What is FBLA's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for FBLA.

Stock Ratings / Financials / FBLA / options

FSBW (66) RBKB (64) TSBK (69) ECBK (67) ⌘ Pro Terminal →

FB Bancorp Inc. (FBLA) Options Positioning, Max Pain & Unusual Sweeps

$16.76 +0.36% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $16.74

FB Bancorp Inc. (FBLA) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (42/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • SELL / AVOID Cap $266.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on FBLA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is FBLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, FB Bancorp Inc. (NASDAQ: FBLA) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $16.76 (+0.36% 1D, market cap $266.3M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FBLA ranks #886 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does FBLA compare to FSBW and RBKB in the Financials sector?

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Within the Financials sector (Banks), FBLA carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.4%. By comparison, FSBW (FS Bancorp Inc.) holds a C+ grade (66/100 RQD, P/E 10.5x, ROIC 10.8%, cap $346.2M) and RBKB (Rhinebeck Bancorp Inc.) posts a C grade (64/100 RQD, P/E 20.0x, ROIC 7.3%, cap $202.2M). Among the 5-stock peer group, FSBW leads on earnings multiple (10.5x) while TSBK leads on capital efficiency (10.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for FBLA?

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Per FBLA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002013639), FB Bancorp Inc. generated $527.3M in revenue (+693.3% YoY), $1.3M in net income, and -$3.9M in free cash flow against $1.26B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $16.74 (-0.13%)🧬 Dilution Drag (+1.92% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (42/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.0% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-7.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FBLA)Realized 20D OHLCV Swing Band: ±5.1%

Deterministic 5-Pillar Attribution (42/100 Composite)

🔍 WHY FBLA SCORES 42/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (31% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Whale & Options Positioning+11/20 pts (26% of score)

20D Institutional Volume Accumulation (±5.1% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$17.08-3.1% Next Q

Q2 (-2Q)

Grade D$16.55+3.9% Next Q

Q3 (-1Q)

Grade D$17.20-2.6% Next Q

Current

Grade D-$16.76-7% Hist 90D α

Trajectory: C- (50) → D- (42)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a FBLA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While FBLA currently carries a cautious 42/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.45) and Max Pain ($17.60) forces dealer call-delta covering toward $18.53.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FBLA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FBLA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 42%NO 58%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.1%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (FBLA)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for FBLA.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FBLA)

✓Walkthrough of FBLA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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FBLA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.84%🛡️ HOLDING TREND SUPPORT

2026-11-03O $16.99H $16.99L $16.70C $16.76VOL 60.0K

RES: $18.10SUP: $16.45SMA50: $16.45SMA200: $14.75

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FBLA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FBLA Butterfly Map → + Track FBLA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FBLA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FBLA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FBLA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FBLA)

Financials Rank #886 of 1096 ⚔️ FSBW vs FBLA Full Matrix →

1. Head-to-Head Financials Peer Comparison (FBLA vs. FSBW, RBKB, TSBK, ECBK)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, FB Bancorp Inc. (FBLA) ranks #886 by composite RQD confidence (42/100, grade D-) and #836 by equity capitalization ($266.3M). Within this direct 5-issuer industry benchmark cohort, FSBW leads on earnings valuation at 10.5x trailing P/E, while TSBK leads on capital efficiency and profitability with 10.9% ROIC and — gross margin. TSBK currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with FBLA at 42/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FBLA ACTIVE FB Bancorp Inc.	D-	42/100	—	—	0.4%	+0.36%	$266.3M	Benchmark Subject
FSBW FS Bancorp Inc.	C+	66/100	10.5x	—	10.8%	+0.32%	$346.2M	/fsbw-vs-fbla →
RBKB Rhinebeck Bancorp Inc.	C	64/100	20.0x	—	7.3%	+0.08%	$202.2M	/rbkb-vs-fbla →
TSBK Timberland Bancorp Inc.	C+	69/100	12.6x	—	10.9%	+2.03%	$364.1M	/tsbk-vs-fbla →
ECBK ECB Bancorp Inc.	C+	67/100	24.0x	—	4.5%	+0.09%	$186.6M	/ecbk-vs-fbla →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002013639

In its most recent audited fiscal period (FY2025, filed 2025-12-31), FB Bancorp Inc. (FBLA) reported GAAP revenue of $527.3M (+693.3% vs. FY2024 revenue of $66.5M , and +663.1% cumulative change since FY2023) , GAAP net income of $1.3M, operating cash flow of $2.8M, and free cash flow of -$3.9M (+14.3% YoY). On the balance sheet, FBLA closed FY2025 with $1.26B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$527.3M	$1.3M	$2.8M	-$3.9M	$1.26B	—
FY2024 (FY)	2024-12-31	$66.5M	-$6.2M	$814.0K	-$4.6M	$1.22B	—
FY2023 (FY)	2023-12-31	$69.1M	$1.1M	-$7.0M	-$7.0M	—	—

3. FBLA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FBLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does FBLA compare to FSBW and RBKB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for FBLA?

Where is FBLA trading relative to its 50-day, 200-day, and 52-week technical levels?

FBLA last traded at $16.76 (+0.36% on volume of 64,823 shares), positioning the stock +1.88% above its 50-day simple moving average ($16.45) and +13.63% above its 200-day simple moving average ($14.75). Across its 52-week range of $11.96 to $17.65, FBLA sits at the 84.4% percentile with a 14-day RSI of 49.2 (NEUTRAL RANGE) and an implied next-earnings move of ±5.1% ($15.91 to $17.61).

Direct Sub-Reports: FBLA RQD Cockpit FBLA 12M Forecast FBLA Earnings & Move FBLA Dividends & DRIP FBLA Insiders & 13F FBLA Whale Options FBLA Profit Sankey FBLA News & Why

ROARABLE RATING BRIEF • RQD 42/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

FBLA — FB Bancorp Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:39:29Z

1. Roarable Rating Brief: What This Means to a Prospective Investor

FB Bancorp Inc. Scores 46 out of 100, earning a D grade and the verdict "Roarable Sell — Underperform / Distribution Warning." Across the five pillars, the fundamental cash engine scores 5 out of 20, reflecting ROIC of 0.4% and an FCF yield of -1.44%, which indicates weak capital generation relative to the market value. Whale 13F flow scores 14 out of 20, pointing to a relatively stronger institutional accumulation and options positioning signal than the other pillars. Insider conviction scores 5 out of 20, based on SEC Form 4 and Congressional PTR cluster flow. Macro regime fit scores 9 out of 20 with a beta of 1.0 and sector sensitivity noted. Forensic balance sheet scores 13 out of 20, supported by an Altman Z-Score of 2.5, a Piotroski F-Score of 4/9, and a Debt/Equity ratio of 0.5. For a prospective investor, the upside drivers are limited to the institutional positioning signal and the balance sheet profile, while the weak cash generation and low insider conviction represent the principal valuation tradeoffs. The Roarable verdict frames the current setup as a distribution-risk profile rather than an accumulation setup.

2. Business Model, Unit Margins & SEC Financial Trajectory

FB Bancorp Inc. (FBLA) is a NASDAQ-listed operating company in the Banks industry (Financials sector) with an equity market capitalization of $266.3M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 0.4% (free cash flow yield of -1.44%). Within the Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

Reported net income moved from $1.1M in FY 2023 to -$6.2M in FY 2024 and then $1.3M in FY 2025, while free cash flow was negative in all three reported periods. Per the market data, gross, operating, and net margins are each listed at 0%, and ROIC is 0.4%. The Altman Z-Score is 2.5, the Piotroski F-Score is 4/9, and Debt/Equity is 0.5. Cash was reported at $60.3M for FY 2025, down from $98.8M for FY 2024.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case: Institutional whale 13F flow scores 14 of 20, the strongest pillar in the Roarable RQD rating. With Fundamental Cash Engine at 5/20 (ROIC 0.4%, FCF yield -1.44%) and Institutional Whale Flow at 11/20, sustained execution supports upside toward the top of the $11.96 – $17.65 52-week range.
🐻 Primary Bear Case: Free cash flow was negative in all three reported periods and FCF yield stands at -1.44%. Investors must weigh current valuation against — operating margins and a 1.00 macro beta if sector demand softens.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Banks (Financials), FBLA carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: Why did net income swing from $1.1M in FY 2023 to -$6.2M in FY 2024 and back to $1.3M in FY 2025, and what drove the change?
Key Question #2: What are the reported debt balances and EPS figures that the financials table lists as N/A?
Key Question #3: What caused the cash balance to decline from $98.8M to $60.3M between FY 2024 and FY 2025?

FBLA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for FB Bancorp Inc. (FBLA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to FBLA Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 20h ago

FB Bancorp, Inc. Estimates – NASDAQ:FBLA

TradingView report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 23h ago

Hoyne Bancorp, Inc. (HYNE) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST https://www.dars.gov.et/ • 1d ago

FB Bancorp (FBLA) Edges Higher: Shares Gain 1.08% to $16.91 - SuperTrend

https://www.dars.gov.et/ report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

First Northwest Bancorp (FNWB) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingKey • 1d ago

Top U.S. Stock Losers: Biggest Price Declines

TradingKey report covering FB Bancorp Inc. (FBLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 53d ago

Candescent's Terafina Helps Fidelity Bank Turn Leads Into Funded Accounts in a Single Session

New omni-channel experience takes consumer and business customers from account selection through funding, online or in branchATLANTA, GA / ACCESS Newswire / September 10, 2026 / , defining the era of Intelligent Banking

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 273d ago

FB Bancorp, Inc.'s (NASDAQ:FBLA) top owners are retail investors with 50% stake, while 46% is held by institutions

Key Insights FB Bancorp's significant retail investors ownership suggests that the key decisions are influenced by...

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 354d ago

Positive Signs As Multiple Insiders Buy FB Bancorp Stock

Generally, when a single insider buys stock, it is usually not a big deal. However, when several insiders are buying...

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

FBLA Bull vs. Bear Conversation Board — What's Your Call at $16.76?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON FBLA 🐻 33% BEARISH CONVICTION

CA CashFlowKing FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $21.71 (+30.0%)

📌 Pinned Debate

Institutional whale 13F flow scores 14 of 20, the strongest pillar in the Roarable RQD rating.

Here is why I am bullish on FBLA here at $16.70: Institutional whale 13F flow scores 14 of 20, the strongest pillar in the Roarable RQD rating.. Compare FBLA's 0.0% operating margin and 0.4% ROIC against the rest of Banks. As long as cash conversion holds up, dips toward $15.86 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — FBLA's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

CR CreditSpread_Watch Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $13.03 (-22.0%)

Spot @ $16.70

Free cash flow was negative in all three reported periods and FCF yield stands at -1.44%.

I respect the product at FB Bancorp Inc., but the stock at $16.70 is a different story. Free cash flow was negative in all three reported periods and FCF yield stands at -1.44%.. FCF yield is -1.44% and RQD sits at 42/100 (D-) — why pay up here when you can wait for next quarter's numbers?