Saia Inc. (SAIA) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$344.61 +0.45% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $344.23

Saia Inc. (SAIA) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- β€’ HOLD / WATCH Cap $9.15B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is SAIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, Saia Inc. (NASDAQ: SAIA) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $344.61 (+0.45% 1D, market cap $9.15B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 11/20. Across 485 tracked Industrials issuers, SAIA ranks #139 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does SAIA compare to TFII and KNX in the Industrials sector?
β–Ό

Within the Industrials sector (Trucking Freight/Courier Services), SAIA carries a Roarable C- (59/100 RQD), trailing P/E of 35.9x, gross margin of β€”, and ROIC of 8.5%. By comparison, TFII (TFI International Inc.) holds a D+ grade (55/100 RQD, P/E 32.8x, ROIC 9.9%, cap $9.25B) and KNX (Knight-Swift Transportation Holdings Inc.) posts a D grade (48/100 RQD, P/E 150.9x, ROIC 1.9%, cap $9.95B). Among the 5-stock peer group, ZTO leads on earnings multiple (11.8x) while ZTO leads on capital efficiency (12.5% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SAIA?
β–Ό

Per SAIA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001177702), Saia Inc. generated $3.23B in revenue (+0.8% YoY), $255.0M in net income, and $27.3M in free cash flow against $3.48B in total assets and $814.9M in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

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INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $344.23 (-0.11%)🧬 Disciplined Float (+0.24% YoY Shares)βš™οΈ Cash Engine: 12/20 (C-) β€’ 0.8% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY β€’ 53.1% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERHOLD / WATCH β€’ C-
025507510059
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ Β· Rk C+
Cash (12)Whales (9)SEC (18)Macro (9)CEO (11)
Each axis scored 0–20
12M PRICE TARGET CONE+0.4% Base Target
$519 Bull$346 Base$270 Bear
πŸ“¬ FREE SAIA RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for SAIA)Realized 20D OHLCV Swing Band: Β±8.4%
Deterministic 5-Pillar Attribution (59/100 Composite)
πŸ” WHY SAIA SCORES 59/100 (C-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (31% of score)

Altman Z-Score 5.52 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 7/9

β–² #2 Bullish Driver: Cash Engine Quality+12/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 0.8% FCF Margin ($27.3M FCF) & 52% Gross Margin

β–Ό #1 Drag / Risk Factor: Macro Regime Fit9/20 pts (-11 pt drag)

Macro rate sensitivity & RSI-14 (52) create a -11 pt regime headwind

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
51
Grade C-$334.80-0.3% Next Q
Q2 (-2Q)
54
Grade C-$333.66+2.2% Next Q
Q3 (-1Q)
56
Grade C$340.86+1.1% Next Q
Current
59
Grade C-$344.61+0.2% Hist 90D Ξ±
Trajectory: C- (51) β†’ C- (59)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the SAIA Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 59/100 (C-) score, SAIA faces multiple-compression risk if 35.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (+0.24% YoY Shares) β€” any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($341.53) or 200D SMA ($388.05) invalidates the momentum regime and cuts Target Base ($346.16) toward Bear Floor ($270.00).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SAIAβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œSAIA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

SAIA Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (SAIA)

No recent open-market Form 4 cluster sales or emergency dumps flagged on SAIA. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (SAIA Tape Review)

  • βœ“Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • βœ“Forensic Red-Light accounting & dilution traps to review on your watchlist
  • βœ“Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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SAIA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -14.93%⚑ TESTING RESISTANCE
2026-11-02O $324.6H $344.6L $324.6C $344.6VOL 780.7K
RES: $350.6SUP: $319.2SMA50: $341.5SMA200: $388.1
$507.0$456.2$405.4$354.6$303.8RES $350.6SUP $319.2$344.62026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SAIA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
27.6%/yr Implied 5Y Growth

vs. +0.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SAIA today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for SAIA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SAIA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SAIA)

1. Head-to-Head Industrials Peer Comparison (SAIA vs. TFII, KNX, ZTO, SNDR)

Industry: Trucking Freight/Courier Services (19 Tracked Issuers)

Across 485 tracked Industrials securities in the Roarable RQD universe, Saia Inc. (SAIA) ranks #139 by composite RQD confidence (59/100, grade C-) and #106 by equity capitalization ($9.15B). Within this direct 5-issuer industry benchmark cohort, ZTO leads on earnings valuation at 11.8x trailing P/E, while ZTO leads on capital efficiency and profitability with 12.5% ROIC and 25.0% gross margin. ZTO currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with SAIA at 59/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
SAIA ACTIVE
Saia Inc.
C- 59/100 35.9x β€” 8.5% +0.45% $9.15B Benchmark Subject
TFII
TFI International Inc.
D+ 55/100 32.8x β€” 9.9% -17.08% $9.25B /tfii-vs-saia β†’
KNX
Knight-Swift Transportation Holdings Inc.
D 48/100 150.9x β€” 1.9% -0.62% $9.95B /knx-vs-saia β†’
ZTO
ZTO Express (Cayman) Inc. American
C 65/100 11.8x 25.0% 12.5% +1.36% $15.31B /zto-vs-saia β†’
SNDR
Schneider National Inc.
D+ 56/100 49.8x β€” 4.2% -0.75% $5.16B /sndr-vs-saia β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001177702

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Saia Inc. (SAIA) reported GAAP revenue of $3.23B (+0.8% vs. FY2024 revenue of $3.21B , and +12.2% cumulative change since FY2023) , GAAP net income of $255.0M, operating cash flow of $595.0M, and free cash flow of $27.3M (+105.9% YoY). On the balance sheet, SAIA closed FY2025 with $3.48B in total assets against $814.9M in total debt (Altman Z-Score: 5.52, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.23B $255.0M $595.0M $27.3M $3.48B $814.9M
FY2024 (FY) 2024-12-31 $3.21B $362.1M $583.7M -$459.9M $3.17B $741.0M
FY2023 (FY) 2023-12-31 $2.88B $354.9M $577.9M $448.3M $5.03B $1.18B

3. SAIA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SAIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Saia Inc. (NASDAQ: SAIA) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $344.61 (+0.45% 1D, market cap $9.15B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 11/20. Across 485 tracked Industrials issuers, SAIA ranks #139 in composite RQD confidence.

How does SAIA compare to TFII and KNX in the Industrials sector?

Within the Industrials sector (Trucking Freight/Courier Services), SAIA carries a Roarable C- (59/100 RQD), trailing P/E of 35.9x, gross margin of β€”, and ROIC of 8.5%. By comparison, TFII (TFI International Inc.) holds a D+ grade (55/100 RQD, P/E 32.8x, ROIC 9.9%, cap $9.25B) and KNX (Knight-Swift Transportation Holdings Inc.) posts a D grade (48/100 RQD, P/E 150.9x, ROIC 1.9%, cap $9.95B). Among the 5-stock peer group, ZTO leads on earnings multiple (11.8x) while ZTO leads on capital efficiency (12.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SAIA?

Per SAIA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001177702), Saia Inc. generated $3.23B in revenue (+0.8% YoY), $255.0M in net income, and $27.3M in free cash flow against $3.48B in total assets and $814.9M in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SAIA trading relative to its 50-day, 200-day, and 52-week technical levels?

SAIA last traded at $344.61 (+0.45% on volume of 560,627 shares), positioning the stock +0.90% above its 50-day simple moving average ($341.53) and -11.19% below its 200-day simple moving average ($388.05). Across its 52-week range of $249.32 to $494.71, SAIA sits at the 38.8% percentile with a 14-day RSI of 52.0 (NEUTRAL RANGE) and an implied next-earnings move of Β±8.4% ($315.66 to $373.56).

SAIA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Are SAIA insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies SAIA leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

ROARABLE RATING BRIEF β€’ RQD 59/100 (C-) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

SAIA β€” Saia Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:17:08Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, SAIA scores 59 out of 100, earning a C- and the verdict "Roarable Hold β€” Cautious Neutral." The five pillars are:

  • Fundamental Cash Engine: 12 / 20. Per the RQD rating, this reflects ROIC of 8.5% and an FCF yield of 0.3%. A low FCF yield means little free cash is generated relative to the market value, so the valuation rests heavily on expected future earnings growth rather than current cash returns.
  • Whale 13F Flow: 9 / 20. Per the RQD rating, institutional accumulation and options positioning are weak-to-moderate. Limited institutional support can mean less price cushion during drawdowns.
  • Insider Conviction: 11 / 20. Per the RQD rating, SEC Form 4 and Congressional PTR cluster flow is modest, offering only limited insider-alignment signal.
  • Macro Regime Fit: 9 / 20. Per the RQD rating, beta of 1.12 and sector sensitivity indicate the stock tends to move somewhat more than the market, which can amplify both gains and losses in a shifting macro environment.
  • Forensic Balance Sheet: 18 / 20. Per the RQD rating, Altman Z of 5.52, Piotroski F of 7/9, and Debt/Equity of 0.27 indicate the strongest pillar: a financially resilient balance sheet with low leverage.

Investor implications: the rating combines a strong balance sheet with weak cash generation and a rich valuation. Per the market data, the P/E (TTM) of 35.9 and forward P/E of 33.4 imply the market already prices meaningful growth, so upside depends on earnings execution. The forensic strength limits downside from solvency risk, but the low FCF yield and modest institutional and insider support mean the rating does not signal strong conviction in either direction.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
343.07$9.15B35.933.411.89.560%1.12$249.32 - $494.718.5%

Business

Saia Inc. (SAIA) is a NASDAQ-listed issuer in the Industrials sector, operating in the Trucking Freight/Courier Services industry. Per the profile, the company is listed on NASDAQ with a market capitalization of $9.2B. Not available in source data for: specific products or services sold, customer segments, or revenue model details.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$3234.3M$352.2M$255.0MN/A$27.3M$19.7M$814.9M
FY 2024$3209.1M$482.2M$362.1MN/A$-459.9M$19.5M$741.0M
FY 2023$2881.4M$460.5M$354.9MN/A$448.3MN/A$1177.8M

Per the SEC financials, revenue rose from $2881.4M in FY 2023 to $3234.3M in FY 2025, while net income declined from $362.1M in FY 2024 to $255.0M in FY 2025. Operating margin is reported as 10.9% and net margin as 7.9% per the market data. Per the Roarable RQD rating, ROIC is 8.5%, the Altman Z-Score is 5.52, and the Piotroski F-Score is 7/9. Debt/Equity is 0.27 per the RQD rating; reported debt fell from $1177.8M in FY 2023 to $814.9M in FY 2025, and FY 2024 free cash flow was negative at $-459.9M.

Recent Catalysts & News Wire Analysis

Per the recent news feed, six items are tagged to SAIA, drawn from Yahoo Finance, Moomoo, Simply Wall St, and Seeking Alpha. Headlines include a Yahoo Finance piece titled "3 Reasons to Avoid SAIA and 1 Stock to Buy Instead," a Yahoo Finance piece stating the stock "Looks Overvalued On Current Earnings," and a Seeking Alpha item for the 2026 Q3 earnings call presentation dated 2026-10-29. Two Moomoo items cover SAIA option chains. All items carry a YELLOW light and MARKET WIRE impact label. Per the Butterfly Supply-Chain Graph, the supply chain field is NONE with no butterfly links and no proprietary signals. Risk watch items per the headlines include valuation concerns and the Q3 earnings event.

Open Questions

  • What specific services and customer segments drive SAIA's revenue, and how is the FY 2024 negative free cash flow of $-459.9M explained?
  • What drove the decline in net income from $362.1M in FY 2024 to $255.0M in FY 2025 despite revenue growth?
  • What are the Q3 2026 earnings results referenced in the 2026-10-29 earnings presentation?
  • Why is cash reported as $19.7M against $814.9M of debt, and what is the debt maturity and interest cost profile?
  • What is the basis for the market's current valuation at 35.9x trailing earnings given the 0.3% FCF yield?

SAIA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Saia Inc. (SAIA) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to SAIA Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SAIA Bull vs. Bear Conversation Board β€” What's Your Call at $344.61?

πŸ‚ 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SAIA 🐻 50% BEARISH CONVICTION
1. Pick Your Side on SAIA:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk βš–οΈ DEBATE HOST 🎯 Target: $370.52 (+8.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is SAIA (C- β€’ RQD 59/100) a Buy at $343.07?

Welcome to the SAIA (Saia Inc.) Roar Pit. Current RQD Composite is 59/100 (Roarable Hold β€” Cautious Neutral) in Trucking Freight/Courier Services. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (35.9x trailing P/E). Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $288.18 (-16.0%)
Spot @ $343.07

Pump the brakes on SAIA β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on SAIA, but look at what you are paying: 35.9x trailing P/E with tightening sector spreads. Unless Saia Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $408.25 (+19.0%)
Spot @ $343.07

SAIA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on SAIA, the market is fixating on short-term headline noise in Trucking Freight/Courier Services and ignoring the balance sheet and cash flow trajectory. At $343.07 (52-wk range $249.32 - $494.71), any beat on forward guidance forces shorts and underweight funds to chase.

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