How profitable is OPENLANE Inc. (OPLN)?

In FY 2025 (10-K), OPLN converted $1.9B of revenue into a 52% gross margin, 10.2% operating margin, and $133.3M in free cash flow (6.9% FCF margin).

Stock Ratings / Consumer Discretionary / OPLN / financials

RUSHA (61) AN (44) ABG (48) LAD (45) ⌘ Pro Terminal →

OPENLANE Inc. (OPLN) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$39.60 +1.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $39.63

OPENLANE Inc. (OPLN) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY) →

ROARABLE C • HOLD / WATCH Cap $4.76B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on OPLN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is OPLN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, OPENLANE Inc. (NYSE: OPLN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $39.60 (+1.51% 1D, market cap $4.76B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, OPLN ranks #263 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does OPLN compare to RUSHA and AN in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Retail-Auto Dealers and Gas Stations), OPLN carries a Roarable C (63/100 RQD), trailing P/E of 26.6x, gross margin of —, and ROIC of 9.5%. By comparison, RUSHA (Rush Enterprises Inc. Cl A) holds a C- grade (61/100 RQD, P/E 19.1x, ROIC 13.7%, cap $5.02B) and AN (AutoNation Inc.) posts a D grade (44/100 RQD, P/E 8.6x, ROIC 18.9%, cap $5.94B). Among the 5-stock peer group, ABG leads on earnings multiple (7.3x) while AN leads on capital efficiency (18.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for OPLN?

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Per OPLN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001395942), OPENLANE Inc. generated $1.93B in revenue (+8.2% YoY), $177.7M in net income, and $0 in free cash flow against $4.72B in total assets and $530.1M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $39.63 (+0.08%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 6.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 63/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.9% avg 90D alpha vs SPY • 54.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for OPLN)Realized 20D OHLCV Swing Band: ±5%

Deterministic 5-Pillar Attribution (63/100 Composite)

🔍 WHY OPLN SCORES 63/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (25% of score)

20D Institutional Volume Accumulation (±5% realized swing band)

▲ #2 Bullish Driver: Cash Engine Quality+13/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 6.9% FCF Margin ($133.3M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$37.46+0.7% Next Q

Q2 (-2Q)

Grade C$37.71+0.3% Next Q

Q3 (-1Q)

Grade C$37.83+4.7% Next Q

Current

Grade C$39.60+0.9% Hist 90D α

Trajectory: C (55) → C (63)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the OPLN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 63/100 (C) score, OPLN faces multiple-compression risk if 26.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($35.89) or 200D SMA ($34.23) invalidates the momentum regime and cuts Target Base ($40.49) toward Bear Floor ($31.58).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $OPLN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “OPLN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 63%NO 37%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How OPLN Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$133.3M (6.9% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $1.70B

FY24

Rev $1.79B

FY25

Rev $1.93B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$1.93B	52%	10.2%	$177.7M	$168.8M	9.5%
FY 2024	$1.79B	52%	10.2%	$109.9M	$104.4M	12%
FY 2023	$1.70B	52%	-8%	-$154.1M	-$146.4M	9.5%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring OPLN)

✓Walkthrough of OPLN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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OPLN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +23.52%▲ ASCENDING TRIANGLE

2026-11-03O $38.76H $39.60L $38.76C $39.60VOL 697.6K

RES: $42.20SUP: $34.55SMA50: $35.89SMA200: $34.23

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OPLN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 OPLN Butterfly Map → + Track OPLN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

20.2%/yr Implied 5Y Growth

vs. +8.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on OPLN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OPLN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for OPLN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (OPLN)

Consumer Discretionary Rank #263 of 1011 ⚔️ RUSHA vs OPLN Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (OPLN vs. RUSHA, AN, ABG, LAD)

Industry: Retail-Auto Dealers and Gas Stations (20 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, OPENLANE Inc. (OPLN) ranks #263 by composite RQD confidence (63/100, grade C) and #279 by equity capitalization ($4.76B). Within this direct 5-issuer industry benchmark cohort, ABG leads on earnings valuation at 7.3x trailing P/E, while AN leads on capital efficiency and profitability with 18.9% ROIC and 17.9% gross margin. OPLN currently leads its immediate peer cohort in composite quantitative strength at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
OPLN ACTIVE OPENLANE Inc.	C	63/100	26.6x	—	9.5%	+1.51%	$4.76B	Benchmark Subject
RUSHA Rush Enterprises Inc. Cl A	C-	61/100	19.1x	20.7%	13.7%	+3.47%	$5.02B	/rusha-vs-opln →
AN AutoNation Inc.	D	44/100	8.6x	17.9%	18.9%	+3.49%	$5.94B	/an-vs-opln →
ABG Asbury Automotive Group Inc	D	48/100	7.3x	17.1%	14.0%	+4.36%	$3.56B	/abg-vs-opln →
LAD Lithia Motors Inc.	D	45/100	7.8x	15.2%	11.1%	+3.32%	$6.48B	/lad-vs-opln →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001395942

In its most recent audited fiscal period (FY2025, filed 2025-12-31), OPENLANE Inc. (OPLN) reported GAAP revenue of $1.93B (+8.2% vs. FY2024 revenue of $1.79B , and +14.1% cumulative change since FY2023) , GAAP net income of $177.7M, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, OPLN closed FY2025 with $4.72B in total assets against $530.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.93B	$177.7M	—	—	$4.72B	$530.1M
FY2024 (FY)	2024-12-31	$1.79B	$109.9M	—	—	$4.62B	$0
FY2023 (FY)	2023-12-31	$1.70B	-$154.1M	—	—	—	—

3. OPLN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is OPLN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does OPLN compare to RUSHA and AN in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for OPLN?

Where is OPLN trading relative to its 50-day, 200-day, and 52-week technical levels?

OPLN last traded at $39.60 (+1.51% on volume of 1,147,547 shares), positioning the stock +10.34% above its 50-day simple moving average ($35.89) and +15.69% above its 200-day simple moving average ($34.23). Across its 52-week range of $24.32 to $42.90, OPLN sits at the 82.2% percentile with a 14-day RSI of 67.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.0% ($37.62 to $41.58).

Direct Sub-Reports: OPLN RQD Cockpit OPLN 12M Forecast OPLN Earnings & Move OPLN Dividends & DRIP OPLN Insiders & 13F OPLN Whale Options OPLN Profit Sankey OPLN News & Why

ROARABLE RATING BRIEF • RQD 63/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

OPLN — OPENLANE Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:21:14Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

OPLN scores 63 out of 100 with a letter grade of C, labeled "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are:

Fundamental Cash Engine (13 / 20): The rating cites ROIC of 9.5% and FCF yield of 0%. For a prospective investor, the return on invested capital is positive but modest, and the absence of free-cash-flow yield signals that the cash-generation case is not yet visible in the rating inputs.
Whale 13F Flow (16 / 20): The rating notes institutional accumulation and options positioning.
Insider Conviction (9 / 20): The rating references SEC Form 4 and Congressional PTR cluster flow at a lower score, indicating insider and congressional signals are weaker than institutional ones.
Macro Regime Fit (12 / 20): Beta is 1.0 and the rating reflects sector sensitivity, meaning the stock is expected to move roughly in line with the market rather than amplifying or dampening it.
Forensic Balance Sheet (13 / 20): The rating cites Altman Z of 2.5, Piotroski F of 5/9, and Debt/Equity of 0.43, a mid-range forensic profile.

Taken together, the pillar mix points to a balanced setup: institutional support and a reasonable balance sheet offset a thin cash-yield case and muted insider signals. Valuation is a meaningful tradeoff. At a P/E (TTM) of 26.6 and EV/EBITDA of 26, the price already embeds substantial expectations, so upside depends on earnings and cash-flow growth catching up to the multiple. The 52-week range of $24.32 - $42.9 places the current price of 38.76 in the upper portion of that band.

2. Business Model, Unit Margins & SEC Financial Trajectory

OPENLANE Inc. Is a NYSE-listed issuer in the Consumer Discretionary sector, within the Retail-Auto Dealers and Gas Stations industry. Revenue figures are reported in the Financial Trend section.

Revenue rose from $1.70B in FY 2023 to $1.93B in FY 2025, and net income moved from -$154.1M to $177.7M over the same span. Market data reports an operating margin of 10.2%, a net margin of 9.2%, and ROIC of 9.5%. The gross margin is listed as 0%, and FCF yield as 0%, which the source does not explain. The Altman Z-Score of 2.5 and Piotroski F-Score of 5/9 are cited in the RQD rating. Debt rose from — in FY 2024 to $530.1M in FY 2025, while Debt/Equity is listed at 0.43.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case: Institutional accumulation (whale 13F flow scored 16 / 20) and revenue growth from $1.70B to $1.93B support the stock's case. With Fundamental Cash Engine at 13/20 (ROIC 9.5%, FCF yield —) and Institutional Whale Flow at 16/20, sustained execution supports upside toward the top of the $24.32 – $42.90 52-week range.
🐻 Primary Bear Case: A 26.6 P/E (TTM) and 26 EV/EBITDA price in strong growth while FCF yield sits at 0% and debt rose to $530.1M. Investors must weigh 26.6x trailing P/E and 26.0x EV/EBITDA against 10.2% operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Retail-Auto Dealers and Gas Stations (Consumer Discretionary), OPLN carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: What drove the swing from a FY 2023 operating loss of -$135.8M to FY 2025 operating income of $196.6M, and is that improvement repeatable?
Key Question #2: Why is FCF yield 0% and FCF reported as N/A for each period despite positive net income?
Key Question #3: What explains the jump in debt from — in FY 2024 to $530.1M in FY 2025, and how is it being serviced?

OPLN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for OPENLANE Inc. (OPLN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to OPLN Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 20h ago

OPENLANE (OPLN) Could Be 23% Undervalued Following Its November Results Date Update

Yahoo Finance report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 23h ago

OPENLANE (OPLN) Reports Next Week: Wall Street Expects Earnings Growth

Yahoo Finance report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

OPENLANE (OPLN) Sets Q3 Earnings Date, Is The Stock Above Fair Value?

Simply Wall St report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Openlane (OPLN) - What Are Brokerages Saying About This Stock?

MarketBeat report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Vanguard’s OPENLANE (OPLN) stake includes sole voting power over 870,789 shares.

Stock Titan report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall Street • 1d ago

OPENLANE (NYSE:OPLN) Stock Forecast & Analyst Predictions

Simply Wall Street report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

OPENLANE, Inc. (OPLN) Stock Forecasts

Yahoo! Finance Canada report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.siam.in/ • 1d ago

OPENLANE Inc. (OPLN) Slips 0.95% to $37.69 as Stock Digests Recent Gains - Dealer Delta

https://www.siam.in/ report covering OPENLANE Inc. (OPLN) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

OPLN Bull vs. Bear Conversation Board — What's Your Call at $39.60?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON OPLN 🐻 33% BEARISH CONVICTION

MA MacroHawk_NYC Cross-Asset Macro Desk 🐂 BULLISH 🎯 Target: $51.10 (+31.0%)

📌 Pinned Debate

Institutional accumulation (whale 13F flow scored 16 / 20) and revenue growth from $1.70B to $1.93B support the stock's case.

Don't sleep on OPLN's setup in Consumer Discretionary. Institutional accumulation (whale 13F flow scored 16 / 20) and revenue growth from $1.70B to $1.93B support the stock's case.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (63/100) backs up the fundamental quality.

RetailWhale_TX 🐂 BULL

@MeanReversion_88 Shorting a 16/20 institutional whale-flow stock at $39.01 is dangerous when funds are rotating into Consumer Discretionary.

ME MeanReversion_88 Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $32.77 (-16.0%)

Spot @ $39.01

A 26.6 P/E (TTM) and 26 EV/EBITDA price in strong growth while FCF yield sits at 0% and debt rose to $530.1M.

Here is the bear case nobody on the bull side wants to address on OPLN: A 26.6 P/E (TTM) and 26 EV/EBITDA price in strong growth while FCF yield sits at 0% and debt rose to $530.1M.. At 26.6x trailing P/E, even a small guidance miss in Retail-Auto Dealers and Gas Stations triggers a 12-15% air pocket.