What is GSBC's 12-month price target and RQD AI Jury consensus?

GSBC's 12-month base price target is $87.11 (range $67.77 to $102.79), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Stock Ratings / Financials / GSBC

CCBG (70) ORRF (73) MPB (57) FCBC (57) ⌘ Pro Terminal →

Great Southern Bancorp Inc. (GSBC) — RQD Stock Rating Cockpit

Q: Should I buy, hold, or sell GSBC stock right now?

Great Southern Bancorp Inc. (GSBC) currently earns a Roarable Rating of B- (Buy — BUY) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.

$82.65 +1.75% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $83.11

Great Southern Bancorp Inc. (GSBC) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $873.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on GSBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Great Southern Bancorp Inc. (NASDAQ: GSBC) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $82.65 (+1.75% 1D, market cap $873.4M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, GSBC ranks #110 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GSBC compare to CCBG and ORRF in the Financials sector?

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Within the Financials sector (Major Banks), GSBC carries a Roarable B- (70/100 RQD), trailing P/E of 12.4x, gross margin of —, and ROIC of 11.2%. By comparison, CCBG (Capital City Bank Group) holds a B- grade (70/100 RQD, P/E 14.2x, ROIC 11.1%, cap $870.4M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $863.9M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GSBC?

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Per GSBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000854560), Great Southern Bancorp Inc. generated $2.35B in revenue (-6.4% YoY), $71.0M in net income, and $70.1M in free cash flow against $5.60B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $83.10 (+0.55%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GSBC)Realized 20D OHLCV Swing Band: ±4.1%

Deterministic 5-Pillar Attribution (70/100 Composite)

🔍 WHY GSBC SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+15/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 3% FCF Margin ($70.1M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit12/20 pts (-8 pt drag)

Macro rate sensitivity & RSI-14 (58.8) create a -8 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$76.93+2.2% Next Q

Q2 (-2Q)

Grade C+$78.59+3.7% Next Q

Q3 (-1Q)

Grade B-$81.47+1.4% Next Q

Current

Grade B-$82.65+6.6% Hist 90D α

Trajectory: C+ (62) → B- (70)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GSBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 70/100 (B-) score, GSBC faces multiple-compression risk if 12.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($79.07) or 200D SMA ($72.34) invalidates the momentum regime and cuts Target Base ($87.11) toward Bear Floor ($67.77).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GSBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GSBC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 70%NO 30%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

58.830 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE99% OF RANGE

L: $54$82.65H: $83

1. Money & Cash Health● HEALTHY

Are profits real cash in the bank?

Real cash coming in backs up reported profits (steady margins and healthy balance-sheet cushion).

Factor Grade: BRQD 15 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 30 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on GSBC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (75)

11.2% ROIC with 42.0% gross margin and 7.94% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (70)

30/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like GSBC

✓Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.
✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (GSBC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

GSBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.31%⚡ TESTING RESISTANCE

2026-11-03O $82.02H $82.65L $81.23C $82.65VOL 69.2K

RES: $83.00SUP: $74.88SMA50: $79.07SMA200: $72.34

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GSBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GSBC Butterfly Map → + Track GSBC →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

3.2%/yr Implied 5Y Growth

vs. -6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on GSBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GSBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GSBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GSBC)

Financials Rank #110 of 1097 ⚔️ CCBG vs GSBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (GSBC vs. CCBG, ORRF, MPB, FCBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Great Southern Bancorp Inc. (GSBC) ranks #110 by composite RQD confidence (70/100, grade B-) and #578 by equity capitalization ($873.4M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with GSBC at 70/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GSBC ACTIVE Great Southern Bancorp Inc.	B-	70/100	12.4x	—	11.2%	+1.75%	$873.4M	Benchmark Subject
CCBG Capital City Bank Group	B-	70/100	14.2x	—	11.1%	+2.14%	$870.4M	/ccbg-vs-gsbc →
ORRF Orrstown Financial Services Inc.	B	73/100	10.8x	—	13.7%	+3.07%	$863.9M	/orrf-vs-gsbc →
MPB Mid Penn Bancorp	D+	57/100	15.4x	—	6.9%	+2.37%	$860.4M	/mpb-vs-gsbc →
FCBC First Community Bankshares Inc. (VA)	D+	57/100	72.8x	—	2.4%	+1.68%	$887.7M	/fcbc-vs-gsbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000854560 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Great Southern Bancorp Inc. (GSBC) reported GAAP revenue of $2.35B (-6.4% vs. FY2024 revenue of $2.51B , and +666.8% cumulative change since FY2023) , GAAP net income of $71.0M, operating cash flow of $81.5M, and free cash flow of $70.1M (+79.0% YoY). On the balance sheet, GSBC closed FY2025 with $5.60B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.35B	$71.0M	$81.5M	$70.1M	$5.60B	—
FY2024 (FY)	2024-12-31	$2.51B	$61.8M	$44.1M	$39.1M	$5.98B	—
FY2023 (FY)	2023-12-31	$306.7M	$67.8M	$80.7M	$80.7M	—	—

3. GSBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does GSBC compare to CCBG and ORRF in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for GSBC?

Where is GSBC trading relative to its 50-day, 200-day, and 52-week technical levels?

GSBC last traded at $82.65 (+1.75% on volume of 67,214 shares), positioning the stock +4.53% above its 50-day simple moving average ($79.07) and +14.25% above its 200-day simple moving average ($72.34). Across its 52-week range of $53.76 to $83.00, GSBC sits at the 98.8% percentile with a 14-day RSI of 58.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($79.26 to $86.04).

Direct Sub-Reports: GSBC RQD Cockpit GSBC 12M Forecast GSBC Earnings & Move GSBC Dividends & DRIP GSBC Insiders & 13F GSBC Whale Options GSBC Profit Sankey GSBC News & Why

ROARABLE RATING BRIEF • RQD 70/100 (B-) ✓ SEC XBRL & RQD VERIFIED

GSBC — Great Southern Bancorp Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Great Southern Bancorp Inc. (GSBC) earns a live Roarable RQD composite score of 70/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $82.65 (+1.75% 1D, market capitalization $873.4M).

Fundamental Cash Engine (15/20): Anchored by return on invested capital (ROIC) of 11.2%, gross margin of —, operating margin of —, and free cash flow yield of 7.94%.
Whale 13F & Options Flow (14/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (12/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Great Southern Bancorp Inc. Is a NASDAQ-listed issuer classified under the Financials sector and the Major Banks industry. The profile describes it as a publicly traded US company with a market capitalization of $0.9B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Great Southern Bancorp Inc. (GSBC) reported $2.35B in annual revenue (up from $2.51B in FY2024, -6.4% YoY) and $71.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($306.7M revenue, $67.8M net income) through FY2025, GSBC scaled operating cash flow to $81.5M and free cash flow to $70.1M, backed by $5.60B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B- • RQD 70/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 15/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $53.76 – $83.00 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.4x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), GSBC carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: Can GSBC sustain or expand its — operating margin and 11.2% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.35B and free cash flow of $70.1M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is GSBC's 11.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

GSBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Great Southern Bancorp Inc. (GSBC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to GSBC Debate Forum (3) ↓

🟢 CATALYST Yahoo Finance • 21h ago

Great Southern Bancorp (GSBC) Beats Q3 Earnings and Revenue Estimates

Yahoo Finance report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

Great Southern Bancorp, Inc. 2026 Q3 - Results - Earnings Call Presentation (NASDAQ:GSBC) 2026-10-26

Seeking Alpha report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Analysts Estimate Great Southern Bancorp (GSBC) to Report a Decline in Earnings: What to Look Out for

Yahoo Finance report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Great Southern Bancorp (NASDAQ:GSBC) Stock Bumped Down to Sell by Wall Street Zen

MarketBeat report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 1d ago

Great Southern Bancorp Q3 2026 Earnings Call Transcript

Benzinga report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE kalkine.ca • 1d ago

What Held Great Southern Bancorp (NASDAQ:GSBC) EPS at USD 1.27 This Quarter?

kalkine.ca report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GlobeNewswire • 1d ago

Great Southern Bancorp, Inc. Reports Preliminary Third

GlobeNewswire report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Great Southern Bancorp (GSBC) Q3 Earnings Spotlight A Cost Efficiency Squeeze

Simply Wall St report covering Great Southern Bancorp Inc. (GSBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

GSBC Bull vs. Bear Conversation Board — What's Your Call at $82.65?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON GSBC 🐻 33% BEARISH CONVICTION

BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $95.85 (+18.0%)

📌 Pinned Debate

The Roarable RQD rating scores insider conviction at 16/20 and fundamental cash engine at 15/20 on 11.2% ROIC and a 7.94% FCF yield, wi

Here is why I am bullish on GSBC here at $81.23: The Roarable RQD rating scores insider conviction at 16/20 and fundamental cash engine at 15/20 on 11.2% ROIC and a 7.94% FCF yield, with Q3 earnings beating estimates.. Compare GSBC's 0.0% operating margin and 11.2% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $77.17 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — GSBC's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FO ForensicBear RQD DEBATE OPENER • 10-K Footnote Auditor 🐻 BEARISH 🎯 Target: $62.55 (-23.0%)

Spot @ $81.23

A Wall Street Zen sell-tier downgrade and analyst-estimated earnings decline weigh against a balance sheet scored only 13/20 with a Pio

I respect the product at Great Southern Bancorp Inc., but the stock at $81.23 is a different story. A Wall Street Zen sell-tier downgrade and analyst-estimated earnings decline weigh against a balance sheet scored only 13/20 with a Piotroski F-Score of 5/9.. FCF yield is 7.94% and RQD sits at 70/100 (B-) — why pay up here when you can wait for next quarter's numbers?