Should I buy, hold, or sell PFX stock right now?

PhenixFIN Corporation (PFX) currently earns a Roarable Rating of D- (Sell — SELL) with 43/100 RQD Confidence. Stretched risk/reward at 20x P/E (3% return on capital) under elevated 10-year interest-rate pressure.

What is PFX's 12-month price target and RQD AI Jury consensus?

PFX's 12-month base price target is $40.75 (range $31.79 to $59.3), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Financials / PFX

MGLD (39) JFIN (58) BMHL (45) SUIG (20) ⌘ Pro Terminal →

PhenixFIN Corporation (PFX) — RQD Stock Rating Cockpit

$43.70 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $43.62

PhenixFIN Corporation (PFX) carries a Roarable Rating of D- (Sell) with 43/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • SELL / AVOID Cap $84.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PFX Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PFX stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, PhenixFIN Corporation (NASDAQ: PFX) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 43/100 at a spot price of $43.70 (0.00% 1D, market cap $84.4M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, PFX ranks #879 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PFX compare to MGLD and JFIN in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), PFX carries a Roarable D- (43/100 RQD), trailing P/E of 20.3x, gross margin of —, and ROIC of 2.7%. By comparison, MGLD (The Marygold Companies Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC -29.1%, cap $84.1M) and JFIN (Jiayin Group Inc.) posts a D+ grade (58/100 RQD, P/E N/A, ROIC 29.1%, cap $84.8M). Among the 5-stock peer group, PFX leads on earnings multiple (20.3x) while JFIN leads on capital efficiency (29.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PFX?

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Per PFX's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001490349), PhenixFIN Corporation generated $129.1M in revenue (-1.5% YoY), $4.2M in net income, and -$67.3M in free cash flow against $307.4M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $43.62 (-0.19%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-6.7% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE-6.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PFX)Realized 20D OHLCV Swing Band: ±1.8%

Deterministic 5-Pillar Attribution (43/100 Composite)

🔍 WHY PFX SCORES 43/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (33% of score)

FRED Regime × Technicals: 30% of 52W Range • RSI-14 at 49.1 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9

▼ #1 Drag / Risk Factor: Cash Engine Quality4/20 pts (-16 pt drag)

Capital intensity & 0% operating margin leave 16 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$44.59-1.3% Next Q

Q2 (-2Q)

Grade D$44.00-6.8% Next Q

Q3 (-1Q)

Grade D$41.00+6.6% Next Q

Current

Grade D-$43.70-6.7% Hist 90D α

Trajectory: C- (51) → D- (43)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PFX Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PFX currently carries a cautious 43/100 (D-) rating due to Cash Engine Quality (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($45.39) and Max Pain ($45.89) forces dealer call-delta covering toward $59.30.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PFX• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PFX Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 43%NO 57%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

49.130 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

1 / 99-Pt Accounting

52-WEEK LASER RANGE30% OF RANGE

L: $38$43.70H: $56

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 3 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 16 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C-RQD 24 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on PFX

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (15)

2.7% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 1/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (50)

16/40 institutional & smart-money positioning score with 14/20 macro alignment.

Bull Case: Why Buyers Like PFX

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PFX)

✓Walkthrough of PFX's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PFX // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.80%📐 HORIZONTAL RANGE

2026-11-03O $43.70H $43.70L $43.70C $43.70VOL 131

RES: $60.02SUP: $38.90SMA50: $45.39SMA200: $43.54

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PFX Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PFX Butterfly Map → + Track PFX →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

13.9%/yr Implied 5Y Growth

vs. -1.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on PFX today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PFX. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PFX today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PFX)

Financials Rank #879 of 1097 ⚔️ MGLD vs PFX Full Matrix →

1. Head-to-Head Financials Peer Comparison (PFX vs. MGLD, JFIN, BMHL, SUIG)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, PhenixFIN Corporation (PFX) ranks #879 by composite RQD confidence (43/100, grade D-) and #979 by equity capitalization ($84.4M). Within this direct 5-issuer industry benchmark cohort, PFX leads on earnings valuation at 20.3x trailing P/E, while JFIN leads on capital efficiency and profitability with 29.1% ROIC and — gross margin. JFIN currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with PFX at 43/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PFX ACTIVE PhenixFIN Corporation	D-	43/100	20.3x	—	2.7%	0.00%	$84.4M	Benchmark Subject
MGLD The Marygold Companies Inc.	D-	39/100	—	—	-29.1%	0.00%	$84.1M	/mgld-vs-pfx →
JFIN Jiayin Group Inc.	D+	58/100	—	—	29.1%	-5.81%	$84.8M	/jfin-vs-pfx →
BMHL Bluemount Holdings Limited (Class B)	D	45/100	—	—	—	+3.98%	$86.8M	/bmhl-vs-pfx →
SUIG Sui Group Holdings Limited	E	20/100	—	—	-35.0%	-2.83%	$79.1M	/suig-vs-pfx →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001490349 ↗

In its most recent audited fiscal period (FY2025, filed 2025-09-30), PhenixFIN Corporation (PFX) reported GAAP revenue of $129.1M (-1.5% vs. FY2024 revenue of $131.0M , and +6.6% cumulative change since FY2023) , GAAP net income of $4.2M, operating cash flow of -$67.3M, and free cash flow of -$67.3M (-518.1% YoY). On the balance sheet, PFX closed FY2025 with $307.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$129.1M	$4.2M	-$67.3M	-$67.3M	$307.4M	—
FY2024 (FY)	2024-09-30	$131.0M	$18.6M	$16.1M	$16.1M	$311.9M	—
FY2023 (FY)	2023-09-30	$121.1M	$26.9M	-$20.7M	-$20.7M	—	—

3. PFX Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PFX stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PFX compare to MGLD and JFIN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for PFX?

Where is PFX trading relative to its 50-day, 200-day, and 52-week technical levels?

PFX last traded at $43.70 (0.00% on volume of 131 shares), positioning the stock -3.72% below its 50-day simple moving average ($45.39) and +0.37% above its 200-day simple moving average ($43.54). Across its 52-week range of $38.30 to $56.48, PFX sits at the 29.7% percentile with a 14-day RSI of 49.1 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($42.91 to $44.49).

Direct Sub-Reports: PFX RQD Cockpit PFX 12M Forecast PFX Earnings & Move PFX Dividends & DRIP PFX Insiders & 13F PFX Whale Options PFX Profit Sankey PFX News & Why

ROARABLE RATING BRIEF • RQD 43/100 (D-) ✓ SEC XBRL & RQD VERIFIED

PFX — PhenixFIN Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-09-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

PhenixFIN Corporation (PFX) earns a live Roarable RQD composite score of 43/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $43.70 (0.00% 1D, market capitalization $84.4M).

Fundamental Cash Engine (3/20): Anchored by return on invested capital (ROIC) of 2.7%, gross margin of —, operating margin of —, and free cash flow yield of —.
Whale 13F & Options Flow (7/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (14/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 1/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

PhenixFIN Corporation (PFX) is a NASDAQ-listed issuer classified in the Financials sector and the Finance: Consumer Services industry. The profile describes it as having a market capitalization of $0.1B. — for detailed business mechanics.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-09-30), PhenixFIN Corporation (PFX) reported $129.1M in annual revenue (up from $131.0M in FY2024, -1.5% YoY) and $4.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($121.1M revenue, $26.9M net income) through FY2025, PFX scaled operating cash flow to -$67.3M and free cash flow to -$67.3M, backed by $307.4M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D- • RQD 43/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 7/20. With Fundamental Cash Engine at 3/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $38.30 – $56.48 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh 20.3x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The only sector information is the Financials / Finance: Consumer Services classification, and the rating's macro component cites sector sensitivity without quantifying it. An investor should note that the absence of mapped links means any ripple analysis would require information outside this dataset.

Key Question #1: Can PFX sustain or expand its — operating margin and 2.7% ROIC against Finance: Consumer Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $129.1M and free cash flow of -$67.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is PFX's 18.9x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

PFX Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for PhenixFIN Corporation (PFX) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to PFX Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo! Finance Canada • 21h ago

PhenixFIN Corporation (PFX) Seasonal Returns Chart

Yahoo! Finance Canada report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 1d ago

PhenixFIN Corporation (PFX) Edges Higher to $44.05 as Shares Hold Above Key Support - Put Spread Alert

https://www.siam.in/ report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

Price-Driven Insight from (PFX) for Rule-Based Strategy

Stock Traders Daily report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Stock Titan • 1d ago

The Marygold Companies (MGLD) Stock Price, News & Analysis

Stock Titan report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

AlTi Global, Inc. (ALTI) Seasonal Returns Chart

Yahoo! Finance Canada report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

Queen City Investments, Inc. (QUCT) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

Next Generation Technology Group Inc. (319A.T) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance UK • 1d ago

Sound Point Meridian Capital, Inc. (SPMC) Seasonal returns chart

Yahoo Finance UK report covering PhenixFIN Corporation (PFX) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

PFX Bull vs. Bear Conversation Board — What's Your Call at $43.70?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON PFX 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $52.88 (+21.0%)

📌 Pinned Debate

Trading at a 20.3 P/E (TTM) with a 3.42% dividend yield, PFX offers income and earnings exposure while the stock sits near the upper en

Trading at a 20.3 P/E (TTM) with a 3.42% dividend yield, PFX offers income and earnings exposure while the stock sits near the upper end of its $37.78 - $47.4 52-week range.. When you look under the hood at PFX, Fundamental Cash Engine is 3/20 with 0.0% gross margins and 2.7% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (7/20) has been quietly accumulating below $56.48. My 12M target is $52.88.

ArenaChamp_24 🐂 BULL

@SiliconVal_Bull Agree on the RQD 43/100 quality, though with 1.0 beta I'm scaling in with half-size at $43.70 and keeping dry powder in case we test $40.64.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $36.27 (-17.0%)

Spot @ $43.70

A 0% FCF yield, negative FY 2025 free cash flow of -$67.3M, and a Piotroski F-Score of 1 out of 9 point to weak cash conversion and bal

Careful chasing PFX at $43.70. A 0% FCF yield, negative FY 2025 free cash flow of -$67.3M, and a Piotroski F-Score of 1 out of 9 point to weak cash conversion and balance sheet quality.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $36.27 on multiple compression.