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Virginia National Bankshares Corporation (VABK) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$52.80 +2.50% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $53.16

Virginia National Bankshares Corporation (VABK) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $279.5M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on VABK Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is VABK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Virginia National Bankshares Corporation (NASDAQ: VABK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $52.80 (+2.50% 1D, market cap $279.5M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, VABK ranks #74 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does VABK compare to LCNB and FXNC in the Financials sector?
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Within the Financials sector (Major Banks), VABK carries a Roarable B (72/100 RQD), trailing P/E of 14.4x, gross margin of —, and ROIC of 10.5%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and FXNC (First National Corporation) posts a C grade (65/100 RQD, P/E 15.8x, ROIC 9.5%, cap $275.4M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for VABK?
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Per VABK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001572334), Virginia National Bankshares Corporation generated $692.9M in revenue (+2.0% YoY), $19.3M in net income, and $20.8M in free cash flow against $1.65B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $53.16 (+0.69%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 3% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B
025507510072
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk C+
Cash (14)Whales (15)SEC (13)Macro (14)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+6.3% Base Target
$66 Bull$56 Base$43 Bear
📬 FREE VABK RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for VABK)Realized 20D OHLCV Swing Band: ±6.4%
Deterministic 5-Pillar Attribution (72/100 Composite)
🔍 WHY VABK SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+15/20 pts (21% of score)

20D Institutional Volume Accumulation (±6.4% realized swing band)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
64
Grade C+$50.28-1.7% Next Q
Q2 (-2Q)
67
Grade B-$49.41+0.5% Next Q
Q3 (-1Q)
69
Grade B-$49.68+6.3% Next Q
Current
72
Grade B$52.80+7% Hist 90D α
Trajectory: C+ (64) → B (72)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the VABK Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, VABK faces multiple-compression risk if 14.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($48.46) or 200D SMA ($43.98) invalidates the momentum regime and cuts Target Base ($56.13) toward Bear Floor ($43.30).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $VABK• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “VABK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 72%NO 28%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

VABK Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (VABK)

No recent open-market Form 4 cluster sales or emergency dumps flagged on VABK. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (VABK Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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VABK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +23.65%⚡ TESTING RESISTANCE
2026-11-03O $51.19H $52.80L $51.19C $52.80VOL 124.2K
RES: $53.32SUP: $47.95SMA50: $48.46SMA200: $43.98
$53.74$49.86$45.99$42.11$38.24RES $53.32SUP $47.95$52.802026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

VABK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 VABK Butterfly Map → + Track VABK →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
6.3%/yr Implied 5Y Growth

vs. +2.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on VABK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for VABK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for VABK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (VABK)

Financials Rank #74 of 1097 ⚔️ LCNB vs VABK Full Matrix →

1. Head-to-Head Financials Peer Comparison (VABK vs. LCNB, FXNC, HWBK, OVLY)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Virginia National Bankshares Corporation (VABK) ranks #74 by composite RQD confidence (72/100, grade B) and #828 by equity capitalization ($279.5M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. VABK currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
VABK ACTIVE
Virginia National Bankshares Corporation
B 72/100 14.4x — 10.5% +2.50% $279.5M Benchmark Subject
LCNB
LCNB Corporation
C 65/100 12.3x — 8.4% +1.42% $281.1M /lcnb-vs-vabk →
FXNC
First National Corporation
C 65/100 15.8x — 9.5% +2.96% $275.4M /fxnc-vs-vabk →
HWBK
Hawthorn Bancshares Inc.
C+ 67/100 12.2x — 13.7% +0.98% $284.9M /hwbk-vs-vabk →
OVLY
Oak Valley Bancorp (CA)
C+ 66/100 9.4x — 14.8% +1.22% $289.6M /ovly-vs-vabk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001572334 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Virginia National Bankshares Corporation (VABK) reported GAAP revenue of $692.9M (+2.0% vs. FY2024 revenue of $679.1M ) , GAAP net income of $19.3M, operating cash flow of $21.3M, and free cash flow of $20.8M (+42.6% YoY). On the balance sheet, VABK closed FY2025 with $1.65B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $692.9M $19.3M $21.3M $20.8M $1.65B —
FY2024 (FY) 2024-12-31 $679.1M $0 $15.3M $14.6M $1.62B —

3. VABK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is VABK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Virginia National Bankshares Corporation (NASDAQ: VABK) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $52.80 (+2.50% 1D, market cap $279.5M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, VABK ranks #74 in composite RQD confidence.

How does VABK compare to LCNB and FXNC in the Financials sector?

Within the Financials sector (Major Banks), VABK carries a Roarable B (72/100 RQD), trailing P/E of 14.4x, gross margin of —, and ROIC of 10.5%. By comparison, LCNB (LCNB Corporation) holds a C grade (65/100 RQD, P/E 12.3x, ROIC 8.4%, cap $281.1M) and FXNC (First National Corporation) posts a C grade (65/100 RQD, P/E 15.8x, ROIC 9.5%, cap $275.4M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for VABK?

Per VABK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001572334), Virginia National Bankshares Corporation generated $692.9M in revenue (+2.0% YoY), $19.3M in net income, and $20.8M in free cash flow against $1.65B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is VABK trading relative to its 50-day, 200-day, and 52-week technical levels?

VABK last traded at $52.80 (+2.50% on volume of 21,530 shares), positioning the stock +8.96% above its 50-day simple moving average ($48.46) and +20.05% above its 200-day simple moving average ($43.98). Across its 52-week range of $37.35 to $52.76, VABK sits at the 100.0% percentile with a 14-day RSI of 60.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.4% ($49.42 to $56.18).

Direct Sub-Reports: VABK RQD Cockpit VABK 12M Forecast VABK Earnings & Move VABK Dividends & DRIP VABK Insiders & 13F VABK Whale Options VABK Profit Sankey VABK News & Why
ROARABLE RATING BRIEF • RQD 72/100 (B) ✓ SEC XBRL & RQD VERIFIED

VABK — Virginia National Bankshares Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Virginia National Bankshares Corporation (VABK) earns a live Roarable RQD composite score of 72/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $52.80 (+2.50% 1D, market capitalization $279.5M).

  • Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 10.5%, gross margin of —, operating margin of —, and free cash flow yield of 7.47%.
  • Whale 13F & Options Flow (15/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 4/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Virginia National Bankshares Corporation (VABK) is listed on NASDAQ and classified under the Financials sector and the Major Banks industry. The profile states only that the issuer operates in Major Banks with a market capitalization of $0.3B. Revenue is reported as — in the financials section, so the source does not establish how the company earns its income.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Virginia National Bankshares Corporation (VABK) reported $692.9M in annual revenue (up from $679.1M in FY2024, +2.0% YoY) and $19.3M in GAAP net income. Over the multi-year SEC filing window from FY2024 ($679.1M revenue, $0 net income) through FY2025, VABK scaled operating cash flow to $21.3M and free cash flow to $20.8M, backed by $1.65B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (B • RQD 72/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $37.35 – $52.76 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 14.4x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The only sector context supplied is the classification of Financials / Major Banks and Beta of 1.0.

  • Key Question #1: Can VABK sustain or expand its — operating margin and 10.5% ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $692.9M and free cash flow of $20.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is VABK's 13.4x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

VABK Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Virginia National Bankshares Corporation (VABK) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to VABK Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

VABK Bull vs. Bear Conversation Board — What's Your Call at $52.80?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON VABK 🐻 33% BEARISH CONVICTION
1. Pick Your Side on VABK:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $61.81 (+20.0%)
📌 Pinned Debate

Insider conviction (16/20) and a 7.47% FCF yield with a 13.4 forward P/E suggest the stock may be underpriced relative to its cash gene

Long VABK at $51.51 targeting $61.81. Insider conviction (16/20) and a 7.47% FCF yield with a 13.4 forward P/E suggest the stock may be underpriced relative to its cash generation.. Institutional whale score is 15/20 and the risk/reward vs. the $37.35 52-week low is skewed heavily in favor of bulls.

EarningsSniper 🐂 BULL

@MultipleCompression Shorting a 15/20 institutional whale-flow stock at $51.51 is dangerous when funds are rotating into Financials.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $39.15 (-24.0%)
Spot @ $51.51

A Piotroski F-Score of 4/9 and an Altman Z-Score of 2.5 point to a weak forensic balance sheet, with no analyst coverage or ownership d

Sitting on the sidelines or leaning short VABK above $51.51. A Piotroski F-Score of 4/9 and an Altman Z-Score of 2.5 point to a weak forensic balance sheet, with no analyst coverage or ownership data to offset the risk.. Until Fundamental Cash Engine (14/20) and FCF yield (7.47%) inflect higher, upside is capped near $52.76.

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