Stock Ratings / Financials / HBAN / insiders

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Huntington Bancshares Incorporated (HBAN) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$15.78 -1.19% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $15.72

Huntington Bancshares Incorporated (HBAN) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $31.80B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on HBAN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Huntington Bancshares Incorporated (NASDAQ: HBAN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $15.78 (-1.19% 1D, market cap $31.80B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, HBAN ranks #350 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does HBAN compare to MTB and SHG in the Financials sector?

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Within the Financials sector (Major Banks), HBAN carries a Roarable C- (61/100 RQD), trailing P/E of 14.6x, gross margin of —, and ROIC of 2.6%. By comparison, MTB (M&T Bank Corporation) holds a C- grade (60/100 RQD, P/E 11.4x, ROIC 3.4%, cap $31.88B) and SHG (Shinhan Financial Group Co Ltd) posts a D grade (51/100 RQD, P/E 32.8x, ROIC 9.9%, cap $30.79B). Among the 5-stock peer group, MTB leads on earnings multiple (11.4x) while SHG leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for HBAN?

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Per HBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000049196), Huntington Bancshares Incorporated generated $1.56B in revenue (+6.4% YoY), $2.21B in net income, and $2.21B in free cash flow against $225.11B in total assets and $90.33B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $15.72 (-0.40%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 141.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for HBAN)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY HBAN SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit8/20 pts (-12 pt drag)

Macro rate sensitivity & RSI-14 (51.6) create a -12 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$15.10+4.1% Next Q

Q2 (-2Q)

Grade C$15.72-0.1% Next Q

Q3 (-1Q)

Grade C$15.70+0.5% Next Q

Current

Grade C-$15.78+0.5% Hist 90D α

Trajectory: C- (53) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the HBAN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, HBAN faces multiple-compression risk if 14.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($15.89) or 200D SMA ($16.66) invalidates the momentum regime and cuts Target Base ($15.99) toward Bear Floor ($12.47).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $HBAN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “HBAN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

HBAN Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (HBAN)

No recent open-market Form 4 cluster sales or emergency dumps flagged on HBAN. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (HBAN Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

HBAN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -2.35%⚡ TESTING RESISTANCE

2026-11-03O $15.97H $15.97L $15.78C $15.78VOL 19.22M

RES: $15.97SUP: $13.83SMA50: $15.89SMA200: $16.66

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HBAN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 HBAN Butterfly Map → + Track HBAN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.6%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HBAN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HBAN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for HBAN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (HBAN)

Financials Rank #350 of 1096 ⚔️ MTB vs HBAN Full Matrix →

1. Head-to-Head Financials Peer Comparison (HBAN vs. MTB, SHG, NTRS, BBD)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Huntington Bancshares Incorporated (HBAN) ranks #350 by composite RQD confidence (61/100, grade C-) and #88 by equity capitalization ($31.80B). Within this direct 5-issuer industry benchmark cohort, MTB leads on earnings valuation at 11.4x trailing P/E, while SHG leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. NTRS currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with HBAN at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
HBAN ACTIVE Huntington Bancshares Incorporated	C-	61/100	14.6x	—	2.6%	-1.19%	$31.80B	Benchmark Subject
MTB M&T Bank Corporation	C-	60/100	11.4x	—	3.4%	-1.49%	$31.88B	/mtb-vs-hban →
SHG Shinhan Financial Group Co Ltd	D	51/100	32.8x	—	9.9%	-0.45%	$30.79B	/shg-vs-hban →
NTRS Northern Trust Corporation	C+	66/100	18.2x	—	2.8%	-2.17%	$30.64B	/ntrs-vs-hban →
BBD Banco Bradesco Sa	D+	52/100	32.8x	—	9.9%	-3.04%	$28.55B	/bbd-vs-hban →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000049196

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Huntington Bancshares Incorporated (HBAN) reported GAAP revenue of $1.56B (+6.4% vs. FY2024 revenue of $1.47B , and +11.6% cumulative change since FY2023) , GAAP net income of $2.21B, operating cash flow of $2.48B, and free cash flow of $2.21B (+30.8% YoY). On the balance sheet, HBAN closed FY2025 with $225.11B in total assets against $90.33B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.56B	$2.21B	$2.48B	$2.21B	$225.11B	$90.33B
FY2024 (FY)	2024-12-31	$1.47B	$1.94B	$1.84B	$1.69B	$204.23B	$83.00B
FY2023 (FY)	2023-12-31	$1.40B	$1.95B	$2.66B	$2.59B	$17.70B	$4.14B

3. HBAN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is HBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does HBAN compare to MTB and SHG in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for HBAN?

Where is HBAN trading relative to its 50-day, 200-day, and 52-week technical levels?

HBAN last traded at $15.78 (-1.19% on volume of 19,222,088 shares), positioning the stock -0.69% below its 50-day simple moving average ($15.89) and -5.28% below its 200-day simple moving average ($16.66). Across its 52-week range of $14.82 to $19.46, HBAN sits at the 20.7% percentile with a 14-day RSI of 51.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($15.13 to $16.43).

HBAN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are HBAN insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies HBAN leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: HBAN RQD Cockpit HBAN 12M Forecast HBAN Earnings & Move HBAN Dividends & DRIP HBAN Insiders & 13F HBAN Whale Options HBAN Profit Sankey HBAN News & Why

ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

HBAN — Huntington Bancshares Incorporated: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:12:16Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, HBAN scores 63 out of 100, graded C, with the verdict "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are: Fundamental Cash Engine at 14/20 (ROIC 2.6%; FCF yield 6.88%), Whale 13F Flow at 11/20 (institutional accumulation and options positioning), Insider Conviction at 15/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 8/20 (Beta 0.99; sector sensitivity), and Forensic Balance Sheet at 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). The strongest pillars are balance sheet and insider flow, while macro regime fit is the weakest, reflecting the stock's market-like beta and sector sensitivity. For a prospective investor, the balance-sheet and cash-flow readings support the case for stability, but the low ROIC (2.6%) and the weak macro-fit score temper upside expectations. The valuation tradeoff is visible in the multiples: a P/E (TTM) of 14.6 and forward P/E of 13.6 sit alongside an EV/EBITDA of 30.6, so the investor must weigh headline earnings multiples against the elevated enterprise-value multiple. The 2.82% dividend yield adds an income component to the thesis.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
$15.97	$32.19B	14.6	13.6	30.6	1.1	2.82%	0.99	$14.82 - $19.46	2.6%

Business

Huntington Bancshares Incorporated (HBAN) is a NASDAQ-listed company in the Financials sector, Major Banks industry, per the profile section. The source data does not describe its specific products, customer base, or revenue-generation model beyond this classification. Market capitalization is $32.2B per the profile.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$1562.0M	$2609.0M	$2211.0M	N/A	$2215.0M	N/A	$90327.1M
FY 2024	$1468.0M	$2289.2M	$1940.0M	N/A	$1693.0M	N/A	$83001.6M
FY 2023	$1400.0M	$2302.2M	$1951.0M	N/A	$2594.0M	N/A	$4142.3M

Per the SEC financials, net income rose from $1951.0M (FY 2023) to $1940.0M (FY 2024) to $2211.0M (FY 2025). Per the market data, operating margin is 75%, net margin is 68%, and gross margin is 0%, and ROIC is 2.6%. Per the Roarable RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 8/9, and Debt/Equity is 0.5. Reported debt in the SEC financials increased from $4142.3M (FY 2023) to $90327.1M (FY 2025), a figure that should be read against the Debt/Equity reading and the source data's absence of a balance-sheet cash figure.

Recent Catalysts & News Wire Analysis

Per the recent news feed, all six items are flagged YELLOW under the MARKET WIRE impact label:

A Q3 2026 earnings call summary (Yahoo Finance, 1h ago) and a Q3 2026 earnings call presentation dated 2026-10-22 (Seeking Alpha, 9h ago).
An earnings flash reporting Q3 revenue of $2.79B against a FactSet estimate of $2.82B (MarketScreener, 12h ago).
A declaration of quarterly cash dividends on common and preferred stock (PR Newswire, 6h ago).
A MarketBeat item citing an average target price of $19.43 (15h ago).
A third-party stock-price and chart page (3h ago).

Risk watch items: Q3 revenue of $2.79B fell short of the $2.82B FactSet estimate per the earnings flash. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.

Open Questions

What are the specific revenue-generating products and customer segments behind the reported figures?
Why is cash reported as N/A across all periods, and what is the liquidity position?
What drove the increase in reported debt from $4142.3M (FY 2023) to $90327.1M (FY 2025)?
Which 13F institutional holders and insider transactions underlie the pillar scores, given that the holders section is empty?
Does the EV/EBITDA of 30.6 reflect a structural feature of the business or a data-definition issue?

HBAN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Huntington Bancshares Incorporated (HBAN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to HBAN Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 16h ago

Huntington Bancshares Incorporated Q3 2026 Earnings Call Summary

Yahoo Finance report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.debelegger.nl • 19h ago

Huntington Bancshares (HBAN) Stock Price, Chart & Analysis

www.debelegger.nl report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE PR Newswire • 22h ago

Huntington Bancshares Incorporated Declares Quarterly Cash Dividends On Its Common and Preferred Stocks

PR Newswire report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

Huntington Bancshares Incorporated 2026 Q3 - Results - Earnings Call Presentation (NASDAQ:HBAN) 2026-10-22

Seeking Alpha report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.marketscreener.com • 1d ago

Earnings Flash (HBAN) Huntington Bancshares Incorporated Reports Q3 Revenue $2.79B, vs. FactSet Est of $2.82B

www.marketscreener.com report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Huntington Bancshares Incorporated (NASDAQ:HBAN) Stock Has Average Target Price of $19.43 According to Analysts

MarketBeat report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Huntington Bancshares (NasdaqGS:HBAN) Stock Price

Simply Wall St report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Huntington's profit rose to $680 million, while earnings per share fell from 41 cents to 33 cents.

Stock Titan report covering Huntington Bancshares Incorporated (HBAN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

HBAN Bull vs. Bear Conversation Board — What's Your Call at $15.78?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON HBAN 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $17.25 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is HBAN (C • RQD 63/100) a Buy at $15.97?

Welcome to the HBAN (Huntington Bancshares Incorporated) Roar Pit. Current RQD Composite is 63/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $12.94 (-19.0%)

Spot @ $15.97

Pump the brakes on HBAN — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on HBAN, but look at what you are paying: 14.6x trailing P/E with tightening sector spreads. Unless Huntington Bancshares Incorporated expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $19.48 (+22.0%)

Spot @ $15.97

HBAN cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on HBAN, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $15.97 (52-wk range $14.82 - $19.46), any beat on forward guidance forces shorts and underweight funds to chase.