Stock Ratings / Financials / YB / earnings

ITIC (63) AIFU (24) OIG (51) XHG (42) ⌘ Pro Terminal →

Yuanbao Inc. (YB) Next Earnings Date & Expected ±8.1% Move

$11.20 -2.18% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $11.13

Yuanbao Inc. (YB) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $516.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on YB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is YB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Yuanbao Inc. (NASDAQ: YB) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $11.20 (-2.18% 1D, market cap $516.1M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, YB ranks #789 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does YB compare to ITIC and AIFU in the Financials sector?

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Within the Financials sector (Specialty Insurers), YB carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ITIC (Investors Title Company) holds a C grade (63/100 RQD, P/E 14.7x, ROIC 13.1%, cap $507.3M) and AIFU (AIFU Inc. Class A Ordinary Share) posts a E grade (24/100 RQD, P/E N/A, ROIC -6.9%, cap $599.5M). Among the 5-stock peer group, ITIC leads on earnings multiple (14.7x) while ITIC leads on capital efficiency (13.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for YB?

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For Yuanbao Inc. (YB), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #789 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

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INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $11.14 (-0.58%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for YB)Realized 20D OHLCV Swing Band: ±8.1%

Deterministic 5-Pillar Attribution (45/100 Composite)

🔍 WHY YB SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 0.4% FCF Margin ($14.5M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$11.41+0.5% Next Q

Q2 (-2Q)

Grade C-$11.47-3.3% Next Q

Q3 (-1Q)

Grade D$11.09+1% Next Q

Current

Grade D$11.20-6.3% Hist 90D α

Trajectory: C- (53) → D (45)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a YB Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While YB currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.36) and Max Pain ($11.76) forces dealer call-delta covering toward $24.83.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $YB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “YB Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 45%NO 55%Trade / Inspect Odds →

NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±8.1% Swing Band

±$0.91 Expected Swing

MODEL EARNINGS SETUP GAUGE

YB Quantitative Pre-Earnings Setup: 45/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (45/100)Model Risk Weight (55/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring YB)

✓Walkthrough of YB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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YB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -26.75%🛡️ HOLDING TREND SUPPORT

2026-11-03O $11.45H $11.45L $11.20C $11.20VOL 3.2K

RES: $12.21SUP: $10.60SMA50: $12.36SMA200: $15.53

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

YB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 YB Butterfly Map → + Track YB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on YB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for YB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for YB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (YB)

Financials Rank #789 of 1096 ⚔️ ITIC vs YB Full Matrix →

1. Head-to-Head Financials Peer Comparison (YB vs. ITIC, AIFU, OIG, XHG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Yuanbao Inc. (YB) ranks #789 by composite RQD confidence (45/100, grade D) and #691 by equity capitalization ($516.1M). Within this direct 5-issuer industry benchmark cohort, ITIC leads on earnings valuation at 14.7x trailing P/E, while ITIC leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. ITIC currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with YB at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
YB ACTIVE Yuanbao Inc.	D	45/100	—	—	—	-2.18%	$516.1M	Benchmark Subject
ITIC Investors Title Company	C	63/100	14.7x	—	13.1%	-1.57%	$507.3M	/itic-vs-yb →
AIFU AIFU Inc. Class A Ordinary Share	E	24/100	—	—	-6.9%	+8.77%	$599.5M	/aifu-vs-yb →
OIG Orion180 Insurance Group Inc. (Class A)	D	51/100	—	—	—	-0.41%	$970.5M	/oig-vs-yb →
XHG XChange TEC.INC	D-	42/100	—	—	—	+2.52%	$209.8M	/xhg-vs-yb →

2. YB Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Yuanbao Inc. (YB) operates in Specialty Insurers (Financials) with an equity capitalization of $516.1M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. YB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is YB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does YB compare to ITIC and AIFU in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for YB?

Where is YB trading relative to its 50-day, 200-day, and 52-week technical levels?

YB last traded at $11.20 (-2.18% on volume of 3,207 shares), positioning the stock -9.39% below its 50-day simple moving average ($12.36) and -27.88% below its 200-day simple moving average ($15.53). Across its 52-week range of $11.00 to $23.65, YB sits at the 1.6% percentile with a 14-day RSI of 40.7 (NEUTRAL RANGE) and an implied next-earnings move of ±8.1% ($10.29 to $12.11).

YB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is YB's next earnings date?

Based on SEC filing cadence, Yuanbao Inc. (YB)'s next quarterly reporting window is estimated around Upcoming Quarter.

How much is YB stock expected to move on earnings?

Volatility modeling currently projects a ±8.1% event move for YB, spanning a range between $10.29 and $12.11.

Direct Sub-Reports: YB RQD Cockpit YB 12M Forecast YB Earnings & Move YB Dividends & DRIP YB Insiders & 13F YB Whale Options YB Profit Sankey YB News & Why

ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

YB — Yuanbao Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:15:46Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, YB scores 45 out of 100, earning a letter grade of D and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are:

Fundamental Cash Engine: 11 / 20. Per the RQD rating, this pillar reflects ROIC of 0% and FCF yield of 0%. For a prospective investor, the absence of measurable return on invested capital and free-cash-flow yield means the cash-generation case is not supported by the source data.
Whale 13F Flow: 3 / 20. Per the RQD rating, this pillar covers institutional accumulation and options positioning, and it is the lowest-scoring pillar. The implication is that institutional positioning in the source data does not provide a supportive signal.
Insider Conviction: 9 / 20. Per the RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The below-midpoint score suggests insider and congressional activity does not offer a strong conviction signal.
Macro Regime Fit: 9 / 20. Per the RQD rating, beta is 1.0 with a sector-sensitivity component. A beta of 1.0 means the stock is expected to move in line with the market; the score indicates limited macro-regime tailwind.
Forensic Balance Sheet: 13 / 20. Per the RQD rating, Altman Z is 2.5, Piotroski F is 6/9, and Debt/Equity is 0.5. This is the strongest pillar, indicating a comparatively steadier balance sheet than the cash-generation and flow pillars.

Taken together, the valuation tradeoff is that the stock trades at a $527.6M market capitalization without reported earnings-based multiples (P/E and EV/EBITDA are not available in source data), so an investor cannot anchor valuation to earnings. Upside drivers would need to come from improvements in return metrics and flow signals, which the current pillars do not yet show.

Business

Yuanbao Inc. (YB) is a NASDAQ-listed issuer in the Financials sector, within the Specialty Insurers industry. Per the company profile, the market capitalization is $0.5B. Not available in source data: product or service detail, customer base, and revenue model.

Recent Catalysts & News Wire Analysis

Market wire flow (5 items, all tagged to YB): Headlines cover a seasonal returns chart, a short-interest report for October, a 2.89% slip to $11.08 toward the lower range, a new 12-month low, a gap-up, and a steady-trading report at $11.30. Per the news feed, the sources are Yahoo Finance UK, MarketBeat, and siam.in.
Catalyst flag: One item (the $11.30 steady-trading report) carries a GREEN "CATALYST" impact label; the remaining items are YELLOW "MARKET WIRE" entries.
Risk watch: The new 12-month low headline is consistent with the stock's $11 low end of its 52-week range, per the market data.
Proprietary signals: Per the Butterfly Supply-Chain Graph, the proprietary signals list is empty.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is "NONE" and there are no butterfly links. Not available in source data: upstream and downstream dependencies, sector correlations, and second-order bottlenecks. For a prospective investor, the lack of mapped links means ripple effects from peers or suppliers cannot be assessed from the provided data.

Open Questions

What are the reported revenue, operating income, and net income figures by period, given that the financials section is empty?
Why is ROIC and FCF yield reported as 0%, and is this a true zero or a data gap?
What analyst consensus and price targets exist, given that no analyst data is provided?
Who are the institutional and insider holders, and what are their recent position changes?
What business lines and customer exposure underlie the Specialty Insurers classification?

YB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Yuanbao Inc. (YB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to YB Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance UK • 18h ago

Yuanbao Inc. (YB) Seasonal returns chart

Yahoo Finance UK report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 21h ago

Yuanbao Inc. - Sponsored ADR (NASDAQ:YB) Stock Short Interest Report for October

MarketBeat report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 1d ago

Yuanbao Inc. (YB) Slips 2.89% to $11.08 as Shares Drift Toward Lower Range - RTH Profile

https://www.siam.in/ report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Yuanbao (NASDAQ:YB) Hits New 12-Month Low - What's Next?

MarketBeat report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Yuanbao (NASDAQ:YB) Shares Gap Up - Here's What Happened

MarketBeat report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

Yuanbao Inc. (YB) Holds Steady at $11.30 as Buyers and Sellers Reach Equilibrium - Momentum Surge Alerts

https://www.siam.in/ report covering Yuanbao Inc. (YB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

YB Bull vs. Bear Conversation Board — What's Your Call at $11.20?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON YB 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $10.08 (-12.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is YB (D • RQD 45/100) a Buy at $11.45?

Welcome to the YB (Yuanbao Inc.) Roar Pit. Current RQD Composite is 45/100 (Roarable Sell — Underperform / Distribution Warning) in Specialty Insurers. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $9.27 (-19.0%)

Spot @ $11.45

Pump the brakes on YB — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on YB, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Yuanbao Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MA MacroHawk_NYC Verified K Arena Trader 🐂 BULLISH 🎯 Target: $14.54 (+27.0%)

Spot @ $11.45

YB cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on YB, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $11.45 (52-wk range $11.00 - $23.65), any beat on forward guidance forces shorts and underweight funds to chase.