Does PHIN pay a dividend and is it safe?

PHINIA Inc. (PHIN) offers a 1.88% cash dividend yield ($1.18 annualized) and 3.68% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Consumer Discretionary / PHIN / dividends

LCII (63) DAN (47) PATK (63) VC (48) ⌘ Pro Terminal →

PHINIA Inc. (PHIN) Dividend Safety Gauge & 10-Year DRIP Compounder

$62.92 +3.05% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $63.15

PHINIA Inc. (PHIN) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $2.26B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PHIN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PHIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, PHINIA Inc. (NYSE: PHIN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $62.92 (+3.05% 1D, market cap $2.26B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, PHIN ranks #349 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PHIN compare to LCII and DAN in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Auto Parts:O.E.M.), PHIN carries a Roarable C- (59/100 RQD), trailing P/E of 17.2x, gross margin of 21.9%, and ROIC of 9.1%. By comparison, LCII (LCI Industries) holds a C grade (63/100 RQD, P/E 12.8x, ROIC 10.6%, cap $2.41B) and DAN (Dana Incorporated) posts a D grade (47/100 RQD, P/E 31.5x, ROIC 29.6%, cap $2.49B). Among the 5-stock peer group, LCII leads on earnings multiple (12.8x) while DAN leads on capital efficiency (29.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PHIN?

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Per PHIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001968915), PHINIA Inc. generated $3.48B in revenue (+2.4% YoY), $130.0M in net income, and $312.0M in free cash flow against $3.82B in total assets and $967.0M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $63.15 (+0.36%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PHIN)Realized 20D OHLCV Swing Band: ±6.7%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY PHIN SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (24% of score)

Altman Z-Score 2.04 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (60.4) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$56.54+2.8% Next Q

Q2 (-2Q)

Grade C-$58.11-0.5% Next Q

Q3 (-1Q)

Grade C$57.83+8.8% Next Q

Current

Grade C-$62.92+0.2% Hist 90D α

Trajectory: C- (51) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PHIN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, PHIN faces multiple-compression risk if 17.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 19.4% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($61.70) or 200D SMA ($71.29) invalidates the momentum regime and cuts Target Base ($63.20) toward Bear Floor ($49.30).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PHIN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PHIN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.68% Total Yield

1.88% Cash ($1.18/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.2% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $20,042

Est. Year-10 Shareholder Yield: $738/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.5K

Yr 2

$12.3K

Yr 3

$13.2K

Yr 4

$14.2K

Yr 5

$15.2K

Yr 6

$16.3K

Yr 7

$17.4K

Yr 8

$18.7K

Yr 9

$20.0K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in PHIN & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on PHIN and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

PHIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -15.24%⚡ TESTING RESISTANCE

2026-11-03O $61.06H $62.92L $61.06C $62.92VOL 430.9K

RES: $63.11SUP: $51.57SMA50: $61.70SMA200: $71.29

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PHIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PHIN Butterfly Map → + Track PHIN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

10.2%/yr Implied 5Y Growth

vs. +2.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PHIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PHIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PHIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PHIN)

Consumer Discretionary Rank #349 of 1011 ⚔️ LCII vs PHIN Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PHIN vs. LCII, DAN, PATK, VC)

Industry: Auto Parts:O.E.M. (36 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, PHINIA Inc. (PHIN) ranks #349 by composite RQD confidence (59/100, grade C-) and #401 by equity capitalization ($2.26B). Within this direct 5-issuer industry benchmark cohort, LCII leads on earnings valuation at 12.8x trailing P/E, while DAN leads on capital efficiency and profitability with 29.6% ROIC and 8.0% gross margin. LCII currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with PHIN at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PHIN ACTIVE PHINIA Inc.	C-	59/100	17.2x	21.9%	9.1%	+3.05%	$2.26B	Benchmark Subject
LCII LCI Industries	C	63/100	12.8x	23.8%	10.6%	+0.01%	$2.41B	/lcii-vs-phin →
DAN Dana Incorporated	D	47/100	31.5x	8.0%	29.6%	-7.00%	$2.49B	/dan-vs-phin →
PATK Patrick Industries Inc.	C	63/100	17.9x	23.1%	8.9%	+3.33%	$2.49B	/patk-vs-phin →
VC Visteon Corporation	D	48/100	—	14.1%	0.0%	+0.12%	$1.81B	/vc-vs-phin →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001968915

In its most recent audited fiscal period (FY2025, filed 2025-12-31), PHINIA Inc. (PHIN) reported GAAP revenue of $3.48B (+2.4% vs. FY2024 revenue of $3.40B , and -0.5% cumulative change since FY2023) , GAAP net income of $130.0M, operating cash flow of $312.0M, and free cash flow of $312.0M (+1.3% YoY). On the balance sheet, PHIN closed FY2025 with $3.82B in total assets against $967.0M in total debt (Altman Z-Score: 2.04, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$3.48B	$130.0M	$312.0M	$312.0M	$3.82B	$967.0M
FY2024 (FY)	2024-12-31	$3.40B	$79.0M	$308.0M	$308.0M	$3.77B	$963.0M
FY2023 (FY)	2023-12-31	$3.50B	$102.0M	$250.0M	$250.0M	—	—

3. PHIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PHIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PHIN compare to LCII and DAN in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for PHIN?

Where is PHIN trading relative to its 50-day, 200-day, and 52-week technical levels?

PHIN last traded at $62.92 (+3.05% on volume of 430,871 shares), positioning the stock +1.98% above its 50-day simple moving average ($61.70) and -11.74% below its 200-day simple moving average ($71.29). Across its 52-week range of $51.38 to $86.93, PHIN sits at the 32.5% percentile with a 14-day RSI of 60.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.7% ($58.70 to $67.14).

Direct Sub-Reports: PHIN RQD Cockpit PHIN 12M Forecast PHIN Earnings & Move PHIN Dividends & DRIP PHIN Insiders & 13F PHIN Whale Options PHIN Profit Sankey PHIN News & Why

ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

PHIN — PHINIA Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:26:20Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, PHIN scores 59 out of 100, grade C-, labeled "Roarable Hold — Cautious Neutral." The five pillars are: Fundamental Cash Engine 11/20 (ROIC 9.1%; FCF yield 13.95%), Whale 13F Flow 9/20 (institutional accumulation and options positioning), Insider Conviction 17/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit 8/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet 14/20 (Altman Z 2.04; Piotroski F 7/9; Debt/Equity 0.61). Read together, the strongest pillar is insider conviction, while macro regime fit and institutional flow are the weakest. For a prospective investor, the upside case rests on cash generation and insider activity; the tradeoff is that the rating sees limited institutional confirmation and only neutral alignment with the macro backdrop. The forensic pillar indicates a balance sheet that is adequate rather than exceptional. The overall verdict is a hold-oriented, cautious neutral stance, not a directional call.

Business

PHINIA Inc. is a NYSE-listed issuer in the Consumer Discretionary sector, classified under Auto Parts:O.E.M. per the sector profile. The profile does not describe its specific products, customers, or revenue model. Per the market data, the company carries a gross margin of 21.9%, operating margin of 7.3%, and net margin of 3.7%. Specific product lines and customer base: —

Recent Catalysts & News Wire Analysis

Six headlines from the news wire are all flagged YELLOW under MARKET WIRE. They cover a Yahoo! Finance Canada market report, a Trefis piece titled "Can Phinia Stock Compound Your Money?", a ChartMill quality-investing screen, a Yahoo Finance piece suggesting the stock could be undervalued on cash flow, a Globe and Mail item reporting a UBS hold, and a MarketBeat item reporting a Wall Street Zen rating lowered. Risk watch items include the downgraded rating from Wall Street Zen and the UBS hold. Proprietary signals from the Butterfly graph: — (the graph lists no supply chain and no links or signals).

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Upstream suppliers, downstream customers, and sector correlations: — Second-order bottlenecks cannot be identified from the supplied graph.

Analyst View & Smart Money Ownership

Analyst data: — Holders data (SEC Form 4 insider, 13F institutional, and Congressional trades): — The RQD pillars reference insider and institutional activity in aggregate, but no individual transactions, consensus ratings, or price targets are supplied. The only analyst-related item is the UBS hold reported in the news wire.

Open Questions

What are PHINIA's specific products, end markets, and customer concentration?
What explains the FY 2025 EPS field being reported as N/A despite net income of $130.0M?
What drove the cash decline from $484.0M to $359.0M, and what is the company's capital allocation plan?
What are the identities, sizes, and timing of the insider and institutional transactions underlying the RQD pillar scores?
What supply-chain dependencies and sector correlations apply, given the Butterfly graph is empty?

PHIN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PHINIA Inc. (PHIN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PHIN Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo! Finance Canada • 19h ago

PHINIA Inc. (PHIN) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Trefis • 22h ago

Can Phinia Stock Compound Your Money?

Trefis report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 1d ago

PHINIA (NYSE:PHIN): A Quality Stock Passing Key Quality Investing Tests

ChartMill report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

PHINIA (PHIN) Stock Could Be 49% Undervalued On Cash Flow

Yahoo Finance report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

PHINIA Inc. (PHIN) Receives a Hold from UBS

The Globe and Mail report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

PHINIA (NYSE:PHIN) Stock Rating Lowered by Wall Street Zen

MarketBeat report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.marketscreener.com • 1d ago

Earnings Flash (PHIN) PHINIA Inc. Posts Q3 Adjusted EPS $1.83 per Share, vs. FactSet Est of $1.68

www.marketscreener.com report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

PHINIA Reports Third Quarter 2026 Results, Improves Full Year Outlook

Stock Titan report covering PHINIA Inc. (PHIN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PHIN Bull vs. Bear Conversation Board — What's Your Call at $62.92?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PHIN 🐻 33% BEARISH CONVICTION

MA MacroHawk_NYC Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $76.13 (+21.0%)

📌 Pinned Debate

Insider conviction (17/20) and a 13.95% FCF yield point to strong cash generation and insider confidence that the market may not yet be

Insider conviction (17/20) and a 13.95% FCF yield point to strong cash generation and insider confidence that the market may not yet be pricing in.. When you look under the hood at PHIN, Fundamental Cash Engine is 11/20 with 21.9% gross margins and 9.1% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (9/20) has been quietly accumulating below $86.93. My 12M target is $76.13.

RetailWhale_TX 🐂 BULL

Both sides have a point here — PHIN's 14/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $54.11 (-14.0%)

Spot @ $62.92

Weak macro regime fit (8/20) and limited institutional flow (9/20), with cash falling from $484.0M to $359.0M, leave the rating at a ca

Careful chasing PHIN at $62.92. Weak macro regime fit (8/20) and limited institutional flow (9/20), with cash falling from $484.0M to $359.0M, leave the rating at a cautious hold.. Gross margin is 21.9%, but operating margin is 7.3%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $54.11 on multiple compression.