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Stock Ratings / Real Estate / AFYA / earnings
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Afya Limited (Class A) (AFYA) Next Earnings Date & Expected ±10% Move

$10.64 +1.82% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.65

Afya Limited (Class A) (AFYA) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $979.4M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is AFYA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Afya Limited (Class A) (NASDAQ: AFYA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $10.64 (+1.82% 1D, market cap $979.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 51 tracked Real Estate issuers, AFYA ranks #27 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does AFYA compare to PXED and UTI in the Real Estate sector?
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Within the Real Estate sector (Other Consumer Services), AFYA carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PXED (Phoenix Education Partners Inc.) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $862.6M) and UTI (Universal Technical Institute Inc) posts a C grade (63/100 RQD, P/E 20.6x, ROIC 19.3%, cap $1.25B). Among the 5-stock peer group, UTI leads on earnings multiple (20.6x) while UTI leads on capital efficiency (19.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for AFYA?
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For Afya Limited (Class A) (AFYA), key quantitative strengths include Established market leader in Real Estate with deep daily trading liquidity and sector rank #27 in Real Estate, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $10.65 (+0.14%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.7% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510046
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+
Cash (12)Whales (3)SEC (13)Macro (9)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-5.4% Base Target
$17 Bull$10 Base$8 Bear
📬 FREE AFYA RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AFYA)Realized 20D OHLCV Swing Band: ±10%
Deterministic 5-Pillar Attribution (46/100 Composite)
🔍 WHY AFYA SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+12/20 pts (26% of score)

SEC XBRL Trailing 12 Months: 0.7% FCF Margin ($27.4M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$14.52+4% Next Q
Q2 (-2Q)
51
Grade C-$15.10-28.3% Next Q
Q3 (-1Q)
49
Grade D$10.83-1.8% Next Q
Current
46
Grade D$10.64-6.1% Hist 90D α
Trajectory: C- (54) → D (46)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AFYA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AFYA currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($13.47) and Max Pain ($11.17) forces dealer call-delta covering toward $16.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AFYA• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “AFYA Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 46%NO 54%Trade / Inspect Odds →
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±10% Swing Band

±$1.06 Expected Swing
$9.58 (-10%)Spot $10.64$11.70 (+10%)
MODEL EARNINGS SETUP GAUGE

AFYA Quantitative Pre-Earnings Setup: 46/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (46/100)Model Risk Weight (54/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AFYA)

  • ✓Walkthrough of AFYA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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AFYA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -23.89%📐 HORIZONTAL RANGE
2026-11-03O $10.17H $10.64L $10.17C $10.64VOL 1.06M
RES: $15.21SUP: $9.59SMA50: $13.47SMA200: $14.15
$15.96$14.25$12.55$10.84$9.13RES $15.21SUP $9.59$10.642026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AFYA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AFYA Butterfly Map → + Track AFYA →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on AFYA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AFYA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AFYA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AFYA)

Real Estate Rank #27 of 51 ⚔️ PXED vs AFYA Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (AFYA vs. PXED, UTI, APEI, LINC)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Afya Limited (Class A) (AFYA) ranks #27 by composite RQD confidence (46/100, grade D) and #17 by equity capitalization ($979.4M). Within this direct 5-issuer industry benchmark cohort, UTI leads on earnings valuation at 20.6x trailing P/E, while UTI leads on capital efficiency and profitability with 19.3% ROIC and — gross margin. UTI currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with AFYA at 46/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
AFYA ACTIVE
Afya Limited (Class A)
D 46/100 — — — +1.82% $979.4M Benchmark Subject
PXED
Phoenix Education Partners Inc.
D- 43/100 — — — -0.08% $862.6M /pxed-vs-afya →
UTI
Universal Technical Institute Inc
C 63/100 20.6x — 19.3% -3.40% $1.25B /uti-vs-afya →
APEI
American Public Education Inc.
C 63/100 25.7x 54.2% 17.6% +2.51% $742.5M /apei-vs-afya →
LINC
Lincoln Educational Services Corporation
D- 42/100 35.1x 60.4% 14.0% -2.68% $656.0M /linc-vs-afya →

2. AFYA Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Afya Limited (Class A) (AFYA) operates in Other Consumer Services (Real Estate) with an equity capitalization of $979.4M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. AFYA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AFYA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Afya Limited (Class A) (NASDAQ: AFYA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $10.64 (+1.82% 1D, market cap $979.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 9/20. Across 51 tracked Real Estate issuers, AFYA ranks #27 in composite RQD confidence.

How does AFYA compare to PXED and UTI in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), AFYA carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PXED (Phoenix Education Partners Inc.) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $862.6M) and UTI (Universal Technical Institute Inc) posts a C grade (63/100 RQD, P/E 20.6x, ROIC 19.3%, cap $1.25B). Among the 5-stock peer group, UTI leads on earnings multiple (20.6x) while UTI leads on capital efficiency (19.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AFYA?

For Afya Limited (Class A) (AFYA), key quantitative strengths include Established market leader in Real Estate with deep daily trading liquidity and sector rank #27 in Real Estate, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AFYA trading relative to its 50-day, 200-day, and 52-week technical levels?

AFYA last traded at $10.64 (+1.82% on volume of 1,754,368 shares), positioning the stock -21.01% below its 50-day simple moving average ($13.47) and -24.81% below its 200-day simple moving average ($14.15). Across its 52-week range of $9.66 to $16.16, AFYA sits at the 15.1% percentile with a 14-day RSI of 30.7 (OVERSOLD (<32)) and an implied next-earnings move of ±10.0% ($9.58 to $11.70).

Direct Sub-Reports: AFYA RQD Cockpit AFYA 12M Forecast AFYA Earnings & Move AFYA Dividends & DRIP AFYA Insiders & 13F AFYA Whale Options AFYA Profit Sankey AFYA News & Why
ROARABLE RATING BRIEF • RQD 46/100 (D) ✓ SEC XBRL & RQD VERIFIED

AFYA — Afya Limited (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Afya Limited (Class A) (AFYA) earns a live Roarable RQD composite score of 46/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $10.64 (+1.82% 1D, market capitalization $979.4M).

  • Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Afya Limited (Class A) (AFYA) is listed on NASDAQ...0B.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 46/100): Established market leader in Real Estate with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $9.66 – $16.16 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The supply chain is NONE, with no upstream or downstream links and no proprietary signals. Therefore, no supply-chain dependencies, sector correlations, or 2nd-order bottlenecks can be identified from the source data. The one forward-looking dependency suggested by the news wire is the proposed Yduqs merger referenced in the news wire, and its implications are not detailed in the source.

  • Key Question #1: Can AFYA sustain or expand its — operating margin and — ROIC against Other Consumer Services peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $16.16 52-week high?
  • Key Question #3: How sensitive is AFYA's equity valuation to Real Estate capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

AFYA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Afya Limited (Class A) (AFYA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to AFYA Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

AFYA Bull vs. Bear Conversation Board — What's Your Call at $10.64?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON AFYA 🐻 33% BEARISH CONVICTION
1. Pick Your Side on AFYA:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
AL AlphaFlow_Cap RQD DEBATE OPENER • Verified $100K Arena Trader 🐂 BULLISH 🎯 Target: $13.06 (+25.0%)
📌 Pinned Debate

The Forensic Balance Sheet pillar scores 13 of 20, the strongest of its five pillars, with Altman Z of 2.5 and Piotroski F of 6/9.

Don't sleep on AFYA's setup in Real Estate. The Forensic Balance Sheet pillar scores 13 of 20, the strongest of its five pillars, with Altman Z of 2.5 and Piotroski F of 6/9.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (46/100) backs up the fundamental quality.

EarningsSniper 🐂 BULL

Both sides have a point here — AFYA's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $8.05 (-23.0%)
Spot @ $10.45

The Whale 13F Flow pillar scores only 3 of 20, and ROIC and FCF yield are both reported as 0%.

Fading this rally in AFYA at $10.45. The Whale 13F Flow pillar scores only 3 of 20, and ROIC and FCF yield are both reported as 0%.. With a beta of 1.0 and the stock sitting at $10.45 (52-wk range $9.66–$16.16), the easy multiple expansion is already priced in.

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