COMP <GO>
FIS vs FICO // EV/EBITDA & P/E VALUATION
Fidelity National Information Services Inc. (NYSE) VS. Fair Isaac Corporation (NYSE) • 15-METRIC TALLY: FIS 5
— FICO 9
▲ EV/EBITDA & P/E VALUATION LEADER: FIS
LAST: $38.55 (+3.41%) • MKT CAP: $19.23B
valuation
14.8x
LAST: $711.23 (+0.29%) • MKT CAP: $15.32B
valuation
19.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FIS VS. FICO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FIS | FICO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 36.90% | 82.20% | -45.30 | FICO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.10% | 59.60% | -53.50 | FICO | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 14.8x | 19.3x | -4.50 | FIS | /valuation <GO> |
| Free Cash Flow Yield | 1.46% | 5.03% | -3.57 | FICO | /fcf-yield <GO> |
| Operating Margin | 16.30% | 46.50% | -30.20 | FICO | /operating-margins <GO> |
| Net Profit Margin | 3.60% | 32.70% | -29.10 | FICO | /net-margins <GO> |
| Revenue Growth (YoY) | 5.40% | 15.90% | -10.50 | FICO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.41% | 0.00% | +4.41 | FIS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.45 | 8.75 | -8.30 | FICO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | FICO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.3 | 40.4 | +13.90 | FIS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.08 | 1.05 | +0.03 | FIS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 46.8x | 19.7x | +27.10 | FICO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $19.23B | $15.32B | $3.91B | FIS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FIS REV | FICO REV | FIS GROSS % | FICO GROSS % | FIS FCF | FICO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $10.68B | $1.99B | 36.9% | 82.2% | — | $769.9M |
| FY 2024 | $10.13B | $1.72B | 37.6% | 79.7% | — | $624.1M |
| FY 2023 | $9.83B | $1.51B | — | — | $3.89B | $400.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FIS // BETA 1.08
FICO // BETA 1.05