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Tempus AI Inc. (TEM) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$78.48 +8.67% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $79.56

Tempus AI Inc. (TEM) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • SELL / AVOID Cap $13.11B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Tempus AI Inc. (NASDAQ: TEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $78.48 (+8.67% 1D, market cap $13.11B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 12/20, FRED Macro Regime Fit 5/20, and Executive Insider Alignment 5/20. Across 715 tracked Technology issuers, TEM ranks #458 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does TEM compare to FLUT and FDS in the Technology sector?
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Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (42/100 RQD, P/E N/A, ROIC 0.1%, cap $14.47B) and FDS (FactSet Research Systems Inc.) posts a A grade (87/100 RQD, P/E 18.9x, ROIC 18.1%, cap $11.62B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TEM?
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Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $79.56 (+1.37%)🧬 Dilution Drag (+1.92% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (42/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.0% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D-
025507510042
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-
Cash (5)Whales (15)SEC (12)Macro (5)CEO (5)
Each axis scored 0–20
12M PRICE TARGET CONE-7.2% Base Target
$95 Bull$73 Base$57 Bear
📬 FREE TEM RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for TEM)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (42/100 Composite)
🔍 WHY TEM SCORES 42/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (36% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+12/20 pts (29% of score)

Altman Z-Score 3.89 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
34
Grade E$68.32-0.8% Next Q
Q2 (-2Q)
37
Grade E$67.76+13.1% Next Q
Q3 (-1Q)
39
Grade E$76.61+2.4% Next Q
Current
42
Grade D-$78.48-7% Hist 90D α
Trajectory: E (34) → D- (42)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a TEM Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While TEM currently carries a cautious 42/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($71.09) and Max Pain ($82.40) forces dealer call-delta covering toward $95.06.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TEM• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “TEM Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 42%NO 58%Trade / Inspect Odds →
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How TEM Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)
Revenue$1.27BGross Profit $661.3M (52%)Cost of Sales $610.5MOp Profit $0 (0%)OpEx (R&D/SG&A) $661.3MNet Profit$0 (0%)Tax/Other $0

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $531.8M
FY24
Rev $693.4M
FY25
Rev $1.27B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$1.27B52%-19.9%-$245.0M-$239.1M-29%
FY 2024$693.4M52%-99.7%-$705.8M-$211.2M-45%
FY 2023$531.8M52%-36.9%-$214.1M-$238.3M-3.3%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TEM)

  • ✓Walkthrough of TEM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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TEM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +40.62%▲ ASCENDING CHANNEL
2026-11-03O $77.84H $78.48L $72.22C $78.48VOL 10.46M
RES: $99.85SUP: $64.57SMA50: $71.09SMA200: $57.05
$92.47$78.46$64.45$50.43$36.42RES $99.85SUP $64.57$78.482026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TEM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 TEM Butterfly Map → + Track TEM →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
25.5%/yr Implied 5Y Growth

vs. +83.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on TEM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TEM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TEM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TEM)

Technology Rank #458 of 715 ⚔️ FLUT vs TEM Full Matrix →

1. Head-to-Head Technology Peer Comparison (TEM vs. FLUT, FDS, PINS, DOCN)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, Tempus AI Inc. (TEM) ranks #458 by composite RQD confidence (42/100, grade D-) and #131 by equity capitalization ($13.11B). Within this direct 5-issuer industry benchmark cohort, FDS leads on earnings valuation at 18.9x trailing P/E, while FDS leads on capital efficiency and profitability with 18.1% ROIC and 52.7% gross margin. FDS currently holds the highest overall quantitative score in the immediate peer group at 87/100 (A) compared with TEM at 42/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
TEM ACTIVE
Tempus AI Inc.
D- 42/100 — — -17.7% +8.67% $13.11B Benchmark Subject
FLUT
Flutter Entertainment plc
D- 42/100 — 45.2% 0.1% +6.14% $14.47B /flut-vs-tem →
FDS
FactSet Research Systems Inc.
A 87/100 18.9x 52.7% 18.1% +4.30% $11.62B /fds-vs-tem →
PINS
Pinterest Inc.
C+ 67/100 27.1x 80.1% 6.2% +4.91% $11.10B /pins-vs-tem →
DOCN
DigitalOcean Holdings Inc.
D+ 54/100 45.3x 59.9% 13.2% +0.16% $10.54B /docn-vs-tem →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001717115 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tempus AI Inc. (TEM) reported GAAP revenue of $1.27B (+83.4% vs. FY2024 revenue of $693.4M , and +139.1% cumulative change since FY2023) , GAAP net income of -$245.0M, operating cash flow of -$218.1M, and free cash flow of -$239.1M (-13.2% YoY). On the balance sheet, TEM closed FY2025 with $2.27B in total assets against $802.6M in total debt (Altman Z-Score: 3.89, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.27B -$245.0M -$218.1M -$239.1M $2.27B $802.6M
FY2024 (FY) 2024-12-31 $693.4M -$705.8M -$189.0M -$211.2M $926.1M $391.4M
FY2023 (FY) 2023-12-31 $531.8M -$214.1M -$214.3M -$238.3M $7.77B $1.82B

3. TEM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Tempus AI Inc. (NASDAQ: TEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $78.48 (+8.67% 1D, market cap $13.11B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 12/20, FRED Macro Regime Fit 5/20, and Executive Insider Alignment 5/20. Across 715 tracked Technology issuers, TEM ranks #458 in composite RQD confidence.

How does TEM compare to FLUT and FDS in the Technology sector?

Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (42/100 RQD, P/E N/A, ROIC 0.1%, cap $14.47B) and FDS (FactSet Research Systems Inc.) posts a A grade (87/100 RQD, P/E 18.9x, ROIC 18.1%, cap $11.62B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TEM?

Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TEM trading relative to its 50-day, 200-day, and 52-week technical levels?

TEM last traded at $78.48 (+8.67% on volume of 17,029,989 shares), positioning the stock +10.40% above its 50-day simple moving average ($71.09) and +37.56% above its 200-day simple moving average ($57.05). Across its 52-week range of $40.77 to $90.53, TEM sits at the 75.8% percentile with a 14-day RSI of 50.6 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($68.67 to $88.29).

Direct Sub-Reports: TEM RQD Cockpit TEM 12M Forecast TEM Earnings & Move TEM Dividends & DRIP TEM Insiders & 13F TEM Whale Options TEM Profit Sankey TEM News & Why
ROARABLE RATING BRIEF • RQD 42/100 (D-) ✓ SEC XBRL & RQD VERIFIED

TEM — Tempus AI Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Tempus AI Inc. (TEM) earns a live Roarable RQD composite score of 42/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $78.48 (+8.67% 1D, market capitalization $13.11B).

  • Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of -17.7%, gross margin of —, operating margin of -19.9%, and free cash flow yield of -1.69%.
  • Whale 13F & Options Flow (15/20) + Insider Conviction (5/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (5/20) + Forensic Balance Sheet (12/20): Incorporates a 1.22x equity beta, Altman Z-Score of 3.89, Piotroski F-Score of 5/9, and Debt/Equity of 1.52x.

2. Business Model, Unit Margins & SEC Financial Trajectory

. (TEM) is a NASDAQ-listed issuer in the Technology sector, within the Computer Software: Programming Data Processing industry, with a market capitalization of $14.1B. Per the market data, gross margin is 0%, and operating margin is -19.9%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Tempus AI Inc. (TEM) reported $1.27B in annual revenue (up from $693.4M in FY2024, +83.4% YoY) and -$245.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($531.8M revenue, -$214.1M net income) through FY2025, TEM scaled operating cash flow to -$218.1M and free cash flow to -$239.1M, backed by $2.27B in total assets against $802.6M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 42/100): Big institutional funds and options desks are actively positioning on the bullish side. Free cash flow yield of -1.69% and institutional whale pillar of 15/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $40.77 – $90.53 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -19.9% operating margins and a 1.22x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Computer Software: Programming Data Processing (Technology), TEM carries a macro regime beta of 1.22 and gross margin of —.

  • Key Question #1: Can TEM sustain or expand its -19.9% operating margin and -17.7% ROIC against Computer Software: Programming Data Processing peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.27B and free cash flow of -$239.1M, how will capital allocation balance growth reinvestment against $802.6M in total debt?
  • Key Question #3: How sensitive is TEM's 33.0x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.22x)?

TEM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Tempus AI Inc. (TEM) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to TEM Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TEM Bull vs. Bear Conversation Board — What's Your Call at $78.48?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TEM 🐻 33% BEARISH CONVICTION
1. Pick Your Side on TEM:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $91.00 (+26.0%)
📌 Pinned Debate

Institutional whale 13F flow scores 18 of 20, the strongest pillar in the RQD rating.

Long TEM at $72.22 targeting $91.00. Institutional whale 13F flow scores 18 of 20, the strongest pillar in the RQD rating.. Institutional whale score is 15/20 and the risk/reward vs. the $40.77 52-week low is skewed heavily in favor of bulls.

EarningsSniper 🐂 BULL

Both sides have a point here — TEM's 12/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $56.33 (-22.0%)
Spot @ $72.22

ROIC of -17.7% and FCF yield of -1.69% leave the fundamental cash engine scoring 5 of 20.

Sitting on the sidelines or leaning short TEM above $72.22. ROIC of -17.7% and FCF yield of -1.69% leave the fundamental cash engine scoring 5 of 20.. Until Fundamental Cash Engine (5/20) and FCF yield (-1.69%) inflect higher, upside is capped near $89.09.

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