COMP <GO>
RKT vs NU // RETURN ON INVESTED CAPITAL (ROIC)
Rocket Companies Inc. (NYSE) VS. Nu Holdings Ltd. (Class A) (NYSE) • 15-METRIC TALLY: RKT 4
— NU 6
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: NU
LAST: $12.80 (+7.38%) • MKT CAP: $36.25B
roic
-0.20%
LAST: $11.61 (-3.65%) • MKT CAP: $56.37B
roic
9.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RKT VS. NU)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RKT | NU | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | -0.20% | 9.90% | -10.10 | NU | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 21.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -11.90% | 2.21% | -14.11 | NU | /fcf-yield <GO> |
| Operating Margin | -0.90% | 13.90% | -14.80 | NU | /operating-margins <GO> |
| Net Profit Margin | -0.70% | 10.90% | -11.60 | NU | /net-margins <GO> |
| Revenue Growth (YoY) | 22.00% | 4.40% | +17.60 | RKT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | NU | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.2 | 32.9 | +26.30 | RKT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.03 | +0.08 | RKT | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.0x | 30.5x | -9.50 | RKT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $36.25B | $56.37B | -$20.13B | NU | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RKT REV | NU REV | RKT GROSS % | NU GROSS % | RKT FCF | NU FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | -$4.02B | — |
| FY 2024 | $0 | — | — | — | -$2.70B | — |
| FY 2023 | $0 | — | — | — | $111.0M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RKT // BETA 1.11
NU // BETA 1.03