ROARABLE
FREE $100K
Today Screener Big Ideas Track Record 💰 $100K Arena 🎲 Predictions 🏛️ Insiders 8 Analysts
Stock Ratings / Financials / BHM
LOAN (55) SACH (53) FSP (51) GPMT (43) ⌘ Pro Terminal →

Bluerock Homes Trust Inc. (Class A) (BHM) — RQD Stock Rating Cockpit

$7.65 0.00% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.64

Bluerock Homes Trust Inc. (Class A) (BHM) carries a Roarable Rating of D (Sell) with 47/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $31.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BHM Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BHM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Bluerock Homes Trust Inc. (Class A) (NYSE: BHM) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $7.65 (0.00% 1D, market cap $31.4M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, BHM ranks #745 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BHM compare to LOAN and SACH in the Financials sector?
▼

Within the Financials sector (Real Estate Investment Trusts), BHM carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, LOAN (Manhattan Bridge Capital Inc) holds a D+ grade (55/100 RQD, P/E 7.7x, ROIC 9.3%, cap $38.8M) and SACH (Sachem Capital Corp.) posts a D+ grade (53/100 RQD, P/E 6.2x, ROIC 3.6%, cap $39.3M). Among the 5-stock peer group, SACH leads on earnings multiple (6.2x) while LOAN leads on capital efficiency (9.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BHM?
▼

Per BHM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001903382), Bluerock Homes Trust Inc. (Class A) generated $68.7M in revenue (+36.9% YoY), $0 in net income, and $27.8M in free cash flow against $1.15B in total assets and $428.4M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $7.64 (-0.19%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 40.4% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.9% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510047
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D
Cash (14)Whales (4)SEC (10)Macro (10)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5% Base Target
$14 Bull$7 Base$6 Bear
📬 FREE BHM RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BHM)Realized 20D OHLCV Swing Band: ±7%
Deterministic 5-Pillar Attribution (47/100 Composite)
🔍 WHY BHM SCORES 47/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+14/20 pts (30% of score)

SEC XBRL FY 2025 (10-K): 40.4% FCF Margin ($27.8M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
55
Grade C$7.99+0.1% Next Q
Q2 (-2Q)
52
Grade C-$8.00-6.1% Next Q
Q3 (-1Q)
50
Grade C-$7.51+1.9% Next Q
Current
47
Grade D$7.65-5.9% Hist 90D α
Trajectory: C (55) → D (47)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BHM Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BHM currently carries a cautious 47/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($8.15) and Max Pain ($8.03) forces dealer call-delta covering toward $13.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BHM• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BHM Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 47%NO 53%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
42.130 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
3 / 99-Pt Accounting
52-WEEK LASER RANGE5% OF RANGE
L: $7$7.65H: $13
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 13 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 20 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on BHM

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (70)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (38)

13/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like BHM
  • ✓Established market leader in Financials with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BHM)

  • ✓Walkthrough of BHM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
BHM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -27.76%🛡️ HOLDING TREND SUPPORT
2026-11-03O $7.71H $7.71L $7.65C $7.65VOL 22.0K
RES: $8.45SUP: $7.34SMA50: $8.15SMA200: $9.51
$12.27$10.94$9.61$8.28$6.95RES $8.45SUP $7.34$7.652026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BHM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BHM Butterfly Map → + Track BHM →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +36.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BHM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BHM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BHM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BHM)

Financials Rank #745 of 1097 ⚔️ LOAN vs BHM Full Matrix →

1. Head-to-Head Financials Peer Comparison (BHM vs. LOAN, SACH, FSP, GPMT)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Bluerock Homes Trust Inc. (Class A) (BHM) ranks #745 by composite RQD confidence (47/100, grade D) and #1035 by equity capitalization ($31.4M). Within this direct 5-issuer industry benchmark cohort, SACH leads on earnings valuation at 6.2x trailing P/E, while LOAN leads on capital efficiency and profitability with 9.3% ROIC and — gross margin. LOAN currently holds the highest overall quantitative score in the immediate peer group at 55/100 (D+) compared with BHM at 47/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BHM ACTIVE
Bluerock Homes Trust Inc. (Class A)
D 47/100 — — — 0.00% $31.4M Benchmark Subject
LOAN
Manhattan Bridge Capital Inc
D+ 55/100 7.7x — 9.3% 0.00% $38.8M /loan-vs-bhm →
SACH
Sachem Capital Corp.
D+ 53/100 6.2x — 3.6% -1.22% $39.3M /sach-vs-bhm →
FSP
Franklin Street Properties Corp.
D 51/100 — — — +7.13% $41.7M /fsp-vs-bhm →
GPMT
Granite Point Mortgage Trust Inc.
D- 43/100 — — -7.4% +3.04% $20.6M /gpmt-vs-bhm →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001903382 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bluerock Homes Trust Inc. (Class A) (BHM) reported GAAP revenue of $68.7M (+36.9% vs. FY2024 revenue of $50.2M , and +67.3% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $27.8M, and free cash flow of $27.8M (+206.5% YoY). On the balance sheet, BHM closed FY2025 with $1.15B in total assets against $428.4M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $68.7M $0 $27.8M $27.8M $1.15B $428.4M
FY2024 (FY) 2024-12-31 $50.2M $0 $9.1M $9.1M $967.0M $252.8M
FY2023 (FY) 2023-12-31 $41.1M $0 $13.9M $13.9M — —

3. BHM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BHM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Bluerock Homes Trust Inc. (Class A) (NYSE: BHM) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $7.65 (0.00% 1D, market cap $31.4M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, BHM ranks #745 in composite RQD confidence.

How does BHM compare to LOAN and SACH in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), BHM carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, LOAN (Manhattan Bridge Capital Inc) holds a D+ grade (55/100 RQD, P/E 7.7x, ROIC 9.3%, cap $38.8M) and SACH (Sachem Capital Corp.) posts a D+ grade (53/100 RQD, P/E 6.2x, ROIC 3.6%, cap $39.3M). Among the 5-stock peer group, SACH leads on earnings multiple (6.2x) while LOAN leads on capital efficiency (9.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BHM?

Per BHM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001903382), Bluerock Homes Trust Inc. (Class A) generated $68.7M in revenue (+36.9% YoY), $0 in net income, and $27.8M in free cash flow against $1.15B in total assets and $428.4M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BHM trading relative to its 50-day, 200-day, and 52-week technical levels?

BHM last traded at $7.65 (0.00% on volume of 2,382 shares), positioning the stock -6.13% below its 50-day simple moving average ($8.15) and -19.56% below its 200-day simple moving average ($9.51). Across its 52-week range of $7.36 to $13.30, BHM sits at the 4.9% percentile with a 14-day RSI of 42.1 (NEUTRAL RANGE) and an implied next-earnings move of ±7.0% ($7.11 to $8.19).

Direct Sub-Reports: BHM RQD Cockpit BHM 12M Forecast BHM Earnings & Move BHM Dividends & DRIP BHM Insiders & 13F BHM Whale Options BHM Profit Sankey BHM News & Why
ROARABLE RATING BRIEF • RQD 47/100 (D) ✓ SEC XBRL & RQD VERIFIED

BHM — Bluerock Homes Trust Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Bluerock Homes Trust Inc. (Class A) (BHM) earns a live Roarable RQD composite score of 47/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $7.65 (0.00% 1D, market capitalization $31.4M).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (10/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Bluerock Homes Trust Inc. (Class A) is a NYSE-listed issuer classified under the Financials sector and the Real Estate Investment Trusts industry. The profile does not describe its products, customers, or revenue model. — for the specifics of what the company sells or to whom.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Bluerock Homes Trust Inc. (Class A) (BHM) reported $68.7M in annual revenue (up from $50.2M in FY2024, +36.9% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($41.1M revenue, $0 net income) through FY2025, BHM scaled operating cash flow to $27.8M and free cash flow to $27.8M, backed by $1.15B in total assets against $428.4M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 47/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 4/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $7.36 – $13.30 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies: — Sector correlations: — Second-order bottlenecks: — The only sector-level context in the source is the beta of 1.0 and the sector sensitivity referenced in the Macro Regime Fit pillar.

  • Key Question #1: Can BHM sustain or expand its — operating margin and — ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $68.7M and free cash flow of $27.8M, how will capital allocation balance growth reinvestment against $428.4M in total debt?
  • Key Question #3: How sensitive is BHM's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

BHM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Bluerock Homes Trust Inc. (Class A) (BHM) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BHM Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BHM Bull vs. Bear Conversation Board — What's Your Call at $7.65?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BHM 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BHM:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $9.79 (+28.0%)
📌 Pinned Debate

Reported FY 2025 free cash flow of $27.8M against a $31.7M market cap, with revenue up from $41.1M to $68.7M over two years.

Picked up a starter position in BHM in my $100K Virtual Cash book at $7.65. Reported FY 2025 free cash flow of $27.8M against a $31.7M market cap, with revenue up from $41.1M to $68.7M over two years.. Trading inside a $7.36–$13.30 52-week range with 0.0% FCF yield gives solid downside support if Real Estate Investment Trusts multiples expand this quarter.

RetailWhale_TX 🐂 BULL

@SkepticalCFA Shorting a 4/20 institutional whale-flow stock at $7.65 is dangerous when funds are rotating into Financials.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $6.35 (-17.0%)
Spot @ $7.65

Reported net income and operating income are $0.0M in every period while debt rose from $252.8M to $428.4M, and the RQD rating is a D w

Fading this rally in BHM at $7.65. Reported net income and operating income are $0.0M in every period while debt rose from $252.8M to $428.4M, and the RQD rating is a D with a distribution warning.. With a beta of 1.0 and the stock sitting at $7.65 (52-wk range $7.36–$13.30), the easy multiple expansion is already priced in.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $202.06 -1.26% AAPL $338.32 -1.83% MSFT $507.12 -2.83% TSLA $403.82 +1.00% PLTR $178.34 -3.13% SOFI $16.60 -0.95% IBIT $43.35 -5.42% GLD $361.65 -3.59%