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Itau Unibanco Banco Holding SA American (ITUB) Options Positioning, Max Pain & Unusual Sweeps

$7.17 +0.56% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.16

Itau Unibanco Banco Holding SA American (ITUB) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $81.27B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is ITUB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Itau Unibanco Banco Holding SA American (NYSE: ITUB) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $7.17 (+0.56% 1D, market cap $81.27B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, ITUB ranks #606 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does ITUB compare to PNC and USB in the Financials sector?
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Within the Financials sector (Major Banks), ITUB carries a Roarable D (51/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, PNC (PNC Financial Services Group Inc.) holds a D+ grade (53/100 RQD, P/E 36.8x, ROIC 1.2%, cap $90.90B) and USB (U.S. Bancorp) posts a C+ grade (66/100 RQD, P/E 12.5x, ROIC 3.0%, cap $92.63B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while ITUB leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for ITUB?
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For Itau Unibanco Banco Holding SA American (ITUB), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #606 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $7.16 (-0.09%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510051
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Cash (12)Whales (5)SEC (15)Macro (7)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-3.2% Base Target
$11 Bull$7 Base$5 Bear
📬 FREE ITUB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ITUB)Realized 20D OHLCV Swing Band: ±6.8%
Deterministic 5-Pillar Attribution (51/100 Composite)
🔍 WHY ITUB SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($1.80B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
59
Grade C$10.16-7.1% Next Q
Q2 (-2Q)
56
Grade C$9.44+2.4% Next Q
Q3 (-1Q)
54
Grade C-$9.67-25.9% Next Q
Current
51
Grade D$7.17-1.3% Hist 90D α
Trajectory: C (59) → D (51)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a ITUB Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While ITUB currently carries a cautious 51/100 (D) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($8.52) and Max Pain ($7.53) forces dealer call-delta covering toward $10.71.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ITUB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “ITUB Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 51%NO 49%Trade / Inspect Odds →
CALL VS. PUT WHALE SHARE
— (No Active Options Snapshot)
Put/Call Ratio: — (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
— (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
±6.8%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (ITUB)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for ITUB.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ITUB)

  • ✓Walkthrough of ITUB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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ITUB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -17.59%🛡️ HOLDING TREND SUPPORT
2026-10-30O $7.20H $7.27L $7.09C $7.17VOL 32.42M
RES: $10.66SUP: $6.93SMA50: $8.52SMA200: $8.37
$10.42$9.52$8.61$7.71$6.81RES $10.66SUP $6.93$7.172026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ITUB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ITUB Butterfly Map → + Track ITUB →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
25.3%/yr Implied 5Y Growth

vs. +7.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on ITUB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ITUB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ITUB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ITUB)

Financials Rank #606 of 1096 ⚔️ PNC vs ITUB Full Matrix →

1. Head-to-Head Financials Peer Comparison (ITUB vs. PNC, USB, BNY, DB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Itau Unibanco Banco Holding SA American (ITUB) ranks #606 by composite RQD confidence (51/100, grade D) and #44 by equity capitalization ($81.27B). Within this direct 5-issuer industry benchmark cohort, USB leads on earnings valuation at 12.5x trailing P/E, while ITUB leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. USB currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with ITUB at 51/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
ITUB ACTIVE
Itau Unibanco Banco Holding SA American
D 51/100 32.8x — 9.9% +0.56% $81.27B Benchmark Subject
PNC
PNC Financial Services Group Inc.
D+ 53/100 36.8x — 1.2% +1.67% $90.90B /pnc-vs-itub →
USB
U.S. Bancorp
C+ 66/100 12.5x — 3.0% +1.75% $92.63B /usb-vs-itub →
BNY
The Bank of New York Mellon Corporation
C+ 66/100 18.3x — 2.4% +0.46% $99.81B /bny-vs-itub →
DB
Deutsche Bank AG
D+ 52/100 32.8x — 9.9% +1.34% $63.38B /db-vs-itub →

2. ITUB Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Itau Unibanco Banco Holding SA American (ITUB) operates in Major Banks (Financials) with an equity capitalization of $81.27B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. ITUB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ITUB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Itau Unibanco Banco Holding SA American (NYSE: ITUB) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $7.17 (+0.56% 1D, market cap $81.27B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, ITUB ranks #606 in composite RQD confidence.

How does ITUB compare to PNC and USB in the Financials sector?

Within the Financials sector (Major Banks), ITUB carries a Roarable D (51/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, PNC (PNC Financial Services Group Inc.) holds a D+ grade (53/100 RQD, P/E 36.8x, ROIC 1.2%, cap $90.90B) and USB (U.S. Bancorp) posts a C+ grade (66/100 RQD, P/E 12.5x, ROIC 3.0%, cap $92.63B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while ITUB leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ITUB?

For Itau Unibanco Banco Holding SA American (ITUB), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #606 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ITUB trading relative to its 50-day, 200-day, and 52-week technical levels?

ITUB last traded at $7.17 (+0.56% on volume of 22,021,085 shares), positioning the stock -15.85% below its 50-day simple moving average ($8.52) and -14.34% below its 200-day simple moving average ($8.37). Across its 52-week range of $6.82 to $10.20, ITUB sits at the 10.4% percentile with a 14-day RSI of 28.1 (OVERSOLD (<32)) and an implied next-earnings move of ±6.8% ($6.68 to $7.66).

Direct Sub-Reports: ITUB RQD Cockpit ITUB 12M Forecast ITUB Earnings & Move ITUB Dividends & DRIP ITUB Insiders & 13F ITUB Whale Options ITUB Profit Sankey ITUB News & Why
ROARABLE RATING BRIEF • RQD 51/100 (D) ✓ SEC XBRL & RQD VERIFIED

ITUB — Itau Unibanco Banco Holding SA American: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Itau Unibanco Banco Holding SA American (ITUB) earns a live Roarable RQD composite score of 51/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $7.17 (+0.56% 1D, market capitalization $81.27B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 9.9%, gross margin of —, operating margin of 13.9%, and free cash flow yield of 2.21%.
  • Whale 13F & Options Flow (5/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (12/20): Incorporates a 0.96x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Per the Roarable profile, ITUB is a NYSE-listed issuer in the Financials sector, Major Banks industry. Operating margin is 13.9% and net margin is 10.9%, per the market data.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 51/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.21% and institutional whale pillar of 5/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 5/20, sustained execution supports upside toward the upper end of the $6.82 – $10.20 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 32.8x trailing P/E and 21.0x EV/EBITDA against 13.9% operating margins and a 0.96x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), ITUB carries a macro regime beta of 0.96 and gross margin of —.

  • Key Question #1: Can ITUB sustain or expand its 13.9% operating margin and 9.9% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (2.21% FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $10.20 52-week high?
  • Key Question #3: How sensitive is ITUB's 30.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.96x)?

ITUB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Itau Unibanco Banco Holding SA American (ITUB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to ITUB Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

ITUB Bull vs. Bear Conversation Board — What's Your Call at $7.17?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON ITUB 🐻 33% BEARISH CONVICTION
1. Pick Your Side on ITUB:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $9.34 (+31.0%)
📌 Pinned Debate

The forensic balance sheet scores 15/20 with an Altman Z of 2.5, a Piotroski F of 8/9, and Debt/Equity of 0.5, indicating comparatively

Don't sleep on ITUB's setup in Financials. The forensic balance sheet scores 15/20 with an Altman Z of 2.5, a Piotroski F of 8/9, and Debt/Equity of 0.5, indicating comparatively sound financial strength.. Beta of 0.96 means it moves fast when momentum turns, and the 5-pillar RQD gauge (51/100) backs up the fundamental quality.

VolSurface_Trader 🐂 BULL

@FadeTheHype Shorting a 5/20 institutional whale-flow stock at $7.13 is dangerous when funds are rotating into Financials.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $5.70 (-20.1%)
Spot @ $7.13

The whale 13F flow pillar scores only 5/20 while the P/E (TTM) of 32.8 sits well above the ROIC of 9.9% and FCF yield of 2.21%, leaving

I respect the product at Itau Unibanco Banco Holding SA American, but the stock at $7.13 is a different story. The whale 13F flow pillar scores only 5/20 while the P/E (TTM) of 32.8 sits well above the ROIC of 9.9% and FCF yield of 2.21%, leaving valuation poorly supported by cash returns.. FCF yield is 2.21% and RQD sits at 51/100 (D) — why pay up here when you can wait for next quarter's numbers?

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