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Stock Ratings / Financials / WRB / insiders
CINF (77) MKL (65) L (69) HIG (71) ⌘ Pro Terminal →

W.R. Berkley Corporation (WRB) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$75.16 +1.76% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $75.58

W.R. Berkley Corporation (WRB) earns a Roarable Rating of B+ (Buy) with 76/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ • BUY Cap $27.42B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on WRB Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WRB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, W.R. Berkley Corporation (NYSE: WRB) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $75.16 (+1.76% 1D, market cap $27.42B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 15/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, WRB ranks #27 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WRB compare to CINF and MKL in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), WRB carries a Roarable B+ (76/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 8.0%. By comparison, CINF (Cincinnati Financial Corporation) holds a B+ grade (77/100 RQD, P/E 11.7x, ROIC 9.2%, cap $27.81B) and MKL (Markel Group Inc.) posts a C grade (65/100 RQD, P/E 10.8x, ROIC 7.1%, cap $22.87B). Among the 5-stock peer group, HIG leads on earnings multiple (9.2x) while HIG leads on capital efficiency (28.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WRB?
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Per WRB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000011544), W.R. Berkley Corporation generated $14.71B in revenue (+7.8% YoY), $1.78B in net income, and $2.92B in free cash flow against $43.93B in total assets and $15.40B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $75.58 (+0.56%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 19.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 76/100 (B+) historically ranked in the Top 11% of excess returns over the next 90 days (+7.6% avg 90D alpha vs SPY • 70.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B+
025507510076
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk B
Cash (14)Whales (15)SEC (15)Macro (15)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+8.1% Base Target
$96 Bull$81 Base$62 Bear
📬 FREE WRB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WRB)Realized 20D OHLCV Swing Band: ±4.4%
Deterministic 5-Pillar Attribution (76/100 Composite)
🔍 WHY WRB SCORES 76/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+15/20 pts (20% of score)

20D Institutional Volume Accumulation (±4.4% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality14/20 pts (-6 pt drag)

Capital intensity & 14.3% operating margin leave 6 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
68
Grade B-$73.80+0.7% Next Q
Q2 (-2Q)
71
Grade B$74.34-3.6% Next Q
Q3 (-1Q)
73
Grade B$71.63+4.9% Next Q
Current
76
Grade B+$75.16+7.6% Hist 90D α
Trajectory: B- (68) → B+ (76)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WRB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 76/100 (B+) score, WRB faces multiple-compression risk if 15.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($70.75) or 200D SMA ($69.30) invalidates the momentum regime and cuts Target Base ($81.25) toward Bear Floor ($61.63).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WRB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WRB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 76%NO 24%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

WRB Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (WRB)

No recent open-market Form 4 cluster sales or emergency dumps flagged on WRB. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (WRB Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WRB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.33%⚡ TESTING RESISTANCE
2026-11-03O $73.10H $75.16L $73.10C $75.16VOL 2.55M
RES: $75.65SUP: $65.04SMA50: $70.75SMA200: $69.30
$78.47$74.24$70.01$65.79$61.56RES $75.65SUP $65.04$75.162026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WRB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WRB Butterfly Map → + Track WRB →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
7.6%/yr Implied 5Y Growth

vs. +7.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WRB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WRB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WRB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WRB)

Financials Rank #27 of 1097 ⚔️ CINF vs WRB Full Matrix →

1. Head-to-Head Financials Peer Comparison (WRB vs. CINF, MKL, L, HIG)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, W.R. Berkley Corporation (WRB) ranks #27 by composite RQD confidence (76/100, grade B+) and #99 by equity capitalization ($27.42B). Within this direct 5-issuer industry benchmark cohort, HIG leads on earnings valuation at 9.2x trailing P/E, while HIG leads on capital efficiency and profitability with 28.4% ROIC and — gross margin. CINF currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with WRB at 76/100 (B+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WRB ACTIVE
W.R. Berkley Corporation
B+ 76/100 15.3x — 8.0% +1.76% $27.42B Benchmark Subject
CINF
Cincinnati Financial Corporation
B+ 77/100 11.7x — 9.2% +1.43% $27.81B /cinf-vs-wrb →
MKL
Markel Group Inc.
C 65/100 10.8x — 7.1% +1.85% $22.87B /mkl-vs-wrb →
L
Loews Corporation
C+ 69/100 13.7x — 4.4% +0.02% $22.76B /l-vs-wrb →
HIG
The Hartford Insurance Group Inc.
B- 71/100 9.2x — 28.4% +2.21% $35.46B /hig-vs-wrb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000011544 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), W.R. Berkley Corporation (WRB) reported GAAP revenue of $14.71B (+7.8% vs. FY2024 revenue of $13.64B , and +21.1% cumulative change since FY2023) , GAAP net income of $1.78B, operating cash flow of $3.58B, and free cash flow of $2.92B (-4.7% YoY). On the balance sheet, WRB closed FY2025 with $43.93B in total assets against $15.40B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $14.71B $1.78B $3.58B $2.92B $43.93B $15.40B
FY2024 (FY) 2024-12-31 $13.64B $1.76B $3.68B $3.06B $40.57B $14.47B
FY2023 (FY) 2023-12-31 $12.14B $1.38B $2.93B $2.38B $14.93B $3.49B

3. WRB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WRB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, W.R. Berkley Corporation (NYSE: WRB) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 76/100 at a spot price of $75.16 (+1.76% 1D, market cap $27.42B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 15/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, WRB ranks #27 in composite RQD confidence.

How does WRB compare to CINF and MKL in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), WRB carries a Roarable B+ (76/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 8.0%. By comparison, CINF (Cincinnati Financial Corporation) holds a B+ grade (77/100 RQD, P/E 11.7x, ROIC 9.2%, cap $27.81B) and MKL (Markel Group Inc.) posts a C grade (65/100 RQD, P/E 10.8x, ROIC 7.1%, cap $22.87B). Among the 5-stock peer group, HIG leads on earnings multiple (9.2x) while HIG leads on capital efficiency (28.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WRB?

Per WRB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000011544), W.R. Berkley Corporation generated $14.71B in revenue (+7.8% YoY), $1.78B in net income, and $2.92B in free cash flow against $43.93B in total assets and $15.40B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WRB trading relative to its 50-day, 200-day, and 52-week technical levels?

WRB last traded at $75.16 (+1.76% on volume of 1,594,154 shares), positioning the stock +6.23% above its 50-day simple moving average ($70.75) and +8.46% above its 200-day simple moving average ($69.30). Across its 52-week range of $62.87 to $78.96, WRB sits at the 76.4% percentile with a 14-day RSI of 56.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.4% ($71.85 to $78.47).

Direct Sub-Reports: WRB RQD Cockpit WRB 12M Forecast WRB Earnings & Move WRB Dividends & DRIP WRB Insiders & 13F WRB Whale Options WRB Profit Sankey WRB News & Why
ROARABLE RATING BRIEF • RQD 76/100 (B+) ✓ SEC XBRL & RQD VERIFIED

WRB — W.R. Berkley Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

W.R. Berkley Corporation (WRB) earns a live Roarable RQD composite score of 76/100, corresponding to a B+ letter grade (Roarable Buy) at a spot price of $75.16 (+1.76% 1D, market capitalization $27.42B).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 8.0%, gross margin of —, operating margin of 14.8%, and free cash flow yield of 10.76%.
  • Whale 13F & Options Flow (15/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (15/20) + Forensic Balance Sheet (15/20): Incorporates a 0.89x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

W.R. Berkley Corporation (WRB) is a NYSE-listed issuer in the Financials sector, operating in the Property-Casualty Insurers industry. It carries a market capitalization of $27.1B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), W.R. Berkley Corporation (WRB) reported $14.71B in annual revenue (up from $13.64B in FY2024, +7.8% YoY) and $1.78B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($12.14B revenue, $1.38B net income) through FY2025, WRB scaled operating cash flow to $3.58B and free cash flow to $2.92B, backed by $43.93B in total assets against $15.40B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (B+ • RQD 76/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $62.87 – $78.96 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 15.3x trailing P/E and 14.3x EV/EBITDA against 14.8% operating margins and a 0.89x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Property-Casualty Insurers (Financials), WRB carries a macro regime beta of 0.89 and gross margin of —.

  • Key Question #1: Can WRB sustain or expand its 14.8% operating margin and 8.0% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $14.71B and free cash flow of $2.92B, how will capital allocation balance growth reinvestment against $15.40B in total debt?
  • Key Question #3: How sensitive is WRB's 14.2x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.89x)?

WRB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for W.R. Berkley Corporation (WRB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WRB Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WRB Bull vs. Bear Conversation Board — What's Your Call at $75.16?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WRB 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WRB:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $96.02 (+30.0%)
📌 Pinned Debate

Insider conviction (17/20) and a 10.76% FCF yield at a 15.3 P/E support the Roarable Buy verdict.

Here is why I am bullish on WRB here at $73.86: Insider conviction (17/20) and a 10.76% FCF yield at a 15.3 P/E support the Roarable Buy verdict.. Compare WRB's 14.8% operating margin and 8.0% ROIC against the rest of Property-Casualty Insurers. As long as cash conversion holds up, dips toward $70.17 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — WRB's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FO ForensicBear RQD DEBATE OPENER • 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $56.87 (-23.0%)
Spot @ $73.86

Conflicting Q3 headlines, rising reported debt to $15.40B, and a 13/20 institutional flow score temper the rating.

I respect the product at W.R. Berkley Corporation, but the stock at $73.86 is a different story. Conflicting Q3 headlines, rising reported debt to $15.40B, and a 13/20 institutional flow score temper the rating.. FCF yield is 10.76% and RQD sits at 76/100 (B+) — why pay up here when you can wait for next quarter's numbers?

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