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LegalZoom.com Inc. (LZ) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$6.93 +3.13% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $6.96

LegalZoom.com Inc. (LZ) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $1.15B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LZ Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, LegalZoom.com Inc. (NASDAQ: LZ) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $6.93 (+3.13% 1D, market cap $1.15B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 13/20. Across 714 tracked Technology issuers, LZ ranks #229 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LZ compare to UPWK and GDRX in the Technology sector?
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Within the Technology sector (EDP Services), LZ carries a Roarable C- (59/100 RQD), trailing P/E of 73.7x, gross margin of 65.9%, and ROIC of 34.7%. By comparison, UPWK (Upwork Inc.) holds a C+ grade (69/100 RQD, P/E 9.9x, ROIC 30.4%, cap $1.14B) and GDRX (GoodRx Holdings Inc. (Class A)) posts a D+ grade (58/100 RQD, P/E 39.7x, ROIC 8.3%, cap $1.19B). Among the 5-stock peer group, UPWK leads on earnings multiple (9.9x) while LZ leads on capital efficiency (34.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LZ?
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Per LZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286139), LegalZoom.com Inc. generated $756.0M in revenue (+10.9% YoY), $15.4M in net income, and $147.9M in free cash flow against $511.5M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (66% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 74x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $6.96 (+0.37%)🧬 Cannibal Buyback (-1.52% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 19.6% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510059
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk D+
Cash (15)Whales (10)SEC (10)Macro (11)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE+0.4% Base Target
$13 Bull$7 Base$5 Bear
📬 FREE LZ RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LZ)Realized 20D OHLCV Swing Band: ±7.9%
Deterministic 5-Pillar Attribution (59/100 Composite)
🔍 WHY LZ SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+15/20 pts (25% of score)

SEC XBRL FY 2025 (10-K): 19.6% FCF Margin ($147.9M FCF) & 65.9% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+13/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 65% Net Buy • Cannibal Buyback (-1.52% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk10/20 pts (-10 pt drag)

Balance-sheet & 10-K footnote risk deducts 10 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
51
Grade C-$6.05+7.9% Next Q
Q2 (-2Q)
54
Grade C-$6.53+0.8% Next Q
Q3 (-1Q)
56
Grade C$6.58+5.3% Next Q
Current
59
Grade C-$6.93+0.2% Hist 90D α
Trajectory: C- (51) → C- (59)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the LZ Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, LZ faces multiple-compression risk if 73.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Priced at 74x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #2

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($6.14) or 200D SMA ($6.52) invalidates the momentum regime and cuts Target Base ($6.96) toward Bear Floor ($5.43).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LZ• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “LZ Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 59%NO 41%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

LZ Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (LZ)

No recent open-market Form 4 cluster sales or emergency dumps flagged on LZ. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (LZ Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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LZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.06%▲ ASCENDING CHANNEL
2026-11-03O $6.64H $6.93L $6.64C $6.93VOL 1.50M
RES: $7.21SUP: $5.44SMA50: $6.14SMA200: $6.52
$9.11$8.06$7.00$5.95$4.89RES $7.21SUP $5.44$6.932026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LZ Butterfly Map → + Track LZ →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
47.4%/yr Implied 5Y Growth

vs. +10.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on LZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for LZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LZ)

Technology Rank #229 of 714 ⚔️ UPWK vs LZ Full Matrix →

1. Head-to-Head Technology Peer Comparison (LZ vs. UPWK, GDRX, PSQL, CLVT)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, LegalZoom.com Inc. (LZ) ranks #229 by composite RQD confidence (59/100, grade C-) and #341 by equity capitalization ($1.15B). Within this direct 5-issuer industry benchmark cohort, UPWK leads on earnings valuation at 9.9x trailing P/E, while LZ leads on capital efficiency and profitability with 34.7% ROIC and 65.9% gross margin. UPWK currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with LZ at 59/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
LZ ACTIVE
LegalZoom.com Inc.
C- 59/100 73.7x 65.9% 34.7% +3.13% $1.15B Benchmark Subject
UPWK
Upwork Inc.
C+ 69/100 9.9x 77.8% 30.4% +6.23% $1.14B /upwk-vs-lz →
GDRX
GoodRx Holdings Inc. (Class A)
D+ 58/100 39.7x — 8.3% +1.72% $1.19B /gdrx-vs-lz →
PSQL
Pasqal Holding SA Ordinary Share
D 46/100 — — — +0.57% $1.11B /psql-vs-lz →
CLVT
Clarivate Plc
E 28/100 — 66.0% 1.3% +0.61% $1.06B /clvt-vs-lz →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001286139

In its most recent audited fiscal period (FY2025, filed 2025-12-31), LegalZoom.com Inc. (LZ) reported GAAP revenue of $756.0M (+10.9% vs. FY2024 revenue of $681.9M , and +14.4% cumulative change since FY2023) , GAAP net income of $15.4M, operating cash flow of $178.2M, and free cash flow of $147.9M (+48.0% YoY). On the balance sheet, LZ closed FY2025 with $511.5M in total assets against $0 in total debt (Altman Z-Score: 0.36, Piotroski F-Score: 6/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $756.0M $15.4M $178.2M $147.9M $511.5M —
FY2024 (FY) 2024-12-31 $681.9M $30.0M $135.6M $99.9M $373.9M —
FY2023 (FY) 2023-12-31 $660.7M $14.0M $124.3M $124.3M — —

3. LZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, LegalZoom.com Inc. (NASDAQ: LZ) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $6.93 (+3.13% 1D, market cap $1.15B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 13/20. Across 714 tracked Technology issuers, LZ ranks #229 in composite RQD confidence.

How does LZ compare to UPWK and GDRX in the Technology sector?

Within the Technology sector (EDP Services), LZ carries a Roarable C- (59/100 RQD), trailing P/E of 73.7x, gross margin of 65.9%, and ROIC of 34.7%. By comparison, UPWK (Upwork Inc.) holds a C+ grade (69/100 RQD, P/E 9.9x, ROIC 30.4%, cap $1.14B) and GDRX (GoodRx Holdings Inc. (Class A)) posts a D+ grade (58/100 RQD, P/E 39.7x, ROIC 8.3%, cap $1.19B). Among the 5-stock peer group, UPWK leads on earnings multiple (9.9x) while LZ leads on capital efficiency (34.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LZ?

Per LZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286139), LegalZoom.com Inc. generated $756.0M in revenue (+10.9% YoY), $15.4M in net income, and $147.9M in free cash flow against $511.5M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (66% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Priced at 74x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LZ trading relative to its 50-day, 200-day, and 52-week technical levels?

LZ last traded at $6.93 (+3.13% on volume of 2,004,957 shares), positioning the stock +12.87% above its 50-day simple moving average ($6.14) and +6.29% above its 200-day simple moving average ($6.52). Across its 52-week range of $5.22 to $12.40, LZ sits at the 23.8% percentile with a 14-day RSI of 58.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.9% ($6.38 to $7.48).

Direct Sub-Reports: LZ RQD Cockpit LZ 12M Forecast LZ Earnings & Move LZ Dividends & DRIP LZ Insiders & 13F LZ Whale Options LZ Profit Sankey LZ News & Why
ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ SEC XBRL & RQD VERIFIED

LZ — LegalZoom.com Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

LegalZoom.com Inc. (LZ) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $6.93 (+3.13% 1D, market capitalization $1.15B).

  • Fundamental Cash Engine (15/20): Anchored by return on invested capital (ROIC) of 34.7%, gross margin of 65.9%, operating margin of 3.3%, and free cash flow yield of 13.01%.
  • Whale 13F & Options Flow (10/20) + Insider Conviction (10/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (11/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of 0.36, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

LegalZoom.com Inc. Is a NASDAQ-listed issuer classified under the Technology sector and EDP Services industry,. Gross margin is reported at 65.9%, operating margin at 3.3%, and net margin at 2%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), LegalZoom.com Inc. (LZ) reported $756.0M in annual revenue (up from $681.9M in FY2024, +10.9% YoY) and $15.4M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($660.7M revenue, $14.0M net income) through FY2025, LZ scaled operating cash flow to $178.2M and free cash flow to $147.9M, backed by $511.5M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 59/100): Strong cash generator (66% profit margin)—profits are backed by real money, not accounting tricks. Free cash flow yield of 13.01% and institutional whale pillar of 10/20. With Fundamental Cash Engine at 15/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $5.22 – $12.40 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Priced at 74x earnings—high expectations leave less room for a lukewarm quarter. Investors must weigh 73.7x trailing P/E and 18.4x EV/EBITDA against 3.3% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Supply_chain is "NONE," butterfly_links is empty, and proprietary_signals is empty. A prospective investor should note that no quantified sector ripple can be attributed to LZ from the supplied materials; the only sector information is the Technology / EDP Services classification.

  • Key Question #1: Can LZ sustain or expand its 3.3% operating margin and 34.7% ROIC against EDP Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $756.0M and free cash flow of $147.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is LZ's 68.5x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

LZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for LegalZoom.com Inc. (LZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to LZ Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LZ Bull vs. Bear Conversation Board — What's Your Call at $6.93?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LZ 🐻 33% BEARISH CONVICTION
1. Pick Your Side on LZ:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $8.87 (+32.0%)
📌 Pinned Debate

Cash generation is strong, with a 13.01% FCF yield and 34.7% ROIC, and a Seeking Alpha upgrade argues the stock is too cheap to ignore.

Long LZ at $6.72 targeting $8.87. Cash generation is strong, with a 13.01% FCF yield and 34.7% ROIC, and a Seeking Alpha upgrade argues the stock is too cheap to ignore.. Institutional whale score is 10/20 and the risk/reward vs. the $5.22 52-week low is skewed heavily in favor of bulls.

EarningsSniper 🐂 BULL

@SkepticalCFA Shorting a 10/20 institutional whale-flow stock at $6.72 is dangerous when funds are rotating into Technology.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $5.04 (-25.0%)
Spot @ $6.72

Earnings are thin, with a 73.7 trailing P/E, a 2% net margin, and an Altman Z-Score of 0.36, and one headline says the stock looks full

I respect the product at LegalZoom.com Inc., but the stock at $6.72 is a different story. Earnings are thin, with a 73.7 trailing P/E, a 2% net margin, and an Altman Z-Score of 0.36, and one headline says the stock looks fully priced on current earnings.. FCF yield is 13.01% and RQD sits at 59/100 (C-) — why pay up here when you can wait for next quarter's numbers?

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