COMP <GO>
HIG vs CINF // 10Y YIELD & FRED MACRO BETA
The Hartford Insurance Group Inc. (NYSE) VS. Cincinnati Financial Corporation (NASDAQ) • 15-METRIC TALLY: HIG 7
— CINF 5
▲ 10Y YIELD & FRED MACRO BETA LEADER: CINF
LAST: $135.52 (+2.21%) • MKT CAP: $35.46B
macro-sensitivity
0.92
LAST: $183.78 (+1.43%) • MKT CAP: $27.81B
macro-sensitivity
1.02
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIG VS. CINF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HIG | CINF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.40% | 9.20% | +19.20 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.1x | 12.6x | -6.50 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 16.29% | 11.07% | +5.22 | HIG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 23.10% | +51.90 | HIG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 18.90% | +49.10 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | 11.40% | -8.10 | CINF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.68% | 1.88% | -0.20 | CINF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | CINF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.0 | 67.2 | -17.20 | CINF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.92 | 1.02 | -0.10 | CINF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.6x | 10.9x | -2.30 | HIG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $35.46B | $27.81B | $7.64B | HIG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HIG REV | CINF REV | HIG GROSS % | CINF GROSS % | HIG FCF | CINF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.51B | $12.63B | — | — | $5.75B | $3.09B |
| FY 2024 | $1.46B | $11.34B | — | — | $5.76B | $2.63B |
| FY 2023 | $1.38B | $10.01B | — | — | $4.16B | $1.60B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HIG // BETA 0.92
CINF // BETA 1.02