The Bank of New York Mellon Corporation (BNY) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, The Bank of New York Mellon Corporation (NYSE: BNY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $147.11 (-1.51% 1D, market cap $101.35B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BNY ranks #170 in composite RQD confidence.
Within the Financials sector (Major Banks), BNY carries a Roarable C+ (68/100 RQD), trailing P/E of 18.3x, gross margin of —, and ROIC of 2.4%. By comparison, USB (U.S. Bancorp) holds a B- grade (70/100 RQD, P/E 12.5x, ROIC 3.0%, cap $94.48B) and PNC (PNC Financial Services Group Inc.) posts a C grade (62/100 RQD, P/E 36.8x, ROIC 1.2%, cap $92.49B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while BNS leads on capital efficiency (9.9% ROIC).
Per BNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001390777), The Bank of New York Mellon Corporation generated $20.08B in revenue (+7.8% YoY), $5.55B in net income, and $5.18B in free cash flow against $472.30B in total assets and $192.37B in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
20D Institutional Volume Accumulation (±4.1% realized swing band)
Cannibal Buyback (-1.52% YoY Shares) & executive Form 4 sales trim 7 pts from alignment
Even with a 68/100 (C+) score, BNY faces multiple-compression risk if 18.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($151.12) or 200D SMA ($139.64) invalidates the momentum regime and cuts Target Base ($153.73) toward Bear Floor ($119.91).
The Bank of New York Mellon Corporation (BNY) slipped -1.51% to $147.11, trading at 69% of its 52-week range ($105.42 – $165.84). Solid steady margins (2% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance UK report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
PR Newswire report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
TradingView report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
LONDON, November 02, 2026-- As Agent Bank, please be advised of the following rate determined on: 11/2/2026Issue
When interest rates climb quickly and government debt sits at record levels, cash suddenly feels powerful again. Short-duration cash and ultra-low-risk fixed-income vehicles can become a rare source of comfort when fundi
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BNY today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BNY. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, The Bank of New York Mellon Corporation (BNY) ranks #170 by composite RQD confidence (68/100, grade C+) and #34 by equity capitalization ($101.35B). Within this direct 5-issuer industry benchmark cohort, USB leads on earnings valuation at 12.5x trailing P/E, while BNS leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. USB currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with BNY at 68/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BNY
ACTIVE
The Bank of New York Mellon Corporation | C+ | 68/100 | 18.3x | — | 2.4% | -1.51% | $101.35B | Benchmark Subject |
| USB U.S. Bancorp | B- | 70/100 | 12.5x | — | 3.0% | -1.96% | $94.48B | /usb-vs-bny → |
| PNC PNC Financial Services Group Inc. | C | 62/100 | 36.8x | — | 1.2% | -1.71% | $92.49B | /pnc-vs-bny → |
| BNS Bank Nova Scotia Halifax Pfd 3 | C+ | 66/100 | 32.8x | — | 9.9% | -1.73% | $117.05B | /bns-vs-bny → |
| MFG Mizuho Financial Group Inc. Sponosred ADR (Japan) | C- | 60/100 | 32.8x | — | 9.9% | -3.30% | $124.37B | /mfg-vs-bny → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), The Bank of New York Mellon Corporation (BNY) reported GAAP revenue of $20.08B (+7.8% vs. FY2024 revenue of $18.62B , and +13.5% cumulative change since FY2023) , GAAP net income of $5.55B, operating cash flow of $6.73B, and free cash flow of $5.18B (+762.0% YoY). On the balance sheet, BNY closed FY2025 with $472.30B in total assets against $192.37B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $20.08B | $5.55B | $6.73B | $5.18B | $472.30B | $192.37B |
| FY2024 (FY) | 2024-12-31 | $18.62B | $4.53B | $687.0M | -$782.0M | $416.06B | $168.44B |
| FY2023 (FY) | 2023-12-31 | $17.70B | $3.30B | $5.91B | $5.12B | $55.74B | $13.04B |
As of 2026-11-02, The Bank of New York Mellon Corporation (NYSE: BNY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $147.11 (-1.51% 1D, market cap $101.35B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BNY ranks #170 in composite RQD confidence.
Within the Financials sector (Major Banks), BNY carries a Roarable C+ (68/100 RQD), trailing P/E of 18.3x, gross margin of —, and ROIC of 2.4%. By comparison, USB (U.S. Bancorp) holds a B- grade (70/100 RQD, P/E 12.5x, ROIC 3.0%, cap $94.48B) and PNC (PNC Financial Services Group Inc.) posts a C grade (62/100 RQD, P/E 36.8x, ROIC 1.2%, cap $92.49B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while BNS leads on capital efficiency (9.9% ROIC).
Per BNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001390777), The Bank of New York Mellon Corporation generated $20.08B in revenue (+7.8% YoY), $5.55B in net income, and $5.18B in free cash flow against $472.30B in total assets and $192.37B in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
BNY last traded at $147.11 (-1.51% on volume of 2,851,238 shares), positioning the stock -2.65% below its 50-day simple moving average ($151.12) and +5.35% above its 200-day simple moving average ($139.64). Across its 52-week range of $105.42 to $165.84, BNY sits at the 69.0% percentile with a 14-day RSI of 56.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($141.08 to $153.14).
Why BNY Stock slipped -1.51% Today — RQD Quant Desk Flash. Solid steady margins (2% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.
Per the Roarable RQD rating, BNY scores 68 out of 100 with a letter grade of C+ and a verdict of "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are:
Taken together, the score sits in the upper-neutral band. Upside drivers are the strong forensic balance sheet and the positive cash-flow yield; valuation tradeoffs include an EV/EBITDA of 34.1 against a forward P/E of 17, which the source does not reconcile; and the stock's 52-week range of $105.42 to $165.84 indicates substantial price volatility.
The Bank of New York Mellon Corporation (BNY) is a NYSE-listed issuer in the Financials sector, operating within the Major Banks industry. Per the profile, it carries a market capitalization of $101.3B. The source data does not describe its specific products, client base, or revenue mix beyond sector and industry classification. Gross margin is reported as 0%, and operating margin as 33.7%, per the market data section.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $20080.0M | $6547.8M | $5549.0M | N/A | $5177.0M | $5111.0M | $192371.4M |
| FY 2024 | $18619.0M | $5345.4M | $4530.0M | N/A | $-782.0M | $4178.0M | $168435.0M |
| FY 2023 | $17697.0M | $3896.4M | $3302.0M | N/A | $5115.6M | N/A | $13043.5M |
Per the SEC financials, revenue rose from $17697.0M in FY 2023 to $20080.0M in FY 2025, and net income rose from $3302.0M to $5549.0M over the same span. Per the market data, net margin is 27.6% and operating margin is 33.7%. Per the Roarable RQD rating, ROIC is 2.4%, and the forensic balance sheet pillar cites an Altman Z of 2.5 and a Piotroski F of 8/9. Per the Roarable RQD rating, Debt/Equity is 0.5; the reported debt line in the SEC financials, however, rises sharply across the three periods and the source does not reconcile the two figures.
Per the Butterfly Supply-Chain Graph, there are no upstream or downstream dependencies, no butterfly links, and no proprietary signals recorded. Sector correlations and second-order bottlenecks cannot be derived from the source data. The one cross-sector observation available is the AI-driven sell-off referenced in the Seeking Alpha upgrade headline, which the source does not connect to specific mechanisms. Investors should watch whether broader financial-sector repricing affects BNY's valuation given its 1.15 beta.
Real-time company headlines, analyst actions, and sector developments for The Bank of New York Mellon Corporation (BNY) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance UK report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
PR Newswire report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
TradingView report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.
Welcome to the BNY (The Bank of New York Mellon Corporation) Roar Pit. Current RQD Composite is 68/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on BNY, but look at what you are paying: 18.3x trailing P/E with tightening sector spreads. Unless The Bank of New York Mellon Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on BNY, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $149.37 (52-wk range $105.42 - $165.84), any beat on forward guidance forces shorts and underweight funds to chase.
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