Blue Ridge Bankshares Inc. (BRBS) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-03, Blue Ridge Bankshares Inc. (NYSE: BRBS) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $4.01 (+2.04% 1D, market cap $352.5M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, BRBS ranks #433 in composite RQD confidence.
Within the Financials sector (Major Banks), BRBS carries a Roarable C- (59/100 RQD), trailing P/E of 33.8x, gross margin of —, and ROIC of 3.3%. By comparison, CFFI (C&F Financial Corporation) holds a C+ grade (68/100 RQD, P/E 13.5x, ROIC 10.3%, cap $356.7M) and FRST (Primis Financial Corp.) posts a D grade (45/100 RQD, P/E N/A, ROIC 0.0%, cap $365.3M). Among the 5-stock peer group, CFFI leads on earnings multiple (13.5x) while USCB leads on capital efficiency (12.0% ROIC).
Per BRBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000842717), Blue Ridge Bankshares Inc. generated $1.02B in revenue (-11.1% YoY), $10.7M in net income, and $11.9M in free cash flow against $2.43B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
Even with a 59/100 (C-) score, BRBS faces multiple-compression risk if 33.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($3.94) or 200D SMA ($3.79) invalidates the momentum regime and cuts Target Base ($4.03) toward Bear Floor ($3.14).
Blue Ridge Bankshares Inc. (BRBS) surged +2.04% to $4.01, trading at 51% of its 52-week range ($3.22 – $4.78). Solid steady margins (3% return on capital), mixed timing at 34x P/E—hold if owned, no rush to chase.
Yahoo! Finance Canada report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Blue Ridge Bankshares (AMEX:BRBS) reported quarterly losses of $(0.05) per share. This is a 183.33 percent decrease over earnings of $0.06 per share from the same period last year. The company reported $20.001 million
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -11.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BRBS today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BRBS. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Blue Ridge Bankshares Inc. (BRBS) ranks #433 by composite RQD confidence (59/100, grade C-) and #777 by equity capitalization ($352.5M). Within this direct 5-issuer industry benchmark cohort, CFFI leads on earnings valuation at 13.5x trailing P/E, while USCB leads on capital efficiency and profitability with 12.0% ROIC and — gross margin. CFFI currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with BRBS at 59/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BRBS
ACTIVE
Blue Ridge Bankshares Inc. | C- | 59/100 | 33.8x | — | 3.3% | +2.04% | $352.5M | Benchmark Subject |
| CFFI C&F Financial Corporation | C+ | 68/100 | 13.5x | — | 10.3% | +1.39% | $356.7M | /cffi-vs-brbs → |
| FRST Primis Financial Corp. | D | 45/100 | — | — | 0.0% | +1.83% | $365.3M | /frst-vs-brbs → |
| USCB USCB Financial Holdings Inc. (Class A) | C- | 59/100 | 14.1x | — | 12.0% | +0.96% | $367.3M | /uscb-vs-brbs → |
| BCML BayCom Corp | C- | 61/100 | 14.1x | — | 7.1% | +1.79% | $336.0M | /bcml-vs-brbs → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Blue Ridge Bankshares Inc. (BRBS) reported GAAP revenue of $1.02B (-11.1% vs. FY2024 revenue of $1.15B , and +338.5% cumulative change since FY2023) , GAAP net income of $10.7M, operating cash flow of $13.6M, and free cash flow of $11.9M (+273.2% YoY). On the balance sheet, BRBS closed FY2025 with $2.43B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.02B | $10.7M | $13.6M | $11.9M | $2.43B | — |
| FY2024 (FY) | 2024-12-31 | $1.15B | -$15.4M | -$6.3M | -$6.9M | $2.74B | — |
| FY2023 (FY) | 2023-12-31 | $233.0M | -$51.8M | $44.1M | $44.1M | — | — |
As of 2026-11-03, Blue Ridge Bankshares Inc. (NYSE: BRBS) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $4.01 (+2.04% 1D, market cap $352.5M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 12/20, and Executive Insider Alignment 14/20. Across 1097 tracked Financials issuers, BRBS ranks #433 in composite RQD confidence.
Within the Financials sector (Major Banks), BRBS carries a Roarable C- (59/100 RQD), trailing P/E of 33.8x, gross margin of —, and ROIC of 3.3%. By comparison, CFFI (C&F Financial Corporation) holds a C+ grade (68/100 RQD, P/E 13.5x, ROIC 10.3%, cap $356.7M) and FRST (Primis Financial Corp.) posts a D grade (45/100 RQD, P/E N/A, ROIC 0.0%, cap $365.3M). Among the 5-stock peer group, CFFI leads on earnings multiple (13.5x) while USCB leads on capital efficiency (12.0% ROIC).
Per BRBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000842717), Blue Ridge Bankshares Inc. generated $1.02B in revenue (-11.1% YoY), $10.7M in net income, and $11.9M in free cash flow against $2.43B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
BRBS last traded at $4.01 (+2.04% on volume of 537,598 shares), positioning the stock +1.78% above its 50-day simple moving average ($3.94) and +5.80% above its 200-day simple moving average ($3.79). Across its 52-week range of $3.22 to $4.78, BRBS sits at the 50.6% percentile with a 14-day RSI of 48.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.6% ($3.83 to $4.19).
Blue Ridge Bankshares Inc. (BRBS) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $4.01 (+2.04% 1D, market capitalization $352.5M).
Blue Ridge Bankshares Inc. Is a NYSE-listed issuer in the Financials sector, classified under Major Banks, profile. The company carries a market capitalization of $0.4B. Revenue is reported as — for each period, so the revenue mechanics cannot be confirmed from the sources.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Blue Ridge Bankshares Inc. (BRBS) reported $1.02B in annual revenue (up from $1.15B in FY2024, -11.1% YoY) and $10.7M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($233.0M revenue, -$51.8M net income) through FY2025, BRBS scaled operating cash flow to $13.6M and free cash flow to $11.9M, backed by $2.43B in total assets against $0 in total debt.
No upstream or downstream supply-chain dependencies, sector correlations, or proprietary signal links are recorded. From an investor perspective, the most plausible second-order channel visible in the sources is credit: concentrated loan losses (per the news wire) could pressure capital and earnings, and any pending acquisition by HomeTrust Bancshares (per the news wire) could reshape ownership and valuation.
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Yahoo! Finance Canada report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Blue Ridge Bankshares Inc. (BRBS) market action, institutional positioning, and fundamental catalysts.
Here is why I am bullish on BRBS here at $3.93: Net income recovered from -$51.8M in FY 2023 to $10.7M in FY 2025 with positive FCF of $11.9M.. Compare BRBS's 0.0% operating margin and 3.3% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $3.73 are getting bought.
Both sides have a point here — BRBS's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Sitting on the sidelines or leaning short BRBS above $3.93. A $9.9M single-borrower charge-off and a Q3 loss flagged as RISK WATCH, against a P/E (TTM) of 33.8 on EPS of 0.12.. Until Fundamental Cash Engine (12/20) and FCF yield (3.31%) inflect higher, upside is capped near $4.78.
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