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Stock Ratings / Financials / BTZ / earnings
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BlackRock Credit Allocation Income Trust (BTZ) Next Earnings Date & Expected ±2.6% Move

$9.48 -0.21% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $9.46

BlackRock Credit Allocation Income Trust (BTZ) carries a Roarable Rating of D- (Sell) with 43/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →
ROARABLE D- • SELL / AVOID Cap $1.03B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BTZ Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BTZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, BlackRock Credit Allocation Income Trust (NYSE: BTZ) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 43/100 at a spot price of $9.48 (-0.21% 1D, market cap $1.03B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, BTZ ranks #855 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BTZ compare to BCX and PDX in the Financials sector?
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Within the Financials sector (Finance/Investors Services), BTZ carries a Roarable D- (43/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BCX (BlackRock Resources of) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $1.01B) and PDX (PIMCO Dynamic Income Strategy Fund of) posts a D grade (50/100 RQD, P/E N/A, ROIC —, cap $931.2M). Among the 5-stock peer group, MFIC leads on earnings multiple (13.6x) while MFIC leads on capital efficiency (4.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BTZ?
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For BlackRock Credit Allocation Income Trust (BTZ), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #855 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $9.46 (-0.23%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-6.7% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D-
025507510043
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-
Cash (11)Whales (6)SEC (13)Macro (4)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-6.8% Base Target
$12 Bull$9 Base$7 Bear
📬 FREE BTZ RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BTZ)Realized 20D OHLCV Swing Band: ±2.6%
Deterministic 5-Pillar Attribution (43/100 Composite)
🔍 WHY BTZ SCORES 43/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (30% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (26% of score)

SEC XBRL Trailing 12 Months: 0.7% FCF Margin ($28.8M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (49.5) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
35
Grade E$9.40+1.4% Next Q
Q2 (-2Q)
38
Grade E$9.53-0.4% Next Q
Q3 (-1Q)
40
Grade D$9.49-0.1% Next Q
Current
43
Grade D-$9.48-6.7% Hist 90D α
Trajectory: E (35) → D- (43)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BTZ Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BTZ currently carries a cautious 43/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($9.60) and Max Pain ($9.95) forces dealer call-delta covering toward $11.74.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BTZ• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BTZ Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 43%NO 57%Trade / Inspect Odds →
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±2.6% Swing Band

±$0.25 Expected Swing
$9.23 (-2.6%)Spot $9.48$9.73 (+2.6%)
MODEL EARNINGS SETUP GAUGE

BTZ Quantitative Pre-Earnings Setup: 43/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (43/100)Model Risk Weight (57/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BTZ)

  • ✓Walkthrough of BTZ's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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BTZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -7.60%📐 HORIZONTAL RANGE
2026-11-03O $9.60H $9.60L $9.48C $9.48VOL 448.5K
RES: $10.32SUP: $8.99SMA50: $9.60SMA200: $10.10
$10.86$10.42$9.99$9.55$9.12RES $10.32SUP $8.99$9.482026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BTZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BTZ Butterfly Map → + Track BTZ →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BTZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BTZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BTZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BTZ)

Financials Rank #855 of 1096 ⚔️ BCX vs BTZ Full Matrix →

1. Head-to-Head Financials Peer Comparison (BTZ vs. BCX, PDX, AEF, MFIC)

Industry: Finance/Investors Services (37 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, BlackRock Credit Allocation Income Trust (BTZ) ranks #855 by composite RQD confidence (43/100, grade D-) and #545 by equity capitalization ($1.03B). Within this direct 5-issuer industry benchmark cohort, MFIC leads on earnings valuation at 13.6x trailing P/E, while MFIC leads on capital efficiency and profitability with 4.8% ROIC and — gross margin. PDX currently holds the highest overall quantitative score in the immediate peer group at 50/100 (D) compared with BTZ at 43/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BTZ ACTIVE
BlackRock Credit Allocation Income Trust
D- 43/100 — — — -0.21% $1.03B Benchmark Subject
BCX
BlackRock Resources of
D 45/100 — — — -1.17% $1.01B /bcx-vs-btz →
PDX
PIMCO Dynamic Income Strategy Fund of
D 50/100 — — — +0.58% $931.2M /pdx-vs-btz →
AEF
abrdn Emerging Markets ex-China Fund Inc.
D- 43/100 — — — -0.99% $867.5M /aef-vs-btz →
MFIC
MidCap Financial Investment Corporation
D- 39/100 13.6x — 4.8% -0.68% $853.4M /mfic-vs-btz →

2. BTZ Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

BlackRock Credit Allocation Income Trust (BTZ) operates in Finance/Investors Services (Financials) with an equity capitalization of $1.03B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. BTZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BTZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, BlackRock Credit Allocation Income Trust (NYSE: BTZ) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 43/100 at a spot price of $9.48 (-0.21% 1D, market cap $1.03B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, BTZ ranks #855 in composite RQD confidence.

How does BTZ compare to BCX and PDX in the Financials sector?

Within the Financials sector (Finance/Investors Services), BTZ carries a Roarable D- (43/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BCX (BlackRock Resources of) holds a D grade (45/100 RQD, P/E N/A, ROIC —, cap $1.01B) and PDX (PIMCO Dynamic Income Strategy Fund of) posts a D grade (50/100 RQD, P/E N/A, ROIC —, cap $931.2M). Among the 5-stock peer group, MFIC leads on earnings multiple (13.6x) while MFIC leads on capital efficiency (4.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BTZ?

For BlackRock Credit Allocation Income Trust (BTZ), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #855 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BTZ trading relative to its 50-day, 200-day, and 52-week technical levels?

BTZ last traded at $9.48 (-0.21% on volume of 888,809 shares), positioning the stock -1.25% below its 50-day simple moving average ($9.60) and -6.14% below its 200-day simple moving average ($10.10). Across its 52-week range of $9.25 to $11.18, BTZ sits at the 11.9% percentile with a 14-day RSI of 49.5 (NEUTRAL RANGE) and an implied next-earnings move of ±2.6% ($9.23 to $9.73).

Direct Sub-Reports: BTZ RQD Cockpit BTZ 12M Forecast BTZ Earnings & Move BTZ Dividends & DRIP BTZ Insiders & 13F BTZ Whale Options BTZ Profit Sankey BTZ News & Why
ROARABLE RATING BRIEF • RQD 43/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BTZ — BlackRock Credit Allocation Income Trust: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:14:15Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

BTZ scores 44 out of 100, graded D, with the verdict "Roarable Sell — Underperform / Distribution Warning." The five pillars are:

  • Fundamental Cash Engine: 11 / 20. Per the RQD rating, ROIC is 0% and FCF yield is 0%. For a prospective investor, the cash-generation pillar offers no evident earnings-power support for the price.
  • Whale 13F Flow: 8 / 20. Per the RQD rating, this pillar reflects institutional accumulation and options positioning. The score is below midpoint, indicating weaker institutional conviction in the source data.
  • Insider Conviction: 9 / 20. Per the RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow. The score is below midpoint.
  • Macro Regime Fit: 3 / 20. Per the RQD rating, beta is 1.0 with sector sensitivity noted. This is the weakest pillar, suggesting limited alignment with the prevailing regime as captured in the rating.
  • Forensic Balance Sheet: 13 / 20. Per the RQD rating, Altman Z is 2.5, Piotroski F is 6/9, and Debt/Equity is 0.5. This is the strongest pillar, though still only moderate.

Taken together, the upside drivers in the source data are limited to the balance-sheet pillar. The valuation tradeoff is that the market data shows no dividend yield (0%) and no earnings-based multiples available, so the price of $9.60 cannot be anchored to reported earnings or cash yield from the sources provided. The warning embedded in the verdict label is consistent with the low cash-engine and macro-fit scores.

2. Business Model, Unit Margins & SEC Financial Trajectory

BlackRock Credit Allocation Income Trust is a NYSE-listed issuer classified under the Financials sector and the Finance/Investors Services industry,. Business model detail is —

Profitability is reflected as 0% gross, operating, and net margins, and ROIC of 0%. The forensic balance-sheet metrics are Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, per the RQD rating. The source data contains no reported revenue, income, cash flow, or debt line items, so trend analysis across periods cannot be performed. Balance-sheet posture is characterized only by the rating's forensic metrics.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case: Forensic balance-sheet pillar scores 13/20 with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, the strongest of the five pillars. With Fundamental Cash Engine at 11/20 (ROIC —, FCF yield —) and Institutional Whale Flow at 6/20, sustained execution supports upside toward the top of the $9.25 – $11.18 52-week range.
  • 🐻 Primary Bear Case: Macro Regime Fit scores 3/20 and the cash engine shows 0% ROIC and 0% FCF yield, with no dividend yield. Investors must weigh current valuation against — operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies are — Sector correlation to BHK and BBN is visible only through the news feed's related-symbol references, not through a supply-chain graph. Second-order bottlenecks are —

  • Key Question #1: Why is there no reported P/E, EPS, or EV/EBITDA, and what would those multiples show at the $9.60 price?
  • Key Question #2: Who holds the shares (13F institutions, insiders, Congressional filers), given that the holders section is empty?
  • Key Question #3: How sensitive is BTZ's — gross margin and equity valuation to Financials demand cycles and macro interest-rate shifts (Beta 1.00)?

BTZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for BlackRock Credit Allocation Income Trust (BTZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BTZ Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BTZ Bull vs. Bear Conversation Board — What's Your Call at $9.48?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BTZ 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BTZ:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeltaGamma_99 Options Flow Specialist 🐂 BULLISH 🎯 Target: $11.40 (+20.0%)
📌 Pinned Debate

Forensic balance-sheet pillar scores 13/20 with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, the strongest of the five pillars.

Long BTZ at $9.50 targeting $11.40. Forensic balance-sheet pillar scores 13/20 with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5, the strongest of the five pillars.. Institutional whale score is 6/20 and the risk/reward vs. the $9.25 52-week low is skewed heavily in favor of bulls.

VolSurface_Trader 🐂 BULL

Both sides have a point here — BTZ's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

MU MultipleCompression Valuation Discipline 🐻 BEARISH 🎯 Target: $7.79 (-18.0%)
Spot @ $9.50

Macro Regime Fit scores 3/20 and the cash engine shows 0% ROIC and 0% FCF yield, with no dividend yield.

Sitting on the sidelines or leaning short BTZ above $9.50. Macro Regime Fit scores 3/20 and the cash engine shows 0% ROIC and 0% FCF yield, with no dividend yield.. Until Fundamental Cash Engine (11/20) and FCF yield (0.0%) inflect higher, upside is capped near $11.18.

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