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Banco Santander - Chile ADS (BSAC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$31.59 +3.47% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $31.73

Banco Santander - Chile ADS (BSAC) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $14.38B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BSAC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Banco Santander - Chile ADS (NYSE: BSAC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $31.59 (+3.47% 1D, market cap $14.38B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BSAC ranks #665 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BSAC compare to WF and BCH in the Financials sector?
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Within the Financials sector (Commercial Banks), BSAC carries a Roarable D (49/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, WF (Woori Financial Group Inc. (each representing three (3) shares of )) holds a D grade (46/100 RQD, P/E N/A, ROIC —, cap $16.52B) and BCH (Banco De Chile ADS) posts a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $18.46B). Among the 5-stock peer group, BSAC leads on earnings multiple (32.8x) while BSAC leads on capital efficiency (9.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BSAC?
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For Banco Santander - Chile ADS (BSAC), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #665 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $31.73 (+0.43%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 7.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510049
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Cash (12)Whales (4)SEC (15)Macro (6)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-4.1% Base Target
$40 Bull$30 Base$24 Bear
📬 FREE BSAC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BSAC)Realized 20D OHLCV Swing Band: ±4.4%
Deterministic 5-Pillar Attribution (49/100 Composite)
🔍 WHY BSAC SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (31% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 7.9% FCF Margin ($317.9M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
57
Grade C$32.19+2.5% Next Q
Q2 (-2Q)
54
Grade C-$32.98-4.1% Next Q
Q3 (-1Q)
52
Grade C-$31.64-0.2% Next Q
Current
49
Grade D$31.59-5.4% Hist 90D α
Trajectory: C (57) → D (49)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a BSAC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While BSAC currently carries a cautious 49/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Clean SEC annual filing review with no major hidden accounting time-bombs.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($33.37) and Max Pain ($33.17) forces dealer call-delta covering toward $39.61.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-1.24% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BSAC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BSAC Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 49%NO 51%Trade / Inspect Odds →
SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

BSAC Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →
▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (BSAC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on BSAC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BSAC)

  • ✓Walkthrough of BSAC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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BSAC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +3.20%📐 HORIZONTAL RANGE
2026-11-03O $31.49H $31.59L $30.53C $31.59VOL 673.9K
RES: $38.76SUP: $29.43SMA50: $33.37SMA200: $33.39
$36.91$34.81$32.71$30.61$28.51RES $38.76SUP $29.43$31.592026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BSAC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BSAC Butterfly Map → + Track BSAC →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
25.3%/yr Implied 5Y Growth

vs. +8.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BSAC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BSAC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BSAC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BSAC)

Financials Rank #665 of 1097 ⚔️ WF vs BSAC Full Matrix →

1. Head-to-Head Financials Peer Comparison (BSAC vs. WF, BCH, CIB, BAP)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Banco Santander - Chile ADS (BSAC) ranks #665 by composite RQD confidence (49/100, grade D) and #145 by equity capitalization ($14.38B). Within this direct 5-issuer industry benchmark cohort, BSAC leads on earnings valuation at 32.8x trailing P/E, while BSAC leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. CIB currently holds the highest overall quantitative score in the immediate peer group at 58/100 (D+) compared with BSAC at 49/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
BSAC ACTIVE
Banco Santander - Chile ADS
D 49/100 32.8x — 9.9% +3.47% $14.38B Benchmark Subject
WF
Woori Financial Group Inc. (each representing three (3) shares of )
D 46/100 — — — -1.43% $16.52B /wf-vs-bsac →
BCH
Banco De Chile ADS
D 49/100 32.8x — 9.9% +3.48% $18.46B /bch-vs-bsac →
CIB
Grupo Cibest S.A. American
D+ 58/100 32.8x — 9.9% +0.05% $22.30B /cib-vs-bsac →
BAP
Credicorp Ltd.
D+ 53/100 32.8x — 9.9% +0.58% $27.71B /bap-vs-bsac →

2. BSAC Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Banco Santander - Chile ADS (BSAC) operates in Commercial Banks (Financials) with an equity capitalization of $14.38B, trailing P/E of 32.8x, forward P/E of 30.5x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. BSAC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BSAC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Banco Santander - Chile ADS (NYSE: BSAC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $31.59 (+3.47% 1D, market cap $14.38B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, BSAC ranks #665 in composite RQD confidence.

How does BSAC compare to WF and BCH in the Financials sector?

Within the Financials sector (Commercial Banks), BSAC carries a Roarable D (49/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, WF (Woori Financial Group Inc. (each representing three (3) shares of )) holds a D grade (46/100 RQD, P/E N/A, ROIC —, cap $16.52B) and BCH (Banco De Chile ADS) posts a D grade (49/100 RQD, P/E 32.8x, ROIC 9.9%, cap $18.46B). Among the 5-stock peer group, BSAC leads on earnings multiple (32.8x) while BSAC leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BSAC?

For Banco Santander - Chile ADS (BSAC), key quantitative strengths include Clean SEC annual filing review with no major hidden accounting time-bombs and sector rank #665 in Financials, while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BSAC trading relative to its 50-day, 200-day, and 52-week technical levels?

BSAC last traded at $31.59 (+3.47% on volume of 553,750 shares), positioning the stock -5.33% below its 50-day simple moving average ($33.37) and -5.39% below its 200-day simple moving average ($33.39). Across its 52-week range of $28.27 to $37.72, BSAC sits at the 35.1% percentile with a 14-day RSI of 34.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.4% ($30.20 to $32.98).

Direct Sub-Reports: BSAC RQD Cockpit BSAC 12M Forecast BSAC Earnings & Move BSAC Dividends & DRIP BSAC Insiders & 13F BSAC Whale Options BSAC Profit Sankey BSAC News & Why
ROARABLE RATING BRIEF • RQD 49/100 (D) ✓ SEC XBRL & RQD VERIFIED

BSAC — Banco Santander - Chile ADS: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Banco Santander - Chile ADS (BSAC) earns a live Roarable RQD composite score of 49/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $31.59 (+3.47% 1D, market capitalization $14.38B).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 9.9%, gross margin of —, operating margin of 13.9%, and free cash flow yield of 2.21%.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (6/20) + Forensic Balance Sheet (15/20): Incorporates a 1.07x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Is a NYSE-listed issuer in the Financials sector, Commercial Banks industry. Per the market data, the company reports an operating margin of 13.9% and a net margin of 10.9%.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 49/100): Clean SEC annual filing review with no major hidden accounting time-bombs. Free cash flow yield of 2.21% and institutional whale pillar of 4/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $28.27 – $37.72 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 32.8x trailing P/E and 21.0x EV/EBITDA against 13.9% operating margins and a 1.07x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The Butterfly Supply-Chain Graph reports no upstream or downstream links and no proprietary signals, and no sector-correlation data is provided.

  • Key Question #1: Can BSAC sustain or expand its 13.9% operating margin and 9.9% ROIC against Commercial Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (2.21% FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $37.72 52-week high?
  • Key Question #3: How sensitive is BSAC's 30.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.07x)?

BSAC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Banco Santander - Chile ADS (BSAC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BSAC Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BSAC Bull vs. Bear Conversation Board — What's Your Call at $31.59?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BSAC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on BSAC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $36.64 (+20.0%)
📌 Pinned Debate

Per the RQD rating, the forensic balance sheet scores 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5), and reported Q2 2026 EPS

Long BSAC at $30.53 targeting $36.64. Per the RQD rating, the forensic balance sheet scores 15/20 (Altman Z 2.5; Piotroski F 8/9; Debt/Equity 0.5), and reported Q2 2026 EPS of 2.03 beat consensus by 10.28%.. Institutional whale score is 4/20 and the risk/reward vs. the $28.27 52-week low is skewed heavily in favor of bulls.

SectorRotator 🐂 BULL

@CashFlowKing Agree on the RQD 49/100 quality, though with 1.07 beta I'm scaling in with half-size at $30.53 and keeping dry powder in case we test $28.39.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $24.42 (-20.0%)
Spot @ $30.53

Per the RQD rating, Whale 13F Flow and Macro Regime Fit each score only 6/20, with Beta at 1.07, and the stock trades at 32.8x trailing

Fading this rally in BSAC at $30.53. Per the RQD rating, Whale 13F Flow and Macro Regime Fit each score only 6/20, with Beta at 1.07, and the stock trades at 32.8x trailing P/E against a 2.21% FCF yield.. With a beta of 1.07 and the stock sitting at $30.53 (52-wk range $28.27–$37.72), the easy multiple expansion is already priced in.

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