The GrowHub Limited (Class A) (TGHL) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, TGHL scores 35 out of 100 with a letter grade of D-, labeled "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are:

• Fundamental Cash Engine: 7 / 20. Per the Roarable RQD rating, this reflects ROIC of -35% and an FCF yield of 0%. For a prospective investor, this means the business is not currently generating a return on invested capital or free cash flow to support the equity value.
• Whale 13F Flow: 9 / 20. Per the Roarable RQD rating, this pillar covers institutional accumulation and options positioning. The source data does not provide the underlying 13F holdings, so the score cannot be traced to specific institutional activity.
• Insider Conviction: 3 / 20. Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. This is the lowest-scoring pillar, indicating weak insider signal support.
• Macro Regime Fit: 8 / 20. Per the Roarable RQD rating, this reflects a beta of 1.0 and sector sensitivity. A beta of 1.0 implies market-like sensitivity, while the pillar score indicates the regime fit is weak.
• Forensic Balance Sheet: 8 / 20. Per the Roarable RQD rating, this reflects an Altman Z-Score of 2.5, a Piotroski F-Score of 1/9, and Debt/Equity of 0.5. The weak Piotroski reading is the main forensic concern.

Taken together, the low pillar scores point to a company with negative returns, weak insider signals, and a fragile forensic profile. Upside drivers are limited in the source data; the strongest counterweight is the Butterfly liquidity signal, which is discussed below, but it does not offset the fundamental weakness. Valuation tradeoffs are difficult to assess because earnings multiples are not available in source data. The stock's 52-week range of $0.27 to $2.48 and current price of $0.47 show substantial volatility that a prospective investor should weigh alongside these scores.

Per the SEC financials, FY 2025 reported revenue of $0.1M against a net loss of $-13.4M, with operating income of $-13.2M. Per the market data, operating margin and net margin are each -60%, gross margin is 0%, and ROIC is -35%. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 1/9, with Debt/Equity of 0.5. Per the SEC financials, year-end cash was $0.9M, and debt is listed as N/A; the balance sheet therefore shows limited cash relative to a $-10.9M free cash flow outflow.

Per the recent news feed, the key items are:

• A proposed reverse split for TGHL, with a vote scheduled for November 12 (Stock Titan). A reverse split is a catalyst to watch because it changes the share structure.
• A leadership change in which the CEO becomes interim CFO while remaining board chairman (Stock Titan). Combined concentration of executive roles is a governance watch item.
• Seasonal returns chart coverage (Yahoo Finance UK, Yahoo! Finance Canada). These are reference items without company-specific fundamental content.
• Two items are unrelated tickers (GOAI, AGPU) carried in the feed; they do not describe TGHL fundamentals.

Per the Butterfly Supply-Chain Graph, a LIQUIDITY_TAILWIND signal is recorded with a macro tailwind score of 96/100, severity 94, and direction BULLISH. The signal reports a 6.00x True Net Liquidity elasticity and a Net Liquidity Index of $5,745.73B. This is a macro-liquidity sensitivity read, not a company-specific operating catalyst, and it should be weighed against the weak fundamental pillars in the RQD rating.

Per the Butterfly Supply-Chain Graph, supply_chain is recorded as NONE and butterfly_links is empty. Upstream and downstream dependencies are therefore not available in source data.

The only sector-level link in the graph is the liquidity signal. Per that signal, TGHL shows high sensitivity to net liquidity conditions, with a 6.00x beta and a correlation of r = -0.19. A prospective investor should watch the liquidity regime as a second-order driver, since the signal describes the stock as liquidity-sensitive. Second-order bottlenecks specific to suppliers or customers cannot be identified from the source data.

• What products and customers generate TGHL's $0.1M of FY 2025 revenue, and what is the revenue model?
• What is the outstanding debt figure, given the source lists debt as N/A despite a Debt/Equity of 0.5?
• What is the terms and rationale of the proposed reverse split, and how would it affect the share count and price?
• What drives the $-10.9M free cash flow outflow relative to $0.9M of year-end cash, and what is the funding runway?
• What institutional or insider holdings support the Whale 13F and Insider Conviction pillar scores?