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Why WD Stock surged +2.79% Today — RQD Quant Desk Flash

$35.76 +2.79% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $35.87

Walker & Dunlop Inc (WD) carries a Roarable Rating of D- (Sell) with 36/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $1.19B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Walker & Dunlop Inc (NYSE: WD) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $35.76 (+2.79% 1D, market cap $1.19B). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, WD ranks #965 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WD compare to SECZ and KEEL in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), WD carries a Roarable D- (36/100 RQD), trailing P/E of 21.2x, gross margin of —, and ROIC of 3.2%. By comparison, SECZ (Securitize Corp.) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $1.23B) and KEEL (Keel Infrastructure Corp.) posts a E grade (22/100 RQD, P/E N/A, ROIC -10.4%, cap $1.27B). Among the 5-stock peer group, ATLC leads on earnings multiple (12.3x) while ATLC leads on capital efficiency (19.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WD?
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Per WD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001497770), Walker & Dunlop Inc generated $320.0M in revenue (+20.6% YoY), $56.2M in net income, and -$664.3M in free cash flow against $5.06B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $35.87 (+0.31%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510036
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-
Cash (3)Whales (5)SEC (10)Macro (6)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-9.9% Base Target
$85 Bull$32 Base$25 Bear
📬 FREE WD RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WD)Realized 20D OHLCV Swing Band: ±8.2%
Deterministic 5-Pillar Attribution (36/100 Composite)
🔍 WHY WD SCORES 36/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+12/20 pts (33% of score)

SEC Form 4 / 13F Thermometer: 60% Net Buy • Cannibal Buyback (-1.24% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Cash Engine Quality4/20 pts (-16 pt drag)

Capital intensity & 0% operating margin leave 16 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
28
Grade E$32.08+4.2% Next Q
Q2 (-2Q)
31
Grade E$33.43+3.6% Next Q
Q3 (-1Q)
33
Grade E$34.63+3.3% Next Q
Current
36
Grade D-$35.76-8.3% Hist 90D α
Trajectory: E (28) → D- (36)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a WD Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While WD currently carries a cautious 36/100 (D-) rating due to Cash Engine Quality (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($36.70) and Max Pain ($37.55) forces dealer call-delta covering toward $85.17.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WD• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WD Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 36%NO 64%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why WD Stock surged +2.79% Today — RQD Quant Desk Flash

Walker & Dunlop Inc (WD) surged +2.79% to $35.76, trading at 9% of its 52-week range ($31.4 – $81.11). Stretched risk/reward at 21x P/E (3% return on capital) under elevated 10-year interest-rate pressure.

  • ▸Technical Tape: Trading at 9% of its 52-week range ($31.4 – $81.11) with RSI-14 at 49.5 (NEUTRAL RANGE).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±8.2% around $35.76 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live WD Headlines & Catalysts
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WD)

  • ✓Walkthrough of WD's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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WD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -29.69%▼ DESCENDING CHANNEL
2026-11-03O $34.71H $35.76L $34.71C $35.76VOL 347.2K
RES: $48.19SUP: $28.49SMA50: $36.70SMA200: $47.61
$69.30$59.03$48.76$38.48$28.21RES $48.19SUP $28.49$35.762026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WD Butterfly Map → + Track WD →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
14.9%/yr Implied 5Y Growth

vs. +20.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WD today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WD. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WD)

Financials Rank #965 of 1097 ⚔️ SECZ vs WD Full Matrix →

1. Head-to-Head Financials Peer Comparison (WD vs. SECZ, KEEL, OCSL, ATLC)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Walker & Dunlop Inc (WD) ranks #965 by composite RQD confidence (36/100, grade D-) and #520 by equity capitalization ($1.19B). Within this direct 5-issuer industry benchmark cohort, ATLC leads on earnings valuation at 12.3x trailing P/E, while ATLC leads on capital efficiency and profitability with 19.8% ROIC and — gross margin. ATLC currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with WD at 36/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WD ACTIVE
Walker & Dunlop Inc
D- 36/100 21.2x — 3.2% +2.79% $1.19B Benchmark Subject
SECZ
Securitize Corp.
D- 43/100 — — — -4.23% $1.23B /secz-vs-wd →
KEEL
Keel Infrastructure Corp.
E 22/100 — — -10.4% -8.25% $1.27B /keel-vs-wd →
OCSL
Oaktree Specialty Lending Corporation
C- 59/100 31.5x — 2.4% +2.22% $1.07B /ocsl-vs-wd →
ATLC
Atlanticus Holdings Corporation
C 65/100 12.3x — 19.8% -0.35% $1.42B /atlc-vs-wd →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001497770 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Walker & Dunlop Inc (WD) reported GAAP revenue of $320.0M (+20.6% vs. FY2024 revenue of $265.4M , and +23.9% cumulative change since FY2023) , GAAP net income of $56.2M, operating cash flow of -$664.3M, and free cash flow of -$664.3M (-613.5% YoY). On the balance sheet, WD closed FY2025 with $5.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $320.0M $56.2M -$664.3M -$664.3M $5.06B —
FY2024 (FY) 2024-12-31 $265.4M $108.2M $129.4M $129.4M $4.38B —
FY2023 (FY) 2023-12-31 $258.2M $107.4M -$518.0K -$518.0K — —

3. WD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Walker & Dunlop Inc (NYSE: WD) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $35.76 (+2.79% 1D, market cap $1.19B). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, WD ranks #965 in composite RQD confidence.

How does WD compare to SECZ and KEEL in the Financials sector?

Within the Financials sector (Finance: Consumer Services), WD carries a Roarable D- (36/100 RQD), trailing P/E of 21.2x, gross margin of —, and ROIC of 3.2%. By comparison, SECZ (Securitize Corp.) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $1.23B) and KEEL (Keel Infrastructure Corp.) posts a E grade (22/100 RQD, P/E N/A, ROIC -10.4%, cap $1.27B). Among the 5-stock peer group, ATLC leads on earnings multiple (12.3x) while ATLC leads on capital efficiency (19.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WD?

Per WD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001497770), Walker & Dunlop Inc generated $320.0M in revenue (+20.6% YoY), $56.2M in net income, and -$664.3M in free cash flow against $5.06B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WD trading relative to its 50-day, 200-day, and 52-week technical levels?

WD last traded at $35.76 (+2.79% on volume of 545,645 shares), positioning the stock -2.56% below its 50-day simple moving average ($36.70) and -24.89% below its 200-day simple moving average ($47.61). Across its 52-week range of $31.40 to $81.11, WD sits at the 8.8% percentile with a 14-day RSI of 49.5 (NEUTRAL RANGE) and an implied next-earnings move of ±8.2% ($32.83 to $38.69).

Direct Sub-Reports: WD RQD Cockpit WD 12M Forecast WD Earnings & Move WD Dividends & DRIP WD Insiders & 13F WD Whale Options WD Profit Sankey WD News & Why
ROARABLE RATING BRIEF • RQD 36/100 (D-) ✓ SEC XBRL & RQD VERIFIED

WD — Walker & Dunlop Inc: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Walker & Dunlop Inc (WD) earns a live Roarable RQD composite score of 36/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $35.76 (+2.79% 1D, market capitalization $1.19B).

  • Fundamental Cash Engine (3/20): Anchored by return on invested capital (ROIC) of 3.2%, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (5/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (6/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 2/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Walker & Dunlop Inc (WD) is a NYSE-listed issuer in the Financials sector, operating within the Finance: Consumer Services industry. The source profile identifies the company by sector, industry, and exchange only. Specific product lines, customer base, and revenue-generation mechanics are — Net margin is reported at 17.6%, while gross and operating margins are each reported at 0%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Walker & Dunlop Inc (WD) reported $320.0M in annual revenue (up from $265.4M in FY2024, +20.6% YoY) and $56.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($258.2M revenue, $107.4M net income) through FY2025, WD scaled operating cash flow to -$664.3M and free cash flow to -$664.3M, backed by $5.06B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 36/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 5/20. With Fundamental Cash Engine at 3/20 and Institutional Whale Flow at 5/20, sustained execution supports upside toward the upper end of the $31.40 – $81.11 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 21.2x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be characterized from the provided sources beyond the sector and industry labels.

  • Key Question #1: Can WD sustain or expand its — operating margin and 3.2% ROIC against Finance: Consumer Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $320.0M and free cash flow of -$664.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is WD's 17.8x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

WD Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Walker & Dunlop Inc (WD) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WD Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WD Bull vs. Bear Conversation Board — What's Your Call at $35.76?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WD 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WD:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $42.44 (+22.0%)
📌 Pinned Debate

Insider buying totaling US$789.9k and a 7.71% dividend yield offer signs of management and income appeal.

Picked up a starter position in WD in my $100K Virtual Cash book at $34.79. Insider buying totaling US$789.9k and a 7.71% dividend yield offer signs of management and income appeal.. Trading inside a $31.40–$81.11 52-week range with 0.0% FCF yield gives solid downside support if Finance: Consumer Services multiples expand this quarter.

RetailWhale_TX 🐂 BULL

@ShortSeller_Dan Shorting a 5/20 institutional whale-flow stock at $34.79 is dangerous when funds are rotating into Financials.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $28.88 (-17.0%)
Spot @ $34.79

A 0% FCF yield, 3.2% ROIC, and FY 2025 free cash flow of -$664.3M point to a weak cash engine.

Fading this rally in WD at $34.79. A 0% FCF yield, 3.2% ROIC, and FY 2025 free cash flow of -$664.3M point to a weak cash engine.. With a beta of 1.0 and the stock sitting at $34.79 (52-wk range $31.40–$81.11), the easy multiple expansion is already priced in.

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