Are ORI insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies ORI leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Stock Ratings / Financials / ORI / insiders

THG (77) KNSL (78) AXS (48) AFG (74) ⌘ Pro Terminal →

Old Republic International Corporation (ORI) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$38.93 +1.06% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $38.93

Old Republic International Corporation (ORI) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $9.30B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on ORI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is ORI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Old Republic International Corporation (NYSE: ORI) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $38.93 (+1.06% 1D, market cap $9.30B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, ORI ranks #355 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does ORI compare to THG and KNSL in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), ORI carries a Roarable C- (61/100 RQD), trailing P/E of 9.9x, gross margin of —, and ROIC of 7.3%. By comparison, THG (Hanover Insurance Group Inc) holds a B+ grade (77/100 RQD, P/E 12.4x, ROIC 9.1%, cap $8.32B) and KNSL (Kinsale Capital Group Inc.) posts a B+ grade (78/100 RQD, P/E 16.2x, ROIC 13.8%, cap $8.23B). Among the 5-stock peer group, AXS leads on earnings multiple (7.3x) while KNSL leads on capital efficiency (13.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for ORI?

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Per ORI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000074260), Old Republic International Corporation generated $9.14B in revenue (+11.0% YoY), $935.4M in net income, and $753.2M in free cash flow against $29.86B in total assets and $10.77B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $38.93 (+0.00%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 8.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+1.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ORI)Realized 20D OHLCV Swing Band: ±4.3%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY ORI SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$38.41+4.5% Next Q

Q2 (-2Q)

Grade C$40.13-6% Next Q

Q3 (-1Q)

Grade C$37.73+3.2% Next Q

Current

Grade C-$38.93+0.5% Hist 90D α

Trajectory: C- (53) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the ORI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, ORI faces multiple-compression risk if 9.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($39.44) or 200D SMA ($40.36) invalidates the momentum regime and cuts Target Base ($39.46) toward Bear Floor ($30.78).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ORI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “ORI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

ORI Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (ORI)

No recent open-market Form 4 cluster sales or emergency dumps flagged on ORI. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (ORI Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

ORI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.14%📐 HORIZONTAL RANGE

2026-11-03O $38.44H $38.93L $38.44C $38.93VOL 1.89M

RES: $43.71SUP: $35.69SMA50: $39.44SMA200: $40.36

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ORI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ORI Butterfly Map → + Track ORI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-1.4%/yr Implied 5Y Growth

vs. +11.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ORI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ORI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ORI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ORI)

Financials Rank #355 of 1096 ⚔️ THG vs ORI Full Matrix →

1. Head-to-Head Financials Peer Comparison (ORI vs. THG, KNSL, AXS, AFG)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Old Republic International Corporation (ORI) ranks #355 by composite RQD confidence (61/100, grade C-) and #196 by equity capitalization ($9.30B). Within this direct 5-issuer industry benchmark cohort, AXS leads on earnings valuation at 7.3x trailing P/E, while KNSL leads on capital efficiency and profitability with 13.8% ROIC and — gross margin. KNSL currently holds the highest overall quantitative score in the immediate peer group at 78/100 (B+) compared with ORI at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ORI ACTIVE Old Republic International Corporation	C-	61/100	9.9x	—	7.3%	+1.06%	$9.30B	Benchmark Subject
THG Hanover Insurance Group Inc	B+	77/100	12.4x	—	9.1%	+2.61%	$8.32B	/thg-vs-ori →
KNSL Kinsale Capital Group Inc.	B+	78/100	16.2x	—	13.8%	+3.80%	$8.23B	/knsl-vs-ori →
AXS Axis Capital Holdings Limited	D	48/100	7.3x	—	5.6%	+1.65%	$7.52B	/axs-vs-ori →
AFG American Financial Group Inc.	B	74/100	15.1x	—	5.7%	+0.85%	$12.76B	/afg-vs-ori →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000074260

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Old Republic International Corporation (ORI) reported GAAP revenue of $9.14B (+11.0% vs. FY2024 revenue of $8.23B , and +25.9% cumulative change since FY2023) , GAAP net income of $935.4M, operating cash flow of $1.16B, and free cash flow of $753.2M (-12.7% YoY). On the balance sheet, ORI closed FY2025 with $29.86B in total assets against $10.77B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$9.14B	$935.4M	$1.16B	$753.2M	$29.86B	$10.77B
FY2024 (FY)	2024-12-31	$8.23B	$852.7M	$1.23B	$863.0M	$27.84B	$10.00B
FY2023 (FY)	2023-12-31	$7.26B	$598.6M	$880.4M	$553.8M	$8.71B	$2.04B

3. ORI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ORI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does ORI compare to THG and KNSL in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for ORI?

Where is ORI trading relative to its 50-day, 200-day, and 52-week technical levels?

ORI last traded at $38.93 (+1.06% on volume of 2,104,343 shares), positioning the stock -1.29% below its 50-day simple moving average ($39.44) and -3.54% below its 200-day simple moving average ($40.36). Across its 52-week range of $36.65 to $46.76, ORI sits at the 22.6% percentile with a 14-day RSI of 46.7 (NEUTRAL RANGE) and an implied next-earnings move of ±4.3% ($37.26 to $40.60).

Direct Sub-Reports: ORI RQD Cockpit ORI 12M Forecast ORI Earnings & Move ORI Dividends & DRIP ORI Insiders & 13F ORI Whale Options ORI Profit Sankey ORI News & Why

ROARABLE RATING BRIEF • RQD 61/100 (C-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

ORI — Old Republic International Corporation: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:17:05Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

ORI scores 60 out of 100, a letter grade of C-, with the verdict "Roarable Hold — Cautious Neutral." The five pillars are: Fundamental Cash Engine at 12 of 20 (ROIC 7.3%; FCF yield 8.12%); Whale 13F Flow at 7 of 20 (institutional accumulation and options positioning); Insider Conviction at 17 of 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 9 of 20 (Beta 1; sector sensitivity); and Forensic Balance Sheet at 15 of 20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5). The strongest pillar is insider conviction, and the weakest is institutional flow. For a prospective investor, the profile suggests a stock where balance-sheet and insider signals are comparatively supportive, while institutional positioning and macro fit contribute less. Upside drivers cited in the source data center on the cash-flow yield and the forensic balance-sheet readings. Valuation tradeoffs are visible in the market data: the stock trades at a P/E (TTM) of 9.9 and a forward P/E of 9.2, against an ROIC of 7.3%. The 8.43% dividend yield is reported alongside these figures. The Hold verdict reflects that these factors do not combine into a strong conviction signal in either direction.

2. Business Model, Unit Margins & SEC Financial Trajectory

Old Republic International Corporation (ORI) is a NYSE-listed issuer in the Financials sector, operating within the Property-Casualty Insurers industry. The market capitalization is $9.3B.

Revenue, operating income, and net income rose across the three reported years, and reported net income for FY 2025 was $935.4M. Per the market data, operating margin is 12.5%, net margin is 10.2%, and ROIC is 7.3%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 8/9, both per the Roarable RQD forensic pillar. Debt rose from $2.04B in FY 2023 to $10.77B in FY 2025, and the Debt/Equity ratio is reported as 0.5.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case: Insider conviction (17/20) and a forensic balance sheet (Piotroski F 8/9) support the cash-flow case at a P/E of 9.9. With Fundamental Cash Engine at 12/20 (ROIC 7.3%, FCF yield 8.12%) and Institutional Whale Flow at 8/20, sustained execution supports upside toward the top of the $36.65 – $46.76 52-week range.
🐻 Primary Bear Case: Debt rose from $2.04B to $10.77B over FY 2023–FY 2025 while institutional flow scores only 7/20. Investors must weigh 9.9x trailing P/E and 10.6x EV/EBITDA against 12.5% operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Property-Casualty Insurers (Financials), ORI carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: What underlying drivers explain the increase in debt from $2.04B in FY 2023 to $10.77B in FY 2025?
Key Question #2: What does the "underwriting pressure" referenced in the Seeking Alpha headline consist of, and how does it relate to the reported margins?
Key Question #3: How sensitive is ORI's — gross margin and 9.2x forward P/E multiple to Financials demand cycles and macro interest-rate shifts (Beta 1.00)?

ORI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Old Republic International Corporation (ORI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to ORI Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 20h ago

Old Republic International Q3 Earnings Call Highlights

Yahoo Finance report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 23h ago

Old Republic International Corporation 2026 Q3 - Results - Earnings Call Presentation (NYSE:ORI) 2026-10-22

Seeking Alpha report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE marketscreener.com • 1d ago

Earnings Flash (ORI) Old Republic International Corporation Reports Q3 Revenue $2.55B, vs. FactSet Est of $2.49B

marketscreener.com report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

OLD REPUBLIC ANNOUNCES THIRD QUARTER 2026 EARNINGS CALL

Yahoo Finance report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

86,670 Shares of Old Republic International Corporation $ORI Bought by ASK Capital Investment Managers LLC

MarketBeat report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 1d ago

Old Republic: Buybacks Can't Fix Underwriting Pressure (NYSE:ORI)

Seeking Alpha report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

OLD REPUBLIC REPORTS RESULTS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2026

TradingView report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

3 Prominent Value Stocks Trading Up To 47.9% Below Intrinsic Valuations

Simply Wall St report covering Old Republic International Corporation (ORI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

ORI Bull vs. Bear Conversation Board — What's Your Call at $38.93?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON ORI 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 Options Flow Specialist 🐂 BULLISH 🎯 Target: $47.76 (+24.0%)

📌 Pinned Debate

Insider conviction (17/20) and a forensic balance sheet (Piotroski F 8/9) support the cash-flow case at a P/E of 9.9.

Here is why I am bullish on ORI here at $38.52: Insider conviction (17/20) and a forensic balance sheet (Piotroski F 8/9) support the cash-flow case at a P/E of 9.9.. Compare ORI's 12.5% operating margin and 7.3% ROIC against the rest of Property-Casualty Insurers. As long as cash conversion holds up, dips toward $36.59 are getting bought.

CapAlloc_Nerd 🐂 BULL

@SkepticalCFA Fair point on 9.9x trailing P/E, but you're ignoring the forward operating leverage in Property-Casualty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

SK SkepticalCFA Fundamental Contrarian 🐻 BEARISH 🎯 Target: $30.05 (-22.0%)

Spot @ $38.52

Debt rose from $2.04B to $10.77B over FY 2023–FY 2025 while institutional flow scores only 7/20.

I respect the product at Old Republic International Corporation, but the stock at $38.52 is a different story. Debt rose from $2.04B to $10.77B over FY 2023–FY 2025 while institutional flow scores only 7/20.. FCF yield is 8.12% and RQD sits at 61/100 (C-) — why pay up here when you can wait for next quarter's numbers?