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Stock Ratings / Financials / UDR
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UDR Inc. (UDR) — RQD Stock Rating Cockpit

$35.91 +1.10% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $35.91

UDR Inc. (UDR) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $11.41B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on UDR Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is UDR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, UDR Inc. (NYSE: UDR) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $35.91 (+1.10% 1D, market cap $11.41B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, UDR ranks #296 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does UDR compare to AMH and GLPI in the Financials sector?
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Within the Financials sector (Real Estate Investment Trusts), UDR carries a Roarable C (63/100 RQD), trailing P/E of 30.1x, gross margin of —, and ROIC of 7.3%. By comparison, AMH (American Homes 4 Rent Common) holds a C grade (62/100 RQD, P/E 32.8x, ROIC 3.8%, cap $11.35B) and GLPI (Gaming and Leisure Properties Inc.) posts a C+ grade (66/100 RQD, P/E N/A, ROIC 14.8%, cap $11.34B). Among the 5-stock peer group, AGNC leads on earnings multiple (6.4x) while GLPI leads on capital efficiency (14.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for UDR?
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Per UDR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000074208), UDR Inc. generated $11.4M in revenue (+36.6% YoY), $377.7M in net income, and $902.4M in free cash flow against $10.61B in total assets and $2.91B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $35.91 (+0.01%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 7942.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510063
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C-
Cash (13)Whales (11)SEC (15)Macro (9)CEO (15)
Each axis scored 0–20
12M PRICE TARGET CONE+2.3% Base Target
$44 Bull$37 Base$29 Bear
📬 FREE UDR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for UDR)Realized 20D OHLCV Swing Band: ±3.9%
Deterministic 5-Pillar Attribution (63/100 Composite)
🔍 WHY UDR SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit9/20 pts (-11 pt drag)

Macro rate sensitivity & RSI-14 (56.6) create a -11 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
55
Grade C$33.96+3.2% Next Q
Q2 (-2Q)
58
Grade C$35.04-0.9% Next Q
Q3 (-1Q)
60
Grade C$34.71+3.5% Next Q
Current
63
Grade C$35.91+0.9% Hist 90D α
Trajectory: C (55) → C (63)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the UDR Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, UDR faces multiple-compression risk if 30.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($34.90) or 200D SMA ($36.78) invalidates the momentum regime and cuts Target Base ($36.72) toward Bear Floor ($28.64).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $UDR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “UDR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 63%NO 37%Trade / Inspect Odds →
RSI-14 MOMENTUMBULLISH MOMENTUM
56.630 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
9 / 99-Pt Accounting
52-WEEK LASER RANGE33% OF RANGE
L: $33$35.91H: $42
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: CRQD 26 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C-RQD 24 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on UDR

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (65)

7.3% ROIC with 42.0% gross margin and 7.93% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 4.20 and Piotroski 9/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (58)

26/40 institutional & smart-money positioning score with 9/20 macro alignment.

Bull Case: Why Buyers Like UDR
  • ✓Company leadership has skin in the game with net positive insider conviction.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (UDR Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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UDR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -1.24%⚡ TESTING RESISTANCE
2026-11-03O $35.42H $35.91L $35.42C $35.91VOL 5.95M
RES: $35.96SUP: $31.88SMA50: $34.90SMA200: $36.78
$42.62$40.04$37.46$34.88$32.30RES $35.96SUP $31.88$35.912026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UDR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 UDR Butterfly Map → + Track UDR →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
23.2%/yr Implied 5Y Growth

vs. +36.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on UDR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UDR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for UDR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (UDR)

Financials Rank #296 of 1097 ⚔️ AMH vs UDR Full Matrix →

1. Head-to-Head Financials Peer Comparison (UDR vs. AMH, GLPI, ELS, AGNC)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, UDR Inc. (UDR) ranks #296 by composite RQD confidence (63/100, grade C) and #170 by equity capitalization ($11.41B). Within this direct 5-issuer industry benchmark cohort, AGNC leads on earnings valuation at 6.4x trailing P/E, while GLPI leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. GLPI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with UDR at 63/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
UDR ACTIVE
UDR Inc.
C 63/100 30.1x — 7.3% +1.10% $11.41B Benchmark Subject
AMH
American Homes 4 Rent Common
C 62/100 32.8x — 3.8% +0.92% $11.35B /amh-vs-udr →
GLPI
Gaming and Leisure Properties Inc.
C+ 66/100 — — 14.8% +0.92% $11.34B /glpi-vs-udr →
ELS
Equity Lifestyle Properties Inc.
C 62/100 28.5x — 11.4% +2.41% $11.50B /els-vs-udr →
AGNC
AGNC Investment Corp.
D+ 52/100 6.4x — 2.9% +0.46% $11.02B /agnc-vs-udr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000074208 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), UDR Inc. (UDR) reported GAAP revenue of $11.4M (+36.6% vs. FY2024 revenue of $8.3M , and +66.0% cumulative change since FY2023) , GAAP net income of $377.7M, operating cash flow of $902.9M, and free cash flow of $902.4M (+3.0% YoY). On the balance sheet, UDR closed FY2025 with $10.61B in total assets against $2.91B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 9/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $11.4M $377.7M $902.9M $902.4M $10.61B $2.91B
FY2024 (FY) 2024-12-31 $8.3M $89.6M $876.8M $876.5M $10.90B $2.90B
FY2023 (FY) 2023-12-31 $6.8M $444.4M $832.7M $832.4M $6.26B $1.46B

3. UDR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is UDR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, UDR Inc. (NYSE: UDR) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $35.91 (+1.10% 1D, market cap $11.41B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, UDR ranks #296 in composite RQD confidence.

How does UDR compare to AMH and GLPI in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), UDR carries a Roarable C (63/100 RQD), trailing P/E of 30.1x, gross margin of —, and ROIC of 7.3%. By comparison, AMH (American Homes 4 Rent Common) holds a C grade (62/100 RQD, P/E 32.8x, ROIC 3.8%, cap $11.35B) and GLPI (Gaming and Leisure Properties Inc.) posts a C+ grade (66/100 RQD, P/E N/A, ROIC 14.8%, cap $11.34B). Among the 5-stock peer group, AGNC leads on earnings multiple (6.4x) while GLPI leads on capital efficiency (14.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for UDR?

Per UDR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000074208), UDR Inc. generated $11.4M in revenue (+36.6% YoY), $377.7M in net income, and $902.4M in free cash flow against $10.61B in total assets and $2.91B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is UDR trading relative to its 50-day, 200-day, and 52-week technical levels?

UDR last traded at $35.91 (+1.10% on volume of 5,119,938 shares), positioning the stock +2.89% above its 50-day simple moving average ($34.90) and -2.37% below its 200-day simple moving average ($36.78). Across its 52-week range of $32.94 to $42.00, UDR sits at the 32.8% percentile with a 14-day RSI of 56.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($34.51 to $37.31).

Direct Sub-Reports: UDR RQD Cockpit UDR 12M Forecast UDR Earnings & Move UDR Dividends & DRIP UDR Insiders & 13F UDR Whale Options UDR Profit Sankey UDR News & Why
ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

UDR — UDR Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

UDR Inc. (UDR) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $35.91 (+1.10% 1D, market capitalization $11.41B).

  • Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 7.3%, gross margin of —, operating margin of 75.0%, and free cash flow yield of 7.93%.
  • Whale 13F & Options Flow (11/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (15/20): Incorporates a 0.97x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 9/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

. Is a NYSE-listed issuer in the Financials sector, Real Estate Investment Trusts industry, with a market capitalization of $11.4B. Per the market data, its reported operating margin is 75% and net margin is 68%. — for detailed business description.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), UDR Inc. (UDR) reported $11.4M in annual revenue (up from $8.3M in FY2024, +36.6% YoY) and $377.7M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($6.8M revenue, $444.4M net income) through FY2025, UDR scaled operating cash flow to $902.9M and free cash flow to $902.4M, backed by $10.61B in total assets against $2.91B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C • RQD 63/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $32.94 – $42.00 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 30.1x trailing P/E and 25.4x EV/EBITDA against 75.0% operating margins and a 0.97x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector correlation data beyond the Beta of 0. — for 2nd-order bottleneck analysis.

  • Key Question #1: Can UDR sustain or expand its 75.0% operating margin and 7.3% ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $11.4M and free cash flow of $902.4M, how will capital allocation balance growth reinvestment against $2.91B in total debt?
  • Key Question #3: How sensitive is UDR's 25.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.97x)?

UDR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for UDR Inc. (UDR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to UDR Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

UDR Bull vs. Bear Conversation Board — What's Your Call at $35.91?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON UDR 🐻 33% BEARISH CONVICTION
1. Pick Your Side on UDR:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $44.40 (+25.0%)
📌 Pinned Debate

Strong forensic balance sheet (Piotroski F 9/9) and a 7.93% FCF yield provide a durable cash-generating base at a $35.42 price.

Don't sleep on UDR's setup in Financials. Strong forensic balance sheet (Piotroski F 9/9) and a 7.93% FCF yield provide a durable cash-generating base at a $35.42 price.. Beta of 0.97 means it moves fast when momentum turns, and the 5-pillar RQD gauge (63/100) backs up the fundamental quality.

RetailWhale_TX 🐂 BULL

@BearTrap_Alert Shorting a 11/20 institutional whale-flow stock at $35.52 is dangerous when funds are rotating into Financials.

BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $29.48 (-17.0%)
Spot @ $35.52

Trailing P/E of 30.1 and EV/EBITDA of 25.4 with weak macro regime fit (9/20) leave limited valuation cushion if rate or sector sensitiv

Fading this rally in UDR at $35.52. Trailing P/E of 30.1 and EV/EBITDA of 25.4 with weak macro regime fit (9/20) leave limited valuation cushion if rate or sector sensitivity turns adverse.. With a beta of 0.97 and the stock sitting at $35.52 (52-wk range $33.10–$42.00), the easy multiple expansion is already priced in.

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