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Stock Ratings / Financials / HUIZ
CCG (55) EHTH (41) HIT (56) SLQT (39) ⌘ Pro Terminal →

Huize Holding Limited (HUIZ) — RQD Stock Rating Cockpit

$2.25 +0.90% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.26

Huize Holding Limited (HUIZ) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 3% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate) →
ROARABLE B- • BUY Cap $22.7M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HUIZ Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HUIZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Huize Holding Limited (NASDAQ: HUIZ) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $2.25 (+0.90% 1D, market cap $22.7M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HUIZ ranks #119 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HUIZ compare to CCG and EHTH in the Financials sector?
▼

Within the Financials sector (Specialty Insurers), HUIZ carries a Roarable B- (70/100 RQD), trailing P/E of 39.0x, gross margin of —, and ROIC of 3.1%. By comparison, CCG (Cheche Group Inc. (Class A)) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $17.9M) and EHTH (eHealth Inc.) posts a D- grade (41/100 RQD, P/E N/A, ROIC 8.3%, cap $15.8M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while EHTH leads on capital efficiency (8.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HUIZ?
▼

Per HUIZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001778982), Huize Holding Limited generated $226.3M in revenue (+32.2% YoY), $578.0K in net income, and $1.4M in free cash flow against $134.2M in total assets and $1.0M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Priced at 39x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.26 (+0.40%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 0.6% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B-
025507510070
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B
Cash (13)Whales (13)SEC (15)Macro (14)CEO (15)
Each axis scored 0–20
12M PRICE TARGET CONE+5.3% Base Target
$4 Bull$2 Base$2 Bear
📬 FREE HUIZ RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HUIZ)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (70/100 Composite)
🔍 WHY HUIZ SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (21% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning13/20 pts (-7 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-7 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
62
Grade C+$1.32+91.7% Next Q
Q2 (-2Q)
65
Grade C+$2.53-14.6% Next Q
Q3 (-1Q)
67
Grade B-$2.16+4.2% Next Q
Current
70
Grade B-$2.25+6.6% Hist 90D α
Trajectory: C+ (62) → B- (70)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HUIZ Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 70/100 (B-) score, HUIZ faces multiple-compression risk if 39.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Priced at 39x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($1.63) or 200D SMA ($1.60) invalidates the momentum regime and cuts Target Base ($2.37) toward Bear Floor ($1.84).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HUIZ• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HUIZ Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 70%NO 30%Trade / Inspect Odds →
RSI-14 MOMENTUMBULLISH MOMENTUM
65.730 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE43% OF RANGE
L: $1$2.25H: $4
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20
2. Big Money & Insiders● BUYING
Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B-RQD 28 / 40
3. Hidden Risks & Market Weather● ALL CLEAR
SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: BRQD 29 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on HUIZ

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (65)

3.1% ROIC with 42.0% gross margin and 6.11% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BULLISH (70)

28/40 institutional & smart-money positioning score with 14/20 macro alignment.

Bull Case: Why Buyers Like HUIZ
  • ✓Company leadership has skin in the game with net positive insider conviction.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Priced at 39x earnings—high expectations leave less room for a lukewarm quarter.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (HUIZ Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
HUIZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +38.04%▲ ASCENDING CHANNEL
2026-11-03O $2.23H $2.25L $2.23C $2.25VOL 43.2K
RES: $4.13SUP: $1.28SMA50: $1.63SMA200: $1.60
$3.34$2.72$2.09$1.47$0.85RES $4.13SUP $1.28$2.252026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HUIZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HUIZ Butterfly Map → + Track HUIZ →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
29.8%/yr Implied 5Y Growth

vs. +32.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HUIZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HUIZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HUIZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HUIZ)

Financials Rank #119 of 1096 ⚔️ CCG vs HUIZ Full Matrix →

1. Head-to-Head Financials Peer Comparison (HUIZ vs. CCG, EHTH, HIT, SLQT)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Huize Holding Limited (HUIZ) ranks #119 by composite RQD confidence (70/100, grade B-) and #1044 by equity capitalization ($22.7M). Within this direct 5-issuer industry benchmark cohort, HIT leads on earnings valuation at 31.2x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
HUIZ ACTIVE
Huize Holding Limited
B- 70/100 39.0x — 3.1% +0.90% $22.7M Benchmark Subject
CCG
Cheche Group Inc. (Class A)
D+ 55/100 — — — -4.93% $17.9M /ccg-vs-huiz →
EHTH
eHealth Inc.
D- 41/100 — — 8.3% -5.47% $15.8M /ehth-vs-huiz →
HIT
Health In Tech Inc. (Class A)
D+ 56/100 31.2x — 7.5% -5.61% $37.7M /hit-vs-huiz →
SLQT
SelectQuote Inc.
D- 39/100 — — 7.4% -1.38% $64.0M /slqt-vs-huiz →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001778982

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Huize Holding Limited (HUIZ) reported GAAP revenue of $226.3M (+32.2% vs. FY2024 revenue of $171.1M , and +34.4% cumulative change since FY2023) , GAAP net income of $578.0K, operating cash flow of $2.6M, and free cash flow of $1.4M (+143.3% YoY). On the balance sheet, HUIZ closed FY2025 with $134.2M in total assets against $1.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $226.3M $578.0K $2.6M $1.4M $134.2M $1.0M
FY2024 (FY) 2024-12-31 $171.1M -$89.0K -$2.6M -$3.2M $121.1M —
FY2023 (FY) 2023-12-31 $168.4M $9.9M $19.3M $19.3M — —

3. HUIZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HUIZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Huize Holding Limited (NASDAQ: HUIZ) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $2.25 (+0.90% 1D, market cap $22.7M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HUIZ ranks #119 in composite RQD confidence.

How does HUIZ compare to CCG and EHTH in the Financials sector?

Within the Financials sector (Specialty Insurers), HUIZ carries a Roarable B- (70/100 RQD), trailing P/E of 39.0x, gross margin of —, and ROIC of 3.1%. By comparison, CCG (Cheche Group Inc. (Class A)) holds a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $17.9M) and EHTH (eHealth Inc.) posts a D- grade (41/100 RQD, P/E N/A, ROIC 8.3%, cap $15.8M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while EHTH leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HUIZ?

Per HUIZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001778982), Huize Holding Limited generated $226.3M in revenue (+32.2% YoY), $578.0K in net income, and $1.4M in free cash flow against $134.2M in total assets and $1.0M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Priced at 39x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HUIZ trading relative to its 50-day, 200-day, and 52-week technical levels?

HUIZ last traded at $2.25 (+0.90% on volume of 43,244 shares), positioning the stock +38.04% above its 50-day simple moving average ($1.63) and +40.62% above its 200-day simple moving average ($1.60). Across its 52-week range of $1.04 to $3.83, HUIZ sits at the 43.4% percentile with a 14-day RSI of 65.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($1.97 to $2.53).

HUIZ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell HUIZ stock right now?

Huize Holding Limited (HUIZ) currently earns a Roarable Rating of B- (Buy — BUY) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 3% return on capital) with steady institutional support.

What is HUIZ's 12-month price target and RQD AI Jury consensus?

HUIZ's 12-month base price target is $2.37 (range $1.84 to $4.02), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: HUIZ RQD Cockpit HUIZ 12M Forecast HUIZ Earnings & Move HUIZ Dividends & DRIP HUIZ Insiders & 13F HUIZ Whale Options HUIZ Profit Sankey HUIZ News & Why
ROARABLE RATING BRIEF • RQD 70/100 (B-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

HUIZ — Huize Holding Limited: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:49:36Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, HUIZ scores 70 out of 100 (letter grade B-; verdict label "Roarable Buy — Sound Institutional Accumulation"). The five pillars are: Fundamental Cash Engine 13/20 (ROIC 3.1%; FCF yield 6.11%); Whale 13F Flow 13/20 (institutional accumulation and options positioning); Insider Conviction 15/20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit 14/20 (beta 1.0; sector sensitivity); and Forensic Balance Sheet 15/20 (Altman Z 2.5; Piotroski F 7/9; Debt/Equity 0.5). For a prospective investor, the upside drivers cited are the positive FCF yield, insider and institutional flow signals, and a balance sheet the rating classifies as relatively sound. The valuation tradeoff is visible in the market data: trailing P/E of 39 against a forward P/E of 32.8, and an EV/EBITDA of 5.8, alongside operating and net margins of 0.4% and 0.3%. Thin margins and a 3.1% ROIC mean the cash-generation case rests on a small earnings base. The 52-week range of $1.04 to $3.83 indicates wide price dispersion over the trailing year. The rating is a structured summary of the source data, not a recommendation.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
$2.23$22.5M3932.85.80.060%1.0$1.04 - $3.833.1%

Open Questions

  • What are the company's specific specialty insurance product lines and customer segments?
  • Why did net income decline from $9.9M in FY 2023 to $0.6M in FY 2025 despite revenue growth?
  • What is the FY 2025 EPS, and how does it reconcile with the TTM EPS of 0.06?
  • Which catalysts or risks could affect the thin 0.4% operating margin going forward?
  • Who are the 13F institutional holders and insiders behind the accumulation signal cited in the RQD rating?

HUIZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Huize Holding Limited (HUIZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to HUIZ Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

HUIZ Bull vs. Bear Conversation Board — What's Your Call at $2.25?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HUIZ 🐻 33% BEARISH CONVICTION
1. Pick Your Side on HUIZ:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $2.63 (+17.9%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is HUIZ (B- • RQD 70/100) a Buy at $2.23?

Welcome to the HUIZ (Huize Holding Limited) Roar Pit. Current RQD Composite is 70/100 (Roarable Buy — Sound Institutional Accumulation) in Specialty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (39.0x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $1.76 (-21.1%)
Spot @ $2.23

Pump the brakes on HUIZ — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on HUIZ, but look at what you are paying: 39.0x trailing P/E with tightening sector spreads. Unless Huize Holding Limited expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

CA CashFlowKing Verified K Arena Trader 🐂 BULLISH 🎯 Target: $2.65 (+18.8%)
Spot @ $2.23

HUIZ cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on HUIZ, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $2.23 (52-wk range $1.04 - $3.83), any beat on forward guidance forces shorts and underweight funds to chase.

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