Should I buy, hold, or sell TORO stock right now?

Toro Corp. (TORO) currently earns a Roarable Rating of D- (Sell — SELL) with 36/100 RQD Confidence. Stretched risk/reward at 26x P/E (-5% return on capital) under elevated 10-year interest-rate pressure.

What is TORO's 12-month price target and RQD AI Jury consensus?

TORO's 12-month base price target is $3.88 (range $3.03 to $8.93), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Consumer Discretionary / TORO

EDRY (60) AIOK (63) IMPP (61) SMHI (48) ⌘ Pro Terminal →

Toro Corp. (TORO) — RQD Stock Rating Cockpit

$4.31 -2.49% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $4.28

Toro Corp. (TORO) carries a Roarable Rating of D- (Sell) with 36/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $149.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TORO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Toro Corp. (NASDAQ: TORO) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $4.31 (-2.49% 1D, market cap $149.0M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 7/20. Across 1009 tracked Consumer Discretionary issuers, TORO ranks #779 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TORO compare to EDRY and AIOK in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Marine Transportation), TORO carries a Roarable D- (36/100 RQD), trailing P/E of 25.7x, gross margin of —, and ROIC of -4.8%. By comparison, EDRY (EuroDry Ltd.) holds a C- grade (60/100 RQD, P/E N/A, ROIC 1.4%, cap $127.0M) and AIOK (AI OKTO CORP.) posts a C grade (63/100 RQD, P/E N/A, ROIC —, cap $104.4M). Among the 5-stock peer group, IMPP leads on earnings multiple (4.6x) while IMPP leads on capital efficiency (6.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TORO?

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Per TORO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001941131), Toro Corp. generated $21.1M in revenue (-5.9% YoY), $5.9M in net income, and $0 in free cash flow against $331.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $4.28 (-0.64%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 19.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-10% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TORO)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (36/100 Composite)

🔍 WHY TORO SCORES 36/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 19.8% FCF Margin ($4.2M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$4.18-6% Next Q

Q2 (-2Q)

Grade E$3.93+10.4% Next Q

Q3 (-1Q)

Grade E$4.34-0.7% Next Q

Current

Grade D-$4.31-8.3% Hist 90D α

Trajectory: E (28) → D- (36)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TORO Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TORO currently carries a cautious 36/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.30) and Max Pain ($4.53) forces dealer call-delta covering toward $8.93.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TORO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “TORO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 36%NO 64%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

43.130 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

2 / 99-Pt Accounting

52-WEEK LASER RANGE19% OF RANGE

L: $3$4.31H: $9

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 10 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D-RQD 17 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on TORO

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (45)

-4.8% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 2/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (28)

10/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like TORO

✓Established market leader in Consumer Discretionary with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TORO)

✓Walkthrough of TORO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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TORO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -28.29%📐 HORIZONTAL RANGE

2026-11-03O $4.42H $4.42L $4.31C $4.31VOL 36.9K

RES: $7.84SUP: $3.50SMA50: $5.30SMA200: $4.86

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TORO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TORO Butterfly Map → + Track TORO →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

19.4%/yr Implied 5Y Growth

vs. -5.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on TORO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TORO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for TORO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TORO)

Consumer Discretionary Rank #779 of 1009 ⚔️ EDRY vs TORO Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (TORO vs. EDRY, AIOK, IMPP, SMHI)

Industry: Marine Transportation (67 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Toro Corp. (TORO) ranks #779 by composite RQD confidence (36/100, grade D-) and #720 by equity capitalization ($149.0M). Within this direct 5-issuer industry benchmark cohort, IMPP leads on earnings valuation at 4.6x trailing P/E, while IMPP leads on capital efficiency and profitability with 6.0% ROIC and — gross margin. AIOK currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with TORO at 36/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
TORO ACTIVE Toro Corp.	D-	36/100	25.7x	—	-4.8%	-2.49%	$149.0M	Benchmark Subject
EDRY EuroDry Ltd.	C-	60/100	—	—	1.4%	-1.07%	$127.0M	/edry-vs-toro →
AIOK AI OKTO CORP.	C	63/100	—	—	—	+27.95%	$104.4M	/aiok-vs-toro →
IMPP Imperial Petroleum Inc.	C-	61/100	4.6x	—	6.0%	+0.20%	$230.1M	/impp-vs-toro →
SMHI SEACOR Marine Holdings Inc.	D	48/100	—	—	2.2%	+0.31%	$267.7M	/smhi-vs-toro →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001941131 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Toro Corp. (TORO) reported GAAP revenue of $21.1M (-5.9% vs. FY2024 revenue of $22.4M , and -5.5% cumulative change since FY2023) , GAAP net income of $5.9M, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, TORO closed FY2025 with $331.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$21.1M	$5.9M	—	—	$331.3M	—
FY2024 (FY)	2024-12-31	$22.4M	$25.2M	—	—	$326.4M	—
FY2023 (FY)	2023-12-31	$22.3M	$140.6M	$56.1M	$56.1M	—	—

3. TORO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TORO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does TORO compare to EDRY and AIOK in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for TORO?

Where is TORO trading relative to its 50-day, 200-day, and 52-week technical levels?

TORO last traded at $4.31 (-2.49% on volume of 36,907 shares), positioning the stock -18.68% below its 50-day simple moving average ($5.30) and -11.32% below its 200-day simple moving average ($4.86). Across its 52-week range of $3.30 to $8.50, TORO sits at the 19.4% percentile with a 14-day RSI of 43.1 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($3.77 to $4.85).

Direct Sub-Reports: TORO RQD Cockpit TORO 12M Forecast TORO Earnings & Move TORO Dividends & DRIP TORO Insiders & 13F TORO Whale Options TORO Profit Sankey TORO News & Why

ROARABLE RATING BRIEF • RQD 36/100 (D-) ✓ SEC XBRL & RQD VERIFIED

TORO — Toro Corp.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Toro Corp. (TORO) earns a live Roarable RQD composite score of 36/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $4.31 (-2.49% 1D, market capitalization $149.0M).

Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of -4.8%, gross margin of —, operating margin of -22.1%, and free cash flow yield of —.
Whale 13F & Options Flow (3/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (7/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 2/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Toro Corp. (TORO) is a NASDAQ-listed issuer classified in the Consumer Discretionary sector and the Marine Transportation industry,. The company's reported revenue in FY 2025 was $21.1M, . Market capitalization is $0.2B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Toro Corp. (TORO) reported $21.1M in annual revenue (up from $22.4M in FY2024, -5.9% YoY) and $5.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($22.3M revenue, $140.6M net income) through FY2025, TORO scaled operating cash flow to $0 and free cash flow to $0, backed by $331.3M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D- • RQD 36/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $3.30 – $8.50 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh 25.7x trailing P/E against -22.1% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Marine Transportation (Consumer Discretionary), TORO carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: Can TORO sustain or expand its -22.1% operating margin and -4.8% ROIC against Marine Transportation peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $21.1M and free cash flow of $0, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is TORO's 23.9x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

TORO Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Toro Corp. (TORO) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to TORO Debate Forum (3) ↓

🟡 MARKET WIRE Moomoo • 22h ago

TORO CORP(TORO) Stock Options Chain | Quotes & News

Moomoo report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Agricultural Machinery Stocks Q2 Highlights: The Toro Company (NYSE:TTC)

Yahoo Finance report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE StockInvest.us • 1d ago

Toro Company (the) Stock Price Forecast. Should You Buy TTC?

StockInvest.us report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com • 1d ago

Toro stock hits 52-week high at 105.19 USD

Investing.com report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Quiver Quantitative • 1d ago

Toro Corp. (TORO) Stock Falls on Q2 2026 Earnings

Quiver Quantitative report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stocktwits • 1d ago

TTC: Toro Co. Latest Stock Price, Analysis, News and Trading Ideas

Stocktwits report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Toro Company (The) (TTC) Stock Forecasts

Yahoo Finance report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Will Toro (NASDAQ:TORO) Spend Its Cash Wisely?

Simply Wall St report covering Toro Corp. (TORO) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TORO Bull vs. Bear Conversation Board — What's Your Call at $4.31?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TORO 🐻 33% BEARISH CONVICTION

MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $5.13 (+19.0%)

📌 Pinned Debate

Forensic Balance Sheet pillar (10 / 20) and $87.4M FY 2025 cash position give the company a financial cushion despite negative returns.

Don't sleep on TORO's setup in Consumer Discretionary. Forensic Balance Sheet pillar (10 / 20) and $87.4M FY 2025 cash position give the company a financial cushion despite negative returns.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (36/100) backs up the fundamental quality.

ArenaChamp_24 🐂 BULL

@MultipleCompression Fair point on 25.7x trailing P/E, but you're ignoring the forward operating leverage in Marine Transportation. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $3.66 (-15.1%)

Spot @ $4.31

Negative ROIC of -4.8%, 0% FCF yield, and Whale 13F Flow at 5 / 20 point to weak cash generation and limited institutional support.

Sitting on the sidelines or leaning short TORO above $4.31. Negative ROIC of -4.8%, 0% FCF yield, and Whale 13F Flow at 5 / 20 point to weak cash generation and limited institutional support.. Until Fundamental Cash Engine (9/20) and FCF yield (0.0%) inflect higher, upside is capped near $8.50.