TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
Why LFT Stock advanced +1.55% Today — RQD Quant Desk Flash
Lument Finance Trust Inc. (LFT) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is LFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Lument Finance Trust Inc. (NYSE: LFT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $3.93 (+1.55% 1D, market cap $20.3M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, LFT ranks #961 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does LFT compare to GPMT and MDRR in the Financials sector?
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Within the Financials sector (Real Estate Investment Trusts), LFT carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -1.3%. By comparison, GPMT (Granite Point Mortgage Trust Inc.) holds a D- grade (43/100 RQD, P/E N/A, ROIC -7.4%, cap $20.6M) and MDRR (Medalist Diversified Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC 6.4%, cap $19.1M). Among the 5-stock peer group, LFT leads on earnings multiple (N/A) while AHT leads on capital efficiency (85.0% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for LFT?
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Per LFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001547546), Lument Finance Trust Inc. generated $510.7M in revenue (+7.7% YoY), -$2.7M in net income, and $10.1M in free cash flow against $1.22B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 2% FCF Margin ($10.1M FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a LFT Turnaround Squeeze
While LFT currently carries a cautious 37/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.51) and Max Pain ($4.13) forces dealer call-delta covering toward $17.32.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why LFT Stock advanced +1.55% Today — RQD Quant Desk Flash
Lument Finance Trust Inc. (LFT) advanced +1.55% to $3.93, trading at 2% of its 52-week range ($3.85 – $16.5). Stretched risk/reward at current multiples (-1% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 2% of its 52-week range ($3.85 – $16.5) with RSI-14 at 24.5 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±10.7% around $3.93 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $10.1M annual free cash flow.
Yahoo! Finance Canada report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
www.dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LFT)
- ✓Walkthrough of LFT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
LFT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on LFT today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for LFT. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LFT)
1. Head-to-Head Financials Peer Comparison (LFT vs. GPMT, MDRR, NYC, AHT)
Industry: Real Estate Investment Trusts (172 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Lument Finance Trust Inc. (LFT) ranks #961 by composite RQD confidence (37/100, grade D-) and #1055 by equity capitalization ($20.3M). Within this direct 5-issuer industry benchmark cohort, LFT leads on earnings valuation at N/A trailing P/E, while AHT leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. MDRR currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with LFT at 37/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| LFT
ACTIVE
Lument Finance Trust Inc. | D- | 37/100 | — | — | -1.3% | +1.55% | $20.3M | Benchmark Subject |
| GPMT Granite Point Mortgage Trust Inc. | D- | 43/100 | — | — | -7.4% | +3.04% | $20.6M | /gpmt-vs-lft → |
| MDRR Medalist Diversified Inc. | C- | 59/100 | — | — | 6.4% | 0.00% | $19.1M | /mdrr-vs-lft → |
| NYC American Strategic Investment Co. (Class A) | D- | 37/100 | — | — | 5.5% | -0.08% | $18.9M | /nyc-vs-lft → |
| AHT Ashford Hospitality Trust Inc | D- | 41/100 | — | — | 85.0% | -0.78% | $16.6M | /aht-vs-lft → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001547546 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Lument Finance Trust Inc. (LFT) reported GAAP revenue of $510.7M (+7.7% vs. FY2024 revenue of $474.0M , and +443.3% cumulative change since FY2023) , GAAP net income of -$2.7M, operating cash flow of $10.1M, and free cash flow of $10.1M (-62.8% YoY). On the balance sheet, LFT closed FY2025 with $1.22B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $510.7M | -$2.7M | $10.1M | $10.1M | $1.22B | — |
| FY2024 (FY) | 2024-12-31 | $474.0M | $22.6M | $27.1M | $27.1M | $1.13B | — |
| FY2023 (FY) | 2023-12-31 | $94.0M | $19.7M | $24.7M | $24.7M | — | — |
3. LFT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs LFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Lument Finance Trust Inc. (NYSE: LFT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $3.93 (+1.55% 1D, market cap $20.3M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, LFT ranks #961 in composite RQD confidence.
How does LFT compare to GPMT and MDRR in the Financials sector?
Within the Financials sector (Real Estate Investment Trusts), LFT carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -1.3%. By comparison, GPMT (Granite Point Mortgage Trust Inc.) holds a D- grade (43/100 RQD, P/E N/A, ROIC -7.4%, cap $20.6M) and MDRR (Medalist Diversified Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC 6.4%, cap $19.1M). Among the 5-stock peer group, LFT leads on earnings multiple (N/A) while AHT leads on capital efficiency (85.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for LFT?
Per LFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001547546), Lument Finance Trust Inc. generated $510.7M in revenue (+7.7% YoY), -$2.7M in net income, and $10.1M in free cash flow against $1.22B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is LFT trading relative to its 50-day, 200-day, and 52-week technical levels?
LFT last traded at $3.93 (+1.55% on volume of 7,664 shares), positioning the stock -28.68% below its 50-day simple moving average ($5.51) and -59.69% below its 200-day simple moving average ($9.75). Across its 52-week range of $3.85 to $16.50, LFT sits at the 0.6% percentile with a 14-day RSI of 24.5 (OVERSOLD (<32)) and an implied next-earnings move of ±10.7% ($3.51 to $4.35).
LFT — Lument Finance Trust Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Lument Finance Trust Inc. (LFT) earns a live Roarable RQD composite score of 37/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $3.93 (+1.55% 1D, market capitalization $20.3M).
- Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of -1.3%, gross margin of —, operating margin of —, and free cash flow yield of —.
- Whale 13F & Options Flow (3/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (8/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Lument Finance Trust Inc. Is a NYSE-listed company classified in the Financials sector and the Real Estate Investment Trusts industry.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Lument Finance Trust Inc. (LFT) reported $510.7M in annual revenue (up from $474.0M in FY2024, +7.7% YoY) and -$2.7M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($94.0M revenue, $19.7M net income) through FY2025, LFT scaled operating cash flow to $10.1M and free cash flow to $10.1M, backed by $1.22B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D- • RQD 37/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $3.85 – $16.50 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Investors should watch for dilution effects tied to the earnings miss noted in the news wire, since that item explicitly flags share dilution risk.
- Key Question #1: Can LFT sustain or expand its — operating margin and -1.3% ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $510.7M and free cash flow of $10.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is LFT's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
LFT Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Lument Finance Trust Inc. (LFT) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
www.dars.gov.et report covering Lument Finance Trust Inc. (LFT) market action, institutional positioning, and fundamental catalysts.
LFT Bull vs. Bear Conversation Board — What's Your Call at $3.93?
The stock trades near its 52-week low at a $20.5M market cap and regained NYSE minimum share price compliance, which could support a re
Here is why I am bullish on LFT here at $3.87: The stock trades near its 52-week low at a $20.5M market cap and regained NYSE minimum share price compliance, which could support a recovery if cash generation stabilizes.. Compare LFT's 0.0% operating margin and -1.3% ROIC against the rest of Real Estate Investment Trusts. As long as cash conversion holds up, dips toward $3.68 are getting bought.
Both sides have a point here — LFT's 10/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Net income swung to -$2.7M in FY 2025 from $22.6M in FY 2024, cash fell to $23.1M from $69.2M, and a Q2 2026 earnings miss flags share
I respect the product at Lument Finance Trust Inc., but the stock at $3.87 is a different story. Net income swung to -$2.7M in FY 2025 from $22.6M in FY 2024, cash fell to $23.1M from $69.2M, and a Q2 2026 earnings miss flags share dilution risk.. FCF yield is 0.0% and RQD sits at 37/100 (D-) — why pay up here when you can wait for next quarter's numbers?