Stock Ratings / Financials / BNY / dividends

USB (66) PNC (53) BNS (65) MFG (56) ⌘ Pro Terminal →

The Bank of New York Mellon Corporation (BNY) Dividend Safety Gauge & 10-Year DRIP Compounder

$147.11 -1.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $146.43

The Bank of New York Mellon Corporation (BNY) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $99.81B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BNY Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-03, The Bank of New York Mellon Corporation (NYSE: BNY) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $147.11 (-1.51% 1D, market cap $99.81B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 13/20. Across 1096 tracked Financials issuers, BNY ranks #187 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BNY compare to USB and PNC in the Financials sector?

▼

Within the Financials sector (Major Banks), BNY carries a Roarable C+ (66/100 RQD), trailing P/E of 18.3x, gross margin of —, and ROIC of 2.4%. By comparison, USB (U.S. Bancorp) holds a C+ grade (66/100 RQD, P/E 12.5x, ROIC 3.0%, cap $92.63B) and PNC (PNC Financial Services Group Inc.) posts a D+ grade (53/100 RQD, P/E 36.8x, ROIC 1.2%, cap $90.90B). Among the 5-stock peer group, USB leads on earnings multiple (12.5x) while BNS leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BNY?

▼

Per BNY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001390777), The Bank of New York Mellon Corporation generated $20.08B in revenue (+7.8% YoY), $5.55B in net income, and $5.18B in free cash flow against $472.30B in total assets and $192.37B in total debt. Key quantitative strengths: Clean SEC annual filing review with no major hidden accounting time-bombs.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $146.43 (-0.46%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 25.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 66/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.4% avg 90D alpha vs SPY • 56.0% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BNY)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (66/100 Composite)

🔍 WHY BNY SCORES 66/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 25.8% FCF Margin ($5.18B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$137.64+6% Next Q

Q2 (-2Q)

Grade C$145.85+1.9% Next Q

Q3 (-1Q)

Grade C+$148.59-1% Next Q

Current

Grade C+$147.11+1.4% Hist 90D α

Trajectory: C (58) → C+ (66)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BNY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 66/100 (C+) score, BNY faces multiple-compression risk if 18.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($150.79) or 200D SMA ($139.77) invalidates the momentum regime and cuts Target Base ($152.41) toward Bear Floor ($118.88).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BNY• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BNY Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 66%NO 34%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

3.23% Total Yield

1.43% Cash ($2.10/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

18.2% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $20,610

Est. Year-10 Shareholder Yield: $666/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.8K

Yr 1

$11.6K

Yr 2

$12.4K

Yr 3

$13.4K

Yr 4

$14.4K

Yr 5

$15.4K

Yr 6

$16.6K

Yr 7

$17.8K

Yr 8

$19.2K

Yr 9

$20.6K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in BNY & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on BNY and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BNY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.55%📐 HORIZONTAL RANGE

2026-11-03O $149.4H $149.4L $147.1C $147.1VOL 2.85M

RES: $168.3SUP: $130.9SMA50: $150.8SMA200: $139.8

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BNY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BNY Butterfly Map → + Track BNY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.5%/yr Implied 5Y Growth

vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BNY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BNY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BNY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BNY)

Financials Rank #187 of 1096 ⚔️ USB vs BNY Full Matrix →

1. Head-to-Head Financials Peer Comparison (BNY vs. USB, PNC, BNS, MFG)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, The Bank of New York Mellon Corporation (BNY) ranks #187 by composite RQD confidence (66/100, grade C+) and #34 by equity capitalization ($99.81B). Within this direct 5-issuer industry benchmark cohort, USB leads on earnings valuation at 12.5x trailing P/E, while BNS leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. BNY currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BNY ACTIVE The Bank of New York Mellon Corporation	C+	66/100	18.3x	—	2.4%	-1.51%	$99.81B	Benchmark Subject
USB U.S. Bancorp	C+	66/100	12.5x	—	3.0%	-1.96%	$92.63B	/usb-vs-bny →
PNC PNC Financial Services Group Inc.	D+	53/100	36.8x	—	1.2%	-1.71%	$90.90B	/pnc-vs-bny →
BNS Bank Nova Scotia Halifax Pfd 3	C	65/100	32.8x	—	9.9%	-1.73%	$115.02B	/bns-vs-bny →
MFG Mizuho Financial Group Inc. Sponosred ADR (Japan)	D+	56/100	32.8x	—	9.9%	-3.30%	$120.26B	/mfg-vs-bny →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001390777

In its most recent audited fiscal period (FY2025, filed 2025-12-31), The Bank of New York Mellon Corporation (BNY) reported GAAP revenue of $20.08B (+7.8% vs. FY2024 revenue of $18.62B , and +13.5% cumulative change since FY2023) , GAAP net income of $5.55B, operating cash flow of $6.73B, and free cash flow of $5.18B (+762.0% YoY). On the balance sheet, BNY closed FY2025 with $472.30B in total assets against $192.37B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$20.08B	$5.55B	$6.73B	$5.18B	$472.30B	$192.37B
FY2024 (FY)	2024-12-31	$18.62B	$4.53B	$687.0M	-$782.0M	$416.06B	$168.44B
FY2023 (FY)	2023-12-31	$17.70B	$3.30B	$5.91B	$5.12B	$55.74B	$13.04B

3. BNY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BNY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BNY compare to USB and PNC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BNY?

Where is BNY trading relative to its 50-day, 200-day, and 52-week technical levels?

BNY last traded at $147.11 (-1.51% on volume of 2,851,238 shares), positioning the stock -2.44% below its 50-day simple moving average ($150.79) and +5.25% above its 200-day simple moving average ($139.77). Across its 52-week range of $105.42 to $165.84, BNY sits at the 69.0% percentile with a 14-day RSI of 49.4 (NEUTRAL RANGE) and an implied next-earnings move of ±4.1% ($141.08 to $153.14).

BNY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does BNY pay a dividend and is it safe?

The Bank of New York Mellon Corporation (BNY) offers a 1.43% cash dividend yield ($2.10 annualized) and 3.23% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Direct Sub-Reports: BNY RQD Cockpit BNY 12M Forecast BNY Earnings & Move BNY Dividends & DRIP BNY Insiders & 13F BNY Whale Options BNY Profit Sankey BNY News & Why

ROARABLE RATING BRIEF • RQD 66/100 (C+) ✓ STAGE-C NUMBER FIREWALL VERIFIED

BNY — The Bank of New York Mellon Corporation: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:09:48Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, BNY scores 68 out of 100 with a letter grade of C+ and a verdict of "Roarable Hold — Upper Neutral / Watch for Breakout." The five pillars are:

Fundamental Cash Engine (13 / 20): Per the Roarable RQD rating, this pillar reflects ROIC of 2.4% and an FCF yield of 5.11%. For a prospective investor, the low ROIC relative to the FCF yield suggests that cash generation is meaningful while the return on invested capital is modest; the valuation case rests more on cash flow than on capital efficiency.
Whale 13F Flow (14 / 20): Per the Roarable RQD rating, this pillar captures institutional accumulation and options positioning. The source data does not provide the underlying 13F filings, so the score is noted without further breakdown.
Insider Conviction (13 / 20): Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The holders section of the source data is empty, so the underlying trades cannot be independently verified here.
Macro Regime Fit (13 / 20): Per the Roarable RQD rating, this pillar reflects a beta of 1.15 and sector sensitivity. For a prospective investor, a beta above 1.0 implies the stock has historically moved more than the broader market, which amplifies both upside and drawdown exposure.
Forensic Balance Sheet (15 / 20): Per the Roarable RQD rating, this pillar reflects an Altman Z of 2.5, a Piotroski F of 8/9, and a Debt/Equity of 0.5. This is the strongest pillar and supports the view that the balance sheet is comparatively sound.

Taken together, the score sits in the upper-neutral band. Upside drivers are the strong forensic balance sheet and the positive cash-flow yield; valuation tradeoffs include an EV/EBITDA of 34.1 against a forward P/E of 17, which the source does not reconcile; and the stock's 52-week range of $105.42 to $165.84 indicates substantial price volatility.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
$149.37	$101.35B	18.3	17	34.1	8.18	1.43%	1.15	$105.42 - $165.84	2.4%

Business

The Bank of New York Mellon Corporation (BNY) is a NYSE-listed issuer in the Financials sector, operating within the Major Banks industry. Per the profile, it carries a market capitalization of $101.3B. The source data does not describe its specific products, client base, or revenue mix beyond sector and industry classification. Gross margin is reported as 0%, and operating margin as 33.7%, per the market data section.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$20080.0M	$6547.8M	$5549.0M	N/A	$5177.0M	$5111.0M	$192371.4M
FY 2024	$18619.0M	$5345.4M	$4530.0M	N/A	$-782.0M	$4178.0M	$168435.0M
FY 2023	$17697.0M	$3896.4M	$3302.0M	N/A	$5115.6M	N/A	$13043.5M

Per the SEC financials, revenue rose from $17697.0M in FY 2023 to $20080.0M in FY 2025, and net income rose from $3302.0M to $5549.0M over the same span. Per the market data, net margin is 27.6% and operating margin is 33.7%. Per the Roarable RQD rating, ROIC is 2.4%, and the forensic balance sheet pillar cites an Altman Z of 2.5 and a Piotroski F of 8/9. Per the Roarable RQD rating, Debt/Equity is 0.5; the reported debt line in the SEC financials, however, rises sharply across the three periods and the source does not reconcile the two figures.

Recent Catalysts & News Wire Analysis

Earnings context: A Seeking Alpha item references the 2026 Q3 results and earnings call presentation dated 2026-10-15. The source headline does not disclose figures.
Capital raise: A PR Newswire item announces pricing of a public offering of $1,250,000,000 of depositary shares representing interests in preferred stock. This is a dilution-neutral-to-positive capital action from a balance-sheet perspective, but the source does not state its use of proceeds.
Sentiment items: A Seeking Alpha upgrade headline describes an "AI-Driven Sell-Off" as overdone, flagged as a catalyst. A Simply Wall St item covers analyst predictions, but no targets are provided in the source data.
Valuation commentary: A Yahoo Finance item suggests the stock could be undervalued before earnings. This is a third-party claim and is not verified against the source financials.
Butterfly Supply-Chain Graph: Sector is Financials, industry is Major Banks, supply chain is NONE, with no butterfly links or proprietary signals.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, there are no upstream or downstream dependencies, no butterfly links, and no proprietary signals recorded. Sector correlations and second-order bottlenecks cannot be derived from the source data. The one cross-sector observation available is the AI-driven sell-off referenced in the Seeking Alpha upgrade headline, which the source does not connect to specific mechanisms. Investors should watch whether broader financial-sector repricing affects BNY's valuation given its 1.15 beta.

Open Questions

What is the reconciled debt figure? The Roarable RQD rating cites Debt/Equity of 0.5, while the SEC financials show debt rising from $13043.5M to $192371.4M across three periods.
What drove the EPS reported as N/A across all three periods, given that EPS (TTM) is 8.18 in the market data?
What are the specific earnings figures from the 2026 Q3 results referenced in the news wire?
What is the use of proceeds from the $1,250,000,000 preferred depositary share offering?
What is the FCF for FY 2023 cash and FY 2023 EPS, which are not reported in the source?

BNY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for The Bank of New York Mellon Corporation (BNY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BNY Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 17h ago

Bank of New York Mellon Corporation (BNY) Could Be 12% Undervalued Before Earnings

Yahoo Finance report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 20h ago

Bank of New York Mellon: AI-Driven Sell-Off Is Overdone (Upgrade) (NYSE:BNY)

Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance UK • 23h ago

The Bank of New York Mellon Corporation (BNY) stock price, news, quote and history

Yahoo Finance UK report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE PR Newswire • 1d ago

BNY Announces Pricing of Public Offering of $1,250,000,000 of Depositary Shares Representing Interests in Preferred Stock

PR Newswire report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Bank of New York Mellon (NYSE:BNY) Stock Forecast & Analyst Predictions

Simply Wall St report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

The Bank of New York Mellon Corporation 2026 Q3 - Results - Earnings Call Presentation (NYSE:BNY) 2026-10-15

Seeking Alpha report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST TradingView • 1d ago

Treasury Polled Its Dealers on Auction Sizes and Bigger Long-End Buybacks Ahead of Wednesday's Refunding

TradingView report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Revenue rises 12% as Bank of New York Mellon (BNY) posts higher Q3 earnings.

Stock Titan report covering The Bank of New York Mellon Corporation (BNY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BNY Bull vs. Bear Conversation Board — What's Your Call at $147.11?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BNY 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $161.32 (+8.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is BNY (C+ • RQD 68/100) a Buy at $149.37?

Welcome to the BNY (The Bank of New York Mellon Corporation) Roar Pit. Current RQD Composite is 68/100 (Roarable Hold — Upper Neutral / Watch for Breakout) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $112.03 (-25.0%)

Spot @ $149.37

Pump the brakes on BNY — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on BNY, but look at what you are paying: 18.3x trailing P/E with tightening sector spreads. Unless The Bank of New York Mellon Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader 🐂 BULLISH 🎯 Target: $176.26 (+18.0%)

Spot @ $149.37

BNY cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on BNY, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $149.37 (52-wk range $105.42 - $165.84), any beat on forward guidance forces shorts and underweight funds to chase.