What is HDB's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for HDB.

Stock Ratings / Financials / HDB / options

BMO (62) CM (64) IBN (66) BBVA (50) ⌘ Pro Terminal →

HDFC Bank Limited (HDB) Options Positioning, Max Pain & Unusual Sweeps

$22.70 +2.34% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $22.75

HDFC Bank Limited (HDB) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $113.81B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HDB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HDB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, HDFC Bank Limited (NYSE: HDB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $22.70 (+2.34% 1D, market cap $113.81B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 18/20. Across 1096 tracked Financials issuers, HDB ranks #161 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HDB compare to BMO and CM in the Financials sector?

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Within the Financials sector (Commercial Banks), HDB carries a Roarable C+ (67/100 RQD), trailing P/E of 14.9x, gross margin of —, and ROIC of 20.7%. By comparison, BMO (Bank Of Montreal) holds a C grade (62/100 RQD, P/E 32.8x, ROIC 9.9%, cap $118.95B) and CM (Canadian Imperial Bank of Commerce) posts a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $105.76B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HDB?

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Per HDB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001144967), HDFC Bank Limited generated $24.80B in revenue (-3.2% YoY), $7.51B in net income, and $11.36B in free cash flow against $61.52B in total assets and $14.40B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $22.75 (+0.23%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 45.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+4.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HDB)Realized 20D OHLCV Swing Band: ±3.7%

Deterministic 5-Pillar Attribution (67/100 Composite)

🔍 WHY HDB SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (27% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+16/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 45.8% FCF Margin ($11.36B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$22.63+0.2% Next Q

Q2 (-2Q)

Grade C+$22.67-4.9% Next Q

Q3 (-1Q)

Grade C+$21.55+5.3% Next Q

Current

Grade C+$22.70+1.6% Hist 90D α

Trajectory: C (59) → C+ (67)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HDB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 67/100 (C+) score, HDB faces multiple-compression risk if 14.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.60) or 200D SMA ($25.65) invalidates the momentum regime and cuts Target Base ($23.62) toward Bear Floor ($18.42).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HDB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HDB Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 67%NO 33%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±3.7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (HDB)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for HDB.

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Whale Flow & Momentum Playbook: Evaluating HDB & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on HDB
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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HDB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.65%📐 HORIZONTAL RANGE

2026-11-03O $21.80H $22.70L $21.80C $22.70VOL 7.44M

RES: $24.09SUP: $20.75SMA50: $22.60SMA200: $25.65

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HDB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HDB Butterfly Map → + Track HDB →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

7.0%/yr Implied 5Y Growth

vs. -3.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on HDB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HDB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HDB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HDB)

Financials Rank #161 of 1096 ⚔️ BMO vs HDB Full Matrix →

1. Head-to-Head Financials Peer Comparison (HDB vs. BMO, CM, IBN, BBVA)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, HDFC Bank Limited (HDB) ranks #161 by composite RQD confidence (67/100, grade C+) and #29 by equity capitalization ($113.81B). Within this direct 5-issuer industry benchmark cohort, HDB leads on earnings valuation at 14.9x trailing P/E, while HDB leads on capital efficiency and profitability with 20.7% ROIC and — gross margin. HDB currently leads its immediate peer cohort in composite quantitative strength at 67/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HDB ACTIVE HDFC Bank Limited	C+	67/100	14.9x	—	20.7%	+2.34%	$113.81B	Benchmark Subject
BMO Bank Of Montreal	C	62/100	32.8x	—	9.9%	+1.14%	$118.95B	/bmo-vs-hdb →
CM Canadian Imperial Bank of Commerce	C	64/100	32.8x	—	9.9%	+0.44%	$105.76B	/cm-vs-hdb →
IBN ICICI Bank Limited	C+	66/100	32.8x	—	9.9%	+2.07%	$105.43B	/ibn-vs-hdb →
BBVA Banco Bilbao Vizcaya Argentaria S.A.	D	50/100	32.8x	—	9.9%	+2.13%	$132.88B	/bbva-vs-hdb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001144967

In its most recent audited fiscal period (FY2025, filed 2026-03-31), HDFC Bank Limited (HDB) reported GAAP revenue of $24.80B (-3.2% vs. FY2024 revenue of $25.64B , and +11.5% cumulative change since FY2023) , GAAP net income of $7.51B, operating cash flow of $11.92B, and free cash flow of $11.36B (-14.1% YoY). On the balance sheet, HDB closed FY2025 with $61.52B in total assets against $14.40B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$24.80B	$7.51B	$11.92B	$11.36B	$61.52B	$14.40B
FY2024 (FY)	2025-03-31	$25.64B	$7.88B	$14.00B	$13.22B	$61.52B	$14.40B
FY2023 (FY)	2024-03-31	$22.24B	$7.47B	$12.27B	$11.27B	$61.52B	$14.40B

3. HDB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HDB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does HDB compare to BMO and CM in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for HDB?

Where is HDB trading relative to its 50-day, 200-day, and 52-week technical levels?

HDB last traded at $22.70 (+2.34% on volume of 9,157,532 shares), positioning the stock +0.44% above its 50-day simple moving average ($22.60) and -11.50% below its 200-day simple moving average ($25.65). Across its 52-week range of $21.36 to $37.35, HDB sits at the 8.4% percentile with a 14-day RSI of 48.0 (NEUTRAL RANGE) and an implied next-earnings move of ±3.7% ($21.86 to $23.54).

Direct Sub-Reports: HDB RQD Cockpit HDB 12M Forecast HDB Earnings & Move HDB Dividends & DRIP HDB Insiders & 13F HDB Whale Options HDB Profit Sankey HDB News & Why

ROARABLE RATING BRIEF • RQD 67/100 (C+) ✓ SEC XBRL & RQD VERIFIED

HDB — HDFC Bank Limited: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2026-03-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

HDFC Bank Limited (HDB) earns a live Roarable RQD composite score of 67/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $22.70 (+2.34% 1D, market capitalization $113.81B).

Fundamental Cash Engine (16/20): Anchored by return on invested capital (ROIC) of 20.7%, gross margin of —, operating margin of 36.9%, and free cash flow yield of 10.15%.
Whale 13F & Options Flow (8/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (10/20) + Forensic Balance Sheet (18/20): Incorporates a 1.06x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

HDFC Bank Limited (HDB) is a NYSE-listed issuer classified in the Financials sector and Commercial Banks industry. Per the market data, its operating margin is 36.9% and net margin is 30.3%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-03-31), HDFC Bank Limited (HDB) reported $24.80B in annual revenue (up from $25.64B in FY2024, -3.2% YoY) and $7.51B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($22.24B revenue, $7.47B net income) through FY2025, HDB scaled operating cash flow to $11.92B and free cash flow to $11.36B, backed by $61.52B in total assets against $14.40B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C+ • RQD 67/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 16/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $21.36 – $37.35 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 14.9x trailing P/E and 12.1x EV/EBITDA against 36.9% operating margins and a 1.06x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Investors should note that the absence of mapped links means ripple effects cannot be assessed from the provided materials.

Key Question #1: Can HDB sustain or expand its 36.9% operating margin and 20.7% ROIC against Commercial Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $24.80B and free cash flow of $11.36B, how will capital allocation balance growth reinvestment against $14.40B in total debt?
Key Question #3: How sensitive is HDB's 13.9x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.06x)?

HDB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for HDFC Bank Limited (HDB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to HDB Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 21h ago

HDB Stock Price and Chart — NYSE:HDB

TradingView report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

What HDFC Bank (HDB) Said on Its Q2 Earnings Call

Yahoo Finance report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

HDFC Bank: Neutral View Is Justified By In-Line Results And Leadership Transition (HDB)

Seeking Alpha report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Perpetual Ltd Buys 1,961,566 Shares of HDFC Bank Limited $HDB

MarketBeat report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance • 1d ago

WF vs. HDB: Which Stock Is the Better Value Option?

Yahoo Finance report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

HDFC Bank Grants Over 1.3 Million Employee Stock Options Under ESOS Plan H-2024

The Globe and Mail report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GlobeNewswire • 1d ago

SHAREHOLDER ALERT Bernstein Liebhard LLP Announces A

GlobeNewswire report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

HDFC Bank Limited 2027 Q2 - Results - Earnings Call Presentation (NYSE:HDB) 2026-10-17

Seeking Alpha report covering HDFC Bank Limited (HDB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

HDB Bull vs. Bear Conversation Board — What's Your Call at $22.70?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HDB 🐻 33% BEARISH CONVICTION

BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $28.83 (+30.0%)

📌 Pinned Debate

Per the Roarable RQD rating, ROIC of 20.7% and an FCF yield of 10.15% at a 14.9 trailing P/E point to a strong cash-generation engine p

Here is why I am bullish on HDB here at $22.18: Per the Roarable RQD rating, ROIC of 20.7% and an FCF yield of 10.15% at a 14.9 trailing P/E point to a strong cash-generation engine priced at a modest multiple.. Compare HDB's 36.9% operating margin and 20.7% ROIC against the rest of Commercial Banks. As long as cash conversion holds up, dips toward $21.07 are getting bought.

EarningsSniper 🐂 BULL

@BearTrap_Alert Shorting a 8/20 institutional whale-flow stock at $22.18 is dangerous when funds are rotating into Financials.

BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $16.63 (-25.0%)

Spot @ $22.18

Per the SEC financials, revenue fell from $25.64B to $24.80B and net income declined in FY 2025, while institutional 13F flow score

I respect the product at HDFC Bank Limited, but the stock at $22.18 is a different story. Per the SEC financials, revenue fell from $25.64B to $24.80B and net income declined in FY 2025, while institutional 13F flow scored only 6/20.. FCF yield is 10.15% and RQD sits at 67/100 (C+) — why pay up here when you can wait for next quarter's numbers?