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Stock Ratings / Financials / EZRA / dividends
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Reliance Global Group Inc. (EZRA) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.19 +6.83% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.21

Reliance Global Group Inc. (EZRA) carries a Roarable Rating of E (Strong Sell) with 24/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $3.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EZRA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Reliance Global Group Inc. (NASDAQ: EZRA) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 24/100 at a spot price of $2.19 (+6.83% 1D, market cap $3.4M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 5/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 6/20. Across 1097 tracked Financials issuers, EZRA ranks #1070 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EZRA compare to ZBAO and EHTH in the Financials sector?
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Within the Financials sector (Specialty Insurers), EZRA carries a Roarable E (24/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, ZBAO (Zhibao Technology Inc. (Class A)) holds a E grade (27/100 RQD, P/E N/A, ROIC -35.0%, cap $2.4M) and EHTH (eHealth Inc.) posts a D- grade (41/100 RQD, P/E N/A, ROIC 8.3%, cap $15.8M). Among the 5-stock peer group, HUIZ leads on earnings multiple (39.0x) while EHTH leads on capital efficiency (8.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EZRA?
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Per EZRA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001812727), Reliance Global Group Inc. generated $12.4M in revenue (-11.6% YoY), -$7.0M in net income, and -$3.1M in free cash flow against $13.5M in total assets and $4.1M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.21 (+1.04%)🧬 Disciplined Float (+0.44% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (24/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-10.9% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • E
025507510024
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E
Cash (3)Whales (3)SEC (5)Macro (7)CEO (6)
Each axis scored 0–20
12M PRICE TARGET CONE-15.5% Base Target
$42 Bull$2 Base$1 Bear
📬 FREE EZRA RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EZRA)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (24/100 Composite)
🔍 WHY EZRA SCORES 24/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+7/20 pts (29% of score)

FRED Regime × Technicals: 2% of 52W Range • RSI-14 at 41.8 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+6/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 30% Net Buy • Disciplined Float (+0.44% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
32
Grade E$2.30+2.6% Next Q
Q2 (-2Q)
29
Grade E$2.36-6.8% Next Q
Q3 (-1Q)
27
Grade E$2.20-0.5% Next Q
Current
24
Grade E$2.19-10.9% Hist 90D α
Trajectory: E (32) → E (24)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a EZRA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While EZRA currently carries a cautious 24/100 (E) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.48) and Max Pain ($2.30) forces dealer call-delta covering toward $42.00.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.44% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EZRA• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “EZRA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 24%NO 76%Trade / Inspect Odds →
CASH DIVIDEND + BUYBACK YIELD
12.26% Total Yield
10.46% Cash ($0.23/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
41/100 • ELEVATED PAYOUT WATCH
FREE CASH FLOW PAYOUT RATIO
96% of FCF
8 consecutive years of payout growth
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $43,360

Est. Year-10 Shareholder Yield: $5,316/yr
$11.6K
Yr 1
$13.4K
Yr 2
$15.5K
Yr 3
$18.0K
Yr 4
$20.8K
Yr 5
$24.1K
Yr 6
$27.9K
Yr 7
$32.3K
Yr 8
$37.4K
Yr 9
$43.4K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EZRA)

  • ✓Walkthrough of EZRA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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EZRA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -69.41%⚡ TESTING RESISTANCE
2026-11-03O $2.21H $2.21L $2.05C $2.19VOL 25.1K
RES: $2.42SUP: $1.69SMA50: $2.48SMA200: $5.09
$26.41$19.73$13.04$6.36$-0.32RES $2.42SUP $1.69$2.192026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EZRA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EZRA Butterfly Map → + Track EZRA →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. -11.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on EZRA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EZRA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for EZRA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EZRA)

Financials Rank #1070 of 1097 ⚔️ ZBAO vs EZRA Full Matrix →

1. Head-to-Head Financials Peer Comparison (EZRA vs. ZBAO, EHTH, CCG, HUIZ)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Reliance Global Group Inc. (EZRA) ranks #1070 by composite RQD confidence (24/100, grade E) and #1086 by equity capitalization ($3.4M). Within this direct 5-issuer industry benchmark cohort, HUIZ leads on earnings valuation at 39.0x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EZRA at 24/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
EZRA ACTIVE
Reliance Global Group Inc.
E 24/100 — — -35.0% +6.83% $3.4M Benchmark Subject
ZBAO
Zhibao Technology Inc. (Class A)
E 27/100 — — -35.0% +1.92% $2.4M /zbao-vs-ezra →
EHTH
eHealth Inc.
D- 41/100 — — 8.3% +2.60% $15.8M /ehth-vs-ezra →
CCG
Cheche Group Inc. (Class A)
D+ 55/100 — — — +0.28% $17.9M /ccg-vs-ezra →
HUIZ
Huize Holding Limited
B- 70/100 39.0x — 3.1% -3.11% $22.7M /huiz-vs-ezra →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001812727 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Reliance Global Group Inc. (EZRA) reported GAAP revenue of $12.4M (-11.6% vs. FY2024 revenue of $14.1M , and -9.5% cumulative change since FY2023) , GAAP net income of -$7.0M, operating cash flow of -$3.1M, and free cash flow of -$3.1M (-22.5% YoY). On the balance sheet, EZRA closed FY2025 with $13.5M in total assets against $4.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $12.4M -$7.0M -$3.1M -$3.1M $13.5M $4.1M
FY2024 (FY) 2024-12-31 $14.1M -$9.1M -$2.5M -$2.5M $17.3M $9.5M
FY2023 (FY) 2023-12-31 $13.7M -$12.0M -$848.0K -$848.0K — —

3. EZRA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EZRA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Reliance Global Group Inc. (NASDAQ: EZRA) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 24/100 at a spot price of $2.19 (+6.83% 1D, market cap $3.4M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 5/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 6/20. Across 1097 tracked Financials issuers, EZRA ranks #1070 in composite RQD confidence.

How does EZRA compare to ZBAO and EHTH in the Financials sector?

Within the Financials sector (Specialty Insurers), EZRA carries a Roarable E (24/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, ZBAO (Zhibao Technology Inc. (Class A)) holds a E grade (27/100 RQD, P/E N/A, ROIC -35.0%, cap $2.4M) and EHTH (eHealth Inc.) posts a D- grade (41/100 RQD, P/E N/A, ROIC 8.3%, cap $15.8M). Among the 5-stock peer group, HUIZ leads on earnings multiple (39.0x) while EHTH leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EZRA?

Per EZRA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001812727), Reliance Global Group Inc. generated $12.4M in revenue (-11.6% YoY), -$7.0M in net income, and -$3.1M in free cash flow against $13.5M in total assets and $4.1M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EZRA trading relative to its 50-day, 200-day, and 52-week technical levels?

EZRA last traded at $2.19 (+6.83% on volume of 22,504 shares), positioning the stock -11.69% below its 50-day simple moving average ($2.48) and -56.97% below its 200-day simple moving average ($5.09). Across its 52-week range of $1.75 to $40.00, EZRA sits at the 1.2% percentile with a 14-day RSI of 41.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.92 to $2.46).

Direct Sub-Reports: EZRA RQD Cockpit EZRA 12M Forecast EZRA Earnings & Move EZRA Dividends & DRIP EZRA Insiders & 13F EZRA Whale Options EZRA Profit Sankey EZRA News & Why
ROARABLE RATING BRIEF • RQD 24/100 (E) ✓ SEC XBRL & RQD VERIFIED

EZRA — Reliance Global Group Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Reliance Global Group Inc. (EZRA) earns a live Roarable RQD composite score of 24/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $2.19 (+6.83% 1D, market capitalization $3.4M).

  • Fundamental Cash Engine (3/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of —, operating margin of -60.0%, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (6/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (5/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Reliance Global Group Inc. Is a NASDAQ-listed issuer classified in the Financials sector and the Specialty Insurers industry,. Market capitalization is listed at $0.0B in the profile section and $3.7M in market data. Revenue reported in the SEC financials ranges from $12.4M to $14.1M across the three listed fiscal years.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Reliance Global Group Inc. (EZRA) reported $12.4M in annual revenue (up from $14.1M in FY2024, -11.6% YoY) and -$7.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($13.7M revenue, -$12.0M net income) through FY2025, EZRA scaled operating cash flow to -$3.1M and free cash flow to -$3.1M, backed by $13.5M in total assets against $4.1M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (E • RQD 24/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 3/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $1.75 – $40.00 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -60.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Specialty Insurers (Financials), EZRA carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can EZRA sustain or expand its -60.0% operating margin and -35.0% ROIC against Specialty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $12.4M and free cash flow of -$3.1M, how will capital allocation balance growth reinvestment against $4.1M in total debt?
  • Key Question #3: How sensitive is EZRA's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

EZRA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Reliance Global Group Inc. (EZRA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to EZRA Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EZRA Bull vs. Bear Conversation Board — What's Your Call at $2.19?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EZRA 🐻 33% BEARISH CONVICTION
1. Pick Your Side on EZRA:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
AL AlphaFlow_Cap RQD DEBATE OPENER • Verified $100K Arena Trader 🐂 BULLISH 🎯 Target: $2.44 (+19.0%)
📌 Pinned Debate

Reliance Global reports it has retired 100% of its term debt, reducing reported debt from $9.5M in FY 2024 to $4.1M in FY 2025.

Don't sleep on EZRA's setup in Financials. Reliance Global reports it has retired 100% of its term debt, reducing reported debt from $9.5M in FY 2024 to $4.1M in FY 2025.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (24/100) backs up the fundamental quality.

CapAlloc_Nerd 🐂 BULL

@AlphaFlow_Cap Agree on the RQD 24/100 quality, though with 1.0 beta I'm scaling in with half-size at $2.05 and keeping dry powder in case we test $1.91.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $1.56 (-23.9%)
Spot @ $2.05

The RQD rating scores the Fundamental Cash Engine at 3 out of 20, with ROIC at -35% and FCF yield at 0%.

Here is the bear case nobody on the bull side wants to address on EZRA: The RQD rating scores the Fundamental Cash Engine at 3 out of 20, with ROIC at -35% and FCF yield at 0%.. At current EV/EBITDA multiples, even a small guidance miss in Specialty Insurers triggers a 12-15% air pocket.

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