COMP <GO>
HGTY vs FAF // EV/EBITDA & P/E VALUATION
Hagerty Inc. (Class A) (NYSE) VS. First American Corporation (NYSE) • 15-METRIC TALLY: HGTY 4
— FAF 5
■ METRIC PARITY
LAST: $15.58 (+0.78%) • MKT CAP: $5.60B
valuation
—
LAST: $63.82 (+0.16%) • MKT CAP: $6.51B
valuation
9.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HGTY VS. FAF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HGTY | FAF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 67.40% | 7.00% | +60.40 | HGTY | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 9.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.91% | 9.46% | -5.55 | FAF | /fcf-yield <GO> |
| Operating Margin | — | 10.20% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 22.00% | 8.30% | +13.70 | HGTY | /net-margins <GO> |
| Revenue Growth (YoY) | 23.50% | 21.60% | +1.90 | HGTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.43% | -3.43 | FAF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | FAF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.6 | 44.4 | +18.20 | HGTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.97 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 31.5x | 8.8x | +22.70 | FAF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $5.60B | $6.51B | -$907.8M | FAF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HGTY REV | FAF REV | HGTY GROSS % | FAF GROSS % | HGTY FCF | FAF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $677.6M | $7.45B | — | — | $219.0M | $615.5M |
| FY 2024 | $548.6M | $6.13B | — | — | $177.0M | $621.7M |
| FY 2023 | $464.3M | $6.00B | — | — | $133.7M | $84.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HGTY // BETA —
FAF // BETA 0.97