COMP <GO>
PNC vs ITUB // EV/EBITDA & P/E VALUATION
PNC Financial Services Group Inc. (NYSE) VS. Itau Unibanco Banco Holding SA American (NYSE) • 15-METRIC TALLY: PNC 4
— ITUB 6
▲ EV/EBITDA & P/E VALUATION LEADER: ITUB
LAST: $227.86 (-1.71%) • MKT CAP: $92.49B
valuation
58.3x
LAST: $7.13 (-3.26%) • MKT CAP: $81.27B
valuation
21.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNC VS. ITUB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNC | ITUB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 9.90% | -8.70 | ITUB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 58.3x | 21.0x | +37.30 | ITUB | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | 2.21% | +1.41 | PNC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 13.90% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 10.90% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 7.70% | -0.50 | ITUB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.85% | 0.00% | +2.85 | PNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | ITUB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.0 | 28.1 | +31.86 | PNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.96 | -0.07 | ITUB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 34.2x | 30.5x | +3.70 | ITUB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.49B | $81.27B | $11.22B | PNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNC REV | ITUB REV | PNC GROSS % | ITUB GROSS % | PNC FCF | ITUB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $23.10B | — | — | — | $3.34B | — |
| FY 2024 | $21.55B | — | — | — | $6.91B | — |
| FY 2023 | $21.49B | — | — | — | $9.14B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNC // BETA 0.89
ITUB // BETA 0.96