COMP <GO>
KLAR vs CHYM // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Klarna Group plc (NYSE) VS. Chime Financial Inc. (NASDAQ) • 15-METRIC TALLY: KLAR 7
— CHYM 3
■ METRIC PARITY
LAST: $13.38 (+0.60%) • MKT CAP: $9.39B
options-implied-move
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LAST: $28.53 (+2.08%) • MKT CAP: $10.58B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KLAR VS. CHYM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KLAR | CHYM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | -35.00% | +44.90 | KLAR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | -0.42% | +2.63 | KLAR | /fcf-yield <GO> |
| Operating Margin | 13.90% | -47.60% | +61.50 | KLAR | /operating-margins <GO> |
| Net Profit Margin | 10.90% | -46.20% | +57.10 | KLAR | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 30.70% | -31.80 | CHYM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 6/9 | +1.00 | KLAR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.8 | 42.4 | +6.40 | KLAR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.91 | +0.01 | KLAR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 22.0x | +8.50 | CHYM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.39B | $10.58B | -$1.20B | CHYM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KLAR REV | CHYM REV | KLAR GROSS % | CHYM GROSS % | KLAR FCF | CHYM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $2.19B | — | 88.0% | — | -$45.6M |
| FY 2024 | — | $1.67B | — | 87.6% | — | -$11.2M |
| FY 2023 | — | $1.28B | — | — | — | -$214.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KLAR // BETA 0.92
CHYM // BETA 0.91