Banco Santander Brasil SA American (BSBR) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Banco Santander Brasil SA American (NYSE: BSBR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $4.51 (+2.27% 1D, market cap $34.14B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BSBR ranks #634 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BSBR carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, KB (KB Financial Group Inc) holds a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $39.97B) and BAP (Credicorp Ltd.) posts a D+ grade (53/100 RQD, P/E 32.8x, ROIC 9.9%, cap $27.71B). Among the 5-stock peer group, BSBR leads on earnings multiple (32.8x) while BSBR leads on capital efficiency (9.9% ROIC).
For Banco Santander Brasil SA American (BSBR), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #634 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
SEC XBRL Trailing 12 Months: 15.8% FCF Margin ($754.6M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While BSBR currently carries a cautious 50/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Clean SEC annual filing review with no major hidden accounting time-bombs.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.62) and Max Pain ($4.74) forces dealer call-delta covering toward $7.69.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Banco Santander Brasil SA American (BSBR) surged +2.27% to $4.51, trading at 4% of its 52-week range ($4.38 – $7.32). Stretched risk/reward at 33x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Brazil’s surging interest bill and widening fiscal deficit have pushed borrowing costs higher and put local assets under a harsher spotlight. That pressure can punish weaker balance sheets, yet it can also reward busines
Bank shifts toward higher-quality credit amid rising household debt and rate pressures.
Banco Santander Brasil (NYSE:BSBR) reported recurring net income of BRL 2.9 billion for the third quarter of 2026, with return on equity of 11.9%, as the lender continued to rebalance its loan book toward lower-risk cust
Key TakeawaysBanco Bradesco shares fell 5% today after Itaú BBA downgraded the bank to Market Perform from Outperform, hours after Citi cut it to Neutral from Buy. Itaú Unibanco and Santander Brasil fell 4% each and Nu H
European equities traded in the US as American depositary receipts began the week tracking higher la
Cake Digital Bank, a digital-only bank from Vietnam, has won Gold at the Qorus-Infosys Finacle Banking Innovation Awards 2026 for its initiative, "Reinventing Financial Experiences Through an AI-First Banking Model." Cak
Yahoo Finance coverage on BSBR stock catalysts, institutional flow, and earnings outlook.
DUBLIN, October 30, 2026--KBRA Europe (KBRA) assigns preliminary ratings to six classes of notes to be issued by Sierra Residential DAC, a static RMBS securitisation collateralised by predominantly first-lien, reperformi
Banco Santander walked into its Q3 2026 release with the stock under pressure, down double digits over the past month and quarter, and trading near €10.51 at last close. Then came a set of results built around one clear
Record profit and 16% RoTE show progress toward 2028 targets amid integration gains.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +17.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BSBR today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BSBR. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Banco Santander Brasil SA American (BSBR) ranks #634 by composite RQD confidence (50/100, grade D) and #86 by equity capitalization ($34.14B). Within this direct 5-issuer industry benchmark cohort, BSBR leads on earnings valuation at 32.8x trailing P/E, while BSBR leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. KB currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with BSBR at 50/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BSBR
ACTIVE
Banco Santander Brasil SA American | D | 50/100 | 32.8x | — | 9.9% | +2.27% | $34.14B | Benchmark Subject |
| KB KB Financial Group Inc | D+ | 58/100 | 32.8x | — | 9.9% | -0.70% | $39.97B | /kb-vs-bsbr → |
| BAP Credicorp Ltd. | D+ | 53/100 | 32.8x | — | 9.9% | +0.58% | $27.71B | /bap-vs-bsbr → |
| CIB Grupo Cibest S.A. American | D+ | 58/100 | 32.8x | — | 9.9% | +0.05% | $22.30B | /cib-vs-bsbr → |
| NWG NatWest Group plc American | D | 51/100 | 32.8x | — | 9.9% | +1.88% | $61.49B | /nwg-vs-bsbr → |
Banco Santander Brasil SA American (BSBR) operates in Commercial Banks (Financials) with an equity capitalization of $34.14B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.
As of 2026-11-03, Banco Santander Brasil SA American (NYSE: BSBR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $4.51 (+2.27% 1D, market cap $34.14B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BSBR ranks #634 in composite RQD confidence.
Within the Financials sector (Commercial Banks), BSBR carries a Roarable D (50/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, KB (KB Financial Group Inc) holds a D+ grade (58/100 RQD, P/E 32.8x, ROIC 9.9%, cap $39.97B) and BAP (Credicorp Ltd.) posts a D+ grade (53/100 RQD, P/E 32.8x, ROIC 9.9%, cap $27.71B). Among the 5-stock peer group, BSBR leads on earnings multiple (32.8x) while BSBR leads on capital efficiency (9.9% ROIC).
For Banco Santander Brasil SA American (BSBR), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #634 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.
BSBR last traded at $4.51 (+2.27% on volume of 6,543,771 shares), positioning the stock -19.75% below its 50-day simple moving average ($5.62) and -22.38% below its 200-day simple moving average ($5.81). Across its 52-week range of $4.38 to $7.32, BSBR sits at the 4.4% percentile with a 14-day RSI of 29.1 (OVERSOLD (<32)) and an implied next-earnings move of ±5.9% ($4.24 to $4.78).
Banco Santander Brasil SA American (BSBR) earns a live Roarable RQD composite score of 50/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $4.51 (+2.27% 1D, market capitalization $34.14B).
Banco Santander Brasil SA American is listed on the NYSE under BSBR and classified in the Financials sector, Commercial Banks industry,. — for the remaining business detail.
Operating in Commercial Banks (Financials), BSBR carries a macro regime beta of 0.91 and gross margin of —.
Real-time company headlines, analyst actions, and sector developments for Banco Santander Brasil SA American (BSBR) • Click "Debate This Headline" to argue it in the Roar Pit below
Brazil’s surging interest bill and widening fiscal deficit have pushed borrowing costs higher and put local assets under a harsher spotlight. That pressure can punish weaker balance sheets, yet it can also reward busines
Bank shifts toward higher-quality credit amid rising household debt and rate pressures.
Banco Santander Brasil (NYSE:BSBR) reported recurring net income of BRL 2.9 billion for the third quarter of 2026, with return on equity of 11.9%, as the lender continued to rebalance its loan book toward lower-risk cust
Key TakeawaysBanco Bradesco shares fell 5% today after Itaú BBA downgraded the bank to Market Perform from Outperform, hours after Citi cut it to Neutral from Buy. Itaú Unibanco and Santander Brasil fell 4% each and Nu H
European equities traded in the US as American depositary receipts began the week tracking higher la
Cake Digital Bank, a digital-only bank from Vietnam, has won Gold at the Qorus-Infosys Finacle Banking Innovation Awards 2026 for its initiative, "Reinventing Financial Experiences Through an AI-First Banking Model." Cak
Yahoo Finance coverage on BSBR stock catalysts, institutional flow, and earnings outlook.
DUBLIN, October 30, 2026--KBRA Europe (KBRA) assigns preliminary ratings to six classes of notes to be issued by Sierra Residential DAC, a static RMBS securitisation collateralised by predominantly first-lien, reperformi
Don't sleep on BSBR's setup in Financials. Forensic balance sheet scores 15/20 with Altman Z 2.5, Piotroski F 8/9, and Debt/Equity 0.5, the strongest pillar in the rating.. Beta of 0.91 means it moves fast when momentum turns, and the 5-pillar RQD gauge (50/100) backs up the fundamental quality.
Both sides have a point here — BSBR's 15/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Fading this rally in BSBR at $4.57. Whale 13F Flow scores 4/20 while the stock trades at a 32.8 P/E against a 2.21% FCF yield, leaving valuation weakly supported.. With a beta of 0.91 and the stock sitting at $4.57 (52-wk range $4.38–$7.32), the easy multiple expansion is already priced in.
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