Rand Capital Corporation (RAND) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Rand Capital Corporation (NASDAQ: RAND) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $9.50 (-0.88% 1D, market cap $28.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, RAND ranks #930 in composite RQD confidence.
Within the Financials sector (Finance: Consumer Services), RAND carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -15.4%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $29.3M) and JFU (9F Inc.) posts a D grade (44/100 RQD, P/E N/A, ROIC 0.3%, cap $27.0M). Among the 5-stock peer group, RAND leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).
Per RAND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000081955), Rand Capital Corporation generated $0 in revenue, -$8.0M in net income, and $11.3M in free cash flow against $53.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 0.3% FCF Margin ($11.3M FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While RAND currently carries a cautious 39/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($10.15) and Max Pain ($9.98) forces dealer call-delta covering toward $18.36.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Rand Capital Corporation (RAND) slipped -0.88% to $9.50, trading at 5% of its 52-week range ($9.11 – $17.49). Stretched risk/reward at current multiples (-15% return on capital) under elevated 10-year interest-rate pressure.
Yahoo Finance report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on RAND today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for RAND. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Rand Capital Corporation (RAND) ranks #930 by composite RQD confidence (39/100, grade D-) and #1039 by equity capitalization ($28.2M). Within this direct 5-issuer industry benchmark cohort, RAND leads on earnings valuation at N/A trailing P/E, while AMTD leads on capital efficiency and profitability with 4.9% ROIC and — gross margin. AMTD currently holds the highest overall quantitative score in the immediate peer group at 46/100 (D) compared with RAND at 39/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| RAND
ACTIVE
Rand Capital Corporation | D- | 39/100 | — | — | -15.4% | -0.88% | $28.2M | Benchmark Subject |
| FLD Fold Holdings Inc. (Class A) | D- | 35/100 | — | — | -35.0% | +1.14% | $29.3M | /fld-vs-rand → |
| JFU 9F Inc. | D | 44/100 | — | — | 0.3% | -11.86% | $27.0M | /jfu-vs-rand → |
| GRAN Grande Group Limited (Class A) | E | 31/100 | — | — | — | +4.39% | $29.6M | /gran-vs-rand → |
| AMTD AMTD IDEA Group each representing three hundred sixty (360) (Class A) | D | 46/100 | — | — | 4.9% | -5.01% | $31.3M | /amtd-vs-rand → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Rand Capital Corporation (RAND) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$8.0M, operating cash flow of $11.3M, and free cash flow of $11.3M (-26.6% YoY). On the balance sheet, RAND closed FY2025 with $53.2M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | -$8.0M | $11.3M | $11.3M | $53.2M | — |
| FY2024 (FY) | 2024-12-31 | $0 | $8.8M | $15.3M | $15.3M | $72.5M | — |
| FY2023 (FY) | 2023-12-31 | $0 | $6.5M | -$8.3M | -$8.3M | — | — |
As of 2026-11-03, Rand Capital Corporation (NASDAQ: RAND) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $9.50 (-0.88% 1D, market cap $28.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, RAND ranks #930 in composite RQD confidence.
Within the Financials sector (Finance: Consumer Services), RAND carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -15.4%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $29.3M) and JFU (9F Inc.) posts a D grade (44/100 RQD, P/E N/A, ROIC 0.3%, cap $27.0M). Among the 5-stock peer group, RAND leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).
Per RAND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000081955), Rand Capital Corporation generated $0 in revenue, -$8.0M in net income, and $11.3M in free cash flow against $53.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
RAND last traded at $9.50 (-0.88% on volume of 394 shares), positioning the stock -6.40% below its 50-day simple moving average ($10.15) and -10.71% below its 200-day simple moving average ($10.64). Across its 52-week range of $9.11 to $17.49, RAND sits at the 4.7% percentile with a 14-day RSI of 44.6 (NEUTRAL RANGE) and an implied next-earnings move of ±2.1% ($9.30 to $9.70).
Why RAND Stock slipped -0.88% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-15% return on capital) under elevated 10-year interest-rate pressure.
Per the Roarable RQD rating, RAND scores 40 out of 100 (grade D-, verdict "Roarable Sell — Vulnerable Balance Sheet & Flow"). The five pillars are: Fundamental Cash Engine at 10/20 (ROIC of -15.4% and FCF yield of 0%), Whale 13F Flow at 5/20 (institutional accumulation and options positioning), Insider Conviction at 5/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 10/20 (beta of 1.0 and sector sensitivity), and Forensic Balance Sheet at 10/20 (Altman Z-Score 2.5, Piotroski F-Score 3/9, Debt/Equity 0.5). Taken together, the weakest pillars are the flow-based ones: the rating assigns only 5 of 20 points each to institutional and insider conviction, indicating limited supportive positioning in the source data. The cash-engine pillar is also weak, with a negative ROIC and a 0% FCF yield per the market data. The forensic pillar sits in the middle, suggesting the balance sheet is not in acute distress by these measures but is not a source of strength either. For a prospective investor, the upside case depends on a turnaround in return on capital that the source data does not yet show; the valuation tradeoff is that the stock trades at a $28.5M market cap with no reported positive FCF yield to anchor it. This is an analytical summary of the rating, not personalized financial advice.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $0.0M | $0.0M | $-8.0M | N/A | $11.3M | $4.2M | N/A |
| FY 2024 | $0.0M | $0.0M | $8.8M | N/A | $15.3M | $0.8M | N/A |
| FY 2023 | $0.0M | $0.0M | $6.5M | N/A | $-8.3M | N/A | N/A |
Per the SEC financials, reported revenue and operating income are $0.0M in each period shown, and net income swung from $6.5M (FY 2023) and $8.8M (FY 2024) to $-8.0M (FY 2025). Margins are reported as 0% for gross, operating, and net. Per the market data, ROIC is -15.4%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 3/9, per the Roarable RQD rating's forensic pillar, with Debt/Equity at 0.5. The source data does not provide a detailed debt schedule, so the balance sheet posture beyond these ratios cannot be further characterized.
The news items in the source data are all tagged to RAND and consist of routine market commentary, with no substantive company-specific operating news beyond an earnings call announcement. The first item announces a Third Quarter Fiscal Year 2026 Financial Results Conference Call and Webcast (Yahoo Finance, marked yellow). A second item, from TradingView, is an estimates page for the company. Two items from Stock Traders Daily (marked red, "RISK WATCH") are titled as risk-zone and risk-channel commentary, and a Yahoo! Finance Canada item is a seasonal returns chart for a different company, PhenixFIN Corporation (PFX). A further item describes trading at $9.59 as range-bound with a key reversal day, sourced from a website that is not a financial news outlet. The Butterfly Supply-Chain Graph lists no supply-chain links and no proprietary signals.
Real-time company headlines, analyst actions, and sector developments for Rand Capital Corporation (RAND) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Welcome to the RAND (Rand Capital Corporation) Roar Pit. Current RQD Composite is 40/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on RAND, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Rand Capital Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on RAND, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $9.59 (52-wk range $9.11 - $17.49), any beat on forward guidance forces shorts and underweight funds to chase.
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