Are RDN insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies RDN leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Stock Ratings / Financials / RDN / insiders

WTM (70) MCY (72) MTG (72) SIGI (74) ⌘ Pro Terminal →

Radian Group Inc. (RDN) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$36.17 +1.77% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $36.22

Radian Group Inc. (RDN) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $4.70B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on RDN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is RDN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Radian Group Inc. (NYSE: RDN) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $36.17 (+1.77% 1D, market cap $4.70B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 11/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 13/20. Across 1097 tracked Financials issuers, RDN ranks #413 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does RDN compare to WTM and MCY in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), RDN carries a Roarable C- (59/100 RQD), trailing P/E of 8.1x, gross margin of —, and ROIC of 9.1%. By comparison, WTM (White Mountains Insurance Group Ltd.) holds a B- grade (70/100 RQD, P/E 4.8x, ROIC 16.4%, cap $5.42B) and MCY (Mercury General Corporation) posts a B grade (72/100 RQD, P/E 10.5x, ROIC 22.4%, cap $5.67B). Among the 5-stock peer group, WTM leads on earnings multiple (4.8x) while MCY leads on capital efficiency (22.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for RDN?

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Per RDN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000890926), Radian Group Inc. generated $1.20B in revenue (-0.8% YoY), $582.6M in net income, and $66.0M in free cash flow against $8.12B in total assets and $1.50B in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $36.22 (+0.13%)🧬 Disciplined Float (-0.32% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 5.5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RDN)Realized 20D OHLCV Swing Band: ±4.8%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY RDN SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Disciplined Float (-0.32% YoY Shares)

▼ #1 Drag / Risk Factor: Cash Engine Quality10/20 pts (-10 pt drag)

Capital intensity & 52% operating margin leave 10 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$33.41+1.7% Next Q

Q2 (-2Q)

Grade C-$33.98+2.9% Next Q

Q3 (-1Q)

Grade C$34.96+3.5% Next Q

Current

Grade C-$36.17+0.2% Hist 90D α

Trajectory: C- (51) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the RDN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, RDN faces multiple-compression risk if 8.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.32% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($34.76) or 200D SMA ($35.25) invalidates the momentum regime and cuts Target Base ($36.33) toward Bear Floor ($28.34).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $RDN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “RDN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

RDN Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (RDN)

No recent open-market Form 4 cluster sales or emergency dumps flagged on RDN. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (RDN Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

RDN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.00%⚡ TESTING RESISTANCE

2026-11-03O $35.68H $36.17L $35.54C $36.17VOL 1.03M

RES: $36.54SUP: $28.23SMA50: $34.76SMA200: $35.25

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RDN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RDN Butterfly Map → + Track RDN →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-5.2%/yr Implied 5Y Growth

vs. -0.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on RDN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RDN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for RDN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RDN)

Financials Rank #413 of 1097 ⚔️ WTM vs RDN Full Matrix →

1. Head-to-Head Financials Peer Comparison (RDN vs. WTM, MCY, MTG, SIGI)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Radian Group Inc. (RDN) ranks #413 by composite RQD confidence (59/100, grade C-) and #282 by equity capitalization ($4.70B). Within this direct 5-issuer industry benchmark cohort, WTM leads on earnings valuation at 4.8x trailing P/E, while MCY leads on capital efficiency and profitability with 22.4% ROIC and — gross margin. SIGI currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with RDN at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RDN ACTIVE Radian Group Inc.	C-	59/100	8.1x	—	9.1%	+1.77%	$4.70B	Benchmark Subject
WTM White Mountains Insurance Group Ltd.	B-	70/100	4.8x	—	16.4%	+2.09%	$5.42B	/wtm-vs-rdn →
MCY Mercury General Corporation	B	72/100	10.5x	—	22.4%	+1.28%	$5.67B	/mcy-vs-rdn →
MTG MGIC Investment Corporation	B	72/100	8.0x	—	13.2%	+1.87%	$5.83B	/mtg-vs-rdn →
SIGI Selective Insurance Group Inc.	B	74/100	12.6x	—	6.8%	+1.95%	$5.83B	/sigi-vs-rdn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000890926 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Radian Group Inc. (RDN) reported GAAP revenue of $1.20B (-0.8% vs. FY2024 revenue of $1.21B , and +1.7% cumulative change since FY2023) , GAAP net income of $582.6M, operating cash flow of $119.9M, and free cash flow of $66.0M (+109.2% YoY). On the balance sheet, RDN closed FY2025 with $8.12B in total assets against $1.50B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.20B	$582.6M	$119.9M	$66.0M	$8.12B	$1.50B
FY2024 (FY)	2024-12-31	$1.21B	$604.4M	-$663.6M	-$717.9M	$8.69B	$1.83B
FY2023 (FY)	2023-12-31	$1.18B	$603.1M	$529.4M	$476.5M	$2.60B	$607.5M

3. RDN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RDN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does RDN compare to WTM and MCY in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for RDN?

Where is RDN trading relative to its 50-day, 200-day, and 52-week technical levels?

RDN last traded at $36.17 (+1.77% on volume of 864,334 shares), positioning the stock +4.06% above its 50-day simple moving average ($34.76) and +2.61% above its 200-day simple moving average ($35.25). Across its 52-week range of $30.53 to $41.05, RDN sits at the 53.6% percentile with a 14-day RSI of 56.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.8% ($34.43 to $37.91).

Direct Sub-Reports: RDN RQD Cockpit RDN 12M Forecast RDN Earnings & Move RDN Dividends & DRIP RDN Insiders & 13F RDN Whale Options RDN Profit Sankey RDN News & Why

ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ SEC XBRL & RQD VERIFIED

RDN — Radian Group Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Radian Group Inc. (RDN) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $36.17 (+1.77% 1D, market capitalization $4.70B).

Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 9.1%, gross margin of —, operating margin of 59.4%, and free cash flow yield of 1.40%.
Whale 13F & Options Flow (11/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 0.92x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Radian Group Inc. (RDN) is a NYSE-listed operating company in the Property-Casualty Insurers industry (Financials sector) with an equity market capitalization of $4.70B. The business operates with a gross margin of 0%, an operating margin of 59.4%, and a return on invested capital (ROIC) of 9.1% (free cash flow yield of 1.4%). Within the Property-Casualty Insurers peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Radian Group Inc. (RDN) reported $1.20B in annual revenue (up from $1.21B in FY2024, -0.8% YoY) and $582.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.18B revenue, $603.1M net income) through FY2025, RDN scaled operating cash flow to $119.9M and free cash flow to $66.0M, backed by $8.12B in total assets against $1.50B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C- • RQD 59/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of 1.40% and institutional whale pillar of 11/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 11/20, sustained execution supports upside toward the upper end of the $30.53 – $41.05 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 8.1x trailing P/E and 8.1x EV/EBITDA against 59.4% operating margins and a 0.92x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Property-Casualty Insurers (Financials), RDN carries a macro regime beta of 0.92 and gross margin of —.

Key Question #1: Can RDN sustain or expand its 59.4% operating margin and 9.1% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $1.20B and free cash flow of $66.0M, how will capital allocation balance growth reinvestment against $1.50B in total debt?
Key Question #3: How sensitive is RDN's 7.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.92x)?

RDN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Radian Group Inc. (RDN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to RDN Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 23h ago

Should Value Investors Buy Radian Group (RDN) Stock?

Yahoo Finance report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 1d ago

Why Radian Group (NYSE:RDN) Stands Out for Dividend Investors

ChartMill report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Radian Group (RDN) Bought a Lloyd’s Insurer. Is It Still a Mortgage Stock?

Yahoo Finance report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST MarketBeat • 1d ago

Radian Group (NYSE:RDN) Stock Rating Upgraded by Zacks Research

MarketBeat report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 1d ago

Radian Group Reports Q2 2026 Results: Full Earnings Call Transcript

Benzinga report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Stock Titan • 1d ago

A new Radian role will explore insurance markets and partnerships

Stock Titan report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

How Housing Reform Could Impact Radian Group (RDN) Stock

Simply Wall St report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Radian (RDN) Earnings Expected to Grow: Should You Buy?

Yahoo Finance report covering Radian Group Inc. (RDN) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

RDN Bull vs. Bear Conversation Board — What's Your Call at $36.17?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON RDN 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $41.58 (+17.0%)

📌 Pinned Debate

Trades at 8.1x trailing earnings with a 59.4% operating margin and a sound balance sheet (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.

The street is overcomplicating Radian Group Inc. (RDN). Trades at 8.1x trailing earnings with a 59.4% operating margin and a sound balance sheet (Altman Z 2.5, Piotroski F 6/9, Debt/Equity 0.5).. With an RQD score of 59/100 (C-) and Forensic Balance Sheet at 13/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $38.38.

CapAlloc_Nerd 🐂 BULL

@ForensicBear Fair point on 8.1x trailing P/E, but you're ignoring the forward operating leverage in Property-Casualty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

FO ForensicBear RQD DEBATE OPENER • 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $27.37 (-23.0%)

Spot @ $35.54

Thin 1.4% FCF yield and negative FY 2024 free cash flow of -$717.9M undercut the cash-generation case despite low multiples.

Careful chasing RDN at $35.54. Thin 1.4% FCF yield and negative FY 2024 free cash flow of -$717.9M undercut the cash-generation case despite low multiples.. Gross margin is 0.0%, but operating margin is 59.4%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $27.37 on multiple compression.