Cuprina Holdings (Cayman) Limited (Class A) (CUPR) Dividend Safety Gauge & 10-Year DRIP Compounder

$1.77 -3.80% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $1.75

Cuprina Holdings (Cayman) Limited (Class A) (CUPR) carries a Roarable Rating of E (Strong Sell) with 21/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E β€’ RED ALERT Cap $14.1M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is CUPR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, Cuprina Holdings (Cayman) Limited (Class A) (NASDAQ: CUPR) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 21/100 at a spot price of $1.77 (-3.80% 1D, market cap $14.1M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 3/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1016 tracked Health Care issuers, CUPR ranks #986 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does CUPR compare to CLGN and LFWD in the Health Care sector?
β–Ό

Within the Health Care sector (Industrial Specialties), CUPR carries a Roarable E (21/100 RQD), trailing P/E of N/A, gross margin of -1.3%, and ROIC of -35.0%. By comparison, CLGN (CollPlant Biotechnologies Ltd) holds a D- grade (41/100 RQD, P/E N/A, ROIC -35.0%, cap $12.7M) and LFWD (Lifeward Ltd.) posts a E grade (31/100 RQD, P/E N/A, ROIC -35.0%, cap $16.7M). Among the 5-stock peer group, CUPR leads on earnings multiple (N/A) while CUPR leads on capital efficiency (-35.0% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CUPR?
β–Ό

Per CUPR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001995704), Cuprina Holdings (Cayman) Limited (Class A) generated $38.8K in revenue (+9.2% YoY), -$3.6M in net income, and -$7.1M in free cash flow against $6.6M in total assets and $98.1K in total debt. Key quantitative strengths: Established market leader in Health Care with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $1.75 (-0.87%)🧬 Dilution Drag (+1.28% YoY Shares)βš™οΈ Cash Engine: 3/20 (E) β€’ 0% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (21/100 Β· E) historically underperformed SPY in 71% of rolling 90-day windows (-11.6% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERRED ALERT β€’ E
025507510021
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E Β· Rk E
Cash (3)Whales (3)SEC (3)Macro (10)CEO (3)
Each axis scored 0–20
12M PRICE TARGET CONE-16.4% Base Target
$16 Bull$1 Base$1 Bear
πŸ“¬ FREE CUPR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for CUPR)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (21/100 Composite)
πŸ” WHY CUPR SCORES 21/100 (E) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Macro Regime Fit+10/20 pts (48% of score)

FRED Regime Γ— Technicals: 2% of 52W Range β€’ RSI-14 at 43.3 (NEUTRAL RANGE)

β–² #2 Bullish Driver: Cash Engine Quality+4/20 pts (19% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 0% Gross Margin

β–Ό #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
29
Grade E$2.06-4.9% Next Q
Q2 (-2Q)
26
Grade E$1.96-8.2% Next Q
Q3 (-1Q)
24
Grade E$1.80-1.7% Next Q
Current
21
Grade E$1.77-11.6% Hist 90D Ξ±
Trajectory: E (29) β†’ E (21)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a CUPR Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While CUPR currently carries a cautious 21/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Health Care with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($2.28) and Max Pain ($1.86) forces dealer call-delta covering toward $15.54.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CUPRβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œCUPR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 β€’ REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years β†’ $19,488

Est. Year-10 Shareholder Yield: $351/yr
$10.7K
Yr 1
$11.4K
Yr 2
$12.2K
Yr 3
$13.1K
Yr 4
$14.0K
Yr 5
$14.9K
Yr 6
$16.0K
Yr 7
$17.1K
Yr 8
$18.2K
Yr 9
$19.5K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CUPR)

  • βœ“Walkthrough of CUPR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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CUPR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -15.31%β–² RESISTANCE BREAKOUT
2026-11-02O $1.86H $1.86L $1.77C $1.77VOL 25.7K
RES: $1.16SUP: $0.40SMA50: $2.28SMA200: $3.01
$15.73$11.86$7.99$4.12$0.25RES $1.16SUP $0.40$1.772026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CUPR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +9.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CUPR today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for CUPR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CUPR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CUPR)

1. Head-to-Head Health Care Peer Comparison (CUPR vs. CLGN, LFWD, HSCS, RGNT)

Industry: Industrial Specialties (55 Tracked Issuers)

Across 1016 tracked Health Care securities in the Roarable RQD universe, Cuprina Holdings (Cayman) Limited (Class A) (CUPR) ranks #986 by composite RQD confidence (21/100, grade E) and #862 by equity capitalization ($14.1M). Within this direct 5-issuer industry benchmark cohort, CUPR leads on earnings valuation at N/A trailing P/E, while CUPR leads on capital efficiency and profitability with -35.0% ROIC and -1.3% gross margin. CLGN currently holds the highest overall quantitative score in the immediate peer group at 41/100 (D-) compared with CUPR at 21/100 (E).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CUPR ACTIVE
Cuprina Holdings (Cayman) Limited (Class A)
E 21/100 β€” -1.3% -35.0% -3.80% $14.1M Benchmark Subject
CLGN
CollPlant Biotechnologies Ltd
D- 41/100 β€” 64.8% -35.0% -6.02% $12.7M /clgn-vs-cupr β†’
LFWD
Lifeward Ltd.
E 31/100 β€” 96.0% -35.0% +0.71% $16.7M /lfwd-vs-cupr β†’
HSCS
HeartSciences Inc.
D- 39/100 β€” 59.1% -35.0% -8.31% $17.5M /hscs-vs-cupr β†’
RGNT
Regentis Biomaterials Ltd.
E 31/100 β€” β€” -35.0% +0.74% $9.6M /rgnt-vs-cupr β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001995704

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Cuprina Holdings (Cayman) Limited (Class A) (CUPR) reported GAAP revenue of $38.8K (+9.2% vs. FY2024 revenue of $35.5K ) , GAAP net income of -$3.6M, operating cash flow of -$7.1M, and free cash flow of -$7.1M (-672.8% YoY). On the balance sheet, CUPR closed FY2025 with $6.6M in total assets against $98.1K in total debt (Altman Z-Score: 0.36, Piotroski F-Score: 3/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $38.8K -$3.6M -$7.1M -$7.1M $6.6M $98.1K
FY2024 (FY) 2024-12-31 $35.5K -$1.1M -$908.6K -$924.7K $1.3M $120.4K

3. CUPR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CUPR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Cuprina Holdings (Cayman) Limited (Class A) (NASDAQ: CUPR) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 21/100 at a spot price of $1.77 (-3.80% 1D, market cap $14.1M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 3/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1016 tracked Health Care issuers, CUPR ranks #986 in composite RQD confidence.

How does CUPR compare to CLGN and LFWD in the Health Care sector?

Within the Health Care sector (Industrial Specialties), CUPR carries a Roarable E (21/100 RQD), trailing P/E of N/A, gross margin of -1.3%, and ROIC of -35.0%. By comparison, CLGN (CollPlant Biotechnologies Ltd) holds a D- grade (41/100 RQD, P/E N/A, ROIC -35.0%, cap $12.7M) and LFWD (Lifeward Ltd.) posts a E grade (31/100 RQD, P/E N/A, ROIC -35.0%, cap $16.7M). Among the 5-stock peer group, CUPR leads on earnings multiple (N/A) while CUPR leads on capital efficiency (-35.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CUPR?

Per CUPR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001995704), Cuprina Holdings (Cayman) Limited (Class A) generated $38.8K in revenue (+9.2% YoY), -$3.6M in net income, and -$7.1M in free cash flow against $6.6M in total assets and $98.1K in total debt. Key quantitative strengths: Established market leader in Health Care with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CUPR trading relative to its 50-day, 200-day, and 52-week technical levels?

CUPR last traded at $1.77 (-3.80% on volume of 11,794 shares), positioning the stock -22.37% below its 50-day simple moving average ($2.28) and -41.20% below its 200-day simple moving average ($3.01). Across its 52-week range of $1.45 to $14.80, CUPR sits at the 2.4% percentile with a 14-day RSI of 43.3 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($1.55 to $1.99).

CUPR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Does CUPR pay a dividend and is it safe?

Cuprina Holdings (Cayman) Limited (Class A) (CUPR) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

ROARABLE RATING BRIEF β€’ RQD 21/100 (E) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

CUPR β€” Cuprina Holdings (Cayman) Limited (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:50:51Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, CUPR carries an RQD Score of 21 and a letter grade of E, labeled "Roarable Strong Sell β€” Forensic Risk / Avoid." Each of the five pillars scores 3 of 20 or lower except macro regime fit, which scores 10 of 20:

  • Fundamental Cash Engine (3 / 20): Per the RQD rating, ROIC is -35% and FCF yield is 0%. The cash engine is not generating returns on capital, which removes the primary valuation anchor a prospective investor would use.
  • Whale 13F Flow (3 / 20): Per the RQD rating, institutional accumulation and options positioning score weakly. Per the holders section, no 13F data is available, so this pillar cannot be independently verified.
  • Insider Conviction (3 / 20): Per the RQD rating, SEC Form 4 and Congressional PTR cluster flow score weakly. Per the holders section, no insider transaction detail is provided.
  • Macro Regime Fit (10 / 20): Per the RQD rating, beta is 1.0 and sector sensitivity is moderate. This is the only pillar near the midpoint, and it reflects market-sensitivity rather than business quality.
  • Forensic Balance Sheet (2 / 20): Per the RQD rating, Altman Z is 0.36, Piotroski F is 3/9, and Debt/Equity is 0.02. The Altman Z reading and low Piotroski score are the weakest elements in the composite.

Investor implications: the composite signals weak fundamentals, weak positioning, and forensic distress indicators. Upside drivers are not evident in the provided data. Valuation tradeoffs are difficult to assess because earnings-based multiples are unavailable and cash generation is negative. Educationally, a low RQD score means the framework identifies more risk factors than supporting factors, which is the central takeaway for a prospective investor reviewing this name.

Business

Per the profile, Cuprina Holdings (Cayman) Limited (Class A) trades on NASDAQ under ticker CUPR and is classified in the Health Care sector and Industrial Specialties industry. Per the financials, reported revenue is $0.0M in both FY 2025 and FY 2024. Not available in source data for product lines, customer base, or revenue model.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$0.0M$-3.8M$-3.6MN/A$-7.1M$2.4M$0.1M
FY 2024$0.0M$-1.2M$-1.1MN/A$-0.9M$0.1M$0.1M

Per the market data, gross margin is -1.3%, operating margin is -60%, and net margin is -60%, with ROIC of -35%. Per the RQD rating, Altman Z-Score is 0.36 and Piotroski F-Score is 3/9. Debt/Equity is 0.02 per the RQD rating. Cash rose from $0.1M to $2.4M between the two reported periods while losses and negative FCF widened.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, supply chain is listed as NONE, with no butterfly links and no proprietary signals. Not available in source data for upstream or downstream dependencies, sector correlations, or bottlenecks.

Open Questions

  • What drove the widening operating loss from $-1.2M in FY 2024 to $-3.8M in FY 2025 while revenue remained at $0.0M?
  • What is the source of the cash balance increase to $2.4M, and how does it relate to the negative FCF of $-7.1M?
  • What is the company's revenue model, given that reported revenue is $0.0M in both periods?
  • Why is the share price down to $1.84 from a 52-week high of $14.8, and what corporate or capital events occurred in that span?
  • What forward plans, financing needs, or dilution risks exist that the source data does not describe?

CUPR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Cuprina Holdings (Cayman) Limited (Class A) (CUPR) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to CUPR Debate Forum (3) ↓
🟑 MARKET WIRE Yahoo Finance β€’ 164d ago
Cuprina Holdings announces 1-for-8 Share Consolidation

SINGAPORE, May 22, 2026 (GLOBE NEWSWIRE) -- Cuprina Holdings (Cayman) Limited (Nasdaq: CUPR) (β€œCuprina” or β€œthe Company”), a biomedical company developing and marketing products for the chronic wounds, infertility, medic

Read Full Source β†—
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CUPR Bull vs. Bear Conversation Board β€” What's Your Call at $1.77?

πŸ‚ 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CUPR 🐻 67% BEARISH CONVICTION
1. Pick Your Side on CUPR:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $1.62 (-12.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is CUPR (E β€’ RQD 21/100) a Buy at $1.84?

Welcome to the CUPR (Cuprina Holdings (Cayman) Limited (Class A)) Roar Pit. Current RQD Composite is 21/100 (Roarable Strong Sell β€” Forensic Risk / Avoid) in Industrial Specialties. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

SH ShortSeller_Dan Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $1.49 (-19.0%)
Spot @ $1.84

Pump the brakes on CUPR β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on CUPR, but look at what you are paying: current EV/EBITDA multiples with -1.3% gross margins. Unless Cuprina Holdings (Cayman) Limited (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

QU QuantViper Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $2.34 (+27.2%)
Spot @ $1.84

CUPR cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on CUPR, the market is fixating on short-term headline noise in Industrial Specialties and ignoring the balance sheet and cash flow trajectory. At $1.84 (52-wk range $1.45 - $14.80), any beat on forward guidance forces shorts and underweight funds to chase.

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