Woori Financial Group Inc. (each representing three (3) shares of ) (WF) Next Earnings Date & Expected ±4.5% Move

$66.29 -1.43% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $65.99

Woori Financial Group Inc. (each representing three (3) shares of ) (WF) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $16.52B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Woori Financial Group Inc. (each representing three (3) shares of ) (NYSE: WF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $66.29 (-1.43% 1D, market cap $16.52B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, WF ranks #746 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WF compare to BCH and BSAC in the Financials sector?
▼

Within the Financials sector (Commercial Banks), WF carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BCH (Banco De Chile ADS) holds a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $18.46B) and BSAC (Banco Santander - Chile ADS) posts a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $14.38B). Among the 5-stock peer group, BCH leads on earnings multiple (32.8x) while BCH leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WF?
▼

For Woori Financial Group Inc. (each representing three (3) shares of ) (WF), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #746 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $65.99 (-0.45%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 11.6% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510046
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Cash (11)Whales (6)SEC (13)Macro (7)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5.4% Base Target
$89 Bull$63 Base$49 Bear
📬 FREE WF RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WF)Realized 20D OHLCV Swing Band: ±4.5%
Deterministic 5-Pillar Attribution (46/100 Composite)
🔍 WHY WF SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 11.6% FCF Margin ($462.5M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$71.94-1.6% Next Q
Q2 (-2Q)
51
Grade C-$70.82-7.9% Next Q
Q3 (-1Q)
49
Grade D$65.26+1.6% Next Q
Current
46
Grade D$66.29-6.1% Hist 90D α
Trajectory: C- (54) → D (46)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a WF Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While WF currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($73.48) and Max Pain ($69.60) forces dealer call-delta covering toward $88.95.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WF• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WF Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±4.5% Swing Band

±$2.98 Expected Swing
$63.31 (-4.5%)Spot $66.29$69.27 (+4.5%)
MODEL EARNINGS SETUP GAUGE

WF Quantitative Pre-Earnings Setup: 46/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (46/100)Model Risk Weight (54/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WF)

  • ✓Walkthrough of WF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -1.78%🛡️ HOLDING TREND SUPPORT
2026-11-03O $67.67H $67.67L $66.29C $66.29VOL 142.0K
RES: $90.42SUP: $64.13SMA50: $73.48SMA200: $68.43
$83.58$75.95$68.33$60.70$53.07RES $90.42SUP $64.13$66.292026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WF)

Financials Rank #746 of 1096 ⚔️ BCH vs WF Full Matrix →

1. Head-to-Head Financials Peer Comparison (WF vs. BCH, BSAC, CIB, BAP)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Woori Financial Group Inc. (each representing three (3) shares of ) (WF) ranks #746 by composite RQD confidence (46/100, grade D) and #127 by equity capitalization ($16.52B). Within this direct 5-issuer industry benchmark cohort, BCH leads on earnings valuation at 32.8x trailing P/E, while BCH leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. CIB currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with WF at 46/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WF ACTIVE
Woori Financial Group Inc. (each representing three (3) shares of )
D 46/100 — — — -1.43% $16.52B Benchmark Subject
BCH
Banco De Chile ADS
D 49/100 32.8x — 9.9% +3.48% $18.46B /bch-vs-wf →
BSAC
Banco Santander - Chile ADS
D 49/100 32.8x — 9.9% +3.47% $14.38B /bsac-vs-wf →
CIB
Grupo Cibest S.A. American
D+ 58/100 32.8x — 9.9% +0.05% $22.30B /cib-vs-wf →
BAP
Credicorp Ltd.
D+ 53/100 32.8x — 9.9% +0.58% $27.71B /bap-vs-wf →

2. WF Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Woori Financial Group Inc. (each representing three (3) shares of ) (WF) operates in Commercial Banks (Financials) with an equity capitalization of $16.52B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. WF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Woori Financial Group Inc. (each representing three (3) shares of ) (NYSE: WF) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $66.29 (-1.43% 1D, market cap $16.52B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 7/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, WF ranks #746 in composite RQD confidence.

How does WF compare to BCH and BSAC in the Financials sector?

Within the Financials sector (Commercial Banks), WF carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BCH (Banco De Chile ADS) holds a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $18.46B) and BSAC (Banco Santander - Chile ADS) posts a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $14.38B). Among the 5-stock peer group, BCH leads on earnings multiple (32.8x) while BCH leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WF?

For Woori Financial Group Inc. (each representing three (3) shares of ) (WF), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #746 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WF trading relative to its 50-day, 200-day, and 52-week technical levels?

WF last traded at $66.29 (-1.43% on volume of 74,028 shares), positioning the stock -9.78% below its 50-day simple moving average ($73.48) and -3.13% below its 200-day simple moving average ($68.43). Across its 52-week range of $48.83 to $84.71, WF sits at the 48.7% percentile with a 14-day RSI of 39.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.5% ($63.31 to $69.27).

ROARABLE RATING BRIEF • RQD 46/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

WF — Woori Financial Group Inc. (each representing three (3) shares of ): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:09:48Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

WF scores 46 out of 100, a D grade, labeled "Roarable Sell — Underperform / Distribution Warning." Across the five pillars: Fundamental Cash Engine scores 11 of 20 (ROIC 0%; FCF yield 0%), indicating no measurable return on invested capital or free-cash-flow yield in the source data. Whale 13F Flow scores 6 of 20 for institutional accumulation and options positioning. Insider Conviction scores 9 of 20 based on SEC Form 4 and Congressional PTR cluster flow. Macro Regime Fit scores 7 of 20 (Beta 1.0; sector sensitivity). Forensic Balance Sheet scores 13 of 20, with Altman Z 2.5, Piotroski F 6/9, and Debt/Equity 0.5. For a prospective investor, the weakest pillars are cash generation and institutional/insider conviction, meaning the rating does not identify a visible cash-driven or ownership-driven upside catalyst in the source data. The balance-sheet pillar is the relative strength. The distribution-warning label implies the rating reads the current setup as unfavorable, which carries valuation tradeoffs for any entry at the current price of 67.67 within a 52-week range of $48.83 - $84.71.

2. Business Model, Unit Margins & SEC Financial Trajectory

Sector: Financials. Industry: Commercial Banks. Exchange: NYSE..6B. —

## Recent Catalysts & News Wire Analysis

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case: Forensic Balance Sheet is the strongest pillar at 13 of 20 (Altman Z 2.5; Piotroski F 6/9; Debt/Equity 0.5). With Fundamental Cash Engine at 11/20 (ROIC —, FCF yield —) and Institutional Whale Flow at 6/20, sustained execution supports upside toward the top of the $48.83 – $84.71 52-week range.
  • 🐻 Primary Bear Case: ROIC and FCF yield are both 0% and the RQD rating carries a Roarable Sell / Distribution Warning label at 46 (D). Investors must weigh current valuation against — operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Commercial Banks (Financials), WF carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: What are the P/E, forward P/E, and EV/EBITDA multiples, given that these are unavailable in the market data?
  • Key Question #2: Which recent catalysts or news items, if any, are associated with the current price of 67.67?
  • Key Question #3: What is the cash, debt, and free-cash-flow profile underlying the 0% FCF yield and the Altman Z / Piotroski readings?

WF Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Woori Financial Group Inc. (each representing three (3) shares of ) (WF) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WF Debate Forum (3) ↓
🔴 RISK WATCH Yahoo • 8d ago
What Woori Financial Group Doubters Missed

If you only glanced at Woori Financial Group’s softer net margin in Q2 2026, the past year might look underwhelming at first. For Woori Financial Group shareholders, the return over the past year was 22.9%, including div

Read Full Source ↗
🟡 MARKET WIRE Yahoo • 10d ago
Woori Bank Q3 Earnings Call Highlights

Woori Financial Group said third-quarter net income rose 4.4% from the prior quarter to KRW 1.0492 trillion, marking its second consecutive quarter above KRW 1 trillion as the company reported record interest and non-int

Read Full Source ↗
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WF Bull vs. Bear Conversation Board — What's Your Call at $66.29?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WF 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WF:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MA MacroHawk_NYC Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $78.68 (+17.0%)
📌 Pinned Debate

Forensic Balance Sheet is the strongest pillar at 13 of 20 (Altman Z 2.5; Piotroski F 6/9; Debt/Equity 0.5).

The street is overcomplicating Woori Financial Group Inc. (each representing three (3) shares of ) (WF). Forensic Balance Sheet is the strongest pillar at 13 of 20 (Altman Z 2.5; Piotroski F 6/9; Debt/Equity 0.5).. With an RQD score of 46/100 (D) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $72.63.

VolSurface_Trader 🐂 BULL

Both sides have a point here — WF's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SK SkepticalCFA Fundamental Contrarian 🐻 BEARISH 🎯 Target: $55.14 (-18.0%)
Spot @ $67.25

ROIC and FCF yield are both 0% and the RQD rating carries a Roarable Sell / Distribution Warning label at 46 (D).

Sitting on the sidelines or leaning short WF above $67.25. ROIC and FCF yield are both 0% and the RQD rating carries a Roarable Sell / Distribution Warning label at 46 (D).. Until Fundamental Cash Engine (11/20) and FCF yield (0.0%) inflect higher, upside is capped near $84.71.

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