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Huntington Bancshares Incorporated (HBAN) Options Positioning, Max Pain & Unusual Sweeps

$16.01 +1.46% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $16.02

Huntington Bancshares Incorporated (HBAN) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $31.80B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HBAN Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Huntington Bancshares Incorporated (NASDAQ: HBAN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $16.01 (+1.46% 1D, market cap $31.80B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, HBAN ranks #351 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HBAN compare to MTB and SHG in the Financials sector?
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Within the Financials sector (Major Banks), HBAN carries a Roarable C- (61/100 RQD), trailing P/E of 14.6x, gross margin of —, and ROIC of 2.6%. By comparison, MTB (M&T Bank Corporation) holds a C- grade (60/100 RQD, P/E 11.4x, ROIC 3.4%, cap $31.88B) and SHG (Shinhan Financial Group Co Ltd) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $30.79B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HBAN?
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Per HBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000049196), Huntington Bancshares Incorporated generated $1.56B in revenue (+6.4% YoY), $2.21B in net income, and $2.21B in free cash flow against $225.11B in total assets and $90.33B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $16.02 (+0.07%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 141.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510061
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+
Cash (14)Whales (9)SEC (15)Macro (8)CEO (15)
Each axis scored 0–20
12M PRICE TARGET CONE+1.4% Base Target
$20 Bull$16 Base$13 Bear
📬 FREE HBAN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HBAN)Realized 20D OHLCV Swing Band: ±4.1%
Deterministic 5-Pillar Attribution (61/100 Composite)
🔍 WHY HBAN SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (51.6) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
53
Grade C-$15.10+4.1% Next Q
Q2 (-2Q)
56
Grade C$15.72-0.1% Next Q
Q3 (-1Q)
58
Grade C$15.70+2% Next Q
Current
61
Grade C-$16.01+0.5% Hist 90D α
Trajectory: C- (53) → C- (61)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HBAN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, HBAN faces multiple-compression risk if 14.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.89) or 200D SMA ($16.66) invalidates the momentum regime and cuts Target Base ($16.23) toward Bear Floor ($12.66).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HBAN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “HBAN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 61%NO 39%Trade / Inspect Odds →
CALL VS. PUT WHALE SHARE
— (No Active Options Snapshot)
Put/Call Ratio: — (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
— (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
±4.1%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (HBAN)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for HBAN.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating HBAN & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on HBAN
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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HBAN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.93%⚡ TESTING RESISTANCE
2026-11-03O $15.97H $16.01L $15.78C $16.01VOL 19.22M
RES: $15.97SUP: $13.83SMA50: $15.89SMA200: $16.66
$18.84$17.75$16.66$15.57$14.48RES $15.97SUP $13.83$16.012026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HBAN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HBAN Butterfly Map → + Track HBAN →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
6.6%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on HBAN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HBAN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HBAN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HBAN)

Financials Rank #351 of 1097 ⚔️ MTB vs HBAN Full Matrix →

1. Head-to-Head Financials Peer Comparison (HBAN vs. MTB, SHG, NTRS, BBD)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Huntington Bancshares Incorporated (HBAN) ranks #351 by composite RQD confidence (61/100, grade C-) and #89 by equity capitalization ($31.80B). Within this direct 5-issuer industry benchmark cohort, MTB leads on earnings valuation at 11.4x trailing P/E, while SHG leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. NTRS currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with HBAN at 61/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
HBAN ACTIVE
Huntington Bancshares Incorporated
C- 61/100 14.6x — 2.6% +1.46% $31.80B Benchmark Subject
MTB
M&T Bank Corporation
C- 60/100 11.4x — 3.4% +1.68% $31.88B /mtb-vs-hban →
SHG
Shinhan Financial Group Co Ltd
D 51/100 32.8x — 9.9% -1.95% $30.79B /shg-vs-hban →
NTRS
Northern Trust Corporation
C+ 66/100 18.2x — 2.8% +0.89% $30.64B /ntrs-vs-hban →
BBD
Banco Bradesco Sa
D+ 52/100 32.8x — 9.9% +0.39% $28.55B /bbd-vs-hban →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000049196 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Huntington Bancshares Incorporated (HBAN) reported GAAP revenue of $1.56B (+6.4% vs. FY2024 revenue of $1.47B , and +11.6% cumulative change since FY2023) , GAAP net income of $2.21B, operating cash flow of $2.48B, and free cash flow of $2.21B (+30.8% YoY). On the balance sheet, HBAN closed FY2025 with $225.11B in total assets against $90.33B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.56B $2.21B $2.48B $2.21B $225.11B $90.33B
FY2024 (FY) 2024-12-31 $1.47B $1.94B $1.84B $1.69B $204.23B $83.00B
FY2023 (FY) 2023-12-31 $1.40B $1.95B $2.66B $2.59B $17.70B $4.14B

3. HBAN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Huntington Bancshares Incorporated (NASDAQ: HBAN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $16.01 (+1.46% 1D, market cap $31.80B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, HBAN ranks #351 in composite RQD confidence.

How does HBAN compare to MTB and SHG in the Financials sector?

Within the Financials sector (Major Banks), HBAN carries a Roarable C- (61/100 RQD), trailing P/E of 14.6x, gross margin of —, and ROIC of 2.6%. By comparison, MTB (M&T Bank Corporation) holds a C- grade (60/100 RQD, P/E 11.4x, ROIC 3.4%, cap $31.88B) and SHG (Shinhan Financial Group Co Ltd) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $30.79B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for HBAN?

Per HBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000049196), Huntington Bancshares Incorporated generated $1.56B in revenue (+6.4% YoY), $2.21B in net income, and $2.21B in free cash flow against $225.11B in total assets and $90.33B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is HBAN trading relative to its 50-day, 200-day, and 52-week technical levels?

HBAN last traded at $16.01 (+1.46% on volume of 23,165,827 shares), positioning the stock +0.76% above its 50-day simple moving average ($15.89) and -3.90% below its 200-day simple moving average ($16.66). Across its 52-week range of $14.82 to $19.46, HBAN sits at the 25.6% percentile with a 14-day RSI of 51.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($15.35 to $16.67).

Direct Sub-Reports: HBAN RQD Cockpit HBAN 12M Forecast HBAN Earnings & Move HBAN Dividends & DRIP HBAN Insiders & 13F HBAN Whale Options HBAN Profit Sankey HBAN News & Why
ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ SEC XBRL & RQD VERIFIED

HBAN — Huntington Bancshares Incorporated: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Huntington Bancshares Incorporated (HBAN) earns a live Roarable RQD composite score of 61/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $16.01 (+1.46% 1D, market capitalization $31.80B).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 2.6%, gross margin of —, operating margin of 75.0%, and free cash flow yield of 6.88%.
  • Whale 13F & Options Flow (9/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (15/20): Incorporates a 0.99x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Huntington Bancshares Incorporated (HBAN) is a NASDAQ-listed company in the Financials sector, Major Banks industry. Market capitalization is $32.2B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Huntington Bancshares Incorporated (HBAN) reported $1.56B in annual revenue (up from $1.47B in FY2024, +6.4% YoY) and $2.21B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.40B revenue, $1.95B net income) through FY2025, HBAN scaled operating cash flow to $2.48B and free cash flow to $2.21B, backed by $225.11B in total assets against $90.33B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 61/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $14.82 – $19.46 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 14.6x trailing P/E and 30.6x EV/EBITDA against 75.0% operating margins and a 0.99x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), HBAN carries a macro regime beta of 0.99 and gross margin of —.

  • Key Question #1: Can HBAN sustain or expand its 75.0% operating margin and 2.6% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.56B and free cash flow of $2.21B, how will capital allocation balance growth reinvestment against $90.33B in total debt?
  • Key Question #3: How sensitive is HBAN's 13.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.99x)?

HBAN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Huntington Bancshares Incorporated (HBAN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to HBAN Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

HBAN Bull vs. Bear Conversation Board — What's Your Call at $16.01?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HBAN 🐻 33% BEARISH CONVICTION
1. Pick Your Side on HBAN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeepValue_CFA RQD DEBATE OPENER • Institutional Buy-Side 🐂 BULLISH 🎯 Target: $20.36 (+29.0%)
📌 Pinned Debate

Piotroski F-Score of 8/9 and Debt/Equity of 0.5 support a strong forensic balance sheet, with a 2.82% dividend yield and 13.6 forward P

The street is overcomplicating Huntington Bancshares Incorporated (HBAN). Piotroski F-Score of 8/9 and Debt/Equity of 0.5 support a strong forensic balance sheet, with a 2.82% dividend yield and 13.6 forward P/E.. With an RQD score of 61/100 (C-) and Forensic Balance Sheet at 15/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $17.04.

ArenaChamp_24 🐂 BULL

@MultipleCompression Fair point on 14.6x trailing P/E, but you're ignoring the forward operating leverage in Major Banks. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $13.57 (-14.0%)
Spot @ $15.78

ROIC of 2.6% and a Macro Regime Fit score of 8/20 point to weak capital efficiency and sensitivity to sector conditions.

ROIC of 2.6% and a Macro Regime Fit score of 8/20 point to weak capital efficiency and sensitivity to sector conditions.. Look at the math on HBAN: paying 14.6x trailing P/E for 2.6% ROIC and 75.0% operating margins leaves zero margin of safety if Major Banks demand softens. I'd wait for a retest of $13.89 before getting long.

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