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Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$0.98 +2.72% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.98

Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ) carries a Roarable Rating of E (Strong Sell) with 20/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (20/100 · E) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE E • RED ALERT Cap $2.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JZ Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Jianzhi Education Technology Group Company Limited American Depositary Shs (NASDAQ: JZ) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 20/100 at a spot price of $0.98 (+2.72% 1D, market cap $2.3M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 3/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 3/20. Across 51 tracked Real Estate issuers, JZ ranks #50 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JZ compare to BOXL and ZNB in the Real Estate sector?

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Within the Real Estate sector (Other Consumer Services), JZ carries a Roarable E (20/100 RQD), trailing P/E of N/A, gross margin of 17.7%, and ROIC of -33.3%. By comparison, BOXL (Boxlight Corporation (Class A)) holds a E grade (21/100 RQD, P/E N/A, ROIC -35.0%, cap $2.1M) and ZNB (Zeta Network Group (Class A)) posts a E grade (32/100 RQD, P/E N/A, ROIC —, cap $2.6M). Among the 5-stock peer group, JZ leads on earnings multiple (N/A) while LXEH leads on capital efficiency (-20.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JZ?

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Per JZ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001852440), Jianzhi Education Technology Group Company Limited American Depositary Shs generated $10.0M in revenue (-70.6% YoY), -$2.2M in net income, and -$1.4M in free cash flow against $15.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.98 (+0.30%)🧬 Dilution Drag (+1.28% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (20/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-11.8% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-17.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JZ)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (20/100 Composite)

🔍 WHY JZ SCORES 20/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+8/20 pts (40% of score)

FRED Regime × Technicals: 2% of 52W Range • RSI-14 at 46.1 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Whale & Options Positioning+6/20 pts (30% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$1.13+17.7% Next Q

Q2 (-2Q)

Grade E$1.33-22.6% Next Q

Q3 (-1Q)

Grade E$1.03-4.9% Next Q

Current

Grade E$0.98-11.8% Hist 90D α

Trajectory: E (28) → E (20)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a JZ Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While JZ currently carries a cautious 20/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.97) and Max Pain ($1.03) forces dealer call-delta covering toward $103.32.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JZ• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JZ Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 20%NO 80%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

JZ Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (JZ)

No recent open-market Form 4 cluster sales or emergency dumps flagged on JZ. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JZ)

✓Walkthrough of JZ's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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JZ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -96.19%⚡ TESTING RESISTANCE

2026-11-02O $0.99H $0.99L $0.95C $0.98VOL 75.4K

RES: $1.00SUP: $0.85SMA50: $0.97SMA200: $14.15

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JZ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JZ Butterfly Map → + Track JZ →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JZ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JZ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JZ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JZ)

Real Estate Rank #50 of 51 ⚔️ BOXL vs JZ Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (JZ vs. BOXL, ZNB, LXEH, KIDZ)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ) ranks #50 by composite RQD confidence (20/100, grade E) and #49 by equity capitalization ($2.3M). Within this direct 5-issuer industry benchmark cohort, JZ leads on earnings valuation at N/A trailing P/E, while LXEH leads on capital efficiency and profitability with -20.5% ROIC and -30.0% gross margin. ZNB currently holds the highest overall quantitative score in the immediate peer group at 32/100 (E) compared with JZ at 20/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JZ ACTIVE Jianzhi Education Technology Group Company Limited American Depositary Shs	E	20/100	—	17.7%	-33.3%	+2.72%	$2.3M	Benchmark Subject
BOXL Boxlight Corporation (Class A)	E	21/100	—	30.8%	-35.0%	-4.82%	$2.1M	/boxl-vs-jz →
ZNB Zeta Network Group (Class A)	E	32/100	—	-2.9%	—	-14.02%	$2.6M	/znb-vs-jz →
LXEH Lixiang Education Holding Co. Ltd.	E	17/100	—	-30.0%	-20.5%	-7.07%	$2.7M	/lxeh-vs-jz →
KIDZ KIDZ AI Inc. (Class B)	E	21/100	—	57.0%	-35.0%	-11.66%	$1.4M	/kidz-vs-jz →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001852440

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ) reported GAAP revenue of $10.0M (-70.6% vs. FY2024 revenue of $34.1M , and -83.8% cumulative change since FY2023) , GAAP net income of -$2.2M, operating cash flow of -$1.4M, and free cash flow of -$1.4M (-199.6% YoY). On the balance sheet, JZ closed FY2025 with $15.1M in total assets against $0 in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$10.0M	-$2.2M	-$1.4M	-$1.4M	$15.1M	—
FY2024 (FY)	2024-12-31	$34.1M	-$4.6M	$1.4M	$1.4M	$13.9M	—
FY2023 (FY)	2023-12-31	$62.0M	-$52.6M	$2.1M	$2.1M	—	—

3. JZ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JZ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JZ compare to BOXL and ZNB in the Real Estate sector?

What are the biggest fundamental strengths and SEC risk factors for JZ?

Where is JZ trading relative to its 50-day, 200-day, and 52-week technical levels?

JZ last traded at $0.98 (+2.72% on volume of 86,098 shares), positioning the stock +1.03% above its 50-day simple moving average ($0.97) and -93.07% below its 200-day simple moving average ($14.15). Across its 52-week range of $0.37 to $98.40, JZ sits at the 0.6% percentile with a 14-day RSI of 46.1 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $1.10).

JZ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are JZ insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies JZ leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Direct Sub-Reports: JZ RQD Cockpit JZ 12M Forecast JZ Earnings & Move JZ Dividends & DRIP JZ Insiders & 13F JZ Whale Options JZ Profit Sankey JZ News & Why

ROARABLE RATING BRIEF • RQD 20/100 (E) ✓ STAGE-C NUMBER FIREWALL VERIFIED

JZ — Jianzhi Education Technology Group Company Limited American Depositary Shs: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:54:40Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, JZ carries an RQD Score of 20 with a letter grade of E, labeled "Roarable Strong Sell — Forensic Risk / Avoid." The five pillars are: Fundamental Cash Engine at 1/20 (ROIC -33.3%; FCF yield 0%), Whale 13F Flow at 6/20 (institutional accumulation and options positioning), Insider Conviction at 3/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit at 8/20 (Beta 1.0; sector sensitivity), and Forensic Balance Sheet at 2/20 (Altman Z 0.2; Piotroski F 3/9; Debt/Equity 0.5). The weakest pillar is the Fundamental Cash Engine, where the rating reports negative ROIC and no free-cash-flow yield, meaning the business is not currently generating returns on capital or cash available to shareholders. The Forensic Balance Sheet pillar is also weak, with an Altman Z-Score of 0.2 and a Piotroski F-Score of 3 out of 9. For a prospective investor, the practical implication is that the rating's signals point to elevated financial-distress risk; the score does not indicate a near-term valuation discount that offsets those risks. Beta of 1.0 and the 6/20 flow reading provide limited offsetting support.

Business

Per the Profile section, Jianzhi Education Technology Group Company Limited American Depositary Shs trades on NASDAQ under the ticker JZ. It is classified in the Real Estate sector and the Other Consumer Services industry. The source data does not describe its products, customers, or revenue model. Per the Profile, the market capitalization is $0.0B, while the Snapshot reports $2.3M.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$10.0M	$-2.4M	$-2.2M	N/A	$-1.4M	$1.2M	N/A
FY 2024	$34.1M	$-2.8M	$-4.6M	N/A	$1.4M	$1.7M	N/A
FY 2023	$62.0M	$-53.9M	$-52.6M	N/A	$2.1M	N/A	N/A

Per the SEC financials, revenue declined from $62.0M in FY 2023 to $34.1M in FY 2024 and $10.0M in FY 2025, while operating losses persisted in every reported period. Per the Snapshot, gross margin is 17.7%, operating margin -24.1%, and net margin -22.4%, with ROIC at -33.3%. Per the RQD pillars, the Altman Z-Score is 0.2 and the Piotroski F-Score is 3/9. Per the RQD pillars, Debt/Equity is 0.5, though the financials show debt as N/A for every period.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Sector is Real Estate and industry is Other Consumer Services. No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data.

Open Questions

What products or services does the company sell, and what are its primary revenue sources given the decline from $62.0M to $10.0M?
What drove the FY 2023 net loss of $-52.6M, and what is the company's current debt position given that debt is reported as N/A?
Why are EPS, P/E, and EV/EBITDA unavailable, and how should the market value an entity with negative operating income?
What explains the 52-week range of $0.37 to $98.4, and what corporate events occurred during that span?
What is the company's cash runway given FY 2025 cash of $1.2M and FCF of $-1.4M?

JZ Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Jianzhi Education Technology Group Company Limited American Depositary Shs (JZ) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to JZ Debate Forum (3) ↓

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

JZ Bull vs. Bear Conversation Board — What's Your Call at $0.98?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON JZ 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $0.84 (-11.6%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is JZ (E • RQD 20/100) a Buy at $0.95?

Welcome to the JZ (Jianzhi Education Technology Group Company Limited American Depositary Shs) Roar Pit. Current RQD Composite is 20/100 (Roarable Strong Sell — Forensic Risk / Avoid) in Other Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $0.72 (-24.2%)

Spot @ $0.95

Pump the brakes on JZ — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on JZ, but look at what you are paying: current EV/EBITDA multiples with 17.7% gross margins. Unless Jianzhi Education Technology Group Company Limited American Depositary Shs expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $1.21 (+27.4%)

Spot @ $0.95

JZ cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on JZ, the market is fixating on short-term headline noise in Other Consumer Services and ignoring the balance sheet and cash flow trajectory. At $0.95 (52-wk range $0.37 - $98.40), any beat on forward guidance forces shorts and underweight funds to chase.