on earnings valuation at 31.2x trailing P/E, while HIT leads on capital efficiency and profitability with 7.5% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with SLQT at 39/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SLQT ACTIVE SelectQuote Inc.	D-	39/100	—	—	7.4%	+12.61%	$64.0M	Benchmark Subject
RDZN Roadzen Inc.	E	20/100	—	—	-35.0%	-0.88%	$97.1M	/rdzn-vs-slqt →
HIT Health In Tech Inc. (Class A)	D+	56/100	31.2x	—	7.5%	+1.30%	$37.7M	/hit-vs-slqt →
HUIZ Huize Holding Limited	B-	70/100	39.0x	—	3.1%	-3.11%	$22.7M	/huiz-vs-slqt →
XHG XChange TEC.INC	D-	42/100	—	—	—	-23.10%	$209.8M	/xhg-vs-slqt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001794783 ↗

In its most recent audited fiscal period (FY2025, filed 2025-06-30), SelectQuote Inc. (SLQT) reported GAAP revenue of $1.53B (+15.5% vs. FY2024 revenue of $1.32B , and +52.2% cumulative change since FY2023) , GAAP net income of $47.6M, operating cash flow of -$11.7M, and free cash flow of -$13.9M (-216.9% YoY). On the balance sheet, SLQT closed FY2025 with $1.35B in total assets against $385.7M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$1.53B	$47.6M	-$11.7M	-$13.9M	$1.35B	$385.7M
FY2024 (FY)	2024-06-30	$1.32B	-$34.1M	$15.2M	$11.9M	$1.28B	$684.3M
FY2023 (FY)	2023-06-30	$1.00B	-$58.5M	-$19.4M	-$19.4M	—	—

3. SLQT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SLQT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SLQT compare to RDZN and HIT in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for SLQT?

Where is SLQT trading relative to its 50-day, 200-day, and 52-week technical levels?

SLQT last traded at $0.40 (+12.61% on volume of 2,025,948 shares), positioning the stock -6.98% below its 50-day simple moving average ($0.43) and -48.05% below its 200-day simple moving average ($0.77). Across its 52-week range of $0.30 to $2.17, SLQT sits at the 5.3% percentile with a 14-day RSI of 45.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $0.45).

Direct Sub-Reports: SLQT RQD Cockpit SLQT 12M Forecast SLQT Earnings & Move SLQT Dividends & DRIP SLQT Insiders & 13F SLQT Whale Options SLQT Profit Sankey SLQT News & Why

ROARABLE RATING BRIEF • RQD 39/100 (D-) ✓ SEC XBRL & RQD VERIFIED

SLQT — SelectQuote Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-06-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

SelectQuote Inc. (SLQT) earns a live Roarable RQD composite score of 39/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $0.40 (+12.61% 1D, market capitalization $64.0M).

Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of 7.4%, gross margin of —, operating margin of 4.5%, and free cash flow yield of -21.35%.
Whale 13F & Options Flow (11/20) + Insider Conviction (6/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (4/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

SelectQuote Inc. (SLQT) is a NYSE-listed issuer classified in the Financials sector and the Specialty Insurers industry. Per the financials, the company reported revenue of $1.53B in FY 2025, indicating a sizable operating base relative to its market capitalization.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), SelectQuote Inc. (SLQT) reported $1.53B in annual revenue (up from $1.32B in FY2024, +15.5% YoY) and $47.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.00B revenue, -$58.5M net income) through FY2025, SLQT scaled operating cash flow to -$11.7M and free cash flow to -$13.9M, backed by $1.35B in total assets against $385.7M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D- • RQD 39/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of -21.35% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $0.30 – $2.17 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation and 6.1x EV/EBITDA against 4.5% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore — The only sector context is the classification as Financials and Specialty Insurers, with a beta of 1.0. An investor should note that the graph provides no basis for mapping ripple effects.

Key Question #1: Can SLQT sustain or expand its 4.5% operating margin and 7.4% ROIC against Specialty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $1.53B and free cash flow of -$13.9M, how will capital allocation balance growth reinvestment against $385.7M in total debt?
Key Question #3: How sensitive is SLQT's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

SLQT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for SelectQuote Inc. (SLQT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to SLQT Debate Forum (3) ↓

🟡 MARKET WIRE Simply Wall St • 22h ago

SelectQuote (NYSE:SLQT) Stock Forecast & Analyst Predictions

Simply Wall St report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

SelectQuote, Inc. Estimates – NYSE:SLQT

TradingView report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

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🟢 CATALYST MarketBeat • 1d ago

SelectQuote (NYSE:SLQT) Stock Jumps 2.7% - Still a Buy?

MarketBeat report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

SelectQuote to Release Fiscal First Quarter 2027 Earnings on November 4

Yahoo Finance report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance UK • 1d ago

SelectQuote, Inc. (SLQT) Seasonal returns chart

Yahoo Finance UK report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE https://www.siam.in/ • 1d ago

SelectQuote (SLQT) Trades at $0.42 as Traders Eye the $0.40 Support Shelf - Breakout Trade

https://www.siam.in/ report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 1d ago

Why Veea Shares Are Trading Higher By Around 34%; Here Are 20 Stocks Moving Premarket

Benzinga report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

SLQT Q1'27 Earnings: revenue estimate is 277.91M USD

TradingView report covering SelectQuote Inc. (SLQT) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SLQT Bull vs. Bear Conversation Board — What's Your Call at $0.40?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SLQT 🐻 33% BEARISH CONVICTION

DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $0.41 (+13.9%)

📌 Pinned Debate

Forensic balance sheet scores 13/20 with Debt/Equity at 0.5 and debt reduced from $684.3M to $385.7M, while the stock trades at EV/EBIT

Forensic balance sheet scores 13/20 with Debt/Equity at 0.5 and debt reduced from $684.3M to $385.7M, while the stock trades at EV/EBITDA of 6.1.. When you look under the hood at SLQT, Fundamental Cash Engine is 5/20 with 0.0% gross margins and 7.4% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (11/20) has been quietly accumulating below $2.17. My 12M target is $0.41.

SectorRotator 🐂 BULL

@DeepValue_CFA Agree on the RQD 39/100 quality, though with 1.0 beta I'm scaling in with half-size at $0.36 and keeping dry powder in case we test $0.33.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $0.29 (-19.4%)

Spot @ $0.36

FCF yield of -21.35% and FY 2025 free cash flow of -$13.9M against $68.5M operating income show weak cash conversion, with Macro Regime

Careful chasing SLQT at $0.36. FCF yield of -21.35% and FY 2025 free cash flow of -$13.9M against $68.5M operating income show weak cash conversion, with Macro Regime Fit scored only 4/20.. Gross margin is 0.0%, but operating margin is 4.5%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $0.29 on multiple compression.