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Stock Ratings / Consumer Discretionary / PSMT
OLLI (75) M (74) MNSO (49) KSS (76) ⌘ Pro Terminal →

PriceSmart Inc. (PSMT) — RQD Stock Rating Cockpit

$166.77 +0.65% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $166.65

PriceSmart Inc. (PSMT) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $5.12B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PSMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, PriceSmart Inc. (NASDAQ: PSMT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $166.77 (+0.65% 1D, market cap $5.12B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 13/20. Across 1009 tracked Consumer Discretionary issuers, PSMT ranks #259 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PSMT compare to OLLI and M in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Department/Specialty Retail Stores), PSMT carries a Roarable C (63/100 RQD), trailing P/E of 34.5x, gross margin of 17.4%, and ROIC of 14.8%. By comparison, OLLI (Ollie's Bargain Outlet Holdings Inc.) holds a B grade (75/100 RQD, P/E 22.8x, ROIC 11.3%, cap $5.36B) and M (Macy's Inc) posts a B grade (74/100 RQD, P/E 10.1x, ROIC 11.8%, cap $6.30B). Among the 5-stock peer group, M leads on earnings multiple (10.1x) while PSMT leads on capital efficiency (14.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PSMT?
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Per PSMT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0001041803), PriceSmart Inc. generated $5.27B in revenue (+7.2% YoY), $147.9M in net income, and $103.2M in free cash flow against $2.39B in total assets and $143.7M in total debt. Key quantitative strengths: Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $166.65 (-0.07%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510063
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C
Cash (17)Whales (8)SEC (18)Macro (7)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE+2.2% Base Target
$210 Bull$171 Base$133 Bear
📬 FREE PSMT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PSMT)Realized 20D OHLCV Swing Band: ±5.3%
Deterministic 5-Pillar Attribution (63/100 Composite)
🔍 WHY PSMT SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (29% of score)

Altman Z-Score 6.08 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+17/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 2% FCF Margin ($103.2M FCF) & 17.4% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit7/20 pts (-13 pt drag)

Macro rate sensitivity & RSI-14 (43.2) create a -13 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
71
Grade B$169.19+1.4% Next Q
Q2 (-2Q)
68
Grade B-$171.53-5.9% Next Q
Q3 (-1Q)
66
Grade B-$161.46+3.3% Next Q
Current
63
Grade C$166.77+0.9% Hist 90D α
Trajectory: B (71) → C (63)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PSMT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, PSMT faces multiple-compression risk if 34.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.52% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($170.08) or 200D SMA ($166.83) invalidates the momentum regime and cuts Target Base ($170.52) toward Bear Floor ($133.01).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PSMT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PSMT Beats Next Quarter EPS Consensus (Nov 29, 2026) & Holds Above 200D SMA”
YES 63%NO 37%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
43.230 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
6.08>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE62% OF RANGE
L: $113$166.77H: $200
1. Money & Cash Health● HEALTHY
Are profits real cash in the bank?

Real cash coming in backs up reported profits (17.4% gross margin and healthy balance-sheet cushion).

Factor Grade: A-RQD 17 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D+RQD 21 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on PSMT

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (85)

14.8% ROIC with 17.4% gross margin and 2.02% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (90)

Altman-Z 6.08 and Piotroski 8/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (47)

21/40 institutional & smart-money positioning score with 7/20 macro alignment.

Bull Case: Why Buyers Like PSMT
  • ✓Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (PSMT Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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PSMT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.92%▼ DESCENDING CHANNEL
2026-11-03O $165.1H $166.8L $165.1C $166.8VOL 329.9K
RES: $175.4SUP: $160.6SMA50: $170.1SMA200: $166.8
$204.7$184.6$164.5$144.5$124.4RES $175.4SUP $160.6$166.82026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PSMT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PSMT Butterfly Map → + Track PSMT →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
26.6%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PSMT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PSMT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PSMT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PSMT)

Consumer Discretionary Rank #259 of 1009 ⚔️ OLLI vs PSMT Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PSMT vs. OLLI, M, MNSO, KSS)

Industry: Department/Specialty Retail Stores (11 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, PriceSmart Inc. (PSMT) ranks #259 by composite RQD confidence (63/100, grade C) and #262 by equity capitalization ($5.12B). Within this direct 5-issuer industry benchmark cohort, M leads on earnings valuation at 10.1x trailing P/E, while PSMT leads on capital efficiency and profitability with 14.8% ROIC and 17.4% gross margin. KSS currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with PSMT at 63/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
PSMT ACTIVE
PriceSmart Inc.
C 63/100 34.5x 17.4% 14.8% +0.65% $5.12B Benchmark Subject
OLLI
Ollie's Bargain Outlet Holdings Inc.
B 75/100 22.8x 40.5% 11.3% -1.46% $5.36B /olli-vs-psmt →
M
Macy's Inc
B 74/100 10.1x 38.0% 11.8% +0.91% $6.30B /m-vs-psmt →
MNSO
MINISO Group Holding Limited each representing four
D 49/100 — — — +1.86% $3.17B /mnso-vs-psmt →
KSS
Kohl's Corporation
B+ 76/100 10.2x 40.6% 10.2% -0.66% $2.76B /kss-vs-psmt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-08-31 • CIK 0001041803 ↗

In its most recent audited fiscal period (FY2025, filed 2025-08-31), PriceSmart Inc. (PSMT) reported GAAP revenue of $5.27B (+7.2% vs. FY2024 revenue of $4.91B , and +19.5% cumulative change since FY2023) , GAAP net income of $147.9M, operating cash flow of $261.3M, and free cash flow of $103.2M (+164.2% YoY). On the balance sheet, PSMT closed FY2025 with $2.39B in total assets against $143.7M in total debt (Altman Z-Score: 6.08, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-08-31 $5.27B $147.9M $261.3M $103.2M $2.39B $143.7M
FY2024 (FY) 2024-08-31 $4.91B $138.9M $207.6M $39.0M $2.09B $93.6M
FY2023 (FY) 2023-08-31 $4.41B $109.2M $257.3M $58.8M $5.29B $1.24B

3. PSMT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PSMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, PriceSmart Inc. (NASDAQ: PSMT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $166.77 (+0.65% 1D, market cap $5.12B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 13/20. Across 1009 tracked Consumer Discretionary issuers, PSMT ranks #259 in composite RQD confidence.

How does PSMT compare to OLLI and M in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Department/Specialty Retail Stores), PSMT carries a Roarable C (63/100 RQD), trailing P/E of 34.5x, gross margin of 17.4%, and ROIC of 14.8%. By comparison, OLLI (Ollie's Bargain Outlet Holdings Inc.) holds a B grade (75/100 RQD, P/E 22.8x, ROIC 11.3%, cap $5.36B) and M (Macy's Inc) posts a B grade (74/100 RQD, P/E 10.1x, ROIC 11.8%, cap $6.30B). Among the 5-stock peer group, M leads on earnings multiple (10.1x) while PSMT leads on capital efficiency (14.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PSMT?

Per PSMT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-08-31, CIK 0001041803), PriceSmart Inc. generated $5.27B in revenue (+7.2% YoY), $147.9M in net income, and $103.2M in free cash flow against $2.39B in total assets and $143.7M in total debt. Key quantitative strengths: Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PSMT trading relative to its 50-day, 200-day, and 52-week technical levels?

PSMT last traded at $166.77 (+0.65% on volume of 248,523 shares), positioning the stock -1.95% below its 50-day simple moving average ($170.08) and -0.04% below its 200-day simple moving average ($166.83). Across its 52-week range of $113.39 to $199.84, PSMT sits at the 61.7% percentile with a 14-day RSI of 43.2 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($157.93 to $175.61).

Direct Sub-Reports: PSMT RQD Cockpit PSMT 12M Forecast PSMT Earnings & Move PSMT Dividends & DRIP PSMT Insiders & 13F PSMT Whale Options PSMT Profit Sankey PSMT News & Why
ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ SEC XBRL & RQD VERIFIED

PSMT — PriceSmart Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-08-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

PriceSmart Inc. (PSMT) earns a live Roarable RQD composite score of 63/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $166.77 (+0.65% 1D, market capitalization $5.12B).

  • Fundamental Cash Engine (17/20): Anchored by return on invested capital (ROIC) of 14.8%, gross margin of 17.4%, operating margin of 4.4%, and free cash flow yield of 2.02%.
  • Whale 13F & Options Flow (8/20) + Insider Conviction (13/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (18/20): Incorporates a 1.00x equity beta, Altman Z-Score of 6.08, Piotroski F-Score of 8/9, and Debt/Equity of 0.11x.

2. Business Model, Unit Margins & SEC Financial Trajectory

PriceSmart Inc. (PSMT) is a NASDAQ-listed issuer classified under the Consumer Discretionary sector and the Department/Specialty Retail Stores industry, . It has a market capitalization of $5.1B. Reported revenue was $5.27B for FY 2025. — for the specific products sold, customer base, or detailed revenue model.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-08-31), PriceSmart Inc. (PSMT) reported $5.27B in annual revenue (up from $4.91B in FY2024, +7.2% YoY) and $147.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($4.41B revenue, $109.2M net income) through FY2025, PSMT scaled operating cash flow to $261.3M and free cash flow to $103.2M, backed by $2.39B in total assets against $143.7M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C • RQD 63/100): Strong cash generator (17.4% gross margin)—profits are backed by real money, not accounting tricks. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 17/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $113.39 – $199.84 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 34.5x trailing P/E and 13.7x EV/EBITDA against 4.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream supply-chain dependencies, sector correlations, or proprietary signal links are recorded. — for specific 2nd-order bottlenecks.

  • Key Question #1: Can PSMT sustain or expand its 4.4% operating margin and 14.8% ROIC against Department/Specialty Retail Stores peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $5.27B and free cash flow of $103.2M, how will capital allocation balance growth reinvestment against $143.7M in total debt?
  • Key Question #3: How sensitive is PSMT's 32.1x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PSMT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PriceSmart Inc. (PSMT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PSMT Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PSMT Bull vs. Bear Conversation Board — What's Your Call at $166.77?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PSMT 🐻 33% BEARISH CONVICTION
1. Pick Your Side on PSMT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $195.53 (+18.0%)
📌 Pinned Debate

Strong forensic balance sheet (Altman Z 6.08, Piotroski F 8/9, Debt/Equity 0.11) and 14.8% ROIC support financial resilience.

Here is why I am bullish on PSMT here at $165.70: Strong forensic balance sheet (Altman Z 6.08, Piotroski F 8/9, Debt/Equity 0.11) and 14.8% ROIC support financial resilience.. Compare PSMT's 4.4% operating margin and 14.8% ROIC against the rest of Department/Specialty Retail Stores. As long as cash conversion holds up, dips toward $157.41 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — PSMT's 18/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $127.59 (-23.0%)
Spot @ $165.70

Trailing P/E of 34.5 and a macro-regime fit score of 7/20 leave limited valuation cushion and defensive positioning.

Careful chasing PSMT at $165.70. Trailing P/E of 34.5 and a macro-regime fit score of 7/20 leave limited valuation cushion and defensive positioning.. Gross margin is 17.4%, but operating margin is 4.4%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $127.59 on multiple compression.

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