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Stock Ratings / Financials / IBN / forecast
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ICICI Bank Limited (IBN) 12-Month Stock Forecast & Price Target Cone

$29.45 +1.10% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $29.45

ICICI Bank Limited (IBN) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY) →
ROARABLE C • HOLD / WATCH Cap $104.29B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on IBN Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is IBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, ICICI Bank Limited (NYSE: IBN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $29.45 (+1.10% 1D, market cap $104.29B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, IBN ranks #361 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does IBN compare to CM and HDB in the Financials sector?
▼

Within the Financials sector (Commercial Banks), IBN carries a Roarable C (62/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, CM (Canadian Imperial Bank of Commerce) holds a C grade (65/100 RQD, P/E 32.8x, ROIC 9.9%, cap $107.89B) and HDB (HDFC Bank Limited) posts a C grade (65/100 RQD, P/E 14.9x, ROIC 20.7%, cap $111.86B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for IBN?
▼

For ICICI Bank Limited (IBN), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #361 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $29.45 (+0.01%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 62/100 (C) historically posted market-perform odds over rolling 90-day windows (+0.7% avg 90D alpha vs SPY • 54.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510062
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk C
Cash (12)Whales (12)SEC (15)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$35 Bull$30 Base$23 Bear
📬 FREE IBN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IBN)Realized 20D OHLCV Swing Band: ±3.3%
Deterministic 5-Pillar Attribution (62/100 Composite)
🔍 WHY IBN SCORES 62/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (19% of score)

SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($2.30B FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit11/20 pts (-9 pt drag)

Macro rate sensitivity & RSI-14 (52.2) create a -9 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$28.54+4.7% Next Q
Q2 (-2Q)
57
Grade C$29.88-3.2% Next Q
Q3 (-1Q)
59
Grade C$28.92+1.8% Next Q
Current
62
Grade C$29.45+0.7% Hist 90D α
Trajectory: C- (54) → C (62)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the IBN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 62/100 (C) score, IBN faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($28.88) or 200D SMA ($28.49) invalidates the momentum regime and cuts Target Base ($29.98) toward Bear Floor ($23.38).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IBN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “IBN Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 62%NO 38%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your IBN Position Size: $10,000

Shares at $29.45: 339.6 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $23.38
$7,939
$-2,061 (-20.6%)
12M Consensus BaseTarget $29.98
$10,180
+$180 (+1.8%)
12M Bull Case BreakoutTarget $35.38
$12,014
+$2,014 (+20.1%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$3174%A
Goldman SachsSector Coverage LeadBUY$3369%B
JP MorganUS Large-Cap ResearchHOLD$2758%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (IBN Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
IBN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.66%📐 WEDGE COMPRESSION COIL
2026-11-02O $28.70H $29.45L $28.70C $29.45VOL 3.69M
RES: $30.08SUP: $27.62SMA50: $28.88SMA200: $28.49
$31.06$29.46$27.87$26.27$24.68RES $30.08SUP $27.62$29.452026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 IBN Butterfly Map → + Track IBN →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth

vs. +6.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IBN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IBN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for IBN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IBN)

Financials Rank #361 of 1096 ⚔️ CM vs IBN Full Matrix →

1. Head-to-Head Financials Peer Comparison (IBN vs. CM, HDB, ING, BMO)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, ICICI Bank Limited (IBN) ranks #361 by composite RQD confidence (62/100, grade C) and #32 by equity capitalization ($104.29B). Within this direct 5-issuer industry benchmark cohort, HDB leads on earnings valuation at 14.9x trailing P/E, while HDB leads on capital efficiency and profitability with 20.7% ROIC and — gross margin. CM currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with IBN at 62/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
IBN ACTIVE
ICICI Bank Limited
C 62/100 32.8x — 9.9% +1.10% $104.29B Benchmark Subject
CM
Canadian Imperial Bank of Commerce
C 65/100 32.8x — 9.9% -1.98% $107.89B /cm-vs-ibn →
HDB
HDFC Bank Limited
C 65/100 14.9x — 20.7% +1.74% $111.86B /hdb-vs-ibn →
ING
ING Group N.V.
D+ 57/100 32.8x — 9.9% -2.42% $93.57B /ing-vs-ibn →
BMO
Bank Of Montreal
C 64/100 32.8x — 9.9% -2.70% $122.25B /bmo-vs-ibn →

2. IBN Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

ICICI Bank Limited (IBN) operates in Commercial Banks (Financials) with an equity capitalization of $104.29B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. IBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, ICICI Bank Limited (NYSE: IBN) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $29.45 (+1.10% 1D, market cap $104.29B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, IBN ranks #361 in composite RQD confidence.

How does IBN compare to CM and HDB in the Financials sector?

Within the Financials sector (Commercial Banks), IBN carries a Roarable C (62/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, CM (Canadian Imperial Bank of Commerce) holds a C grade (65/100 RQD, P/E 32.8x, ROIC 9.9%, cap $107.89B) and HDB (HDFC Bank Limited) posts a C grade (65/100 RQD, P/E 14.9x, ROIC 20.7%, cap $111.86B). Among the 5-stock peer group, HDB leads on earnings multiple (14.9x) while HDB leads on capital efficiency (20.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for IBN?

For ICICI Bank Limited (IBN), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs. and sector rank #361 in Financials, while primary risk factors center on Broader market pullbacks can still drag down strong stocks in the short run. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is IBN trading relative to its 50-day, 200-day, and 52-week technical levels?

IBN last traded at $29.45 (+1.10% on volume of 6,354,703 shares), positioning the stock +1.97% above its 50-day simple moving average ($28.88) and +3.37% above its 200-day simple moving average ($28.49). Across its 52-week range of $25.08 to $31.78, IBN sits at the 65.2% percentile with a 14-day RSI of 52.2 (NEUTRAL RANGE) and an implied next-earnings move of ±3.3% ($28.48 to $30.42).

IBN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is IBN's 12-month stock price target?

ICICI Bank Limited (IBN) carries a 12-month consensus base price target of $29.98 (+1.8% from $29.45), with a bull-case target of $35.38 and a bear-case floor of $23.38.

Is IBN stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates IBN C (Hold — HOLD) with an RQD Confidence score of 62/100.

Direct Sub-Reports: IBN RQD Cockpit IBN 12M Forecast IBN Earnings & Move IBN Dividends & DRIP IBN Insiders & 13F IBN Whale Options IBN Profit Sankey IBN News & Why
ROARABLE RATING BRIEF • RQD 62/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

IBN — ICICI Bank Limited: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:08:13Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, IBN carries an RQD Score of 62 and letter grade C, labeled "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars are:

  • Fundamental Cash Engine: 12 / 20. Per the RQD rating, this pillar reflects ROIC of 9.9% and an FCF yield of 2.21%. For an investor, this is a middling return-on-capital profile paired with a modest cash yield relative to the current price.
  • Whale 13F Flow: 12 / 20. Per the RQD rating, this pillar captures institutional accumulation and options positioning. The score is mid-range, suggesting institutional interest is present but not a dominant tailwind.
  • Insider Conviction: 12 / 20. Per the RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow. The mid-range score indicates no strong insider signal in either direction.
  • Macro Regime Fit: 11 / 20. Per the RQD rating, beta is 1.01 with sector sensitivity noted. This is the lowest pillar, implying the stock tracks broad market moves closely and carries sector-driven exposure without a clear macro tailwind.
  • Forensic Balance Sheet: 15 / 20. Per the RQD rating, Altman Z is 2.5, Piotroski F is 8/9, and Debt/Equity is 0.5. This is the strongest pillar and reflects a comparatively sound balance-sheet profile.

Taken together, the balance-sheet strength supports downside resilience, while the modest cash yield and beta near market levels offset upside drivers. Valuation tradeoffs are visible in the market data: per the market data section, trailing P/E is 32.8 and forward P/E is 30.5, which is elevated relative to the ROIC of 9.9% and the FCF yield of 2.21%. A prospective investor would weigh whether earnings growth must be substantial to justify the multiple. This is an analytical framing, not personalized advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
29.13$104.29B32.830.5210.890%1.01$25.08 - $31.789.9%

Open Questions

  • What are the period-level revenue, operating income, net income, EPS, free cash flow, cash, and debt figures? The financials section is empty.
  • What is the analyst consensus rating and price target distribution?
  • What institutional (13F) and insider (Form 4) activity is recorded for IBN?
  • What is the specific supply-chain or sector-correlation structure for a commercial bank, given the Butterfly graph is empty?
  • What drives the forward P/E of 30.5 relative to the 9.9% ROIC, and what earnings growth is implied?

IBN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for ICICI Bank Limited (IBN) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to IBN Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

IBN Bull vs. Bear Conversation Board — What's Your Call at $29.45?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON IBN 🐻 50% BEARISH CONVICTION
1. Pick Your Side on IBN:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $31.46 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is IBN (C • RQD 62/100) a Buy at $29.13?

Welcome to the IBN (ICICI Bank Limited) Roar Pit. Current RQD Composite is 62/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $24.18 (-17.0%)
Spot @ $29.13

Pump the brakes on IBN — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on IBN, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless ICICI Bank Limited expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

TA TapeReader_Pro Verified K Arena Trader 🐂 BULLISH 🎯 Target: $33.50 (+15.0%)
Spot @ $29.13

IBN cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on IBN, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $29.13 (52-wk range $25.08 - $31.78), any beat on forward guidance forces shorts and underweight funds to chase.

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