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Stock Ratings / Consumer Discretionary / CRI
GIII (61) REF (59) GOOS (47) UA (26) ⌘ Pro Terminal →

Carter's Inc. (CRI) — RQD Stock Rating Cockpit

$31.54 -5.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $31.17

Carter's Inc. (CRI) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $1.16B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on CRI Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is CRI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Carter's Inc. (NYSE: CRI) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $31.54 (-5.51% 1D, market cap $1.16B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, CRI ranks #350 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does CRI compare to GIII and REF in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Apparel), CRI carries a Roarable C- (59/100 RQD), trailing P/E of 13.3x, gross margin of 45.4%, and ROIC of 11.3%. By comparison, GIII (G-III Apparel Group LTD.) holds a C- grade (61/100 RQD, P/E N/A, ROIC 6.3%, cap $1.30B) and REF (Reformation Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $934.6M). Among the 5-stock peer group, CRI leads on earnings multiple (13.3x) while CRI leads on capital efficiency (11.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for CRI?
▼

Per CRI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-03, CIK 0001060822), Carter's Inc. generated $2.90B in revenue (+1.9% YoY), $91.8M in net income, and $68.6M in free cash flow against $2.57B in total assets and $567.2M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $31.17 (-1.18%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 2.4% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510059
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk D+
Cash (12)Whales (7)SEC (14)Macro (9)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+0.4% Base Target
$47 Bull$32 Base$25 Bear
📬 FREE CRI RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CRI)Realized 20D OHLCV Swing Band: ±9%
Deterministic 5-Pillar Attribution (59/100 Composite)
🔍 WHY CRI SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (24% of score)

Altman Z-Score 2.63 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
67
Grade B-$31.83+5.7% Next Q
Q2 (-2Q)
64
Grade C+$33.65-6.7% Next Q
Q3 (-1Q)
62
Grade C+$31.41+0.4% Next Q
Current
59
Grade C-$31.54+0.2% Hist 90D α
Trajectory: B- (67) → C- (59)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CRI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, CRI faces multiple-compression risk if 13.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 42.9% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($31.88) or 200D SMA ($36.21) invalidates the momentum regime and cuts Target Base ($31.68) toward Bear Floor ($24.71).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CRI• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CRI Beats Next Quarter EPS Consensus (Jan 2, 2027) & Holds Above 200D SMA”
YES 59%NO 41%Trade / Inspect Odds →
RSI-14 MOMENTUMNEUTRAL RANGE
47.430 Oversold · 70 Hot
ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)
2.63>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE22% OF RANGE
L: $28$31.54H: $44
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (45.4% gross margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 24 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on CRI

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (60)

11.3% ROIC with 45.4% gross margin and 5.60% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (70)

Altman-Z 2.63 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (55)

24/40 institutional & smart-money positioning score with 9/20 macro alignment.

Bull Case: Why Buyers Like CRI
  • ✓Company leadership has skin in the game with net positive insider conviction.
Bear Case: What Could Go Wrong
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (CRI Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
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CRI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -4.91%▼ DESCENDING CHANNEL
2026-11-03O $33.38H $33.38L $31.54C $31.54VOL 1.85M
RES: $33.99SUP: $22.46SMA50: $31.88SMA200: $36.21
$45.36$40.89$36.42$31.94$27.47RES $33.99SUP $22.46$31.542026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CRI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CRI Butterfly Map → + Track CRI →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
4.6%/yr Implied 5Y Growth

vs. +1.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on CRI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CRI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CRI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CRI)

Consumer Discretionary Rank #350 of 1009 ⚔️ GIII vs CRI Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (CRI vs. GIII, REF, GOOS, UA)

Industry: Apparel (27 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Carter's Inc. (CRI) ranks #350 by composite RQD confidence (59/100, grade C-) and #492 by equity capitalization ($1.16B). Within this direct 5-issuer industry benchmark cohort, CRI leads on earnings valuation at 13.3x trailing P/E, while CRI leads on capital efficiency and profitability with 11.3% ROIC and 45.4% gross margin. GIII currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with CRI at 59/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
CRI ACTIVE
Carter's Inc.
C- 59/100 13.3x 45.4% 11.3% -5.51% $1.16B Benchmark Subject
GIII
G-III Apparel Group LTD.
C- 61/100 — 39.4% 6.3% -0.26% $1.30B /giii-vs-cri →
REF
Reformation Inc.
C- 59/100 — — — -2.47% $934.6M /ref-vs-cri →
GOOS
Canada Goose Holdings Inc. Subordinate Voting Shares
D 47/100 — — — 0.00% $785.2M /goos-vs-cri →
UA
Under Armour Inc. (Class C)
E 26/100 — 45.5% -9.5% -0.61% $2.08B /ua-vs-cri →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-03 • CIK 0001060822 ↗

In its most recent audited fiscal period (FY2025, filed 2026-01-03), Carter's Inc. (CRI) reported GAAP revenue of $2.90B (+1.9% vs. FY2024 revenue of $2.84B , and -1.6% cumulative change since FY2023) , GAAP net income of $91.8M, operating cash flow of $122.3M, and free cash flow of $68.6M (-71.7% YoY). On the balance sheet, CRI closed FY2025 with $2.57B in total assets against $567.2M in total debt (Altman Z-Score: 2.63, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-01-03 $2.90B $91.8M $122.3M $68.6M $2.57B $567.2M
FY2024 (FY) 2025-12-28 $2.84B $185.5M $298.8M $242.6M $2.43B $498.1M
FY2023 (FY) 2024-12-30 $2.95B $232.5M $529.1M $529.1M — —

3. CRI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CRI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Carter's Inc. (NYSE: CRI) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $31.54 (-5.51% 1D, market cap $1.16B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, CRI ranks #350 in composite RQD confidence.

How does CRI compare to GIII and REF in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Apparel), CRI carries a Roarable C- (59/100 RQD), trailing P/E of 13.3x, gross margin of 45.4%, and ROIC of 11.3%. By comparison, GIII (G-III Apparel Group LTD.) holds a C- grade (61/100 RQD, P/E N/A, ROIC 6.3%, cap $1.30B) and REF (Reformation Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $934.6M). Among the 5-stock peer group, CRI leads on earnings multiple (13.3x) while CRI leads on capital efficiency (11.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CRI?

Per CRI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-03, CIK 0001060822), Carter's Inc. generated $2.90B in revenue (+1.9% YoY), $91.8M in net income, and $68.6M in free cash flow against $2.57B in total assets and $567.2M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CRI trading relative to its 50-day, 200-day, and 52-week technical levels?

CRI last traded at $31.54 (-5.51% on volume of 1,850,612 shares), positioning the stock -1.07% below its 50-day simple moving average ($31.88) and -12.90% below its 200-day simple moving average ($36.21). Across its 52-week range of $27.86 to $44.44, CRI sits at the 22.2% percentile with a 14-day RSI of 47.4 (NEUTRAL RANGE) and an implied next-earnings move of ±9.0% ($28.70 to $34.38).

Direct Sub-Reports: CRI RQD Cockpit CRI 12M Forecast CRI Earnings & Move CRI Dividends & DRIP CRI Insiders & 13F CRI Whale Options CRI Profit Sankey CRI News & Why
ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ SEC XBRL & RQD VERIFIED

CRI — Carter's Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-01-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Carter's Inc. (CRI) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $31.54 (-5.51% 1D, market capitalization $1.16B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 11.3%, gross margin of 45.4%, operating margin of 5.0%, and free cash flow yield of 5.60%.
  • Whale 13F & Options Flow (7/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of 2.63, Piotroski F-Score of 7/9, and Debt/Equity of 0.61x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Carter's Inc. Is a NYSE-listed issuer in the Consumer Discretionary sector and the Apparel industry. — for product detail, customer segments, or revenue model. The reported gross margin of 45.4% indicates the company's gross-level economics per the market data, but the source does not describe what it sells or to whom.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-01-03), Carter's Inc. (CRI) reported $2.90B in annual revenue (up from $2.84B in FY2024, +1.9% YoY) and $91.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.95B revenue, $232.5M net income) through FY2025, CRI scaled operating cash flow to $122.3M and free cash flow to $68.6M, backed by $2.57B in total assets against $567.2M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 59/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 5.60% and institutional whale pillar of 7/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $27.86 – $44.44 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 13.3x trailing P/E and 6.9x EV/EBITDA against 5.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The beta of 1.0 and the RQD macro-regime score of 9/20 indicate sector and market sensitivity, but the source does not identify the specific channels.

  • Key Question #1: Can CRI sustain or expand its 5.0% operating margin and 11.3% ROIC against Apparel peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $2.90B and free cash flow of $68.6M, how will capital allocation balance growth reinvestment against $567.2M in total debt?
  • Key Question #3: How sensitive is CRI's 12.4x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

CRI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Carter's Inc. (CRI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to CRI Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

CRI Bull vs. Bear Conversation Board — What's Your Call at $31.54?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON CRI 🐻 33% BEARISH CONVICTION
1. Pick Your Side on CRI:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $37.85 (+20.0%)
📌 Pinned Debate

Insider conviction scores 17/20 and forward P/E of 12.4 sits below trailing P/E of 13.3, signaling valuation support alongside insider

Long CRI at $31.54 targeting $37.85. Insider conviction scores 17/20 and forward P/E of 12.4 sits below trailing P/E of 13.3, signaling valuation support alongside insider flow.. Institutional whale score is 7/20 and the risk/reward vs. the $27.86 52-week low is skewed heavily in favor of bulls.

SectorRotator 🐂 BULL

@BreakoutHunter Agree on the RQD 59/100 quality, though with 1.0 beta I'm scaling in with half-size at $31.54 and keeping dry powder in case we test $29.33.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $25.23 (-20.0%)
Spot @ $31.54

Operating margin of 5% and net margin of 3.2% leave limited cushion, with net income falling from $232.5M in FY 2023 to $91.8M in FY 20

I respect the product at Carter's Inc., but the stock at $31.54 is a different story. Operating margin of 5% and net margin of 3.2% leave limited cushion, with net income falling from $232.5M in FY 2023 to $91.8M in FY 2025.. FCF yield is 5.6% and RQD sits at 59/100 (C-) — why pay up here when you can wait for next quarter's numbers?

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